Exhibit 99.04 Schedule 2

 

Loan Number Alt Loan ID ULI Settlement Date QM Type Guideline Name UW Guideline Author UW Guideline Version Date UW Guideline Matrix Name UW Guideline Matrix Date QM Regulation Failures Bedroom Count Approval Status Correspondent Name Pool Application Date Note Date Maturity Date Loan Status Loan Type Product Type Agency ID AUS Recommendation TRID ARM Hybrid Period Number of Borrowers Borrower 1 First Name Borrower 1 Middle Name Borrower 1 Last Name Borrower 2 First Name Borrower 2 Middle Name Borrower 2 Last Name Borrower 3 First Name Borrower 3 Middle Name Borrower 3 Last Name Borrower 4 First Name Borrower 4 Middle Name Borrower 4 Last Name Borrower Employment Indicator Co Borrower Employment Indicator Borrower 1 Job Job Yrs Borrower 1 Borrower 2 Job Job Yrs Borrower 2 Borrower 3 Job Job Yrs Borrower 3 Borrower 4 Job Job Yrs Borrower 4 Borrower 1 Occupation Borrower 1 Years In Field Borrower 2 Occupation Borrower 2 Years In Field Borrower 3 Occupation Borrower 3 Years In Field Borrower 4 Occupation Borrower 4 Years In Field Borrower 3 Income Verification Level Borrower 4 Income Verification Level Borrower 3 Employment Verification Level Borrower 4 Employment Verification level Borrower 1 First Time Buyer Borrower 2 First Time Buyer Borrower 3 First Time Buyer Borrower 4 First Time Buyer Representative Decision FICO Score Borrower 3 Original FICO Equifax Borrower 3 Original FICO Experian Borrower 3 Original FICO Transunion Borrower 4 Original FICO Equifax Borrower 4 Original FICO Experian Borrower 4 Original FICO Transunion Borrower 1 Citizenship Borrower 2 Citizenship Borrower 3 Citizenship Borrower 4 Citizenship Documentation Type Delayed Financing Flag Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Months of Personal Bank Statements Months of Business Bank Statements Months of Business & Personal Bank Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Months of Profit and Loss Statements CPA Letter Flag Expense letter Flag Number of Months CPA Verified Income WVOE Flag Number of Months WVOE Borrower Years of W2s CoBorrower Years of W2s 1- year Tax Return Flag Years of Tax Transcripts Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Front HTI Ratio Back DTI Ratio Borrower 3 Asset Verification Level Borrower 4 Asset Verification Level Liquid Assets Total Assets Reserves Property Street Address City State County Zip MI Company Name Mortgage Insurance MI Coverage Amount MI Certificate Number Flood Insurance Provided Flood Policy Amount Flood Expiration Date Name of Flood Insurer Flood Policy Number Monthly Flood Payment Flood Coverage Amount Flood Policy Active Flood Coverage Adeq Flood Map Panel Flood Mapped Date Flood Certificate Number Flood Certificate Date Flood Vendor Name Flood Zone Flood Community Flood Contract Type Flood Program Type Hazard Policy Amount Hazard Expiration Date Hazard Insurer Name Hazard Policy Number Hazard Coverage Amount Hazard Coverage Active Hazard Coverage Adeq Times 30 Days DQ on Prior Mortgage Times 60 Days DQ on Prior Mortgage Times 90 Days DQ on Prior Mortgage Prior Bankruptcy Flag Bankruptcy Filing Date Prior Bankruptcy Chapter Prior bankruptcy Discharge Date Ever In Foreclosure Most Recent Foreclosure Date Number of Foreclosure Events Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC) Origination Lender Late Charge Type Late Charges Percent APR Temporary Buydown Flag T4506 Income Supported Total Subject Housing Fully Indexed Qualifying Fully Indexed P&I Total Subject Housing Original P&I PITI T&I HOA Primary Housing Payment Second Mortgage Payment Months Reserves Other Liens Payment Silent Second Lien Flag Second Lien Amount Lease in Place 1007/Lease in file Market Rents Subject Rental Income Approved DSCR Investment/No Ratio DSCR LLC Flag LLC Name Short Term Rental Declining Market Guarantor Units Borrower SSN Co Borrower SSN Tax Payment Residual Income Times 30 Days DQ on 12 Prior Months of Current Mortgage History Times 60 Days DQ on 12 Prior Months of Current Mortgage History Times 90 Days DQ on 12 Prior Months of Current Mortgage History Condo Project Classification Default Note Rate Provision MERS Number
4000084920 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   1 XXX XXX XXXXX                   Self-Employed   XXX XXX             XXX XXX                     Yes       792             Non Permanent Resident Alien       1YR Business P&L No No Yes 2 Business 100.00   2   100.00   Third-Party Prepared (Unaudited) 12 Yes No 120 No 0 0 0 No 0 0 0 3 30.08 30.28     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 2.00 7.391 No   $XXX $XXX $XXX $XXX 3825.02 856.41   $XXX   10.27                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000097565 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 5 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   1 XXX XXX XXXXX                   Self-Employed   XXX XXX             XXX XXX                     Yes       702             Non Permanent Resident Alien       1YR Business P&L No No No             100.00   Audited 12 Yes No 31 No 0 0 0 No 0 0 0 2 45.99 47.09     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.658 No   $XXX $XXX $XXX $XXX 5797.80 1295.04   $XXX   38.22                 No     No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000097567 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   1 XXX   XXXXX                   Employed   XXX XXX             XXX XXX                     No       719             Permanent Resident Alien       Written Verification of Employment No No No                     No No 0 Yes 42 0 0 No 0 0 0 0 39.05 43.94     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 2.00 6.900 No   $XXX $XXX $XXX $XXX 5857.68 1616.28   $XXX   35.23                