|
Loan ID
|
Seller Loan ID
|
EDGAR ID
|
Loan Program
|
Guideline Product Name
|
Originator Name
|
Originating Entity CDFI Flag
|
Guideline Name
|
Guideline Author
|
Guideline Date
|
Guideline Version
|
Application Date
|
TILA Status
|
TRID
|
GSE
|
Verified Safe Harbor Flag
|
Verified Safe Harbor Reference Document
|
QM Regulation Failures
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
AUS Decision System
|
Rating Result
|
Property Inspection Waiver (PIW)
|
Calculated APR
|
HUD 1 Page 1 Credits Total
|
Verified Qualifying Rate
|
Originator Qualifying Rate
|
Qualifying P&I
|
Default Interest Rate Present
|
Default Interest Rate
|
Annual Property Tax
|
Monthly Property Tax
|
Annual Insurance Costs
|
Monthly Insurance Cost
|
Annual HOA Costs
|
Monthly HOA Costs
|
Monthly Other Costs
|
PITIA
|
Residual Income
|
HOA Questionnaire Flag
|
HOA Name
|
HOA Address State
|
HOA Fee Amount
|
HOA Next Due Date
|
HOA Payment Frequency
|
Originator DTI
|
TPR Verified DTI
|
QM DTI
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower 2 Length of Employment
|
Co Borrower 3 Length of Employment
|
Document Level
|
Borrower Years of W2s/1099
|
CoBorrower Years of W2s/1099
|
Borrower Months of Paystubs Verified
|
Co Borrower Months of Paystubs Verified
|
Borrower Employment Gap Letter
|
Borrower Months of Employment Gap
|
Co Borrower Employment Gap Letter
|
Co Borrower Months of Employment Gap
|
Borrower Years of Personal Tax Returns
|
Borrower Years of Business Tax Returns
|
CoBorrower Years of Personal Tax Returns
|
CoBorrower Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Borrower Award/Offer Letter
|
Co Borrower Award/Offer Letter
|
Asset Depletion Flag
|
Partial Asset Depletion Flag
|
Asset Depletion Months Amortized
|
Asset Utilization Flag (No DTI)
|
Borrower Bank Statements Flag
|
Borrower Bank Statement Summary/Lender Worksheet
|
Borrower Number of Personal Bank Statements
|
Borrower Number of Business Bank Statements
|
CoBorrower Bank Statements Flag
|
Co Borrower Bank Statement Summary/Lender Worksheet
|
CoBorrower Number of Personal Bank Statements
|
CoBorrower Number of Business Bank Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
Bespoke Eligible Assets
|
Borrower P&L Type
|
Borrower Number of Months P&L
|
Borrower P&L Prepared By
|
CoBorrower P&L Type
|
CoBorrower P&L Prepared By
|
CoBorrower Number of Months P&L
|
Borrower CPA Letter Flag
|
# of Months CPA verified income
|
CoBorrower CPA Letter Flag
|
CoBorrower # of Months CPA verified income
|
Borrower WVOE Flag
|
Borrower # of Months Employment Validated WVOE
|
Borrower # of Months Income Validated WVOE
|
Borrower WVOE Form Type
|
CoBorrower WVOE Flag
|
CoBorrower # of Months WVOE
|
CoBorrower # of Months Income Validated WVOE
|
CoBorrower WVOE Form Type
|
DSCR Flag
|
TPR DSCR
|
Originator DSCR
|
Expense Letter
|
Income Doc Detail
|
Tax Return Doc Details
|
Property Address
|
Property City
|
Property State
|
Property Zip
|
Property County
|
Original Credit Report Date
|
Borrower 1 Credit Report Date
|
Borrower 2 Credit Report Date
|
Borrower 3 Credit Report Date
|
Borrower 4 Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Co Borrower 2 FICO
|
Most Recent Co Borrower 3 FICO
|
Updated Credit Report Flag
|
Updated Credit Report Date
|
Updated FICO Method
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Updated Primary Borrower FICO
|
Updated Co Borrower FICO
|
Updated Co Borrower 2 FICO
|
Updated Co Borrower 3 FICO
|
Updated Qualifying FICO
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy 7 11
|
Months Bankruptcy 13
|
Most Recent Deed in Lieu Date
|
Number of Deed in Lieu Events
|
Months Deed in Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Lates 30d in 0-12m
|
Prior Mortgage/Rent Lates 60d in 0-12m
|
Prior Mortgage/Rent Lates 90d in 0-12m
|
Prior Mortgage/Rent Lates 120d+ in 0-12m
|
Prior Mortgage/Rent Lates 30d in 13-24m
|
Prior Mortgage/Rent Lates 60d in 13-24m
|
Prior Mortgage/Rent Lates 90d in 13-24m
|
Prior Mortgage/Rent Lates 120d+ in 13-24m
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Is Equity Shared Loan
|
Subordinate Lien Type
|
Subordinate Lien Max Draw Amount (HELOC)
|
Subordinate Lien 2 Type
|
Subordinate Lien 2 Max Draw Amount (HELOC)
|
Subordinate Lien 3 Type
|
Subordinate Lien 3 Max Draw Amount (HELOC)
|
Is Shared Appreciation Mortgage
|
Borrower Originator Citizenship Designation
|
Borrower Verified Citizenship Designation
|
Borrower Individual Tax Identification Number (ITIN)?
|
Borrower Photo Identification Type
|
Borrower Photo Identification Other Type
|
Borrower Photo ID State of Issuance
|
Borrower Photo ID Country of Issuance
|
Borrower Photo ID Expiration Date
|
Borrower Passport Country of Origin
|
Borrower Passport Expiration Date
|
Borrower Non-US Citizen Identification Document
|
Borrower Date of Resident Since/Valid Date
|
Borrower Non-US Document Expiration Date
|
Co Borrower Originator Citizenship Designation
|
Co Borrower Verified Citizenship Designation
|
Co Borrower Individual Tax Identification Number (ITIN)?
|
Co Borrower Photo Identification Type
|
Co Borrower Photo Identification Other Type
|
Co Borrower Photo ID State of Issuance
|
Co Borrower Photo ID Country of Issuance
|
Co Borrower Photo ID Expiration Date
|
Co Borrower Passport Country of Origin
|
Co Borrower Passport Expiration Date
|
Co Borrower Non-US Citizen Identification Document
|
Co Borrower Date of Resident Since/Valid Date
|
Co Borrower Non-US Document Expiration Date
|
Co Borrower 2 Originator Citizenship Designation
|
Co Borrower 2 Verified Citizenship Designation
|
Co Borrower 2 Individual Tax Identification Number (ITIN)?
|
Co Borrower 2 Photo Identification Type
|
Co Borrower 2 Photo Identification Other Type
|
Co Borrower 2 Photo ID State of Issuance
|
Co Borrower 2 Photo ID Country of Issuance
|
Co Borrower 2 Photo ID Expiration Date
|
Co Borrower 2 Passport Country of Origin
|
Co Borrower 2 Passport Expiration Date
|
Co Borrower 2 Non-US Citizen Identification Document
|
Co Borrower 2 Date of Resident Since/Valid Date
|
Co Borrower 2 Non-US Document Expiration Date
|
Co Borrower 3 Originator Citizenship Designation
|
Co Borrower 3 Verified Citizenship Designation
|
Co Borrower 3 Individual Tax Identification Number (ITIN)?
|
Co Borrower 3 Photo Identification Type
|
Co Borrower 3 Photo Identification Other Type
|
Co Borrower 3 Photo ID State of Issuance
|
Co Borrower 3 Photo ID Country of Issuance
|
Co Borrower 3 Photo ID Expiration Date
|
Co Borrower 3 Passport Country of Origin
|
Co Borrower 3 Passport Expiration Date
|
Co Borrower 3 Non-US Citizen Identification Document
|
Co Borrower 3 Date of Resident Since/Valid Date
|
Co Borrower 3 Non-US Document Expiration Date
|
Property Rights
|
Leasehold Lease Expiration Date
|
Buydown Flag
|
Assumable Mortgage Flag
|
Foreign National Alternative Credit Documentation
|
Liquid / Cash Reserves (ASF)
|
Months Liquid Reserves
|
Total Assets Available for Reserves
|
Months Reserves
|
Blanket Mortgage Flag
|
Qualifying HCLTV
|
Condo Warrantability Flag
|
E-Note Flag
|
O&E in lieu of Title Insurance
|
Business Purpose Flag
|
Borrower Note Executed As
|
Co Borrower Note Executed As
|
Co Borrower 2 Note Executed As
|
Co Borrower 3 Note Executed As
|
Borrower 1 Trust Name
|
Borrower 2 Trust Name
|
Borrower 3 Trust Name
|
Borrower 4 Trust Name
|
|
REDACTED
|
HAWT158035
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
06/17/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.450%
|
6.600%
|
6.600%
|
$4,342.88
|
No
|
REDACTED
|
REDACTED
|
$1,656.96
|
$138.08
|
$975.00
|
$81.25
|
$0.00
|
$4,998.13
|
N/A
|
REDACTED
|
REDACTED
|
$81.25
|
Annually
|
35.22%
|
35.63%
|
35.63%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS
Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2022","2021"] - 2023, 2022, 2021 || Co Borrower - Other REO Net Rental
Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040
Schedule E Verified - ["2023","2022","2021"] - 2023, 2022, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/11/2024
|
06/11/2024
|
06/11/2024
|
709
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
42011.43
|
8.4
|
42011.43
|
8.4
|
No
|
97.5
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156055
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/08/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.720%
|
8.725%
|
8.725%
|
$4,883.72
|
No
|
REDACTED
|
REDACTED
|
$2,070.96
|
$172.58
|
$800.04
|
$66.67
|
$0.00
|
$5,843.23
|
N/A
|
REDACTED
|
REDACTED
|
$66.67
|
Annually
|
35.38%
|
35.38%
|
35.38%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022","2021"] -
2024, 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T
Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/03/2024
|
01/03/2024
|
01/03/2024
|
713
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
12768.68
|
2.6
|
12768.68
|
2.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158050
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/30/2023
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.750%
|
8.775%
|
8.775%
|
$4,368.21
|
No
|
REDACTED
|
REDACTED
|
$2,367.00
|
$197.25
|
$0.00
|
$0.00
|
$0.00
|
$4,867.65
|
N/A
|
$0.00
|
27.98%
|
27.96%
|
27.96%
|
No
|
No
|
Not Employed
|
Employed
|
2YR Full Doc
|
1
|
2
|
NA
|
1 Month
|
N/A
|
0
|
Missing
|
2
|
2
|
0
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
2
|
2
|
FNMA 1005
|
No
|
0
|
N/A
|
Borrower - N/A - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS
Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS
Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/03/2023
|
11/03/2023
|
11/03/2023
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
89220.67
|
21.8
|
89220.67
|
21.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156475
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/20/2024
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
8.084%
|
8.050%
|
8.050%
|
$4,747.91
|
No
|
REDACTED
|
REDACTED
|
$3,144.96
|
$262.08
|
$950.04
|
$79.17
|
$0.00
|
$6,152.21
|
N/A
|
REDACTED
|
REDACTED
|
$79.17
|
Annually
|
68.99%
|
69.00%
|
69.00%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
54
|
39
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/14/2024
|
05/14/2024
|
724
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
35510.61
|
5.9
|
35510.61
|
5.9
|
No
|
96.37
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157345
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
12/18/2023
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
7.158%
|
6.600%
|
6.600%
|
$1,742.23
|
No
|
REDACTED
|
REDACTED
|
$660.00
|
$55.00
|
$410.04
|
$34.17
|
$0.00
|
$1,961.37
|
N/A
|
REDACTED
|
REDACTED
|
$34.17
|
Annually
|
39.12%
|
39.12%
|
39.12%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
0
|
0
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
5
|
5
|
Work Number
|
Yes
|
77
|
45
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co
Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2023"] -
2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
12/12/2023
|
12/12/2023
|
12/12/2023
|
703
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
6218.26
|
3.2
|
6218.26
|
3.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156610
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/19/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.350%
|
7.300%
|
7.300%
|
$3,409.37
|
No
|
REDACTED
|
REDACTED
|
$1,542.00
|
$128.50
|
$750.00
|
$62.50
|
$0.00
|
$4,048.32
|
N/A
|
REDACTED
|
REDACTED
|
$62.50
|
Annually
|
39.97%
|
40.53%
|
40.53%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
1
|
1
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
1
|
1
|
1
|
0
|
3
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
65
|
28
|
Work Number
|
Yes
|
50
|
28
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S,
K1), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified,
1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Separation Agreement Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS
Transcripts Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/08/2024
|
02/08/2024
|
02/08/2024
|
704
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
78081.22
|
19.3
|
78081.22
|
19.3
|
No
|
95.21
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158065
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
12/04/2023
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
7.192%
|
7.125%
|
7.125%
|
$3,301.22
|
No
|
REDACTED
|
REDACTED
|
$843.96
|
$70.33
|
$150.00
|
$12.50
|
$0.00
|
$3,590.30
|
N/A
|
REDACTED
|
REDACTED
|
$12.50
|
Annually
|
41.98%
|
40.33%
|
40.33%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
24
|
24
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2021","2022","2023"] - 2021, 2022, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2021","2022","2023"] - 2021, 2022, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/01/2023
|
11/01/2023
|
763
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
27643.73
|
7.7
|
27643.73
|
7.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154165
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Rebuttable Presumption DTI (DTI RP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/12/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.933%
