0000070858 2025-01-01 2025-12-31 0000070858 2022-01-01 2022-12-31 0000070858 2021-01-01 2021-12-31 0000070858 2024-01-01 2024-12-31 0000070858 2023-01-01 2023-12-31 0000070858 ecd:DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember ecd:PeoMember 2025-01-01 2025-12-31 0000070858 ecd:AggtChngPnsnValInSummryCompstnTblForAplblYrMember ecd:NonPeoNeoMember 2025-01-01 2025-12-31 0000070858 ecd:YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember ecd:NonPeoNeoMember 2025-01-01 2025-12-31 0000070858 ecd:ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember ecd:NonPeoNeoMember 2025-01-01 2025-12-31 0000070858 ecd:ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember ecd:NonPeoNeoMember 2025-01-01 2025-12-31 0000070858 ecd:VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember ecd:NonPeoNeoMember 2025-01-01 2025-12-31 0000070858 ecd:DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember ecd:NonPeoNeoMember 2025-01-01 2025-12-31 0000070858 bac:GrantDateValueofStockAwardsGrantedintheYearMember ecd:NonPeoNeoMember 2025-01-01 2025-12-31 0000070858 ecd:AggtChngPnsnValInSummryCompstnTblForAplblYrMember ecd:PeoMember 2025-01-01 2025-12-31 0000070858 bac:GrantDateValueofStockAwardsGrantedintheYearMember ecd:PeoMember 2025-01-01 2025-12-31 0000070858 ecd:YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember ecd:PeoMember 2025-01-01 2025-12-31 0000070858 ecd:ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember ecd:PeoMember 2025-01-01 2025-12-31 0000070858 ecd:ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember ecd:PeoMember 2025-01-01 2025-12-31 0000070858 ecd:VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember ecd:PeoMember 2025-01-01 2025-12-31 0000070858 5 2025-01-01 2025-12-31 0000070858 6 2025-01-01 2025-12-31 0000070858 1 2025-01-01 2025-12-31 0000070858 2 2025-01-01 2025-12-31 0000070858 3 2025-01-01 2025-12-31 0000070858 4 2025-01-01 2025-12-31 iso4217:USD DEF 14A false 0000070858 Bank of America Corporation true false <div id="toc43888_53" style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:arial">Pay versus performance table </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:arial">The company’s compensation philosophy is to pay for performance over the long- and short-term taking into consideration a <div style="display:inline;">range</div> of factors, including both financial and <div style="white-space:nowrap;display:inline;">non-financial</div> performance measures. Our <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">pay-for-performance</div></div> approach bases compensation on actual results and how those results were achieved. We align executive and shareholder interests through a compensation program providing a mix of salary, incentives, and benefits paid over time, including deferred equity-based awards. Review our “Compensation discussion <div style="display:inline;">and </div>analysis” starting on page 42 for more information on executive compensation considerations and decisions for our NEOs. Page 53 of the “Compensation discussion and analysis” includes 2025 compensation decisions for our NEOs; these decisions are different than those reflected in the table below which are calculated under prescribed SEC rules. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:arial">The table below shows the following information for the past five fiscal years: (i) “total” compensation for our NEOs for purposes of the “Summary compensation table”; (ii) the “Compensation actually paid” to NEOs (calculated using rules required by the SEC); (iii) our total shareholder return (TSR); (iv) the TSR of the KBW Bank Index; (v) our net income; and (vi) our revenue (which is our “company-selected performance measure”). “Compensation actually paid” does not represent the value of cash and shares of the company’s common stock received by NEOs during the year, but rather is an amount calculated under SEC rules and includes, among other things, year-over-year changes in the value of unvested equity-based awards. As a result of the calculation methodology required by the SEC, “Compensation actually paid” amounts below differ from compensation actually received by the individuals and the compensation decisions described in the “Compensation discussion and analysis” section above. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:14pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">2025 Pay versus performance table </div></div></div><div style="font-size:5pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"> <tr> <td style="width:27%"></td> <td style="vertical-align:bottom;width:3%"></td> <td style="width:96pt"></td> <td></td> <td></td> <td style="width:96pt"></td> <td style="vertical-align:bottom;width:3%"></td> <td style="width:69pt"></td> <td></td> <td></td> <td style="width:69pt"></td> <td style="vertical-align:bottom;width:3%"></td> <td style="width:154pt"></td> <td></td> <td></td> <td style="width:154pt"></td> <td style="vertical-align:bottom;width:3%"></td> <td style="width:123pt"></td> <td></td> <td></td> <td style="width:123pt"></td> <td style="vertical-align:bottom;width:3%"></td> <td style="width:27pt"></td> <td></td> <td></td> <td style="width:27pt"></td> <td style="vertical-align:bottom;width:3%"></td> <td style="width:30pt"></td> <td></td> <td></td> <td style="width:30pt"></td> <td style="vertical-align:bottom;width:3%"></td> <td style="width:64pt"></td> <td></td> <td></td> <td style="width:64pt"></td> <td style="vertical-align:bottom;width:3%"></td> <td style="width:53pt"></td> <td></td> <td></td> <td style="width:53pt"></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom">  </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">“Summary<br/>compensation<br/>table” total<br/>for CEO<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></div></div><div style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Compensation<br/>actually paid<br/>to CEO<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></div></div><div style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Average<br/>“Summary<br/>compensation<br/>table” total for<br/><div style="white-space:nowrap;display:inline;">non-CEO NEOs</div><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></div></div><div style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Average<br/>compensation<br/>actually