OPERATING SEGMENTS (Details) - BRL (R$)
R$ in Thousands |
12 Months Ended |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
| IfrsStatementLineItems [Line Items] |
|
|
|
| Fee and commission income and income from banking fees |
R$ 31,073,646
|
R$ 28,336,487
|
R$ 26,956,763
|
| Net Income for the year ended on December 31, 2023 |
23,924,636
|
17,542,153
|
14,502,765
|
| Investments in subsidiaries, joint ventures and associates reported in separate financial statements |
13,283,440
|
11,029,012
|
9,616,840
|
| Liabilities |
2,151,378,586
|
1,900,541,870
|
|
| Operating Segments Banking [Member] |
|
|
|
| IfrsStatementLineItems [Line Items] |
|
|
|
| Revenue from financial intermediation (4) |
235,516,116
|
169,745,125
|
164,122,043
|
| Expenses from financial intermediation |
(154,883,751)
|
(98,810,413)
|
(97,495,630)
|
| Financial margin |
80,632,365
|
70,934,712
|
66,626,413
|
| Expected credit loss associated with credit risk |
(36,370,035)
|
(33,123,621)
|
(37,110,675)
|
| Gross income from financial intermediation |
44,262,330
|
37,811,091
|
29,515,738
|
| Other income from insurance, pension plans and capitalization bonds |
|
|
|
| Fee and commission income and income from banking fees |
39,563,634
|
36,213,830
|
34,269,254
|
| Personnel expenses/Other administrative expenses (5) |
(46,173,552)
|
(44,525,627)
|
(42,122,774)
|
| Tax expenses |
(7,520,187)
|
(6,313,204)
|
(6,582,213)
|
| Share of profit (loss) of associates and jointly controlled entities |
(225,416)
|
121,511
|
151,414
|
| IR/CSI and Other income/expenses |
(15,496,030)
|
(13,425,161)
|
(9,198,676)
|
| Net Income for the year ended on December 31, 2023 |
14,410,779
|
9,882,440
|
6,032,743
|
| Assets |
2,036,011,553
|
1,811,529,557
|
1,661,529,233
|
| Investments in subsidiaries, joint ventures and associates reported in separate financial statements |
86,292,770
|
79,828,981
|
73,163,988
|
| Liabilities |
1,820,238,662
|
1,607,412,734
|
1,468,271,968
|
| Operating Segments Insurance Pension And Capitalization Bonds [Member] |
|
|
|
| IfrsStatementLineItems [Line Items] |
|
|
|
| Revenue from financial intermediation (4) |
8,506,979
|
37,327,260
|
39,941,507
|
| Expenses from financial intermediation |
(18,430)
|
(30,050,169)
|
(32,892,243)
|
| Financial margin |
8,488,549
|
7,277,091
|
7,049,264
|
| Expected credit loss associated with credit risk |
|
|
|
| Gross income from financial intermediation |
8,488,549
|
7,277,091
|
7,049,264
|
| Other income from insurance, pension plans and capitalization bonds |
13,887,736
|
11,520,350
|
9,800,620
|
| Fee and commission income and income from banking fees |
2,061,017
|
1,923,437
|
1,164,685
|
| Personnel expenses/Other administrative expenses (5) |
(5,138,904)
|
(4,571,572)
|
(4,717,591)
|
| Tax expenses |
(1,484,930)
|
(1,391,406)
|
(1,436,686)
|
| Share of profit (loss) of associates and jointly controlled entities |
610,771
|
243,403
|
421,723
|
| IR/CSI and Other income/expenses |
(8,354,473)
|
(5,945,008)
|
(3,468,750)
|
| Net Income for the year ended on December 31, 2023 |
10,069,766
|
9,056,295
|
8,813,265
|
| Assets |
507,789,849
|
451,777,909
|
409,370,722
|
| Investments in subsidiaries, joint ventures and associates reported in separate financial statements |
5,612,184
|
4,727,047
|
3,028,413
|
| Liabilities |
463,807,578
|
416,694,321
|
370,561,631
|
| Operating Segments Other Activities [Member] |
|
|
|
| IfrsStatementLineItems [Line Items] |
|
|
|
| Revenue from financial intermediation (4) |
355,635
|
318,644
|
481,208
|
| Expenses from financial intermediation |
|
|
(18)
|
| Financial margin |
355,635
|
318,644
|
481,190
|
| Expected credit loss associated with credit risk |
|
|
|
| Gross income from financial intermediation |
355,635
|
318,644
|
481,190
|
| Other income from insurance, pension plans and capitalization bonds |
|
|
|
| Fee and commission income and income from banking fees |
142,372
|
81,549
|
4,899
|
| Personnel expenses/Other administrative expenses (5) |
(133,738)
|
(71,301)
|
(46,488)
|
| Tax expenses |
(22,812)
|
(18,380)
|
(22,734)
|
| Share of profit (loss) of associates and jointly controlled entities |