|
9.200%
|
9.200%
|
$3,399.07
|
No
|
REDACTED
|
REDACTED
|
$1,359.96
|
$113.33
|
$876.00
|
$73.00
|
$0.00
|
$3,896.65
|
N/A
|
REDACTED
|
REDACTED
|
$73.00
|
Annually
|
33.37%
|
33.37%
|
33.37%
|
No
|
No
|
Employed
|
Not Employed
|
1YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024"] - 2024 || Co Borrower - Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024"] - 2024 || Co Borrower - Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/21/2023
|
11/21/2023
|
11/21/2023
|
754
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
53987.67
|
16.3
|
46726.86
|
14.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156685
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
11/27/2023
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
7.526%
|
7.500%
|
7.500%
|
$5,698.60
|
No
|
REDACTED
|
REDACTED
|
$2,874.00
|
$239.50
|
$0.00
|
$0.00
|
$0.00
|
$6,378.10
|
N/A
|
$0.00
|
43.57%
|
43.51%
|
43.51%
|
No
|
Employed
|
1YR Full Doc
|
0
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
2
|
2
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/24/2023
|
11/24/2023
|
722
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
42670.74
|
6.7
|
42670.74
|
6.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155815
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/08/2024
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
7.077%
|
8.725%
|
6.725%
|
$3,869.79
|
No
|
REDACTED
|
REDACTED
|
$1,329.00
|
$110.75
|
$975.00
|
$81.25
|
$0.00
|
$4,837.87
|
N/A
|
REDACTED
|
REDACTED
|
$81.25
|
Annually
|
42.41%
|
45.67%
|
45.67%
|
No
|
Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
2
|
2
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2021","2022","2023"] - 2021, 2022, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2021","2022","2023"] - 2021, 2022, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/27/2023
|
11/27/2023
|
701
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
17793.01
|
4.3
|
17793.01
|
4.3
|
No
|
99.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156220
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
12/18/2023
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.412%
|
6.300%
|
6.300%
|
$3,242.77
|
No
|
REDACTED
|
REDACTED
|
$1,412.04
|
$117.67
|
$174.96
|
$14.58
|
$0.00
|
$3,649.22
|
N/A
|
REDACTED
|
REDACTED
|
$14.58
|
Annually
|
18.91%
|
18.91%
|
18.91%
|
No
|
Employed
|
1YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
25
|
16
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2022","2021"] - 2023, 2022, 2021
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2022","2021"] - 2023, 2022, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
12/04/2023
|
12/04/2023
|
776
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
12864.56
|
3.5
|
12864.56
|
3.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158080
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/08/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.149%
|
7.125%
|
7.125%
|
$6,299.27
|
No
|
REDACTED
|
REDACTED
|
$5,889.96
|
$490.83
|
$0.00
|
$0.00
|
$0.00
|
$7,172.39
|
N/A
|
$0.00
|
38.36%
|
39.89%
|
39.89%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
2
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024"]
- 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
12/29/2023
|
12/29/2023
|
723
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
39231.67
|
5.5
|
39231.67
|
5.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153925
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/26/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
8.001%
|
9.350%
|
7.350%
|
$3,568.70
|
No
|
REDACTED
|
REDACTED
|
$2,985.96
|
$248.83
|
$351.96
|
$29.33
|
$0.00
|
$4,146.91
|
N/A
|
REDACTED
|
REDACTED
|
$29.33
|
Annually
|
28.11%
|
31.46%
|
31.46%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
1
|
0
|
Less than 1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
53
|
53
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|| Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/08/2024
|
01/08/2024
|
01/08/2024
|
780
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
13045.20
|
3.7
|
48607.78
|
13.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156145
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1489.8
|
01/15/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.630%
|
6.825%
|
6.825%
|
$5,163.37
|
No
|
REDACTED
|
REDACTED
|
$3,812.04
|
$317.67
|
$450.00
|
$37.50
|
$0.00
|
$5,735.97
|
N/A
|
REDACTED
|
REDACTED
|
$37.50
|
Annually
|
36.17%
|
36.09%
|
36.09%
|
Yes
|
Yes
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
53
|
25
|
Work Number
|
Yes
|
65
|
25
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023,
2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/08/2024
|
01/08/2024
|
01/09/2024
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
I-551 Conditional Permanent Resident Card w/ USCIS 1-751
|
REDACTED
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
I-551 Conditional Permanent Resident Card w/ USCIS 1-751
|
REDACTED
|
Fee Simple
|
No
|
No
|
N/A
|
416262.43
|
72.6
|
416262.43
|
72.6
|
No
|
63.71
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157000
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/29/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
7.691%
|
8.600%
|
8.600%
|
$3,491.66
|
No
|
REDACTED
|
REDACTED
|
$767.04
|
$63.92
|
$2,256.00
|
$188.00
|
$0.00
|
$3,990.58
|
N/A
|
REDACTED
|
REDACTED
|
$188.00
|
Annually
|
12.85%
|
12.85%
|
12.85%
|
Yes
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
53
|
53
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2021","2022","2023"] - 2021, 2022, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2021","2022","2023"] - 2021, 2022, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/09/2024
|
01/09/2024
|
798
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
37537.92
|
11.1
|
37537.92
|
11.1
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155920
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/20/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.671%
|
8.600%
|
8.600%
|
$5,191.51
|
No
|
REDACTED
|
REDACTED
|
$3,144.36
|
$262.03
|
$0.00
|
$0.00
|
$0.00
|
$5,861.67
|
N/A
|
$0.00
|
43.44%
|
43.44%
|
43.44%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
56
|
32
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/27/2024
|
04/27/2024
|
04/27/2024
|
760
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
128623.97
|
26.0
|
128623.97
|
26.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158095
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/15/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.640%
|
6.925%
|
6.925%
|
$4,621.91
|
No
|
REDACTED
|
REDACTED
|
$3,551.04
|
$295.92
|
$0.00
|
$0.00
|
$0.00
|
$5,589.46
|
N/A
|
$0.00
|
35.62%
|
35.62%
|
35.62%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
53
|
26
|
Work Number
|
Yes
|
7
|
7
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"]
- 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/18/2024
|
04/18/2024
|
04/18/2024
|
757
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
132618.80
|
23.7
|
132618.80
|
23.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156640
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/12/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.149%
|
7.125%
|
7.125%
|
$7,040.35
|
No
|
REDACTED
|
REDACTED
|
$4,667.04
|
$388.92
|
$0.00
|
$0.00
|
$0.00
|
$8,575.10
|
N/A
|
$0.00
|
46.10%
|
46.10%
|
46.10%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
32
|
32
|
Other
|
Yes
|
55
|
25
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2022","2023","2024"] - 2022, 2023,
2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/17/2024
|
01/17/2024
|
01/17/2024
|
694
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Passport
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
25914.70
|
3.0
|
25914.70
|
3.0
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155140
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/15/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.796%
|
8.850%
|
8.850%
|
$3,492.95
|
No
|
REDACTED
|
REDACTED
|
$1,398.96
|
$116.58
|
$2,220.00
|
$185.00
|
$0.00
|
$4,084.65
|
N/A
|
REDACTED
|
REDACTED
|
$185.00
|
Monthly
|
27.78%
|
27.75%
|
27.75%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
31
|
31
|
Work Number
|
Yes
|
66
|
30
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/25/2024
|
04/25/2024
|
04/25/2024
|
756
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
40822.16
|
11.8
|
40822.16
|
11.8
|
No
|
95.24
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156490
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/05/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.711%
|
7.100%
|
7.100%
|
$5,913.88
|
No
|
REDACTED
|
REDACTED
|
$5,055.00
|
$421.25
|
$600.00
|
$50.00
|
$0.00
|
$6,557.13
|
N/A
|
REDACTED
|
REDACTED
|
$50.00
|
Annually
|
42.79%
|
42.79%
|
42.79%
|
Yes
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
45
|
25
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/10/2024
|
01/10/2024
|
808
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
121484.16
|
18.5
|
433610.36
|
66.1
|
No
|
86.27
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154525
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
06/24/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.360%
|
8.375%
|
8.375%
|
$8,519.68
|
No
|
REDACTED
|
REDACTED
|
$3,562.68
|
$296.89
|
$1,512.00
|
$126.00
|
$0.00
|
$9,294.91
|
N/A
|
REDACTED
|
REDACTED
|
$126.00
|
Monthly
|
30.22%
|
30.22%
|
29.58%
|
No
|
Self-Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS
Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/19/2024
|
06/19/2024
|
786
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
971460.51
|
130.9
|
971460.51
|
130.9
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155275
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/22/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
7.706%
|
8.700%
|
8.700%
|
$4,630.14
|
No
|
REDACTED
|
REDACTED
|
$6,138.96
|
$511.58
|
$125.04
|
$10.42
|
$0.00
|
$5,342.88
|
N/A
|
REDACTED
|
REDACTED
|
$10.42
|
Annually
|
31.49%
|
31.04%
|
31.04%
|
Yes
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
294
|
25
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/19/2024
|
01/19/2024
|
793
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
156734.02
|
34.6
|
156734.02
|
34.6
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155260
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/22/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.339%
|
8.375%
|
8.375%
|
$14,245.65
|
No
|
REDACTED
|
REDACTED
|
$5,268.00
|
$439.00
|
$0.00
|
$0.00
|
$0.00
|
$15,567.35
|
N/A
|
$0.00
|
40.75%
|
41.97%
|
40.75%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
0
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
2
|
Yes
|
N/A
|
2
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
113
|
25
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank
Statements Verified, Business Bank Statements Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/23/2024
|
01/23/2024
|
01/23/2024
|
803
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
615160.99
|
49.6
|
615160.99
|
49.6
|
No
|
85.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156820
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/05/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.341%
|
8.375%
|
8.375%
|
$9,733.48
|
No
|
REDACTED
|
REDACTED
|
$7,518.96
|
$626.58
|
$0.00
|
$0.00
|
$0.00
|
$10,760.79
|
N/A
|
$0.00
|
36.45%
|
36.45%
|
35.00%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
65
|
44
|
Work Number
|
Yes
|
77
|
40
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/29/2024
|
01/29/2024
|
01/29/2024
|
808
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
44927.44
|
5.2
|
44927.44
|
5.2
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156115
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/29/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.634%
|
8.600%
|
8.600%
|
$5,269.11
|
No
|
REDACTED
|
REDACTED
|
$2,940.96
|
$245.08
|
$3,080.04
|
$256.67
|
$0.00
|
$6,112.11
|
N/A
|
REDACTED
|
REDACTED
|
$256.67
|
Annually
|
40.60%
|
40.90%
|
40.90%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
FNMA 1005
|
Yes
|
24
|
24
|
FNMA 1005
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/31/2024
|
01/31/2024
|
01/31/2024
|
757
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
51578.55
|
10.0
|
51578.55
|
10.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158110
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/26/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.320%
|
7.250%
|
7.250%
|
$2,309.17
|
No
|
REDACTED
|
REDACTED
|
$3,041.40
|
$253.45
|
$0.00
|
$0.00
|
$0.00
|
$2,818.61
|
N/A
|
$0.00
|
33.32%
|
30.21%
|
30.21%
|
No
|
No
|
1 - Not Stated Not Verified
|
4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns
|
3 - Stated, 3rd Party Verification
|
Not Employed
|
Employed
|
Self-Employed
|
17.03
|
1YR Full Doc
|
0
|
1
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
1
|
12
|
Other
|
No
|
0
|
N/A
|