paid to<br/><div style="white-space:nowrap;display:inline;">non-CEO NEOs</div><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></div></div><div style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Company<br/>TSR<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></div></div><div style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Peer group<br/>TSR<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></div></div><div style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Net<br/>income<br/>($ in<br/>millions)</div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Revenue<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div><br/>($ in<br/>millions)</div></div></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:8pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">2025</div></div></div></td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">33,711,521</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">53,507,725</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">20,199,081</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">30,992,675</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">205</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">196</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">30,509</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">113,097</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:8pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(5)</div></div></div></div></td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">28,738,702</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">47,777,368</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">16,477,980</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">26,304,042</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">160</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">148</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">26,973</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">105,856</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:8pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">2023<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(5)</div></div></div></div></td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">28,571,192</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">32,139,080</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">14,135,415</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">15,797,000</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">119</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">108</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">26,305</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">102,769</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:8pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">2022</div></div></div></td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">30,177,503</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">11,009,642</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">18,641,262</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">11,731,112</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">114</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">109</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">27,528</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:right">94,950</td> <td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.50em; font-size:8pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">2021</div></div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:right">23,729,169</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:right">49,888,896</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:right">16,930,383</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:right">29,568,322</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:right">150</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:right">138</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:right">31,978</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:right">89,113</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td></tr></table><div style="font-size:5pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%;vertical-align:top;text-align:left">(1)</td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:left">The CEO for each year reported was Brian T. Moynihan. The other NEOs, or <div style="white-space:nowrap;display:inline;">Non-CEO</div> NEOs, for each year reported are as follows: </div></td></tr></table><div style="font-size:2pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%"> </td> <td style="width:3%;vertical-align:top;text-align:left"><div style="font-family:Times New Roman; font-size:9pt;color:#022169;display:inline;">•</div></td> <td style="width:2%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:7pt;text-align:left">2025 &amp; 2024 &amp; 2023: Alastair M. Borthwick; Dean C. Athanasia; James P. DeMare; and Matthew M. Koder </div></td></tr></table> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%"> </td> <td style="width:3%;vertical-align:top;text-align:left"><div style="font-family:Times New Roman; font-size:9pt;color:#022169;display:inline;">•</div></td> <td style="width:2%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:7pt;text-align:left">2022: Alastair M. Borthwick; Dean C. Athanasia; Paul M. Donofrio; and Geoffrey S. Greener </div></td></tr></table> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%"> </td> <td style="width:3%;vertical-align:top;text-align:left"><div style="font-family:Times New Roman; font-size:9pt;color:#022169;display:inline;">•</div></td> <td style="width:2%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:7pt;text-align:left">2021: Alastair M. Borthwick; Paul M. Donofrio; James P. DeMare; Matthew M. Koder; and Thomas K. Montag </div></td></tr></table><div style="font-size:2pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%;vertical-align:top;text-align:left">(2)</td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:left">SEC rules require certain adjustments be made to the “Summary compensation table” totals to determine “compensation actually paid” as reported in the “Pay versus <div style="display:inline;">performance</div> table” above. For purposes of the pension valuation adjustments shown