|
843
|
|
| IR/CSI and Other income/expenses |
(272,913)
|
(164,642)
|
(141,073)
|
| Net Income for the year ended on December 31, 2023 |
68,544
|
146,713
|
275,794
|
| Assets |
3,278,326
|
2,712,775
|
3,277,809
|
| Investments in subsidiaries, joint ventures and associates reported in separate financial statements |
318,322
|
1,413
|
1,105
|
| Liabilities |
191,759
|
33,384
|
68,561
|
| Operating Segments Eliminations [Member] |
|
|
|
| IfrsStatementLineItems [Line Items] |
|
|
|
| Revenue from financial intermediation (4) |
(286,293)
|
(408,624)
|
(670,653)
|
| Expenses from financial intermediation |
428,749
|
412,038
|
685,410
|
| Financial margin |
142,456
|
3,414
|
14,757
|
| Expected credit loss associated with credit risk |
|
|
|
| Gross income from financial intermediation |
142,456
|
3,414
|
14,757
|
| Other income from insurance, pension plans and capitalization bonds |
33,747
|
27,238
|
32,469
|
| Fee and commission income and income from banking fees |
(133,187)
|
(68,529)
|
(33,100)
|
| Personnel expenses/Other administrative expenses (5) |
274,376
|
393,183
|
423,907
|
| Tax expenses |
|
|
|
| Share of profit (loss) of associates and jointly controlled entities |
|
|
|
| IR/CSI and Other income/expenses |
(317,392)
|
(355,306)
|
(438,033)
|
| Net Income for the year ended on December 31, 2023 |
|
|
|
| Assets |
(164,478,058)
|
(138,098,385)
|
(110,126,067)
|
| Investments in subsidiaries, joint ventures and associates reported in separate financial statements |
(86,267,687)
|
(79,218,884)
|
(72,298,485)
|
| Liabilities |
(78,210,371)
|
(58,879,501)
|
(37,827,582)
|
| Operating Segments Managerial Income Statement [Member] |
|
|
|
| IfrsStatementLineItems [Line Items] |
|
|
|
| Revenue from financial intermediation (4) |
244,092,437
|
206,982,405
|
203,874,105
|
| Expenses from financial intermediation |
(154,473,432)
|
(128,448,544)
|
(129,702,481)
|
| Financial margin |
89,619,005
|
78,533,861
|
74,171,624
|
| Expected credit loss associated with credit risk |
(36,370,035)
|
(33,123,621)
|
(37,110,675)
|
| Gross income from financial intermediation |
53,248,970
|
45,410,240
|
37,060,949
|
| Other income from insurance, pension plans and capitalization bonds |
13,921,483
|
11,547,588
|
9,833,089
|
| Fee and commission income and income from banking fees |
41,633,836
|
38,150,287
|
35,405,738
|
| Personnel expenses/Other administrative expenses (5) |
(51,171,818)
|
(48,775,317)
|
(46,462,946)
|
| Tax expenses |
(9,027,929)
|
(7,722,990)
|
(8,041,633)
|
| Share of profit (loss) of associates and jointly controlled entities |
385,355
|
365,757
|
573,137
|
| IR/CSI and Other income/expenses |
(24,440,808)
|
(19,890,117)
|
(13,246,532)
|
| Net Income for the year ended on December 31, 2023 |
24,549,089
|
19,085,448
|
15,121,802
|
| Assets |
2,382,601,670
|
2,127,921,856
|
1,964,051,697
|
| Investments in subsidiaries, joint ventures and associates reported in separate financial statements |
5,955,589
|
5,338,557
|
3,895,021
|
| Liabilities |
2,206,027,628
|
1,965,260,938
|
1,801,074,578
|
| Operating Segments Proportionately Consolidated [Member] |
|
|
|
| IfrsStatementLineItems [Line Items] |
|
|
|
| Revenue from financial intermediation (4) |
(5,190,067)
|
(1,550,303)
|
(2,864,178)
|
| Expenses from financial intermediation |
1,530,732
|
607,296
|
552,467
|
| Financial margin |
(3,659,335)
|
(943,007)
|
(2,311,711)
|
| Expected credit loss associated with credit risk |
1,069,096
|
|
|
| Gross income from financial intermediation |
(2,590,239)
|
(943,007)
|
(2,311,711)
|
| Other income from insurance, pension plans and capitalization bonds |
|
|
|
| Fee and commission income and income from banking fees |
(8,008,985)
|
(6,170,251)
|
(5,340,755)
|
| Personnel expenses/Other administrative expenses (5) |
2,410,916
|
2,228,548
|
1,905,911
|
| Tax expenses |
899,826
|
848,030
|
697,784
|
| Share of profit (loss) of associates and jointly controlled entities |
1,776,372
|
1,164,800
|
1,527,554
|
| IR/CSI and Other income/expenses |
5,512,110
|
2,871,880
|
3,521,217
|
| Net Income for the year ended on December 31, 2023 |
|
|
|
| Assets |
(29,930,004)
|
(14,081,367)