Borrower || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified,
Award Letter Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower 2 - SESoleProprietor, Primary Residence Rent Income, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040
Schedule E Verified - ["2022","2023"] - 2022, 2023
|
Borrower || Co Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower 2 - 2 YRS Personal Tax
Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2022","2023"] - 2022, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/02/2024
|
02/02/2024
|
02/02/2024
|
02/28/2024
|
740
|
739
|
743
|
740
|
740
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
PATRIOT ACT INFORMATION FORM
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
29111.07
|
10.3
|
29111.07
|
10.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156655
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
16507.5
|
02/19/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.174%
|
7.000%
|
7.000%
|
$6,486.70
|
No
|
REDACTED
|
REDACTED
|
$2,847.00
|
$237.25
|
$290.04
|
$24.17
|
$0.00
|
$7,599.41
|
N/A
|
REDACTED
|
REDACTED
|
$24.17
|
Annually
|
37.22%
|
37.22%
|
37.22%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
39
|
28
|
Other
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T
Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/12/2024
|
02/12/2024
|
02/12/2024
|
770
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
25168.73
|
3.3
|
25168.73
|
3.3
|
No
|
97.01
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154900
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/22/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.469%
|
8.375%
|
6.100%
|
$5,016.47
|
No
|
REDACTED
|
REDACTED
|
$2,751.00
|
$229.25
|
$0.00
|
$0.00
|
$0.00
|
$5,495.51
|
N/A
|
$0.00
|
35.27%
|
41.40%
|
40.63%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
1
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
14
|
14
|
Work Number
|
Yes
|
44
|
31
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/09/2024
|
07/09/2024
|
07/09/2024
|
738
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
89637.96
|
20.0
|
89637.96
|
20.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153955
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Rebuttable Presumption DTI (DTI RP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/04/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.838%
|
8.975%
|
8.975%
|
$3,893.69
|
No
|
REDACTED
|
REDACTED
|
$4,760.04
|
$396.67
|
$0.00
|
$0.00
|
$0.00
|
$4,694.46
|
N/A
|
$0.00
|
18.72%
|
20.74%
|
20.74%
|
No
|
No
|
Not Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
Yes
|
N/A
|
2
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - N/A - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed
4506T Verified, Award Letter Verified, Personal Bank Statements Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/15/2024
|
02/15/2024
|
02/15/2024
|
758
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
178808.82
|
44.5
|
178808.82
|
44.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157195
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/08/2024
|
REDACTED
|
Manual Underwriting
|
Approve Eligible
|
No
|
7.664%
|
6.975%
|
6.975%
|
$4,539.18
|
No
|
REDACTED
|
REDACTED
|
$908.04
|
$75.67
|
$0.00
|
$0.00
|
$0.00
|
$5,155.45
|
N/A
|
$0.00
|
45.97%
|
46.94%
|
46.94%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
1
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
9
|
9
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS
Transcripts Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/15/2024
|
02/15/2024
|
704
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
16208.95
|
3.1
|
16208.95
|
3.1
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157540
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/19/2024
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
7.024%
|
7.000%
|
7.000%
|
$5,106.20
|
No
|
REDACTED
|
REDACTED
|
$3,929.52
|
$327.46
|
$525.00
|
$43.75
|
$0.00
|
$6,153.49
|
N/A
|
REDACTED
|
REDACTED
|
$43.75
|
Annually
|
43.58%
|
43.69%
|
43.69%
|
No
|
Employed
|
1YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
24
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2023","2024","2022","2021"] - 2023, 2024, 2022, 2021
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2022","2021"] - 2023, 2024, 2022, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/15/2024
|
02/15/2024
|
692
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
17520.85
|
2.9
|
17520.85
|
2.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155590
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/26/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.520%
|
6.750%
|
6.750%
|
$5,934.67
|
No
|
REDACTED
|
REDACTED
|
$7,707.96
|
$642.33
|
$624.00
|
$52.00
|
$0.00
|
$7,071.43
|
N/A
|
REDACTED
|
REDACTED
|
$52.00
|
Monthly
|
43.08%
|
43.08%
|
43.08%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T
Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/16/2024
|
02/16/2024
|
02/16/2024
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
565463.33
|
80.0
|
565463.33
|
80.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158125
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/19/2024
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
7.309%
|
7.250%
|
7.260%
|
$3,069.79
|
No
|
REDACTED
|
REDACTED
|
$2,106.00
|
$175.50
|
$1,826.04
|
$152.17
|
$0.00
|
$3,539.36
|
N/A
|
REDACTED
|
REDACTED
|
$152.17
|
Annually
|
32.36%
|
32.61%
|
32.61%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
57
|
26
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/16/2024
|
02/16/2024
|
696
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
199117.89
|
56.3
|
70604.96
|
20.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154180
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/25/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.608%
|
8.475%
|
8.475%
|
$9,699.43
|
No
|
REDACTED
|
REDACTED
|
$6,303.00
|
$525.25
|
$849.96
|
$70.83
|
$0.00
|
$11,122.45
|
N/A
|
REDACTED
|
REDACTED
|
$70.83
|
Annually
|
15.84%
|
19.12%
|
19.12%
|
No
|
No
|
Employed
|
Not Employed
|
1YR Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
31
|
31
|
Other
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|| Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/01/2024
|
03/01/2024
|
03/01/2024
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
351832.56
|
37.5
|
351832.56
|
37.5
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156010
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/29/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
7.769%
|
8.850%
|
8.850%
|
$5,358.50
|
No
|
REDACTED
|
REDACTED
|
$2,175.96
|
$181.33
|
$0.00
|
$0.00
|
$0.00
|
$6,037.03
|
N/A
|
$0.00
|
30.86%
|
30.87%
|
30.87%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
32
|
26
|
Work Number
|
Yes
|
32
|
26
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/20/2024
|
02/20/2024
|
02/20/2024
|
760
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
38605.68
|
7.6
|
38605.68
|
7.6
|
No
|
93.1
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157270
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/06/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.305%
|
6.350%
|
6.350%
|
$11,899.73
|
No
|
REDACTED
|
REDACTED
|
$3,054.00
|
$254.50
|
$2,100.00
|
$175.00
|
$0.00
|
$13,346.37
|
N/A
|
REDACTED
|
REDACTED
|
$175.00
|
Monthly
|
43.69%
|
43.66%
|
43.66%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
108
|
28
|
Other
|
Yes
|
65
|
29
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023,
2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/23/2024
|
02/23/2024
|
02/23/2024
|
754
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
181832.24
|
13.6
|
181832.24
|
13.6
|
No
|
85.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156850
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/18/2024
|
REDACTED
|
Manual Underwriting
|
Approve Eligible
|
No
|
7.573%
|
8.375%
|
8.350%
|
$4,885.67
|
No
|
REDACTED
|
REDACTED
|
$978.96
|
$81.58
|
$969.00
|
$80.75
|
$0.00
|
$5,609.36
|
N/A
|
REDACTED
|
REDACTED
|
$80.75
|
Annually
|
42.88%
|
45.73%
|
45.67%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
2
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
6.30%
|
100.00%
|
N/A
|
0
|
N/A
|
Borrower Prepared
|
Borrower
|
12
|
NA
|
0
|
No
|
0
|
Yes
|
71
|
15
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, SESCorp, SESCorp, SESCorp, SESCorp, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified,
2 YRS Business Tax Returns Verified(1120S, K1), Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified -
["2023","2022","2021"] - 2023, 2022, 2021 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month
Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2022","2021"] - 2023, 2022, 2021
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040
Schedule E Verified - ["2023","2022","2021"] - 2023, 2022, 2021 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified -
["2023","2022","2021"] - 2023, 2022, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/07/2024
|
03/07/2024
|
03/07/2024
|
744
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
198004.19
|
41.9
|
198004.19
|
41.9
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156580
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/26/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.428%
|
8.375%
|
8.375%
|
$4,598.43
|
No
|
REDACTED
|
REDACTED
|
$3,261.96
|
$271.83
|
$0.00
|
$0.00
|
$0.00
|
$5,122.04
|
N/A
|
$0.00
|
37.16%
|
37.27%
|
36.48%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
38
|
33
|
FNMA 1005
|
Yes
|
25
|
25
|
FNMA 1005
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - Wage -
Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/26/2024
|
08/26/2024
|
08/26/2024
|
710
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
72809.04
|
17.5
|
72809.04
|
17.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156325
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/13/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.585%
|
6.850%
|
6.850%
|
$7,469.96
|
No
|
REDACTED
|
REDACTED
|
$2,366.04
|
$197.17
|
$5,700.00
|
$475.00
|
$0.00
|
$8,545.01
|
N/A
|
REDACTED
|
REDACTED
|
$475.00
|
Monthly
|
27.45%
|
23.23%
|
23.23%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
2
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified
- ["2022","2023","2021"] - 2022, 2023, 2021
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2021"] - 2022, 2023, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/29/2024
|
02/29/2024
|
798
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
54537.24
|
6.4
|
54537.24
|
6.4
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155290
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Rebuttable Presumption DTI (DTI RP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/27/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.824%
|
8.975%
|
8.975%
|
$5,499.34
|
No
|
REDACTED
|
REDACTED
|
$2,142.96
|
$178.58
|
$0.00
|
$0.00
|
$0.00
|
$5,920.54
|
N/A
|
$0.00
|
40.13%
|
40.13%
|
40.13%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
0
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
0
|
Yes
|
Yes
|
2
|
0
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
7
|
7
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified, Award Letter Verified, Personal Bank Statements Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021 || Co Borrower - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021 ||
Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/04/2024
|
04/04/2024
|
04/04/2024
|
771
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
598197.45
|
120.4
|
598197.45
|
120.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157030
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/22/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.100%
|
7.100%
|
7.100%
|
$3,843.62
|
No
|
REDACTED
|
REDACTED
|
$1,996.08
|
$166.34
|
$3,330.00
|
$277.50
|
$0.00
|
$4,566.21
|
N/A
|
REDACTED
|
REDACTED
|
$277.50
|
Annually
|
41.38%
|
41.40%
|
41.40%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
107
|
28
|
Work Number
|
Yes
|
81
|
28
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023,
2022 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/05/2024
|
03/05/2024
|
03/05/2024
|
730
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
116369.23
|
25.5
|
116369.23
|
25.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157165
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/13/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.590%
|
6.850%
|
6.850%
|
$4,160.89
|
No
|
REDACTED
|
REDACTED
|
$2,229.00
|
$185.75
|
$0.00
|
$0.00
|
$0.00
|
$4,753.46
|
N/A
|
$0.00
|
42.65%
|
42.74%
|
42.74%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
2
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
20
|
20
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3
YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/05/2024
|
03/05/2024
|
744
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
6594.36
|
1.4
|
6594.36
|
1.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155230