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000097981 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 8 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 40 Year Fixed IO     Yes   1 XXX XXX XXXXX                   Self-Employed   XXX XXX             XXX XXX                     No       811             US Citizen       1YR Business P&L No No Yes 2 Business 100.00   2   100.00   Third-Party Prepared (Unaudited) 12 Yes No 24 No 0 0 0 No 0 0 0 2 20.63 49.48     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.760 No   $XXX $XXX $XXX $XXX 25102.42 8229.92   $XXX   37.3                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000101340 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   2 XXX   XXXXX XXX   XXXXX             Employed Employed XXX XXX XXX XXX         XXX XXX XXX XXX                 No No     752             US Citizen US Citizen     2YR Full Doc No No No                     No No 0 Yes 125 2 2 No 2 2 0 2 29.75 47.00 4 - Verified 2+ Mos 4 - Verified 2+ Mos $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.342 No   $XXX $XXX $XXX $XXX 7288.25 1439.50   $XXX   15.45                 No     No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000101335 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   2 XXX   XXXXX XXX   XXXXX             Retired Self-Employed     XXX XXX             XXX XXX                 No No     796             US Citizen US Citizen     1YR Business P&L No No No               100.00 Third-Party Prepared (Unaudited) 12 Yes No 47 No 0 0 0 No 0 0 0 2 28.24 33.66     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.500 No   $XXX $XXX $XXX $XXX 2917.95 500.83   $XXX   116.57                 No     No   1 XXX XXX $XXX $XXX 0 0 0   No  
4000101330 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   1 XXX   XXXXX                   Self-Employed   XXX XXX             XXX XXX                     No       720             US Citizen       1YR Business P&L No No No             100.00   Audited 12 Yes Yes 129 No 0 0 0 No 0 0 0 3 37.36 37.62     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No       No   0   0     0   XXX Percent 5.00 8.834 No   $XXX $XXX $XXX $XXX 1844.19 299.49 $XXX $XXX   13.69                 No     No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000100927 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     No   1 XXX XXX XXXXX                   Self-Employed   XXX XXX             XXX XXX                     No       723             US Citizen       1YR Business P&L No No Yes 2 Business 100.00   2   100.00   Third-Party Prepared (Unaudited) 12 Yes No 37 No 0 0 0 No 0 0 0 0 1.62 5.12     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 6574.73 1464.03   $XXX   13.33                 Yes XXX   No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000101331 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 1 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   1 XXX XXX XXXXX                   Self-Employed   XXX XXX             XXX XXX                     No       707             US Citizen       1YR Business P&L No No No             100.00   Third-Party Prepared (Unaudited) 12 Yes Yes 178 No 0 0 0 No 0 0 0 0 28.30 38.96     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No       No   0   0     0   XXX Percent 5.00 8.101 No   $XXX $XXX $XXX $XXX 1490.17 295.88 $XXX $XXX   6.47                 No     No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000103182 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 6 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   1 XXX   XXXXX                   Employed   XXX XXX             XXX XXX                     No       789             US Citizen       Written Verification of Employment No No No                     No No 0 Yes 259 0 0 No 0 0 0 3 27.46 45.10     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.469 No   $XXX $XXX $XXX $XXX 6040.42 1620.54 $XXX $XXX   14.35                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000098710 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   1 XXX XXX XXXXX                   Self-Employed   XXX XXX             XXX XXX                     Yes       705             Non Permanent Resident Alien       2YR Full Doc No No No             100.00   Borrower Prepared 9 Yes No 46 No 0 0 0 No 2 2 0 2 30.26 38.89     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 8.211 No   $XXX $XXX $XXX $XXX 2019.15 640.19   $XXX   9.46                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000103176 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   1 XXX   XXXXX                   Self-Employed   XXX XXX             XXX XXX                     No       812             US Citizen       1YR Business P&L No No No             100.00   Audited 12 Yes No 64 No 0 0 0 No 0 0 0 0 23.79 45.50     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.202 No   $XXX $XXX $XXX $XXX 4850.59 885.79 $XXX $XXX   12.89                 No     Yes   1 XXX   $XXX $XXX 0 0 0   No XXX