|
(10,074,444)
|
| Investments in subsidiaries, joint ventures and associates reported in separate financial statements |
7,392,844
|
5,756,348
|
5,792,357
|
| Liabilities |
(29,930,004)
|
(14,081,367)
|
(10,074,444)
|
| Operating Segments Consolidation Adjustments [Member] |
|
|
|
| IfrsStatementLineItems [Line Items] |
|
|
|
| Revenue from financial intermediation (4) |
(5,505,872)
|
(2,959,039)
|
(4,249,260)
|
| Expenses from financial intermediation |
8,416,250
|
5,490,039
|
6,914,030
|
| Financial margin |
2,910,378
|
2,531,000
|
2,664,770
|
| Expected credit loss associated with credit risk |
|
|
|
| Gross income from financial intermediation |
2,910,378
|
2,531,000
|
2,664,770
|
| Other income from insurance, pension plans and capitalization bonds |
|
|
|
| Fee and commission income and income from banking fees |
(2,469,449)
|
(2,325,142)
|
(1,879,319)
|
| Personnel expenses/Other administrative expenses (5) |
(403,143)
|
(276,322)
|
(618,004)
|
| Tax expenses |
|
|
|
| Share of profit (loss) of associates and jointly controlled entities |
|
|
|
| IR/CSI and Other income/expenses |
(37,786)
|
70,464
|
(167,447)
|
| Net Income for the year ended on December 31, 2023 |
|
|
|
| Assets |
(45,943,903)
|
(60,714,873)
|
(38,502,618)
|
| Liabilities |
(45,943,903)
|
(60,714,873)
|
(38,502,618)
|
| Operating Segments Adjustments [Member] |
|
|
|
| IfrsStatementLineItems [Line Items] |
|
|
|
| Revenue from financial intermediation (4) |
36,786,608
|
10,746,673
|
27,697,126
|
| Expenses from financial intermediation |
(49,317,303)
|
(21,927,944)
|
(34,140,071)
|
| Financial margin |
(12,530,695)
|
(11,181,271)
|
(6,442,945)
|
| Expected credit loss associated with credit risk |
5,692,979
|
5,597,688
|
4,993,651
|
| Gross income from financial intermediation |
(6,837,716)
|
(5,583,583)
|
(1,449,294)
|
| Other income from insurance, pension plans and capitalization bonds |
(1,709,037)
|
(1,788,424)
|
(3,788,649)
|
| Fee and commission income and income from banking fees |
(81,756)
|
(1,318,407)
|
(1,228,901)
|
| Personnel expenses/Other administrative expenses (5) |
1,586,342
|
1,591,719
|
2,049,077
|
| Tax expenses |
38,572
|
|
|
| Share of profit (loss) of associates and jointly controlled entities |
900
|
1,028
|
990
|
| IR/CSI and Other income/expenses |
6,378,242
|
5,554,372
|
3,797,740
|
| Net Income for the year ended on December 31, 2023 |
(624,453)
|
(1,543,295)
|
(619,037)
|
| Assets |
23,599,453
|
16,358,746
|
12,048,614
|
| Investments in subsidiaries, joint ventures and associates reported in separate financial statements |
(64,993)
|
(65,893)
|
(70,538)
|
| Liabilities |
21,224,865
|
10,077,172
|
8,011,609
|
| Operating Segments Consolidated In Accordance With I F R S [Member] |
|
|
|
| IfrsStatementLineItems [Line Items] |
|
|
|
| Revenue from financial intermediation (4) |
270,183,106
|
213,219,736
|
224,457,793
|
| Expenses from financial intermediation |
(193,843,753)
|
(144,279,153)
|
(156,376,055)
|
| Financial margin |
76,339,353
|
68,940,583
|
68,081,738
|
| Expected credit loss associated with credit risk |
(29,607,960)
|
(27,525,933)
|
(32,117,024)
|
| Gross income from financial intermediation |
46,731,393
|
41,414,650
|
35,964,714
|
| Other income from insurance, pension plans and capitalization bonds |
12,212,446
|
9,759,164
|
6,044,440
|
| Fee and commission income and income from banking fees |
31,073,646
|
28,336,487
|
26,956,763
|
| Personnel expenses/Other administrative expenses (5) |
(47,577,703)
|
(45,231,372)
|
(43,125,962)
|
| Tax expenses |
(8,089,531)
|
(6,874,960)
|
(7,343,849)
|
| Share of profit (loss) of associates and jointly controlled entities |
2,162,627
|
1,531,585
|
2,101,681
|
| IR/CSI and Other income/expenses |
(12,588,242)
|
(11,393,401)
|
(6,095,022)
|
| Net Income for the year ended on December 31, 2023 |
23,924,636
|
17,542,153
|
14,502,765
|
| Assets |
2,330,327,216
|
2,069,484,362
|
1,927,523,249
|
| Investments in subsidiaries, joint ventures and associates reported in separate financial statements |
13,283,440
|
11,029,012
|
9,616,840
|
| Liabilities |
R$ 2,151,378,586
|
R$ 1,900,541,870
|
R$ 1,760,509,125
|