below, there was no pension service or prior service cost. In addition, for purposes of the equity award adjustments shown below, no equity awards were canceled due to a failure to meet vesting conditions. The following table details the applicable adjustments that were made to determine “compensation actually paid” (all amounts are averages for the NEOs other than the CEO) for 2025. See the “Pay versus performance table” on page 78 in the 2025 proxy statement, page 86 in the 2024 proxy statement and page 80 in the 2023 proxy statement for the adjustments made to determine “compensation actually paid” for prior years: </div></td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto"> <tr> <td style="width:3%"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:3%"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:18pt"></td> <td></td> <td></td> <td style="width:18pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:59pt"></td> <td></td> <td></td> <td style="width:59pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:48pt"></td> <td></td> <td></td> <td style="width:48pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:136pt"></td> <td></td> <td></td> <td style="width:136pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:123pt"></td> <td></td> <td></td> <td style="width:123pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:106pt"></td> <td></td> <td></td> <td style="width:106pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:132pt"></td> <td></td> <td></td> <td style="width:132pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:106pt"></td> <td></td> <td></td> <td style="width:106pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:62pt"></td> <td></td> <td></td> <td style="width:62pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:53pt"></td> <td></td> <td></td> <td style="width:53pt"></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"> <td rowspan="2" style="vertical-align:bottom"><div style=" margin-top:0pt ; margin-bottom:0pt; text-indent:0.29em; font-size:7pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">   </div></div></div></td> <td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; text-indent:0.57em; font-size:7pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Year</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt"> </div></td> <td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Executive(s)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Summary<br/>compensation<br/>table total</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Pension valuation<br/>adjustments</div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="29" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Equity award adjustments</div></div></td> <td style="vertical-align:bottom"> </td> <td colspan="4" style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Deduct change in<br/>pension value</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Deduct<br/>grant date<br/>value of<br/>stock<br/>awards<br/>granted in<br/>the year ($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space:nowrap;display:inline;">Add year-end</div><br/>value of<br/>unvested<br/>equity awards<br/>granted in<br/>the year</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Change in value<br/>of unvested<br/>equity awards<br/>granted in prior<br/>years</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Change in value<br/>of equity<br/>awards granted<br/>in prior years<br/>which vested in<br/>year</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Change in value<br/>of equity<br/>awards granted<br/>and vested in<br/>year</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Add<br/>dividends<br/>&amp; interest<br/>accrued</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Compensation<br/>actually paid<br/>total</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:top;white-space:nowrap"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.25em; font-size:8pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">2025</div></div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;">CEO</div></td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">33,711,521</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">(972,981)</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">(30,666,747)</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">26,497,679</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">13,483,178</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">1,255,320</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">8,431,370</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">1,768,385</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">53,507,725</td> <td style="white-space:nowrap;vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="vertical-align:top"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:top"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;"> </div></td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;"><div style="white-space:nowrap;display:inline;">Non-CEO NEOs</div></div></td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">20,199,081</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">(3,827)</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">(12,012,238)</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">14,264,819</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">6,905,292</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">686,004</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">0</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">953,544</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">30,992,675</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td></tr></table><div style="font-size:5pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%;vertical-align:top;text-align:left">(3)</td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:left">TSR is determined based on the value of an initial fixed investment of $100 on December 31, 2020. The peer group TSR represents TSR of the KBW Bank Index. </div></td></tr></table><div style="font-size:2pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%;vertical-align:top;text-align:left">(4)</td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:left">Represents total revenue, net of interest expense. </div></td></tr></table><div style="font-size:2pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%;vertical-align:top;text-align:left">(5)</td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:left">Effective in the fourth quarter of 2025 and as previously disclosed in our Form 8-K dated January 6, 2026, the company elected to change its accounting methods related to its tax-related affordable housing, eligible wind renewable energy and solar renewable energy equity investments. This resulted in revisions to our reported revenue and net income for fiscal years 2024 and 2023 (there were no such revisions for fiscal years 2022 and 2021, as these periods were not presented in our fiscal year 2025 annual report on our <div style="white-space:nowrap;display:inline;">Form 10-K).