v3.26.1
Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Interest and Dividend Income    
Loans, Including Fees $ 16,841 $ 15,253
Investment Securities 4,083 2,574
Other Interest-Earning Assets 1,134 1,450
Total Interest and Dividend Income 22,058 19,277
Interest Expense    
Deposits 9,210 9,217
Short-Term Federal Home Loan Bank Advances   4
Total Interest Expense 9,210 9,221
Net Interest Income 12,848 10,056
Recovery of Credit Losses on Loans   (1,100)
Provision for (Recovery of) Credit Losses on Unfunded Commitments 10 (110)
Total Provision for (Recovery of) Credit Losses 10 (1,210)
Net Interest Income After Provision for (Recovery of) Credit Losses 12,838 11,266
Non-Interest Income    
Non-Interest Income (In-Scope of Topic 606) 605 619
Bank Owned Life Insurance 304 353
Loss on Investments Securities   (1,144)
Gain on Sale of Premises and Equipment   141
Gain on Sale of Real Estate Owned 14  
Gain on Insurance Proceeds 3,469  
Other 38 42
Total Non-Interest Income 4,430 11
Non-Interest Expense    
Salaries and Employee Benefits 7,667 6,709
Occupancy and Equipment 2,030 1,820
Federal Deposit Insurance 215 205
Directors 240 277
Professional and Legal 330 194
Audit and Examination 332 304
Data Processing 1,304 1,179
Advertising 105 131
Charitable Contributions 4 1,281
Other 856 613
Total Non-Interest Expense 13,083 12,713
Income (Loss) Before Income Taxes 4,185 (1,436)
Income Tax Expense (Benefit) 97 (358)
Net Income (Loss) $ 4,088 $ (1,078)
Income (Loss) per Share - Basic (in dollars per share) $ 0.8 $ (0.21)
Income (Loss) per Share - Diluted (in dollars per share) $ 0.8 $ (0.21)
Deposit Service Charges and Fees    
Non-Interest Income    
Non-Interest Income (In-Scope of Topic 606) $ 212 $ 217
ATM and Check Card Fees    
Non-Interest Income    
Non-Interest Income (In-Scope of Topic 606) $ 393 $ 402