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/08/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
5.099%
|
8.375%
|
8.375%
|
$8,917.54
|
No
|
REDACTED
|
REDACTED
|
$4,797.24
|
$399.77
|
$174.96
|
$14.58
|
$0.00
|
$10,294.98
|
N/A
|
REDACTED
|
REDACTED
|
$14.58
|
Annually
|
36.61%
|
36.58%
|
36.51%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/27/2024
|
03/27/2024
|
03/27/2024
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
283443.97
|
32.7
|
283443.97
|
32.7
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155755
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/25/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.404%
|
6.475%
|
6.475%
|
$2,584.74
|
No
|
REDACTED
|
REDACTED
|
$1,533.00
|
$127.75
|
$0.00
|
$0.00
|
$0.00
|
$2,924.16
|
N/A
|
$0.00
|
43.21%
|
43.13%
|
43.13%
|
No
|
No
|
Employed
|
Not Employed
|
1YR Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|| Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/18/2024
|
03/18/2024
|
03/18/2024
|
700
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
6065.06
|
2.1
|
21334.65
|
7.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154330
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/22/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.532%
|
8.375%
|
8.375%
|
$2,599.44
|
No
|
REDACTED
|
REDACTED
|
$968.28
|
$80.69
|
$0.00
|
$0.00
|
$0.00
|
$2,814.08
|
N/A
|
$0.00
|
27.02%
|
27.00%
|
26.76%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
Work Number
|
Yes
|
69
|
31
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/18/2024
|
07/18/2024
|
07/18/2024
|
786
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
16670.33
|
7.2
|
16670.33
|
7.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158140
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1542.84
|
03/25/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.393%
|
6.475%
|
6.575%
|
$7,766.83
|
No
|
REDACTED
|
REDACTED
|
$6,828.96
|
$569.08
|
$0.00
|
$0.00
|
$0.00
|
$8,957.31
|
N/A
|
$0.00
|
38.89%
|
38.62%
|
38.62%
|
No
|
No
|
Employed
|
Self-Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
98
|
58
|
Work Number
|
Yes
|
115
|
28
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage -
Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/26/2024
|
03/26/2024
|
03/26/2024
|
783
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
Permanent Non-US Citizen
|
N/A
|
Employment Authorization Card
|
REDACTED
|
REDACTED
|
REDACTED
|
I-151 Permanent Resident Card
|
REDACTED
|
Fee Simple
|
No
|
No
|
N/A
|
844036.68
|
94.2
|
844036.68
|
94.2
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154240
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/01/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.450%
|
6.575%
|
6.575%
|
$4,522.75
|
No
|
REDACTED
|
REDACTED
|
$3,018.00
|
$251.50
|
$0.00
|
$0.00
|
$0.00
|
$5,021.86
|
N/A
|
$0.00
|
39.30%
|
39.63%
|
39.63%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022,
2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/03/2024
|
07/03/2024
|
768
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
43747.27
|
8.7
|
43747.27
|
8.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155170
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/08/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.658%
|
8.575%
|
6.575%
|
$4,889.29
|
No
|
REDACTED
|
REDACTED
|
$1,479.96
|
$123.33
|
$840.00
|
$70.00
|
$0.00
|
$5,401.93
|
N/A
|
REDACTED
|
REDACTED
|
$70.00
|
Monthly
|
30.08%
|
34.77%
|
34.77%
|
No
|
Employed
|
1YR Full Doc
|
0
|
1 Month
|
Yes
|
12
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
4
|
4
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/25/2024
|
03/25/2024
|
767
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
17111.05
|
3.8
|
18459.25
|
4.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156955
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1470.6
|
04/29/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.787%
|
7.200%
|
7.200%
|
$4,276.37
|
No
|
REDACTED
|
REDACTED
|
$2,528.04
|
$210.67
|
$0.00
|
$0.00
|
$0.00
|
$4,861.38
|
N/A
|
$0.00
|
37.18%
|
37.73%
|
37.73%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
1 Month
|
N/A
|
0
|
Yes
|
4
|
2
|
2
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
83
|
28
|
Work Number
|
Yes
|
5
|
5
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1),
2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 1 Month
Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040
Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/01/2024
|
05/01/2024
|
05/01/2024
|
754
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
76912.22
|
15.8
|
76912.22
|
15.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155995
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/01/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.593%
|
6.600%
|
6.600%
|
$3,186.91
|
No
|
REDACTED
|
REDACTED
|
$3,180.24
|
$265.02
|
$534.96
|
$44.58
|
$0.00
|
$3,706.36
|
N/A
|
REDACTED
|
REDACTED
|
$44.58
|
Annually
|
43.57%
|
44.46%
|
44.46%
|
No
|
Employed
|
1YR Full Doc
|
1
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
8
|
8
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/28/2024
|
03/28/2024
|
747
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
5396.81
|
1.5
|
5396.81
|
1.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157225
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1425.6
|
04/08/2024
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
7.498%
|
6.575%
|
6.575%
|
$1,624.37
|
No
|
REDACTED
|
REDACTED
|
$1,181.04
|
$98.42
|
$200.04
|
$16.67
|
$0.00
|
$1,895.72
|
N/A
|
REDACTED
|
REDACTED
|
$16.67
|
Annually
|
80.02%
|
80.01%
|
80.01%
|
No
|
Employed
|
1YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024"] - 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2024"] - 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/01/2024
|
04/01/2024
|
765
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
15685.18
|
8.3
|
16263.49
|
8.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156370
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
2193.25
|
06/17/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.465%
|
6.550%
|
6.550%
|
$3,272.10
|
No
|
REDACTED
|
REDACTED
|
$1,314.96
|
$109.58
|
$600.00
|
$50.00
|
$0.00
|
$3,680.76
|
N/A
|
REDACTED
|
REDACTED
|
$50.00
|
Annually
|
37.77%
|
37.38%
|
37.38%
|
No
|
Self-Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
68
|
32
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss)
- 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2022","2023","2024"] - 2022,
2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/27/2024
|
03/27/2024
|
680
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
366916.05
|
99.7
|
366916.05
|
99.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157150
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/22/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.448%
|
6.600%
|
6.600%
|
$8,046.21
|
No
|
REDACTED
|
REDACTED
|
$2,358.96
|
$196.58
|
$0.00
|
$0.00
|
$0.00
|
$9,182.41
|
N/A
|
$0.00
|
30.45%
|
30.77%
|
30.77%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
28
|
28
|
FNMA 1005
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Separation
Agreement Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/02/2024
|
04/02/2024
|
04/02/2024
|
773
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
111108.06
|
12.1
|
111108.06
|
12.1
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154750
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/13/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.665%
|
8.600%
|
8.600%
|
$8,507.41
|
No
|
REDACTED
|
REDACTED
|
$2,765.04
|
$230.42
|
$1,323.96
|
$110.33
|
$0.00
|
$9,400.65
|
N/A
|
REDACTED
|
REDACTED
|
$110.33
|
Annually
|
42.46%
|
32.88%
|
32.88%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
1
|
1
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
45
|
45
|
Other
|
Yes
|
44
|
27
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award
Letter Verified - ["2024","2023","2021"] - 2024, 2023, 2021 || Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2021"] - 2024, 2023, 2021
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2021"] - 2024, 2023, 2021 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2021"] - 2024, 2023, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/04/2024
|
04/04/2024
|
04/04/2024
|
803
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
154176.97
|
19.5
|
154176.97
|
19.5
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154300
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/13/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.606%
|
8.475%
|
8.475%
|
$5,948.03
|
No
|
REDACTED
|
REDACTED
|
$2,476.68
|
$206.39
|
$0.00
|
$0.00
|
$0.00
|
$6,544.17
|
N/A
|
$0.00
|
19.99%
|
22.22%
|
22.22%
|
No
|
No
|
Self-Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
52
|
28
|
Work Number
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S,
K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2023","2022"] - 2023, 2022 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed
4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2023","2022"] - 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/09/2024
|
04/09/2024
|
04/09/2024
|
790
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1296475.52
|
236.4
|
1296475.52
|
236.4
|
No
|
90.47
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
REDACTED
|
REDACTED
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157300
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1473
|
04/08/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.455%
|
6.575%
|
6.575%
|
$4,140.55
|
No
|
REDACTED
|
REDACTED
|
$1,890.96
|
$157.58
|
$1,116.00
|
$93.00
|
$0.00
|
$4,934.66
|
N/A
|
REDACTED
|
REDACTED
|
$93.00
|
Annually
|
43.60%
|
43.45%
|
43.45%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
1
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
46
|
24
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified,
IRS Transcripts Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS
Transcripts Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2023","2022"] - 2024,
2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/09/2024
|
04/09/2024
|
04/09/2024
|
759
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
I-551 Permanent Resident Card
|
REDACTED
|
Fee Simple
|
No
|
No
|
N/A
|
32574.47
|
6.6
|
39855.97
|
8.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155500
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/06/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.599%
|
6.850%
|
6.850%
|
$3,505.64
|
No
|
REDACTED
|
REDACTED
|
$2,417.04
|
$201.42
|
$245.04
|
$20.42
|
$0.00
|
$3,951.57
|
N/A
|
REDACTED
|
REDACTED
|
$20.42
|
Annually
|
40.66%
|
40.66%
|
40.66%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
Yes
|
1
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
22
|
22
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - Wage -
Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/13/2024
|
05/13/2024
|
05/13/2024
|
728
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
19052.45
|
4.8
|
19052.45
|
4.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156400
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
06/10/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.354%
|
6.375%
|
6.375%
|
$5,172.97
|
No
|
REDACTED
|
REDACTED
|
$989.04
|
$82.42
|
$249.96
|
$20.83
|
$0.00
|
$6,139.94
|
N/A
|
REDACTED
|
REDACTED
|
$20.83
|
Annually
|
42.03%
|
42.14%
|
42.14%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
36
|
36
|
Work Number
|
Yes
|
57
|
51
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/22/2024
|
08/22/2024
|
08/22/2024
|
750
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
133597.47
|
21.8
|
133597.47
|
21.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158155
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/20/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
8.495%
|
6.850%
|
6.850%
|
$2,457.22
|
No
|
REDACTED
|
REDACTED
|
$2,242.08
|
$186.84
|
$75.00
|
$6.25
|
$0.00
|
$2,861.59
|
N/A
|
REDACTED
|
REDACTED
|
$6.25
|
Annually
|
20.40%
|
20.40%
|
20.40%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
48
|
30
|
Work Number
|
Yes
|
57
|
30
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/20/2024
|
05/20/2024
|
05/20/2024
|
774
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
43692.82
|
15.3
|
43692.82
|
15.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157360
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/29/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.518%
|
6.850%
|
6.850%
|
$7,656.70
|
No
|
REDACTED
|
REDACTED
|
$2,735.88
|
$227.99
|
$1,299.96
|
$108.33
|
$0.00
|
$8,271.38
|
N/A
|
REDACTED
|
REDACTED
|
$108.33
|
Annually
|
29.24%
|
29.24%
|
29.24%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
30
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/22/2024
|
04/22/2024
|
701
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
I-151 Permanent Resident Card
|
REDACTED
|
Fee Simple
|
No
|
No
|
N/A
|
1638.58
|
0.2
|
1638.58
|
0.2
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155770
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1459.56