</div> This 2025 Pay versus performance table and the chart below reflect revenue and net income for fiscal years 2024 and 2023 as reported in our fiscal year 2025 <div style="display:inline;">annual</div> report on our Form 10-K. The company has not revised the compensation amounts previously reported for such years. </div></td></tr></table> 33711521 53507725 20199081 30992675 205 196 30509000000 113097000000 28738702 47777368 16477980 26304042 160 148 26973000000 105856000000 28571192 32139080 14135415 15797000 119 108 26305000000 102769000000 30177503 11009642 18641262 11731112 114 109 27528000000 94950000000 23729169 49888896 16930383 29568322 150 138 31978000000 89113000000 <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%;vertical-align:top;text-align:left">(1)</td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:left">The CEO for each year reported was Brian T. Moynihan. The other NEOs, or <div style="white-space:nowrap;display:inline;">Non-CEO</div> NEOs, for each year reported are as follows: </div></td></tr></table><div style="font-size:2pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%"> </td> <td style="width:3%;vertical-align:top;text-align:left"><div style="font-family:Times New Roman; font-size:9pt;color:#022169;display:inline;">•</div></td> <td style="width:2%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:7pt;text-align:left">2025 &amp; 2024 &amp; 2023: Alastair M. Borthwick; Dean C. Athanasia; James P. DeMare; and Matthew M. Koder </div></td></tr></table> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%"> </td> <td style="width:3%;vertical-align:top;text-align:left"><div style="font-family:Times New Roman; font-size:9pt;color:#022169;display:inline;">•</div></td> <td style="width:2%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:7pt;text-align:left">2022: Alastair M. Borthwick; Dean C. Athanasia; Paul M. Donofrio; and Geoffrey S. Greener </div></td></tr></table> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%"> </td> <td style="width:3%;vertical-align:top;text-align:left"><div style="font-family:Times New Roman; font-size:9pt;color:#022169;display:inline;">•</div></td> <td style="width:2%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:7pt;text-align:left">2021: Alastair M. Borthwick; Paul M. Donofrio; James P. DeMare; Matthew M. Koder; and Thomas K. Montag </div></td></tr></table> Brian T. Moynihan <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%;vertical-align:top;text-align:left">(2)</td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:left">SEC rules require certain adjustments be made to the “Summary compensation table” totals to determine “compensation actually paid” as reported in the “Pay versus <div style="display:inline;">performance</div> table” above. For purposes of the pension valuation adjustments shown below, there was no pension service or prior service cost. In addition, for purposes of the equity award adjustments shown below, no equity awards were canceled due to a failure to meet vesting conditions. The following table details the applicable adjustments that were made to determine “compensation actually paid” (all amounts are averages for the NEOs other than the CEO) for 2025. See the “Pay versus performance table” on page 78 in the 2025 proxy statement, page 86 in the 2024 proxy statement and page 80 in the 2023 proxy statement for the adjustments made to determine “compensation actually paid” for prior years: </div></td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto"> <tr> <td style="width:3%"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:3%"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:18pt"></td> <td></td> <td></td> <td style="width:18pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:59pt"></td> <td></td> <td></td> <td style="width:59pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:48pt"></td> <td></td> <td></td> <td style="width:48pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:136pt"></td> <td></td> <td></td> <td style="width:136pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:123pt"></td> <td></td> <td></td> <td style="width:123pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:106pt"></td> <td></td> <td></td> <td style="width:106pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:132pt"></td> <td></td> <td></td> <td style="width:132pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:106pt"></td> <td></td> <td></td> <td style="width:106pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:62pt"></td> <td></td> <td></td> <td style="width:62pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:53pt"></td> <td></td> <td></td> <td style="width:53pt"></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"> <td rowspan="2" style="vertical-align:bottom"><div style=" margin-top:0pt ; margin-bottom:0pt; text-indent:0.29em; font-size:7pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">   </div></div></div></td> <td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; text-indent:0.57em; font-size:7pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Year</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt"> </div></td> <td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Executive(s)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Summary<br/>compensation<br/>table total</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Pension valuation<br/>adjustments</div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="29" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Equity award adjustments</div></div></td> <td