v3.26.1
INSURANCE CONTRACTS (Details 4) - BRL (R$)
R$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
IfrsStatementLineItems [Line Items]    
Opening balances on January 1 R$ 378,792,820  
Balance on December 31, 2024 419,715,476 R$ 378,792,820
L I C [Member]    
IfrsStatementLineItems [Line Items]    
Opening balances on January 1 15,381,960 13,643,591
Costs of providing insurance 42,167,958 40,834,572
Claims incurred and other insurance expenses 42,167,958 40,834,572
Liability adjustments for incurred claims (119,089) (13,349)
Financial expenses of insurance contracts 1,524,146 988,659
Changes recognized in other comprehensive income (33,057) (365,657)
Estimated cash flows (41,945,128) (39,705,856)
Claims and other insurance costs paid (41,945,128) (39,705,856)
Balance on December 31, 2024 16,976,790 15,381,960
Estimates of present value of future cash flows [member] | L I C B B A V F A [Member]    
IfrsStatementLineItems [Line Items]    
Opening balances on January 1 1,788,775 1,302,911
Costs of providing insurance 4,567,752 5,017,325
Claims incurred and other insurance expenses 4,567,752 5,017,325
Liability adjustments for incurred claims (116,836) 47,381
Financial expenses of insurance contracts 180,693 113,966
Changes recognized in other comprehensive income (4,997) (43,788)
Estimated cash flows (4,539,440) (4,649,020)
Claims and other insurance costs paid (4,539,440) (4,649,020)
Balance on December 31, 2024 1,875,947 1,788,775
Risk adjustment for non-financial risk [member] | L I C B B A V F A [Member]    
IfrsStatementLineItems [Line Items]    
Opening balances on January 1 65,439 71,949
Costs of providing insurance (7,945) (8,627)
Claims incurred and other insurance expenses (7,945) (8,627)
Liability adjustments for incurred claims
Financial expenses of insurance contracts 8,245 6,708
Changes recognized in other comprehensive income 1,052 (4,591)
Estimated cash flows
Claims and other insurance costs paid
Balance on December 31, 2024 66,791 65,439
Risk adjustment for non-financial risk [member] | L I C P A A [Member]    
IfrsStatementLineItems [Line Items]    
Opening balances on January 1 418,375 421,079
Costs of providing insurance (32,150) (5,539)
Claims incurred and other insurance expenses (32,150) (5,539)
Liability adjustments for incurred claims
Financial expenses of insurance contracts 43,205 30,374
Changes recognized in other comprehensive income 1,901 (27,539)
Estimated cash flows
Claims and other insurance costs paid
Balance on December 31, 2024 431,331 418,375
Insurance contracts other than those to which premium allocation approach has been applied [member] | L I C B B A V F A [Member]    
IfrsStatementLineItems [Line Items]    
Opening balances on January 1 1,854,214 1,374,860
Costs of providing insurance 4,559,807 5,008,698
Claims incurred and other insurance expenses 4,559,807 5,008,698
Liability adjustments for incurred claims (116,836) 47,381
Financial expenses of insurance contracts 188,938 120,674
Changes recognized in other comprehensive income (3,945) (48,379)
Estimated cash flows (4,539,440) (4,649,020)
Claims and other insurance costs paid (4,539,440) (4,649,020)
Balance on December 31, 2024 1,942,738 1,854,214
Insurance contracts other than those to which premium allocation approach has been applied [member] | L I C P A A [Member]    
IfrsStatementLineItems [Line Items]    
Opening balances on January 1 13,527,746 12,268,731
Costs of providing insurance 37,608,151 35,825,874
Claims incurred and other insurance expenses 37,608,151 35,825,874
Liability adjustments for incurred claims (2,253) (60,730)
Financial expenses of insurance contracts 1,335,208 867,985
Changes recognized in other comprehensive income (29,112) (317,278)
Estimated cash flows (37,405,688) (35,056,836)
Claims and other insurance costs paid (37,405,688) (35,056,836)
Balance on December 31, 2024 15,034,052 13,527,746
Insurance contracts to which premium allocation approach has been applied [member] | L I C P A A [Member]    
IfrsStatementLineItems [Line Items]    
Opening balances on January 1 13,109,371 11,847,652
Costs of providing insurance 37,640,301 35,831,413
Claims incurred and other insurance expenses 37,640,301 35,831,413
Liability adjustments for incurred claims (2,253) (60,730)
Financial expenses of insurance contracts 1,292,003 837,611
Changes recognized in other comprehensive income (31,013) (289,739)
Estimated cash flows (37,405,688) (35,056,836)
Claims and other insurance costs paid (37,405,688) (35,056,836)
Balance on December 31, 2024 R$ 14,602,721 R$ 13,109,371