RISK MANAGEMENT (Details) - BRL (R$)
R$ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
| Regulatory capital - values |
|
|
| Common equity |
R$ 124,320,006
|
R$ 106,012,668
|
| Level I |
145,844,118
|
124,632,919
|
| Reference Equity - RE |
174,968,754
|
149,109,173
|
| Risk-weighted assets (RWA) - amounts |
|
|
| Total RWA |
R$ 1,108,961,848
|
R$ 1,008,667,813
|
| Regulatory capital as a proportion of RWA |
|
|
| Index of Common equity - ICP |
11.20%
|
10.50%
|
| Tier I Capital |
13.20%
|
12.40%
|
| Basel Ratio |
15.80%
|
14.80%
|
| Additional Common Equity (ACP) as a proportion of RWA |
|
|
| Additional Common Equity Conservation - ACPConservation |
2.50%
|
2.50%
|
| Additional Contracyclic Common Equity - ACPContracyclic |
0.00%
|
0.00%
|
| Additional Systemic Importance of Common Equity - Systemic ACPS |
1.00%
|
1.00%
|
| Total ACP (1) |
3.50%
|
3.50%
|
| Excess Margin of Common Equity |
3.21%
|
2.51%
|
| Leverage Ratio (AR) |
|
|
| Total exposure |
R$ 2,141,573,090
|
R$ 1,860,789,433
|
| AR |
6.80%
|
6.70%
|
| Short Term Liquidity Indicator (LCR) |
|
|
| Total High Quality Liquid Assets (HQLA) |
R$ 253,255,892
|
R$ 184,606,844
|
| Total net cash outflow |
R$ 160,033,728
|
R$ 130,795,356
|
| LCR |
158.30%
|
141.10%
|
| Long Term Liquidity Indicator (NSFR) |
|
|
| Available stable funding (ASF) |
R$ 1,136,032,540
|
R$ 991,711,546
|
| Stable resources required (RSF) |
R$ 925,369,687
|
R$ 818,326,687
|
| NSFR |
122.80%
|
121.20%
|