4000098712 XXXXX   XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 40 Year Fixed IO     Yes   2 XXX   XXXXX XXX   XXXXX             Self-Employed Self-Employed XXX XXX XXX XXX         XXX XXX XXX XXX                 No No     765             US Citizen US Citizen     12 Month Bank Statement No No Yes 12 Business 100.00   12   100.00 100.00     No Yes 0 No 0 0 0 No 0 0 0 2 45.25 47.04     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.629 No   $XXX $XXX $XXX $XXX 19560.78 3000.78 $XXX $XXX   21.44                 No     No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000101336 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   1 XXX XXX XXXXX                   Retired                                           Yes       762             US Citizen       Asset Depletion – Debt Ratio Calculation No Yes No                     No No 0 No 0 0 0 No 0 0 0 0 27.03 28.68     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.530 No   $XXX $XXX $XXX $XXX 1776.93 183.01   $XXX   22.69                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000103185 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   2 XXX XXX XXXXX XXX XXX XXXXX             Self-Employed Self-Employed XXX XXX XXX XXX         XXX XXX XXX XXX                 Yes Yes     816             US Citizen Permanent Resident Alien     1YR Business P&L No No No             100.00 100.00 Borrower Prepared 12 Yes No 48 No 0 0 0 No 0 0 0 0 30.34 42.90     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.892 No   $XXX $XXX $XXX $XXX 1832.37 498.85   $XXX   62.1                 No     No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000106293 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     No   1 XXX XXX XXXXX                   Employed   XXX XXX             XXX XXX                     No       758             US Citizen       2YR Full Doc No No No                     No No 0 Yes 26 2 0 No 0 0 0 2 5.36 42.52     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 5547.17 1113.04   $XXX   38.99                 Yes XXX   No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000100587 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     Yes   2 XXX   XXXXX XXX XXX XXXXX             Not Employed Not Employed                                         No No     808             US Citizen US Citizen     Asset Utilization (No DTI) No Yes No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.159 No   $XXX $XXX $XXX $XXX 1966.00 750.81 $XXX $XXX   948.25                 No     No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000101343 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed     No   1 XXX   XXXXX                   Self-Employed   XXX XXX             XXX XXX                     No       795             US Citizen       1YR Business P&L No No No             100.00   Audited 12 Yes No 36 No 0 0 0 No 0 0 0 0 15.43 50.35     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 3206.86 616.83   $XXX   35.49                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
6000099270 XXXXX   XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FHLMC Accept/Eligible Yes   3 XXX XXX XXXXX XXX XXX XXXXX XXX XXX XXXXX       Employed Employed XXX XXX XXX XXX XXX XXX     XXX XXX XXX XXX XXX XXX     5 - Stated, 2YRs Verified + CPA Letter   3 - Stated, 3rd Party Verification   No No No   624 773 791 760       US Citizen US Citizen US Citizen   2YR Full Doc No No No                     No No 0 Yes 101 2 2 No 0 0 0 2 20.93 49.15 1 - Not Stated Not Verified   $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.991 No   $XXX $XXX $XXX $XXX 2407.80 829.41   $XXX   27.67                 No     No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
6000099320 XXXXX   XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FNMA Approve/Eligible Yes   1 XXX XXX XXXXX                   Employed   XXX XXX             XXX XXX                     No       753             US Citizen       2YR Full Doc No No No                     No No 0 Yes 96 2 0 No 0 0 0 2 5.64 37.30     $XXX $XXX $XXX XXX XXX XXX XXX XXX XXX Yes 25 XXX                   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.497 No   $XXX $XXX $XXX $XXX 1463.65 147.68   $XXX   4.34                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
6000099373 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FNMA Approve/Eligible Yes   1 XXX   XXXXX                   Employed   XXX XXX             XXX XXX                     No       773             US Citizen       1YR Full Doc No No No                     No No 0 No 0 1 0 No 0 0 0 2 26.49 38.67     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.692 No   $XXX $XXX $XXX $XXX 2149.34 656.07   $XXX   143.11                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
6000099405 XXXXX   XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FNMA Approve/Eligible Yes   1 XXX XXX XXXXX                   Self-Employed   XXX XXX             XXX XXX                     No       721             US Citizen       2YR Full Doc No No No             100.00       No No 0 No 0 2 0 No 0 0 1 2 5.41 19.77     $XXX $XXX $XXX XXX XXX XXX XXX XXX XXX Yes 25 XXX                   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.908 No   $XXX $XXX $XXX $XXX 7508.82 1292.74   $XXX   13.3                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000092124 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       792             US Citizen       Debt Service Coverage Ratio No No No             100.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.749 No   $XXX $XXX $XXX $XXX 3572.09 734.76   $XXX   95.22       Yes 4200.00 4200.00 1.18   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000089985 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       799             US Citizen       Debt Service Coverage Ratio No No No             50.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.374 No   $XXX $XXX $XXX $XXX 1620.34 559.87 $XXX $XXX   326.64       No 2100.00 0.00 1.26   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000092959 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       766             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.874 No   $XXX $XXX $XXX $XXX 6138.64 1113.65   $XXX   45.85       Yes 4400.00 4250.00 0.69   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000097557 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 7 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       796             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.125 No   $XXX $XXX $XXX $XXX 4423.91 494.19   $XXX   52.17       Yes 6805.00 6960.00 1.53   No   No No   4 XXX   $XXX $XXX 0 0 0   No XXX
