v3.26.1
Consolidated Statements of Income - BRL (R$)
R$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
IfrsStatementLineItems [Line Items]      
Interest and similar income R$ 267,113,345 R$ 211,733,717 R$ 211,458,474
Interest and similar expenses (193,843,753) (144,279,153) (156,376,055)
Net interest income 73,269,592 67,454,564 55,082,419
Fee and commission income 31,073,646 28,336,487 26,956,763
Net gains/(losses) on financial assets and liabilities measured at fair value through profit or loss 3,165,516 (2,249,836) 10,895,796
Net gains/(losses) on financial assets measured at fair value through other comprehensive income (99,338) 1,031,353 1,841,022
Net gains/(losses) on foreign currency transactions 3,583 2,704,502 262,501
Insurance services result 11,331,343 8,942,260 5,235,711
- Insurance and pension income 61,111,265 57,340,928 51,252,827
- Insurance and pension expenses (49,779,922) (48,398,668) (46,017,116)
Operating income 14,401,104 10,428,279 18,235,030
Expected credit losses on loans and advances (28,677,857) (26,636,777) (30,176,989)
Expected credit losses on other financial assets (930,103) (889,156) (1,940,035)
Personnel expenses (24,442,062) (22,277,310) (20,814,458)
Other administrative expenses (16,072,374) (16,582,966) (16,286,260)
Depreciation and amortization (7,063,267) (6,371,096) (6,025,244)
Other operating income/(expenses) (22,696,722) (18,093,096) (16,924,556)
Operating expenses (99,882,385) (90,850,401) (92,167,542)
Income before income taxes and share of profit of associates and joint ventures 18,861,957 15,368,929 8,106,670
Share of profit of associates and joint ventures 2,162,627 1,531,585 2,101,681
Income before income taxes 21,024,584 16,900,514 10,208,351
Income tax benefit/(expense) 2,900,052 641,639 4,294,414
Net income 23,924,636 17,542,153 14,502,765
Attributable to shareholders:      
Shareholders of the parent 23,672,706 17,252,900 14,251,329
Non-controlling interests 251,930 289,253 251,436
Net income R$ 23,924,636 R$ 17,542,153 R$ 14,502,765
Ordinary shares [member]      
Basic and diluted earnings per share based on the weighted average number of shares outstanding (expressed in R$ per share):      
– Earnings per preferred share (non-subordinated) R$ 2.13 R$ 1.55 R$ 1.27
Preference shares [member]      
Basic and diluted earnings per share based on the weighted average number of shares outstanding (expressed in R$ per share):      
– Earnings per preferred share (non-subordinated) R$ 2.35 R$ 1.71 R$ 1.41