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  <xsd:element name="DepositServiceAndAccountMaintenanceFeesMember" id="fdsb_DepositServiceAndAccountMaintenanceFeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="InsufficientFundsFeesMember" id="fdsb_InsufficientFundsFeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="AtmAndCheckCardFeesMember" id="fdsb_AtmAndCheckCardFeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FinancialAssetsMeasurementInput" id="fdsb_FinancialAssetsMeasurementInput" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="ScheduleOfFinancingReceivableAccruedInterestWriteOffTableTextBlock" id="fdsb_ScheduleOfFinancingReceivableAccruedInterestWriteOffTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ScheduleOfCollateralDependentLoansTableTextBlock" id="fdsb_ScheduleOfCollateralDependentLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ScheduleOfRelatedPartyLoansTableTextBlock" id="fdsb_ScheduleOfRelatedPartyLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="HomeEquityLoansOrLinesOfCreditMember" id="fdsb_HomeEquityLoansOrLinesOfCreditMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FinancingReceivableDeferredLoanCosts" id="fdsb_FinancingReceivableDeferredLoanCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="LoansAndLeasesReceivableRelatedPartiesRepayments" id="fdsb_LoansAndLeasesReceivableRelatedPartiesRepayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableModificationSubsequentDefaultNumberOfContracts1" id="fdsb_FinancingReceivableModificationSubsequentDefaultNumberOfContracts1" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="DebtSecuritiesAvailableForSaleSecuritiesSold" id="fdsb_DebtSecuritiesAvailableForSaleSecuritiesSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FederalHomeLoanBankStockDividend" id="fdsb_FederalHomeLoanBankStockDividend" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestNetOfUnearnedIncomeBeforeAllowanceForCreditLoss" id="fdsb_FinancingReceivableExcludingAccruedInterestNetOfUnearnedIncomeBeforeAllowanceForCreditLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="RestrictedStockInvestmentPolicyPolicyTextBlock" id="fdsb_RestrictedStockInvestmentPolicyPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="DepositServiceAndAccountMaintenanceAndInsufficientFundsFeesMember" id="fdsb_DepositServiceAndAccountMaintenanceAndInsufficientFundsFeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="IncomeLossOnInvestmentsSecuritiesNonInterestIncome" id="fdsb_IncomeLossOnInvestmentsSecuritiesNonInterestIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="SummaryOfSignificantAccountingPoliciesTable" id="fdsb_SummaryOfSignificantAccountingPoliciesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="SignificantAccountingPoliciesLineItems" id="fdsb_SignificantAccountingPoliciesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FinancingReceivableAmortizedCostsCollateralDependentLoans" id="fdsb_FinancingReceivableAmortizedCostsCollateralDependentLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="NumberOfLoansWithModifications" id="fdsb_NumberOfLoansWithModifications" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="NumberOfLoansModifiedDuringPeriod" id="fdsb_NumberOfLoansModifiedDuringPeriod" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="NonOperatingExpenseCharitableContributions" id="fdsb_NonOperatingExpenseCharitableContributions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="UnearnedEmployeeStockOwnershipPlanMember" id="fdsb_UnearnedEmployeeStockOwnershipPlanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="ProceedsFromPaymentsForFederalHomeLoanBankAdvances" id="fdsb_ProceedsFromPaymentsForFederalHomeLoanBankAdvances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FifthDistrictSavingBankMember" id="fdsb_FifthDistrictSavingBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="StockIssuedDuringPeriodSharesNewIssuesToCharitableFoundation" id="fdsb_StockIssuedDuringPeriodSharesNewIssuesToCharitableFoundation" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="PercentOfEmployeeStockOwnershipPlanStockOverTotalCommonStockIssued" id="fdsb_PercentOfEmployeeStockOwnershipPlanStockOverTotalCommonStockIssued" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="NetProceedsFromOfferingToBank" id="fdsb_NetProceedsFromOfferingToBank" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="EmployeeStockOwnershipPlanEsopLoanAmount" id="fdsb_EmployeeStockOwnershipPlanEsopLoanAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="NetProceedsOfOfferingAmountRetained" id="fdsb_NetProceedsOfOfferingAmountRetained" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableTerm" id="fdsb_FinancingReceivableTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="AccruedInterestReceivableAbstract" id="fdsb_AccruedInterestReceivableAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="AccruedInterestReceivableTextBlock" id="fdsb_AccruedInterestReceivableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="UnsecuredFederalFundsLineOfCreditMember" id="fdsb_UnsecuredFederalFundsLineOfCreditMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FederalFundsPurchaseLineProgramMember" id="fdsb_FederalFundsPurchaseLineProgramMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FederalHomeLoanBankAdvancesGeneralDebtObligationsAdditionalAmountAvailable" id="fdsb_FederalHomeLoanBankAdvancesGeneralDebtObligationsAdditionalAmountAvailable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="DefinedBenefitPlanNumberOfExecutiveOfficersParticipants" id="fdsb_DefinedBenefitPlanNumberOfExecutiveOfficersParticipants" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="DefinedBenefitPlanNumberOfRetiredOfficersParticipants" id="fdsb_DefinedBenefitPlanNumberOfRetiredOfficersParticipants" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="DueToSubsidiary" id="fdsb_DueToSubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="TotalExpense" id="fdsb_TotalExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="EmployeeStockOwnershipPlanEsopLoanInterestRate" id="fdsb_EmployeeStockOwnershipPlanEsopLoanInterestRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="EmployeeStockOwnershipPlanEsopQuarterlyLoanPrincipalAndInterestPayments" id="fdsb_EmployeeStockOwnershipPlanEsopQuarterlyLoanPrincipalAndInterestPayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="DebtSecuritiesAvailableForSaleNumberOfPositions" id="fdsb_DebtSecuritiesAvailableForSaleNumberOfPositions" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="BankOwnedLifeInsuranceGainOnProceeds" id="fdsb_BankOwnedLifeInsuranceGainOnProceeds" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="BankOwnedLifeInsuranceIncreaseInCashSurrenderValue" id="fdsb_BankOwnedLifeInsuranceIncreaseInCashSurrenderValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="OtherLoanMember" id="fdsb_OtherLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="EmployeeStockOwnershipPlanEsopAbstract" id="fdsb_EmployeeStockOwnershipPlanEsopAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="EmployeeStockOwnershipPlanEsopDisclosuresTextBlock" id="fdsb_EmployeeStockOwnershipPlanEsopDisclosuresTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingGrantDateIntrinsicValueEndingBalance" id="fdsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingGrantDateIntrinsicValueEndingBalance" type="dtr-types:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseIncreaseInBankOwnedLifeInsuranceAmount" id="fdsb_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseIncreaseInBankOwnedLifeInsuranceAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseIncreaseInBankOwnedLifeInsurancePercent" id="fdsb_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseIncreaseInBankOwnedLifeInsurancePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseProceedsFromBankOwnedLifeInsuranceAmount" id="fdsb_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseProceedsFromBankOwnedLifeInsuranceAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseProceedsFromBankOwnedLifeInsurancePercent" id="fdsb_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseProceedsFromBankOwnedLifeInsurancePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableCommitmentPeriod" id="fdsb_FinancingReceivableCommitmentPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableAmortizationPeriod" id="fdsb_FinancingReceivableAmortizationPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableFixedRatePeriod" id="fdsb_FinancingReceivableFixedRatePeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableThereafterRatePeriod" id="fdsb_FinancingReceivableThereafterRatePeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableSmallBusinessInterimPeriod" id="fdsb_FinancingReceivableSmallBusinessInterimPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
</xsd:schema>