|
05/06/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.806%
|
7.075%
|
7.075%
|
$3,606.47
|
No
|
REDACTED
|
REDACTED
|
$620.04
|
$51.67
|
$1,040.04
|
$86.67
|
$0.00
|
$4,040.98
|
N/A
|
REDACTED
|
REDACTED
|
$86.67
|
Annually
|
43.05%
|
43.05%
|
43.05%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
78
|
29
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/25/2024
|
04/25/2024
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
5833.20
|
1.4
|
5833.20
|
1.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153940
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/20/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.614%
|
6.850%
|
6.850%
|
$2,054.24
|
No
|
REDACTED
|
REDACTED
|
$2,118.24
|
$176.52
|
$840.00
|
$70.00
|
$0.00
|
$2,416.12
|
N/A
|
REDACTED
|
REDACTED
|
$70.00
|
Monthly
|
69.40%
|
69.40%
|
69.40%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
0
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
5
|
5
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024"] - 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified,
Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2024"] - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022,
2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/26/2024
|
04/26/2024
|
04/26/2024
|
681
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
33252.77
|
13.8
|
33252.77
|
13.8
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157480
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1443.6
|
05/20/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.612%
|
6.825%
|
6.825%
|
$2,647.04
|
No
|
REDACTED
|
REDACTED
|
$3,258.96
|
$271.58
|
$0.00
|
$0.00
|
$0.00
|
$3,108.83
|
N/A
|
$0.00
|
32.98%
|
32.98%
|
32.98%
|
No
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
30
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/30/2024
|
04/30/2024
|
792
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
47705.57
|
15.4
|
47705.57
|
15.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157585
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1491
|
09/02/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.129%
|
5.950%
|
5.950%
|
$4,770.72
|
No
|
REDACTED
|
REDACTED
|
$1,827.96
|
$152.33
|
$0.00
|
$0.00
|
$0.00
|
$5,535.71
|
N/A
|
$0.00
|
26.96%
|
26.96%
|
26.96%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
37
|
37
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/09/2024
|
09/09/2024
|
739
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
52555.21
|
9.5
|
52555.21
|
9.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154105
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
06/03/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.758%
|
8.850%
|
8.850%
|
$5,215.61
|
No
|
REDACTED
|
REDACTED
|
$4,433.04
|
$369.42
|
$720.00
|
$60.00
|
$0.00
|
$6,061.90
|
N/A
|
REDACTED
|
REDACTED
|
$60.00
|
Annually
|
44.30%
|
44.15%
|
44.15%
|
No
|
Employed
|
2YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
71
|
41
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/01/2024
|
05/01/2024
|
795
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
85171.72
|
16.5
|
85171.72
|
16.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154000
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/27/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.762%
|
8.800%
|
6.800%
|
$4,563.83
|
No
|
REDACTED
|
REDACTED
|
$2,091.72
|
$174.31
|
$690.00
|
$57.50
|
$0.00
|
$5,070.88
|
N/A
|
REDACTED
|
REDACTED
|
$57.50
|
Annually
|
22.43%
|
25.46%
|
25.46%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
Yes
|
15
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
35
|
35
|
Work Number
|
Yes
|
48
|
48
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/06/2024
|
05/06/2024
|
05/06/2024
|
742
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
8911.99
|
2.1
|
8911.99
|
2.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155395
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
05/13/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.637%
|
6.600%
|
6.600%
|
$8,766.14
|
No
|
REDACTED
|
REDACTED
|
$1,914.00
|
$159.50
|
$500.04
|
$41.67
|
$0.00
|
$9,820.20
|
N/A
|
REDACTED
|
REDACTED
|
$41.67
|
Annually
|
25.58%
|
25.62%
|
25.62%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
1
|
1
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
57
|
29
|
Work Number
|
Yes
|
55
|
29
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 2
YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/09/2024
|
05/09/2024
|
05/09/2024
|
788
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
356969.48
|
36.4
|
356969.48
|
36.4
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154075
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1434.86
|
05/13/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
7.608%
|
6.825%
|
6.825%
|
$2,171.18
|
No
|
REDACTED
|
REDACTED
|
$1,334.64
|
$111.22
|
$1,224.00
|
$102.00
|
$0.00
|
$2,898.65
|
N/A
|
REDACTED
|
REDACTED
|
$102.00
|
Monthly
|
24.94%
|
24.39%
|
24.39%
|
Yes
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
69
|
58
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/13/2024
|
05/13/2024
|
736
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
59097.53
|
20.4
|
59097.53
|
20.4
|
No
|
72.66
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156940
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
06/03/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.708%
|
8.750%
|
8.750%
|
$7,532.14
|
No
|
REDACTED
|
REDACTED
|
$8,208.24
|
$684.02
|
$4,496.04
|
$374.67
|
$0.00
|
$9,842.10
|
N/A
|
REDACTED
|
REDACTED
|
$374.67
|
Annually
|
44.28%
|
44.29%
|
44.29%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] -
2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/21/2024
|
05/21/2024
|
05/21/2024
|
758
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
217921.35
|
25.6
|
217921.35
|
25.6
|
No
|
89.9
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157870
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/15/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.488%
|
8.375%
|
8.375%
|
$10,670.22
|
No
|
REDACTED
|
REDACTED
|
$4,838.04
|
$403.17
|
$540.00
|
$45.00
|
$0.00
|
$12,224.12
|
N/A
|
REDACTED
|
REDACTED
|
$45.00
|
Annually
|
39.81%
|
39.43%
|
39.17%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
20
|
31
|
Other
|
Yes
|
4
|
4
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3
YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/28/2024
|
05/28/2024
|
05/28/2024
|
774
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
323501.95
|
31.9
|
323501.95
|
31.9
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156130
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/08/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
5.008%
|
8.375%
|
8.375%
|
$7,053.47
|
No
|
REDACTED
|
REDACTED
|
$5,368.92
|
$447.41
|
$675.00
|
$56.25
|
$0.00
|
$7,857.63
|
N/A
|
REDACTED
|
REDACTED
|
$56.25
|
Annually
|
34.27%
|
34.17%
|
33.92%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
50
|
31
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/03/2024
|
06/03/2024
|
06/03/2024
|
798
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
105882.02
|
16.3
|
105882.02
|
16.3
|
No
|
92.8
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155080
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1971.8
|
06/24/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.678%
|
8.575%
|
8.575%
|
$3,987.31
|
No
|
REDACTED
|
REDACTED
|
$1,551.96
|
$129.33
|
$546.00
|
$45.50
|
$0.00
|
$4,461.59
|
N/A
|
REDACTED
|
REDACTED
|
$45.50
|
Annually
|
34.60%
|
34.72%
|
35.00%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
37
|
30
|
Work Number
|
Yes
|
56
|
30
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"]
- 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/06/2024
|
06/06/2024
|
06/06/2024
|
762
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
79293.10
|
21.1
|
79293.10
|
21.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157690
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
06/10/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.504%
|
6.700%
|
6.700%
|
$5,807.50
|
No
|
REDACTED
|
REDACTED
|
$4,260.96
|
$355.08
|
$0.00
|
$0.00
|
$0.00
|
$6,756.57
|
N/A
|
$0.00
|
24.76%
|
24.86%
|
24.86%
|
No
|
Employed
|
1YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
24
|
24
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/08/2024
|
07/08/2024
|
786
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Non Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
Work Visa
|
REDACTED
|
Fee Simple
|
No
|
No
|
N/A
|
161933.51
|
24.0
|
161933.51
|
24.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155095
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/28/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.152%
|
8.350%
|
8.350%
|
$3,599.68
|
No
|
REDACTED
|
REDACTED
|
$807.96
|
$67.33
|
$1,800.00
|
$150.00
|
$0.00
|
$4,299.62
|
N/A
|
REDACTED
|
REDACTED
|
$150.00
|
Monthly
|
37.92%
|
37.92%
|
37.92%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
16
|
16
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified,
Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award
Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower -
2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/07/2024
|
10/07/2024
|
10/07/2024
|
747
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
250394.22
|
68.5
|
259010.46
|
70.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154045
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1482.6
|
07/08/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
7.447%
|
6.575%
|
6.575%
|
$4,650.16
|
No
|
REDACTED
|
REDACTED
|
$2,283.36
|
$190.28
|
$0.00
|
$0.00
|
$0.00
|
$5,568.36
|
N/A
|
$0.00
|
27.27%
|
28.80%
|
28.80%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
11
|
11
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified,
1040 Schedule E Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023,
2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/08/2024
|
07/08/2024
|
07/08/2024
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
616223.42
|
110.7
|
616223.42
|
110.7
|
No
|
87.95
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155620
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/05/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.998%
|
5.725%
|
5.725%
|
$6,983.83
|
No
|
REDACTED
|
REDACTED
|
$26,500.08
|
$2,208.34
|
$7,200.00
|
$600.00
|
$0.00
|
$11,010.17
|
N/A
|
REDACTED
|
REDACTED
|
$600.00
|
Annually
|
28.01%
|
28.01%
|
28.01%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Proceeds from Sale,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
56
|
56
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/05/2024
|
07/05/2024
|
07/05/2024
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
2288449.84
|
207.9
|
2288449.84
|
207.9
|
No
|
40.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154090
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/05/2024
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
7.478%
|
8.375%
|
8.050%
|
$2,811.50
|
No
|
REDACTED
|
REDACTED
|
$1,185.00
|
$98.75
|
$399.96
|
$33.33
|
$0.00
|
$3,168.60
|
N/A
|
REDACTED
|
REDACTED
|
$33.33
|
Monthly
|
39.36%
|
39.82%
|
39.36%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
62
|
33
|
Work Number
|
Yes
|
47
|
33
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/06/2024
|
08/06/2024
|
08/06/2024
|
684
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
120942.66
|
46.8
|
120942.66
|
46.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154810
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/08/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.618%
|
8.475%
|
8.475%
|
$6,712.49
|
No
|
REDACTED
|
REDACTED
|
$1,581.96
|
$131.83
|
$0.00
|
$0.00
|
$0.00
|
$7,175.60
|
N/A
|
$0.00
|
30.07%
|
29.20%
|
29.20%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
100
|
45
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified, Lease Agreements Verified - ["2025","2024","2023","2022","2020"] - 2025, 2024, 2023, 2022, 2020
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022","2020"] - 2025, 2024, 2023, 2022, 2020
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/28/2024
|
06/28/2024
|
782
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
7545.20
|
1.3
|
7545.20
|
1.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157075
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/19/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.393%
|
8.375%
|
8.357%
|
$10,259.83
|
No
|
REDACTED
|
REDACTED
|
$8,141.52
|
$678.46
|
$0.00
|
$0.00
|
$0.00
|
$11,819.47
|
N/A
|
$0.00
|
37.46%
|
37.46%
|
36.77%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
NA
|
NA
|
N/A
|
0
|
Yes
|
4
|
2
|
1
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
50
|
32
|
Work Number
|
Yes
|
54
|
36
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS
Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2
YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E
Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/28/2024
|
06/28/2024
|
06/28/2024
|
715
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Enhanced Driver's License (MI, MN, NY, VT, WA)