4000097570 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 5 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       802             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.249 No   $XXX $XXX $XXX $XXX 2715.88 745.79 $XXX $XXX   27.78       No 2800.00 0.00 1.01   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000098706 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       817             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.5 No   $XXX $XXX $XXX $XXX 2125.63 416.52   $XXX   259.62       No 4100.00 0.00 1.93   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000098707 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       817             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.5 No   $XXX $XXX $XXX $XXX 2370.05 656.83   $XXX   232.84       No 4100.00 0.00 1.73   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000097992 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                         No No     737             Permanent Resident Alien Permanent Resident Alien     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.374 No   $XXX $XXX $XXX $XXX 2976.14 742.42 $XXX $XXX   8.17       No 3000.00 0.00 0.97   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000098705 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       817             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.5 No   $XXX $XXX $XXX $XXX 2464.22 751.00   $XXX   223.90       No 4100.00 0.00 1.66   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000101236 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 5 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed IO     No   1 XXX   XXXXX                   Not Applicable                                            No       724             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.749 No   $XXX $XXX $XXX $XXX 10385.94 1949.69   $XXX   138.30       No 15000.00 0.00 1.44   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000097559 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 7 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            Yes       784             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 2.00 6.499 No   $XXX $XXX $XXX $XXX 3147.91 935.90   $XXX   285.82       Yes 6400.00 5550.00 1.76   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000097983 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       799             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No       $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.374 No   $XXX $XXX $XXX $XXX 3500.06 1773.55   $XXX   36.30       Yes 4000.00 2750.00 0.79   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000097558 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       796             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6 No   $XXX $XXX $XXX $XXX 2532.12 433.69   $XXX   33.42       No 3345.00 0.00 1.32   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000097989 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       781             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 2.00 6.499 No   $XXX $XXX $XXX $XXX 4275.63 1379.48   $XXX   8.85       No 5000.00 0.00 1.17   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000098708 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 1 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       762             US Citizen       Debt Service Coverage Ratio No No No             100.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.999 No   $XXX $XXX $XXX $XXX 1754.24 407.14 $XXX $XXX   31.89       No 2125.00 0.00 1.02   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000097568 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed IO     No   1 XXX   XXXXX                   Not Applicable                                            Yes       746             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.25 No   $XXX $XXX $XXX $XXX 1459.65 529.96 $XXX $XXX   10.26       No 1800.00 0.00 1.21   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000098713 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       692             Permanent Resident Alien       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.749 No   $XXX $XXX $XXX $XXX 3114.48 1233.74   $XXX   27.97       No 3500.00 0.00 1.12   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000098715 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       725             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.624 No   $XXX $XXX $XXX $XXX 1851.77 603.29 $XXX $XXX   15.73       No 2900.00 0.00 1.54   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000097984 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       769             US Citizen       Debt Service Coverage Ratio No No No             100.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.374 No   $XXX $XXX $XXX $XXX 1300.90 324.38   $XXX   67.58       Yes 1700.00 1200.00 0.92   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000098717 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       791             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.375 No   $XXX $XXX $XXX $XXX 1837.98 361.66   $XXX   7.53       No 1843.00 0.00 1.00   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000097991 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       808             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.25 No   $XXX $XXX $XXX $XXX 5076.45 1015.37 $XXX $XXX   11.80       No 4000.00 0.00 0.77   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000098718 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                         No No     756             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.874 No   $XXX $XXX $XXX $XXX 2475.03 701.50 $XXX $XXX   384.43       Yes 3190.00 3190.00 1.22   Yes XXX No No XXX 1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000103180 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed IO     No   1 XXX   XXXXX                   Not Applicable                                            No       754             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.249 No   $XXX $XXX $XXX $XXX 2590.95 706.21   $XXX   113.55       Yes 2800.00 2800.00 1.08   No   No Yes   1 XXX   $XXX $XXX 0 0 0   No XXX