style="vertical-align:bottom"> </td> <td colspan="4" style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Deduct change in<br/>pension value</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Deduct<br/>grant date<br/>value of<br/>stock<br/>awards<br/>granted in<br/>the year ($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space:nowrap;display:inline;">Add year-end</div><br/>value of<br/>unvested<br/>equity awards<br/>granted in<br/>the year</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Change in value<br/>of unvested<br/>equity awards<br/>granted in prior<br/>years</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Change in value<br/>of equity<br/>awards granted<br/>in prior years<br/>which vested in<br/>year</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Change in value<br/>of equity<br/>awards granted<br/>and vested in<br/>year</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Add<br/>dividends<br/>&amp; interest<br/>accrued</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Compensation<br/>actually paid<br/>total</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:top;white-space:nowrap"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.25em; font-size:8pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">2025</div></div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;">CEO</div></td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">33,711,521</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">(972,981)</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">(30,666,747)</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">26,497,679</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">13,483,178</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">1,255,320</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">8,431,370</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">1,768,385</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">53,507,725</td> <td style="white-space:nowrap;vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="vertical-align:top"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:top"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;"> </div></td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;"><div style="white-space:nowrap;display:inline;">Non-CEO NEOs</div></div></td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">20,199,081</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">(3,827)</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">(12,012,238)</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">14,264,819</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">6,905,292</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">686,004</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">0</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">953,544</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">30,992,675</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td></tr></table> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%;vertical-align:top;text-align:left">(2)</td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:left">SEC rules require certain adjustments be made to the “Summary compensation table” totals to determine “compensation actually paid” as reported in the “Pay versus <div style="display:inline;">performance</div> table” above. For purposes of the pension valuation adjustments shown below, there was no pension service or prior service cost. In addition, for purposes of the equity award adjustments shown below, no equity awards were canceled due to a failure to meet vesting conditions. The following table details the applicable adjustments that were made to determine “compensation actually paid” (all amounts are averages for the NEOs other than the CEO) for 2025. See the “Pay versus performance table” on page 78 in the 2025 proxy statement, page 86 in the 2024 proxy statement and page 80 in the 2023 proxy statement for the adjustments made to determine “compensation actually paid” for prior years: </div></td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto"> <tr> <td style="width:3%"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:3%"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:18pt"></td> <td></td> <td></td> <td style="width:18pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:59pt"></td> <td></td> <td></td> <td style="width:59pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:48pt"></td> <td></td> <td></td> <td style="width:48pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:136pt"></td> <td></td> <td></td> <td style="width:136pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:123pt"></td> <td></td> <td></td> <td style="width:123pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:106pt"></td> <td></td> <td></td> <td style="width:106pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:132pt"></td> <td></td> <td></td> <td style="width:132pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:106pt"></td> <td></td> <td></td> <td style="width:106pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:62pt"></td> <td></td> <td></td> <td style="width:62pt"></td> <td style="vertical-align:bottom;width:1%"></td> <td style="width:53pt"></td> <td></td> <td></td> <td style="width:53pt"></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"> <td rowspan="2" style="vertical-align:bottom"><div style=" margin-top:0pt ; margin-bottom:0pt; text-indent:0.29em; font-size:7pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">   </div></div></div></td> <td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; text-indent:0.57em; font-size:7pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Year</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt"> </div></td> <td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Executive(s)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Summary<br/>compensation<br/>table total</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Pension valuation<br/>adjustments</div></div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="29" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Equity award adjustments</div></div></td> <td style="vertical-align:bottom"> </td> <td colspan="4" style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Deduct change in<br/>pension