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
130281.10
|
13.5
|
130281.10
|
13.5
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156745
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
4568
|
07/08/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.390%
|
8.375%
|
8.375%
|
$9,358.50
|
No
|
REDACTED
|
REDACTED
|
$1,659.96
|
$138.33
|
$0.00
|
$0.00
|
$0.00
|
$9,749.83
|
N/A
|
$0.00
|
33.24%
|
28.64%
|
28.23%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
120
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/02/2024
|
07/02/2024
|
668
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
96727.39
|
12.1
|
37631.79
|
4.7
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158170
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/08/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.549%
|
8.375%
|
6.325%
|
$2,774.26
|
No
|
REDACTED
|
REDACTED
|
$1,047.96
|
$87.33
|
$0.00
|
$0.00
|
$0.00
|
$3,070.27
|
N/A
|
$0.00
|
34.46%
|
36.17%
|
36.12%
|
No
|
Yes
|
Employed
|
Employed
|
1YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
12
|
12
|
Work Number
|
Yes
|
120
|
120
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - Written VOE Verified,
3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/02/2024
|
07/02/2024
|
07/03/2024
|
734
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
236430.56
|
92.3
|
236430.56
|
92.3
|
No
|
97.33
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155305
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
954.4
|
07/15/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.460%
|
6.575%
|
6.575%
|
$3,153.19
|
No
|
REDACTED
|
REDACTED
|
$1,635.96
|
$136.33
|
$300.00
|
$25.00
|
$0.00
|
$3,595.18
|
N/A
|
REDACTED
|
REDACTED
|
$25.00
|
Annually
|
41.09%
|
41.33%
|
41.33%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
25
|
25
|
Work Number
|
Yes
|
25
|
25
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/09/2024
|
07/09/2024
|
07/09/2024
|
732
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
10449.29
|
2.9
|
10449.29
|
2.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154660
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
967
|
07/22/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.436%
|
6.575%
|
6.575%
|
$3,822.05
|
No
|
REDACTED
|
REDACTED
|
$1,716.00
|
$143.00
|
$904.08
|
$75.34
|
$0.00
|
$4,487.89
|
N/A
|
REDACTED
|
REDACTED
|
$75.34
|
Monthly
|
40.46%
|
40.76%
|
40.76%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
1
|
48
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2024"] - 2024 || Co Borrower
|
Borrower - 3 YRS Executed 4506T Verified - ["2024"] - 2024 || Co Borrower
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/09/2024
|
07/09/2024
|
07/09/2024
|
755
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
28812.96
|
6.4
|
28812.96
|
6.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156430
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/29/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.290%
|
6.300%
|
6.300%
|
$5,073.47
|
No
|
REDACTED
|
REDACTED
|
$3,143.04
|
$261.92
|
$900.00
|
$75.00
|
$0.00
|
$5,753.87
|
N/A
|
REDACTED
|
REDACTED
|
$75.00
|
Monthly
|
41.12%
|
40.16%
|
40.16%
|
No
|
Employed
|
1YR Full Doc
|
0
|
2+ Months
|
Yes
|
3
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
8
|
8
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/15/2024
|
07/15/2024
|
747
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
11359.36
|
2.0
|
11359.36
|
2.0
|
No
|
98.75
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157060
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/22/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.568%
|
6.675%
|
6.675%
|
$1,512.51
|
No
|
REDACTED
|
REDACTED
|
$1,194.00
|
$99.50
|
$0.00
|
$0.00
|
$0.00
|
$1,764.15
|
N/A
|
$0.00
|
21.58%
|
21.58%
|
21.58%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
32
|
32
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/16/2024
|
07/16/2024
|
754
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
24945.78
|
14.1
|
24945.78
|
14.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155155
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/22/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.519%
|
8.375%
|
8.375%
|
$4,826.45
|
No
|
REDACTED
|
REDACTED
|
$1,302.96
|
$108.58
|
$0.00
|
$0.00
|
$0.00
|
$5,006.36
|
N/A
|
$0.00
|
36.59%
|
36.59%
|
36.24%
|
No
|
Employed
|
2YR Full Doc
|
1
|
NA
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
25
|
25
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award
Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/17/2024
|
07/17/2024
|
764
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
65013.72
|
15.9
|
65013.72
|
15.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156865
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/29/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.501%
|
8.375%
|
8.225%
|
$6,080.57
|
No
|
REDACTED
|
REDACTED
|
$2,177.04
|
$181.42
|
$0.00
|
$0.00
|
$0.00
|
$6,510.91
|
N/A
|
$0.00
|
33.50%
|
33.48%
|
33.32%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
2
|
24
|
Work Number
|
Yes
|
2
|
24
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/18/2024
|
07/18/2024
|
07/18/2024
|
752
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
416854.01
|
78.0
|
416854.01
|
78.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155470
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/05/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
5.881%
|
5.850%
|
5.850%
|
$8,290.87
|
No
|
REDACTED
|
REDACTED
|
$3,652.80
|
$304.40
|
$1,400.04
|
$116.67
|
$0.00
|
$10,338.86
|
N/A
|
REDACTED
|
REDACTED
|
$116.67
|
Annually
|
24.01%
|
22.39%
|
22.39%
|
No
|
Self-Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
1
|
1
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
100.00%
|
Borrower Prepared
|
12
|
Borrower
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR
Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2021"] - 2022, 2023, 2021
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified -
["2022","2023","2021"] - 2022, 2023, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/22/2024
|
07/22/2024
|
804
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
2215461.46
|
214.3
|
2215461.46
|
214.3
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155425
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1452
|
07/22/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.472%
|
6.575%
|
6.575%
|
$3,025.79
|
No
|
REDACTED
|
REDACTED
|
$1,044.00
|
$87.00
|
$0.00
|
$0.00
|
$0.00
|
$3,522.56
|
N/A
|
$0.00
|
33.58%
|
33.76%
|
33.76%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
1
|
1
|
Work Number
|
Yes
|
134
|
14
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/22/2024
|
07/22/2024
|
07/22/2024
|
770
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
18024.14
|
5.1
|
18024.14
|
5.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157570
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
09/22/2023
|
09.22.2023
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/02/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.142%
|
5.975%
|
5.975%
|
$3,647.46
|
No
|
REDACTED
|
REDACTED
|
$3,470.04
|
$289.17
|
$200.04
|
$16.67
|
$0.00
|
$4,482.74
|
N/A
|
REDACTED
|
REDACTED
|
$16.67
|
Annually
|
25.26%
|
23.71%
|
23.71%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
1
|
1
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/24/2024
|
07/24/2024
|
782
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
43853.60
|
9.8
|
43853.60
|
9.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157975
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
07/29/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.351%
|
8.375%
|
7.850%
|
$4,256.40
|
No
|
REDACTED
|
REDACTED
|
$2,064.96
|
$172.08
|
$999.96
|
$83.33
|
$0.00
|
$4,956.44
|
N/A
|
REDACTED
|
REDACTED
|
$83.33
|
Annually
|
20.83%
|
21.73%
|
20.83%
|
No
|
Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
1
|
1
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/23/2024
|
07/23/2024
|
741
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
N/A
|
Other
|
I-797A
|
REDACTED
|
REDACTED
|
REDACTED
|
Work Visa
|
REDACTED
|
Fee Simple
|
No
|
Yes
|
N/A
|
15441.25
|
3.9
|
15441.25
|
3.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157330
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/30/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.149%
|
8.000%
|
8.250%
|
$5,942.83
|
No
|
REDACTED
|
REDACTED
|
$2,469.00
|
$205.75
|
$2,004.00
|
$167.00
|
$0.00
|
$6,592.50
|
N/A
|
REDACTED
|
REDACTED
|
$167.00
|
Monthly
|
26.70%
|
31.15%
|
30.91%
|
Yes
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
289
|
31
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] -
2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/26/2024
|
07/26/2024
|
806
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
71272.45
|
13.1
|
71272.45
|
13.1
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155065
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/12/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.272%
|
8.375%
|
8.375%
|
$6,931.85
|
No
|
REDACTED
|
REDACTED
|
$3,294.00
|
$274.50
|
$2,616.00
|
$218.00
|
$0.00
|
$8,065.31
|
N/A
|
REDACTED
|
REDACTED
|
$218.00
|
Annually
|
44.82%
|
44.82%
|
42.53%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
Yes
|
1
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
36
|
32
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified, Lease Agreements Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/28/2024
|
07/28/2024
|
754
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
57024.27
|
8.9
|
57024.27
|
8.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155545
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/12/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.269%
|
6.225%
|
6.225%
|
$2,732.71
|
No
|
REDACTED
|
REDACTED
|
$2,360.76
|
$196.73
|
$825.00
|
$68.75
|
$0.00
|
$3,563.82
|
N/A
|
REDACTED
|
REDACTED
|
$68.75
|
Annually
|
44.86%
|
45.03%
|
45.03%
|
No
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
24
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/30/2024
|
07/30/2024
|
730
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
28401.98
|
8.0
|
28401.98
|
8.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155020
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1489.2
|
08/05/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.126%
|
5.950%
|
5.950%
|
$4,681.27
|
No
|
REDACTED
|
REDACTED
|
$1,470.96
|
$122.58
|
$0.00
|
$0.00
|
$0.00
|
$5,226.97
|
N/A
|
$0.00
|
36.14%
|
36.14%
|
36.14%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
Yes
|
3
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
36
|
30
|
Work Number
|
Yes
|
39
|
38
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/30/2024
|
07/30/2024
|
07/30/2024
|
728
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
52998.85
|
10.1
|
52998.85
|
10.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157960
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/12/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.382%
|
8.375%
|
8.375%
|
$11,902.73
|
No
|
REDACTED
|
REDACTED
|
$2,237.76
|
$186.48
|
$0.00
|
$0.00
|
$0.00
|
$12,568.31
|
N/A
|
$0.00
|
19.69%
|
19.07%
|
18.68%
|
Yes
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
168
|
31
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1,
1065, 1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065, 1120S), 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/01/2024
|
08/01/2024
|
783
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
159711.65
|
16.0
|
159711.65
|
16.0
|
No
|
75.61
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156205
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/02/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.183%
|
6.100%
|
6.100%
|
$12,119.90
|
No
|
REDACTED
|
REDACTED
|
$5,287.08
|
$440.59
|
$9,776.04
|
$814.67
|
$0.00
|
$15,594.03
|
N/A
|
REDACTED
|
REDACTED
|
$814.67
|
Annually
|
44.02%
|
44.02%
|
44.02%
|
Yes
|
Employed
|
2YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
60
|
31
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2022","2023","2024"] - 2022,
2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/05/2024
|
08/05/2024
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
445364.25
|
18.1
|
445364.25
|
18.1
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158185
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/05/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.283%
|
8.375%
|
8.375%
|
$9,917.84
|
No
|
REDACTED
|
REDACTED
|
$6,282.00
|
$523.50
|
$0.00
|
$0.00
|
$0.00
|
$11,448.67
|
N/A
|
$0.00
|
23.05%
|
23.05%
|
22.11%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
24
|
24
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2022","2023","2024"] - 2022,
2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/07/2024
|
08/07/2024
|
796
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
684861.61
|
75.1
|
684861.61
|
75.1
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154735