4000098720 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                         No No     756             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.874 No   $XXX $XXX $XXX $XXX 2475.03 701.50 $XXX $XXX   384.31       Yes 3190.00 3090.00 1.18   Yes XXX No No XXX 2 XXX XXX $XXX $XXX 0 0 0   No XXX
4000103172 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       753             US Citizen       Debt Service Coverage Ratio No No No             90.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 0.10 6.999 No   $XXX $XXX $XXX $XXX 7973.77 1693.95   $XXX   11.36       No 8000.00 0.00 1.00   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   Yes XXX
4000092142 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       735             US Citizen       Debt Service Coverage Ratio No No No             100.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.999 No   $XXX $XXX $XXX $XXX 4540.10 974.44   $XXX   6.19       No 5000.00 0.00 1.10   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000100925 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       749             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 6.874 No   $XXX $XXX $XXX $XXX 2287.84 563.58   $XXX   24.57       No 2350.00 0.00 1.03   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000073393 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       803             US Citizen       Debt Service Coverage Ratio No No No             100.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 8.374 No   $XXX $XXX $XXX $XXX 4086.18 1236.17   $XXX   53.11       N/A 2700.00 0.00 0.66   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000084915 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       701             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 2093.07 521.94   $XXX   152.67       No 3283.00 0.00 1.57   No   Yes No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000084911 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       719             US Citizen       Debt Service Coverage Ratio No No No             100.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 8585.75 1507.03   $XXX   6.68       No 9000.00 0.00 1.05   Yes XXX No No XXX 3 XXX   $XXX $XXX 0 0 0   No XXX
4000084916 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       785             US Citizen       Debt Service Coverage Ratio No No No             100.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 1646.06 376.77   $XXX   78.82       No 1850.00 2200.00 1.12   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000084913 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       788             US Citizen       Debt Service Coverage Ratio No No No             100.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 2.00   No   $XXX $XXX $XXX $XXX 2799.20 513.98   $XXX   18.16       Yes 3250.00 3600.00 1.16   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000086069 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       759             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 3087.39 833.59   $XXX   14.57       No 2675.00 0.00 0.87   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000084910 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 5 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                         No No     785             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 2.00   No   $XXX $XXX $XXX $XXX 4499.93 1151.88   $XXX   58.26       Yes 4500.00 4500.00 1.00   Yes XXX No No XXX 1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000084926 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 7 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       713             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 10048.90 2025.08   $XXX   39.10       No 16000.00 0.00 1.59   Yes XXX Yes No XXX 4 XXX   $XXX $XXX 0 0 0   No XXX
4000087734 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       820             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 4033.82 427.28   $XXX   126.98       No 2800.00 0.00 0.69   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000089987 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       785             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 4513.19 1215.93   $XXX   52.20       No 5675.00 0.00 1.26   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000090006 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed       No   1 XXX   XXXXX                   Not Applicable                                            No       737             US Citizen       Debt Service Coverage Ratio No No No             50.00       No No 0 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 1828.83 336.44 $XXX $XXX   6.94       Yes 2225.00 2100.00 1.08   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000101354 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     804             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 1 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 4.00   No   $XXX $XXX $XXX $XXX 3286.65 549.69 $XXX $XXX   4.84       No 2400.00 3866.00 1.18   No   Yes