INSURANCE CONTRACTS (Details 5) - BRL (R$)
R$ in Thousands |
12 Months Ended |
Dec. 31, 2025 |
Dec. 31, 2024 |
| IfrsStatementLineItems [Line Items] |
|
|
| Opening balances |
R$ 24,695,113
|
R$ 24,414,758
|
| Changes from the current period |
(1,777,555)
|
(2,328,612)
|
| - Contractual service margin recognized in the period |
(1,777,555)
|
(2,328,612)
|
| Changes in relation to future periods |
(1,861,042)
|
1,736,361
|
| - Contracts initially recognized |
5,950,215
|
4,809,223
|
| - Changes in estimates that adjust the contractual service margin |
(7,811,257)
|
(3,072,862)
|
| Total technical changes |
(3,638,597)
|
(592,251)
|
| Insurance finance income/(expense) |
1,247,586
|
872,606
|
| Balance on December 31 |
22,304,102
|
24,695,113
|
| Contractual service margin related to contracts that existed at transition date to which fair value approach has been applied [member] |
|
|
| IfrsStatementLineItems [Line Items] |
|
|
| Opening balances |
7,921,046
|
11,313,062
|
| Changes from the current period |
(470,583)
|
(858,995)
|
| - Contractual service margin recognized in the period |
(470,583)
|
(858,995)
|
| Changes in relation to future periods |
(1,843,864)
|
(2,586,246)
|
| - Contracts initially recognized |
255,242
|
136,643
|
| - Changes in estimates that adjust the contractual service margin |
(2,099,106)
|
(2,722,889)
|
| Total technical changes |
(2,314,447)
|
(3,445,241)
|
| Insurance finance income/(expense) |
32,886
|
53,225
|
| Balance on December 31 |
5,639,485
|
7,921,046
|
| Contractual service margin related to contracts that existed at transition date to which modified retrospective approach has been applied [member] |
|
|
| IfrsStatementLineItems [Line Items] |
|
|
| Opening balances |
9,192,926
|
8,591,633
|
| Changes from the current period |
(554,386)
|
(947,502)
|
| - Contractual service margin recognized in the period |
(554,386)
|
(947,502)
|
| Changes in relation to future periods |
(1,246,122)
|
1,126,523
|
| - Contracts initially recognized |
134,585
|
53,780
|
| - Changes in estimates that adjust the contractual service margin |
(1,380,707)
|
1,072,743
|
| Total technical changes |
(1,800,508)
|
179,021
|
| Insurance finance income/(expense) |
392,804
|
422,272
|
| Balance on December 31 |
7,785,222
|
9,192,926
|
| Contracts Issued After Transition [Member] |
|
|
| IfrsStatementLineItems [Line Items] |
|
|
| Opening balances |
7,581,141
|
4,510,063
|
| Changes from the current period |
(752,586)
|
(522,115)
|
| - Contractual service margin recognized in the period |
(752,586)
|
(522,115)
|
| Changes in relation to future periods |
1,228,944
|
3,196,084
|
| - Contracts initially recognized |
5,560,388
|
4,618,800
|
| - Changes in estimates that adjust the contractual service margin |
(4,331,444)
|
(1,422,716)
|
| Total technical changes |
476,358
|
2,673,969
|
| Insurance finance income/(expense) |
821,896
|
397,109
|
| Balance on December 31 |
R$ 8,879,395
|
R$ 7,581,141
|