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
895
|
08/12/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.954%
|
5.625%
|
5.625%
|
$4,893.08
|
No
|
REDACTED
|
REDACTED
|
$3,687.00
|
$307.25
|
$0.00
|
$0.00
|
$0.00
|
$5,891.45
|
N/A
|
$0.00
|
39.01%
|
39.01%
|
39.01%
|
Yes
|
Yes
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
2
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
85
|
32
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 2 YRS Business Tax Returns
Verified(K1), 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/15/2024
|
08/15/2024
|
08/15/2024
|
790
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
2007016.82
|
340.7
|
2007016.82
|
340.7
|
No
|
52.39
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157435
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/14/2024
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
7.325%
|
8.225%
|
6.225%
|
$3,631.37
|
No
|
REDACTED
|
REDACTED
|
$1,965.00
|
$163.75
|
$0.00
|
$0.00
|
$0.00
|
$3,996.12
|
N/A
|
$0.00
|
35.74%
|
30.63%
|
30.63%
|
No
|
Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/12/2024
|
08/12/2024
|
688
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
200.19
|
0.1
|
15389.98
|
3.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156625
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/12/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
7.363%
|
8.375%
|
7.850%
|
$4,522.42
|
No
|
REDACTED
|
REDACTED
|
$1,628.52
|
$135.71
|
$1,560.00
|
$130.00
|
$0.00
|
$5,491.26
|
N/A
|
REDACTED
|
REDACTED
|
$130.00
|
Monthly
|
42.52%
|
44.00%
|
42.52%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
62
|
33
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/14/2024
|
08/14/2024
|
765
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
41411.72
|
9.3
|
41411.72
|
9.3
|
No
|
88.15
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157090
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/02/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.142%
|
6.050%
|
6.050%
|
$4,783.06
|
No
|
REDACTED
|
REDACTED
|
$2,340.00
|
$195.00
|
$0.00
|
$0.00
|
$0.00
|
$5,440.17
|
N/A
|
$0.00
|
34.06%
|
33.94%
|
33.94%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
182
|
32
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/15/2024
|
08/15/2024
|
08/15/2024
|
792
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
131363.23
|
24.2
|
131363.23
|
24.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156175
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1675.5
|
09/09/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.374%
|
6.000%
|
6.000%
|
$14,014.49
|
No
|
REDACTED
|
REDACTED
|
$2,705.04
|
$225.42
|
$0.00
|
$0.00
|
$0.00
|
$16,104.18
|
N/A
|
$0.00
|
24.97%
|
24.96%
|
24.96%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
1
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net
Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/26/2024
|
08/26/2024
|
766
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Other
|
permanent resident card
|
REDACTED
|
REDACTED
|
REDACTED
|
I-151 Permanent Resident Card
|
REDACTED
|
Fee Simple
|
No
|
Yes
|
N/A
|
675651.35
|
42.0
|
675651.35
|
42.0
|
No
|
85.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155110
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/30/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.080%
|
6.275%
|
6.275%
|
$2,142.18
|
No
|
REDACTED
|
REDACTED
|
$933.96
|
$77.83
|
$350.04
|
$29.17
|
$0.00
|
$2,423.77
|
N/A
|
REDACTED
|
REDACTED
|
$29.17
|
Annually
|
31.56%
|
31.56%
|
31.56%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
Work Number
|
Yes
|
24
|
24
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2021","2022","2023","2024"] - 2021, 2022,
2023, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2021","2022","2023","2024"] - 2021, 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T
Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/26/2024
|
08/26/2024
|
08/26/2024
|
679
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
7702.09
|
3.4
|
7702.09
|
3.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157240
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/02/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.129%
|
8.000%
|
7.750%
|
$9,640.59
|
No
|
REDACTED
|
REDACTED
|
$5,057.04
|
$421.42
|
$0.00
|
$0.00
|
$0.00
|
$11,582.84
|
N/A
|
$0.00
|
27.37%
|
27.80%
|
27.37%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
1
|
1
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
43
|
32
|
Work Number
|
Yes
|
1
|
1
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023"] - 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023"] - 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/26/2024
|
08/26/2024
|
08/26/2024
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
254873.51
|
26.5
|
116173.40
|
12.1
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156550
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
08/26/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.277%
|
8.375%
|
8.375%
|
$15,201.44
|
No
|
REDACTED
|
REDACTED
|
$8,795.04
|
$732.92
|
$3,030.00
|
$252.50
|
$0.00
|
$19,091.86
|
N/A
|
REDACTED
|
REDACTED
|
$252.50
|
Annually
|
15.34%
|
16.64%
|
15.94%
|
Yes
|
Self-Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
2
|
2
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
50.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 2 YRS W2 1099 Verified, 3
YRS Executed 4506T Verified, Award Letter Verified - ["2021","2022","2023"] - 2021, 2022, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified -
["2021","2022","2023"] - 2021, 2022, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/28/2024
|
08/28/2024
|
792
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
163950.39
|
10.6
|
163950.39
|
10.6
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153850
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/16/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.335%
|
8.375%
|
8.375%
|
$9,405.89
|
No
|
REDACTED
|
REDACTED
|
$4,907.04
|
$408.92
|
$0.00
|
$0.00
|
$0.00
|
$11,373.14
|
N/A
|
$0.00
|
27.94%
|
28.62%
|
27.58%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, SESoleProprietor, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified,
1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower -
2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/30/2024
|
08/30/2024
|
08/30/2024
|
804
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
138104.09
|
14.9
|
138104.09
|
14.9
|
No
|
90.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156070
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/02/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.216%
|
6.225%
|
6.225%
|
$4,083.71
|
No
|
REDACTED
|
REDACTED
|
$735.00
|
$61.25
|
$150.00
|
$12.50
|
$0.00
|
$4,527.61
|
N/A
|
REDACTED
|
REDACTED
|
$12.50
|
Annually
|
34.17%
|
34.17%
|
34.17%
|
No
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
59
|
32
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/01/2024
|
09/01/2024
|
750
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
Work Visa
|
REDACTED
|
Fee Simple
|
No
|
Yes
|
N/A
|
93493.88
|
22.0
|
93493.88
|
22.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156790
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/02/2024
|
REDACTED
|
Manual Underwriting
|
Approve Eligible
|
No
|
6.691%
|
7.950%
|
8.375%
|
$5,558.90
|
No
|
REDACTED
|
REDACTED
|
$3,272.04
|
$272.67
|
$0.00
|
$0.00
|
$0.00
|
$6,157.61
|
N/A
|
$0.00
|
42.84%
|
41.90%
|
41.90%
|
No
|
Employed
|
1YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
1
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
2
|
24
|
Work Number
|
0
|
No
|
0
|
Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/04/2024
|
09/04/2024
|
729
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
24896.03
|
4.9
|
24896.03
|
4.9
|
No
|
91.93
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154555
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
12/23/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.313%
|
7.075%
|
7.075%
|
$1,816.64
|
No
|
REDACTED
|
REDACTED
|
$1,112.04
|
$92.67
|
$0.00
|
$0.00
|
$0.00
|
$2,023.77
|
N/A
|
$0.00
|
44.84%
|
44.50%
|
44.50%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
33
|
33
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2025","2024","2023","2022","2021"] - 2025, 2024, 2023, 2022, 2021
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022","2021"] - 2025, 2024, 2023, 2022, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/03/2025
|
01/03/2025
|
736
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
5343.20
|
2.6
|
5343.20
|
2.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154765
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/21/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.138%
|
8.350%
|
8.350%
|
$5,308.15
|
No
|
REDACTED
|
REDACTED
|
$2,811.48
|
$234.29
|
$1,200.00
|
$100.00
|
$0.00
|
$5,924.61
|
N/A
|
REDACTED
|
REDACTED
|
$100.00
|
Annually
|
45.28%
|
45.28%
|
45.28%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
50
|
33
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/10/2024
|
09/10/2024
|
753
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
56752.13
|
11.4
|
56752.13
|
11.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156835
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
895
|
09/09/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
6.881%
|
6.050%
|
6.050%
|
$3,405.64
|
No
|
REDACTED
|
REDACTED
|
$1,275.96
|
$106.33
|
$0.00
|
$0.00
|
$0.00
|
$3,916.26
|
N/A
|
$0.00
|
36.43%
|
36.45%
|
36.45%
|
No
|
No
|
Not Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
1
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
37
|
32
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR Business Tax Returns
Verified(K1), 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/09/2024
|
09/09/2024
|
09/09/2024
|
766
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
103402.89
|
26.4
|
103402.89
|
26.4
|
No
|
82.36
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154480
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/14/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.161%
|
8.225%
|
8.255%
|
$5,658.79
|
No
|
REDACTED
|
REDACTED
|
$2,865.00
|
$238.75
|
$1,125.00
|
$93.75
|
$0.00
|
$6,307.37
|
N/A
|
REDACTED
|
REDACTED
|
$93.75
|
Annually
|
25.00%
|
25.22%
|
25.22%
|
No
|
Self-Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
0
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS
Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E
Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/09/2024
|
09/09/2024
|
816
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
31163.40
|
5.9
|
106797.71
|
20.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157495
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/30/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.070%
|
7.875%
|
8.125%
|
$4,560.68
|
No
|
REDACTED
|
REDACTED
|
$3,140.04
|
$261.67
|
$600.00
|
$50.00
|
$0.00
|
$5,286.44
|
N/A
|
REDACTED
|
REDACTED
|
$50.00
|
Annually
|
37.63%
|
37.69%
|
37.63%
|
No
|
Employed
|
1YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
34
|
34
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/11/2024
|
09/11/2024
|
733
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
31006.40
|
7.0
|
31006.40
|
7.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154705
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
5883.75
|
09/09/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.879%
|
5.975%
|
5.975%
|
$7,157.39
|
No
|
REDACTED
|
REDACTED
|
$3,294.00
|
$274.50
|
$0.00
|
$0.00
|
$0.00
|
$8,310.97
|
N/A
|
$0.00
|
44.71%
|
44.72%
|
44.72%
|
No
|
No
|
Not Employed
|
Employed
|
1YR Full Doc
|
0
|
1
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - N/A - 3 YRS Executed 4506T Verified || Co Borrower - Wage, Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/12/2024
|
09/12/2024
|
09/12/2024
|
771
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
26091.49
|
3.1
|
26091.49
|
3.1
|
No
|
81.43
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158200
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1426.32
|
10/28/2024
|
REDACTED
|
AUS
|
Approve Ineligible
|
No
|
7.211%
|
6.575%
|
6.575%
|
$1,662.59
|
No
|
REDACTED
|
REDACTED
|
$1,281.00
|
$106.75
|
$0.00
|
$0.00
|
$0.00
|
$1,921.79
|
N/A
|
$0.00
|
37.73%
|
37.73%
|
37.73%
|
No
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
24
|
24
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/16/2024
|
09/16/2024
|
751
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
30359.66
|
15.8
|
.00
|
0.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157180
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/16/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.224%
|
8.125%
|
8.125%
|
$7,202.22
|
No
|
REDACTED
|
REDACTED
|
$1,850.04
|
$154.17
|
$0.00
|
$0.00
|
$0.00
|
$8,366.81
|
N/A
|
$0.00
|
44.45%
|
44.45%
|
43.73%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
34
|
34
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/17/2024
|
09/17/2024
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
467297.20
|
68.0
|
467297.20
|