value</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Deduct<br/>grant date<br/>value of<br/>stock<br/>awards<br/>granted in<br/>the year ($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space:nowrap;display:inline;">Add year-end</div><br/>value of<br/>unvested<br/>equity awards<br/>granted in<br/>the year</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Change in value<br/>of unvested<br/>equity awards<br/>granted in prior<br/>years</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Change in value<br/>of equity<br/>awards granted<br/>in prior years<br/>which vested in<br/>year</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Change in value<br/>of equity<br/>awards granted<br/>and vested in<br/>year</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Add<br/>dividends<br/>&amp; interest<br/>accrued</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td colspan="4" style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">Compensation<br/>actually paid<br/>total</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:center"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">($)</div></div></div><div style="font-size:1pt; margin-top:0pt; margin-bottom:1pt;text-align:left"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:top;white-space:nowrap"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.25em; font-size:8pt; font-family:arial"><div style="color:#022169;display:inline;"><div style="font-weight:bold;display:inline;">2025</div></div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;">CEO</div></td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">33,711,521</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">(972,981)</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">(30,666,747)</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">26,497,679</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">13,483,178</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">1,255,320</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">8,431,370</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">1,768,385</td> <td style="white-space:nowrap;vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:center">53,507,725</td> <td style="white-space:nowrap;vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"> <td style="vertical-align:top"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:top"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;"> </div></td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"><div style="color:#022169;display:inline;"><div style="white-space:nowrap;display:inline;">Non-CEO NEOs</div></div></td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">20,199,081</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">(3,827)</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">(12,012,238)</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">14,264,819</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">6,905,292</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">686,004</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">0</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">953,544</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td> <td style=" BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom;text-align:center">30,992,675</td> <td style="BORDER-BOTTOM:1.00pt solid #022169;white-space:nowrap;vertical-align:bottom"></td></tr></table> 33711521 -972981 -30666747 26497679 13483178 1255320 8431370 1768385 53507725 20199081 -3827 -12012238 14264819 6905292 686004 0 953544 30992675 TSR is determined based on the value of an initial fixed investment of $100 on December 31, 2020. The peer group TSR represents TSR of the KBW Bank Index. revenue <div style="margin-top:5pt; margin-bottom:0pt; font-size:9pt; font-family:arial">The chart below highlights the alignment between “compensation actually paid” to our NEOs and our TSR performance and net income for<div style="display:inline;"> the</div> past five fiscal years. </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div><div style="margin-top:0pt;margin-bottom:0pt;font-weight:bold;text-align:center"></div><div style="margin-top:0pt;margin-bottom:0pt;font-weight:bold;text-align:center"> <img alt="LOGO" src="g43888g33v79.jpg" style="width:5.35637in;height:3.85305in"/> </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <div style="margin-top:5pt; margin-bottom:0pt; font-size:9pt; font-family:arial">The chart below highlights the alignment between “compensation actually paid” to our NEOs and our TSR performance and net income for<div style="display:inline;"> the</div> past five fiscal years. </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div><div style="margin-top:0pt;margin-bottom:0pt;font-weight:bold;text-align:center"></div><div style="margin-top:0pt;margin-bottom:0pt;font-weight:bold;text-align:center"> <img alt="LOGO" src="g43888g33v79.jpg" style="width:5.35637in;height:3.85305in"/> </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;text-align:center">Net Income</div><div style="font-size:5pt; margin-top:0pt; margin-bottom:0pt;text-align:left"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;text-align:center">Revenue</div><div style="font-size:5pt; margin-top:0pt; margin-bottom:0pt;text-align:left"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;text-align:center">Total Shareholder Return</div><div style="font-size:5pt; margin-top:0pt; margin-bottom:0pt;text-align:left"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;text-align:center">Return on Assets</div><div style="font-size:5pt; margin-top:0pt; margin-bottom:0pt;text-align:left"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;text-align:center">Return on Tangible Common Equity</div><div style="font-size:5pt; margin-top:0pt; margin-bottom:0pt;text-align:left"> </div><div style="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:arial;text-align:center">Tangible Book Value*</div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:3%;vertical-align:top;text-align:left">*</td> <td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:left">Tangible book value per common share represents ending tangible common shareholders’ equity divided by ending common shares outstanding. </div></td></tr></table> Net Income Revenue Total Shareholder Return Return on Assets Return on Tangible Common Equity Tangible Book Value