No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000098354 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       817             US Citizen       Debt Service Coverage Ratio No No No                     No No 2 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 1024.40 132.99 $XXX $XXX   8.97       No 1025.00 0.00 1.00   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000103323 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       781             US Citizen       Debt Service Coverage Ratio No No No                     No No 3 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 2631.89 424.00 $XXX $XXX   53.65       No 2350.00 4958.33 1.88   No   Yes No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000104407 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       792             US Citizen       Debt Service Coverage Ratio No No No                     No No 4 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 4217.64 1102.18 $XXX $XXX   43.11       No 4566.67 0.00 1.08   No   Yes No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000105154 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     737             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 5 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 1831.53 369.93 $XXX $XXX   80.14       No 2000.00 0.00 1.09   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000102836 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     814             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 6 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 2091.01 489.91 $XXX $XXX   9.39       No 2200.00 0.00 1.05   No   No Yes   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000103986 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 1 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     804             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 7 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 2928.54 604.44 $XXX $XXX   264.10       No 2650.00 6825.00 1.53   No   Yes Yes   1 XXX XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000084385 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       737             US Citizen       Debt Service Coverage Ratio No No No                     No No 8 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 1502.16 403.54 $XXX $XXX   25.07       No 1500.00 0.00 0.88   No   No No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000090717 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       787             US Citizen       Debt Service Coverage Ratio No No No                     No No 9 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 1279.70 295.59 $XXX $XXX   103.80       No 1600.00 0.00 1.25   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000097835 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       783             Permanent Resident Alien       Debt Service Coverage Ratio No No No                     No No 10 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 4172.27 795.83 $XXX $XXX   8.08       No 3500.00 12250.00 2.94   Yes XXX Yes No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000088481 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       685             US Citizen       Debt Service Coverage Ratio No No No                     No No 11 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 2344.47 474.81 $XXX $XXX   20.36       No 2400.00 0.00 1.02   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000101413 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       801             US Citizen       Debt Service Coverage Ratio No No No                     No No 12 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 3283.41 806.37 $XXX $XXX   357.56       No 2800.00 0.00 0.85   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000096867 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       718             US Citizen       Debt Service Coverage Ratio No No No                     No No 13 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 3330.95 761.59 $XXX $XXX   99.76       No 3900.00 0.00 1.17   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000103312 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     766             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 14 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 4.00   No   $XXX $XXX $XXX $XXX 2173.79 296.29 $XXX $XXX   52.49       No 2150.00 2791.67 1.07   No   Yes No   1 XXX XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000100366 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       731             US Citizen       Debt Service Coverage Ratio No No No                     No No 15 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 4.00   No   $XXX $XXX $XXX $XXX 1696.33 443.46 $XXX $XXX   7.85       No 1700.00 0.00 1.00   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000102168 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       802             US Citizen       Debt Service Coverage Ratio No No No                     No No 16 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 2328.74 664.17 $XXX $XXX   36.90       No 2500.00 0.00 1.04   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000102365 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       797             US Citizen       Debt Service Coverage Ratio No No No                     No No 17 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 3649.34 575.13 $XXX $XXX   33.82       No 4500.00 0.00 1.23   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000101382 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       801             US Citizen       Debt Service Coverage Ratio No No No                     No No 18 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 4969.57 855.97 $XXX $XXX   6.72       No 3800.00 5500.00 1.11   Yes XXX Yes No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000101640 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       803             US Citizen       Debt Service Coverage Ratio No No No                     No No 19 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 4.00   No   $XXX $XXX $XXX $XXX 3143.15 613.88 $XXX $XXX   12.53       No 3600.00 3150.00 1.00   No   Yes No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000101399 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       736             US Citizen       Debt Service Coverage Ratio No No No                     No No 20 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 3450.15 392.85 $XXX $XXX   14.47       No 5010.00 0.00 1.44   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000093041 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       720             US Citizen       Debt Service Coverage Ratio No No No                     No No 21 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 1 1 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 3825.11 919.70 $XXX $XXX   14.87       No 3375.00 0.00 0.82   No   No No   1 XXX   $XXX $XXX 1 0 0 Warrantable No XXX
4000100718 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       805             US Citizen       Debt Service Coverage Ratio No No No                     No No 22 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 2958.93 1180.90 $XXX $XXX   43.90       No 2600.00 0.00 0.85   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000100723 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                           No       749             US Citizen       Debt Service Coverage Ratio No No No                     No No 23 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 4246.90 802.16 $XXX $XXX   62.76       No 4025.00 0.00 0.93   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000100726 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable                                           No No     685             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 24 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 4.00   No   $XXX $XXX $XXX $XXX 1549.24 228.27 $XXX $XXX   379.27       No 1795.00 0.00 1.03   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000077343 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 YR FIXED     NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       752             US Citizen       Debt Service Coverage Ratio No No No                     No No 25 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   NO                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX     $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 3.00   No   $XXX $XXX $XXX $XXX 1452.44 347.54 $XXX $XXX   50.95       LONG TERM LEASE 2520.00 2400.00 1.65   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No  
4000084706 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 YR FIXED     NO   2 XXX   XXXXX XXX   XXXXX             NOT APPLICABLE NOT APPLICABLE                                         NO NO     757             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 26 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   NO                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 10.00   No   $XXX $XXX $XXX $XXX 3120.91 742.00 $XXX $XXX   30.53       LONG TERM LEASE 4578.00 4315.00 1.38   Yes XXX No No XXX 3 XXX XXX $XXX $XXX 0 0 0   No  
4000098872 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 YR FIXED     NO   2 XXX   XXXXX XXX   XXXXX             NOT APPLICABLE NOT APPLICABLE                                         NO NO     750             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 27 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   NO                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00   No   $XXX $XXX $XXX $XXX 1181.67 271.53 $XXX $XXX   4.32       LONG TERM LEASE 1522.50 1475.00 1.25   Yes XXX No No XXX 1 XXX XXX $XXX $XXX 0 0 0   No  
4000099950 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 YR FIXED     NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       782             US Citizen       Debt Service Coverage Ratio No No No                     No No 28 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   NO                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 3.00   No   $XXX $XXX $XXX $XXX 2133.25 390.90 $XXX $XXX   23.19       RENT REVIEW 2300.00 2300.00 1.01   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No  
4000100087 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 YR FIXED     NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       716             US Citizen       Debt Service Coverage Ratio No No No                     No No 29 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   NO                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX     $XXX 1 1 0 0 0 Yes XXXXXX 7 XXXXXX YES XXXXXX 1   0     0   XXX Percent 10.00   No   $XXX $XXX $XXX $XXX 3272.20 452.91 $XXX $XXX   3.35       LONG TERM LEASE 3360.00 3360.00 1.03   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No  
4000101476 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 YR FIXED     NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       733             US Citizen       Debt Service Coverage Ratio No No No                     No No 30 No 0 0 0 No 0 0 0 0 0.00 0.00     $XXX $XXX $XXX XXX XXX XXX XXX XXX   NO                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 3.00   No   $XXX $XXX $XXX $XXX 1500.76 372.52 $XXX $XXX   3.99       RENT REVIEW 2100.00 2100.00 1.40   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No