68.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156670
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/28/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.193%
|
6.675%
|
6.675%
|
$1,840.75
|
No
|
REDACTED
|
REDACTED
|
$1,499.88
|
$124.99
|
$0.00
|
$0.00
|
$0.00
|
$2,307.74
|
N/A
|
$0.00
|
35.69%
|
36.79%
|
36.79%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
Yes
|
3
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
24
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/18/2024
|
09/18/2024
|
737
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
19744.61
|
8.6
|
19744.61
|
8.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156235
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/23/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.131%
|
6.100%
|
6.100%
|
$8,818.61
|
No
|
REDACTED
|
REDACTED
|
$5,472.12
|
$456.01
|
$500.04
|
$41.67
|
$0.00
|
$9,785.71
|
N/A
|
REDACTED
|
REDACTED
|
$41.67
|
Annually
|
26.69%
|
26.69%
|
26.69%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
25
|
25
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS
W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified -
["2024","2023","2022","2021"] - 2024, 2023, 2022, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/25/2024
|
09/25/2024
|
690
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1388067.19
|
141.9
|
1388067.19
|
141.9
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157615
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/14/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.259%
|
8.225%
|
8.225%
|
$3,117.96
|
No
|
REDACTED
|
REDACTED
|
$1,553.04
|
$129.42
|
$162.96
|
$13.58
|
$0.00
|
$3,530.05
|
N/A
|
REDACTED
|
REDACTED
|
$13.58
|
Annually
|
34.14%
|
34.15%
|
34.15%
|
No
|
No
|
Not Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
73
|
34
|
Work Number
|
No
|
0
|
N/A
|
Borrower - N/A - 3 YRS Executed 4506T Verified || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+
Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/15/2024
|
10/15/2024
|
10/15/2024
|
809
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
53106.16
|
17.9
|
53106.16
|
17.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155125
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/30/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.772%
|
6.100%
|
6.100%
|
$2,756.85
|
No
|
REDACTED
|
REDACTED
|
$1,176.96
|
$98.08
|
$0.00
|
$0.00
|
$0.00
|
$3,028.03
|
N/A
|
$0.00
|
43.57%
|
43.48%
|
43.48%
|
No
|
Self-Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs
Verified, 3 YRS Executed 4506T Verified - ["2021","2022","2023"] - 2021, 2022, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2021","2022","2023"] - 2021, 2022, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/22/2024
|
11/22/2024
|
748
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
9824.17
|
3.2
|
24010.20
|
7.9
|
No
|
97.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156910
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/30/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.962%
|
6.025%
|
6.025%
|
$2,494.81
|
No
|
REDACTED
|
REDACTED
|
$1,803.00
|
$150.25
|
$1,188.00
|
$99.00
|
$0.00
|
$3,051.76
|
N/A
|
REDACTED
|
REDACTED
|
$99.00
|
Annually
|
25.56%
|
24.33%
|
24.33%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/29/2024
|
09/29/2024
|
09/29/2024
|
671
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
139573.95
|
45.7
|
139573.95
|
45.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157660
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
09/30/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.205%
|
8.125%
|
8.125%
|
$6,652.77
|
No
|
REDACTED
|
REDACTED
|
$4,053.00
|
$337.75
|
$740.04
|
$61.67
|
$0.00
|
$8,292.40
|
N/A
|
REDACTED
|
REDACTED
|
$61.67
|
Annually
|
40.79%
|
40.80%
|
40.20%
|
No
|
No
|
Self-Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
Yes
|
24
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), CPA Letter Verified, 3 YRS
Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022,
2023, 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/30/2024
|
09/30/2024
|
09/30/2024
|
779
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
137820.26
|
19.9
|
137820.26
|
19.9
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155800
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/21/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.274%
|
8.350%
|
8.350%
|
$9,748.25
|
No
|
REDACTED
|
REDACTED
|
$6,045.00
|
$503.75
|
$0.00
|
$0.00
|
$0.00
|
$11,108.71
|
N/A
|
$0.00
|
23.84%
|
23.84%
|
23.84%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
NA
|
Yes
|
15
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
72
|
35
|
Work Number
|
Yes
|
72
|
12
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/03/2024
|
10/03/2024
|
10/03/2024
|
780
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
276576.29
|
29.6
|
276576.29
|
29.6
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155050
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/10/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.079%
|
6.725%
|
6.725%
|
$5,757.74
|
No
|
REDACTED
|
REDACTED
|
$1,440.96
|
$120.08
|
$0.00
|
$0.00
|
$0.00
|
$6,804.90
|
N/A
|
$0.00
|
33.50%
|
33.69%
|
33.69%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
78
|
25
|
Work Number
|
Yes
|
75
|
26
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/27/2025
|
01/27/2025
|
01/27/2025
|
804
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
63311.34
|
9.3
|
63311.34
|
9.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154720
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/27/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.982%
|
6.600%
|
6.600%
|
$8,764.62
|
No
|
REDACTED
|
REDACTED
|
$6,816.96
|
$568.08
|
$999.00
|
$83.25
|
$0.00
|
$10,534.77
|
N/A
|
REDACTED
|
REDACTED
|
$83.25
|
Monthly
|
40.02%
|
40.02%
|
40.02%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
1
|
24
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/03/2025
|
02/03/2025
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
17805.27
|
1.7
|
17805.27
|
1.7
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155950
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/28/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.179%
|
6.600%
|
6.600%
|
$2,928.25
|
No
|
REDACTED
|
REDACTED
|
$1,500.00
|
$125.00
|
$0.00
|
$0.00
|
$0.00
|
$3,256.27
|
N/A
|
$0.00
|
22.38%
|
35.50%
|
35.50%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
49
|
18
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/25/2024
|
10/25/2024
|
10/25/2024
|
770
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
37160.57
|
11.4
|
37160.57
|
11.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154840
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
3081.55
|
10/21/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.542%
|
6.375%
|
6.375%
|
$3,275.51
|
No
|
REDACTED
|
REDACTED
|
$1,686.96
|
$140.58
|
$0.00
|
$0.00
|
$0.00
|
$3,500.41
|
N/A
|
$0.00
|
13.38%
|
13.94%
|
13.94%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
2
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023"]
- 2022, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023"] - 2022, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/18/2024
|
10/18/2024
|
814
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
28997.67
|
8.3
|
28997.67
|
8.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155410
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
2898.5
|
10/21/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.023%
|
6.300%
|
6.300%
|
$6,004.04
|
No
|
REDACTED
|
REDACTED
|
$5,670.96
|
$472.58
|
$3,320.04
|
$276.67
|
$0.00
|
$7,340.77
|
N/A
|
REDACTED
|
REDACTED
|
$276.67
|
Annually
|
38.93%
|
39.41%
|
39.41%
|
No
|
No
|
Employed
|
Self-Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
1
|
3
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
Borrower Prepared
|
Borrower
|
11
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
27
|
27
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T
Verified, 1 YR IRS Transcripts Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2
1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2023","2022"] -
2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/14/2024
|
10/14/2024
|
10/14/2024
|
723
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
I-151 Permanent Resident Card
|
REDACTED
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
31561.90
|
4.3
|
31561.90
|
4.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158215
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
4233
|
10/14/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.042%
|
6.250%
|
6.250%
|
$3,971.38
|
No
|
REDACTED
|
REDACTED
|
$3,903.00
|
$325.25
|
$96.00
|
$8.00
|
$0.00
|
$4,799.61
|
N/A
|
REDACTED
|
REDACTED
|
$8.00
|
Annually
|
34.10%
|
34.04%
|
34.04%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
48
|
32
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/15/2024
|
10/15/2024
|
10/15/2024
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
88895.54
|
18.5
|
88895.54
|
18.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158230
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/21/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.093%
|
8.225%
|
8.225%
|
$3,447.74
|
No
|
REDACTED
|
REDACTED
|
$1,644.96
|
$137.08
|
$984.00
|
$82.00
|
$0.00
|
$3,958.15
|
N/A
|
REDACTED
|
REDACTED
|
$82.00
|
Annually
|
27.86%
|
28.22%
|
28.22%
|
No
|
Employed
|
2YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
24
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023,
2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/18/2024
|
10/18/2024
|
799
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
10461.10
|
3.1
|
401190.57
|
120.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155680
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/21/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.105%
|
6.350%
|
6.350%
|
$3,888.97
|
No
|
REDACTED
|
REDACTED
|
$3,303.00
|
$275.25
|
$1,200.00
|
$100.00
|
$0.00
|
$5,236.12
|
N/A
|
REDACTED
|
REDACTED
|
$100.00
|
Annually
|
25.40%
|
37.84%
|
37.84%
|
No
|
No
|
Self-Employed
|
Employed
|
2YR Full Doc
|
2
|
1
|
NA
|
NA
|
N/A
|
0
|
Missing
|
6
|
2
|
1
|
2
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
2
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
12
|
12
|
FNMA 1005
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns
Verified(K1, 1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS
Personal Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/18/2024
|
10/18/2024
|
10/18/2024
|
806
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
76775.19
|
14.7
|
76775.19
|
14.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154795
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
10/21/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
7.055%
|
6.475%
|
6.475%
|
$4,192.49
|
No
|
REDACTED
|
REDACTED
|
$342.24
|
$28.52
|
$6,564.00
|
$547.00
|
$0.00
|
$5,671.74
|
Yes
|
REDACTED
|
REDACTED
|
$547.00
|
Monthly
|
37.84%
|
37.84%
|
37.84%
|
Yes
|
Yes
|
Employed
|
Retired
|
2YR Full Doc
|
2
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
0
|
Yes
|
Yes
|
2
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
220
|
34
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Subject Property Net Rental Income(Loss) if NOO, Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099
Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Retirement - 2 YRS Personal Tax
Returns Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower -
2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/22/2024
|
10/22/2024
|
10/22/2024
|
805
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
405151.13
|
71.4
|
405151.13
|
71.4
|
No
|
89.99
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158245
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
11/04/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.068%
|
6.600%
|
6.600%
|
$3,129.43
|
No
|
REDACTED
|
REDACTED
|
$2,193.00
|
$182.75
|
$680.04
|
$56.67
|
$0.00
|
$3,595.40
|
N/A
|
REDACTED
|
REDACTED
|
$56.67
|
Annually
|
51.59%
|
51.59%
|
51.59%
|
No
|
Employed
|
1YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
24
|
24
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/30/2024
|
10/30/2024
|
773
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
27861.85
|
7.8
|
27861.85
|
7.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157375
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
11/11/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.221%
|
8.350%
|
8.350%
|
$6,066.46
|
No
|
REDACTED
|
REDACTED
|
$4,398.96
|
$366.58
|
$1,020.00
|
$85.00
|
$0.00
|
$7,351.38
|
N/A
|
REDACTED
|
REDACTED
|
$85.00
|
Monthly
|
23.56%
|
27.28%
|
27.28%
|
No
|
No
|
Employed
|
Self-Employed
|
1YR Full Doc
|
1
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
1
|
1
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
Yes
|
Yes
|
0
|
2
|
0.00%
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
304
|
35
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2023"] -
2024, 2023
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 1 YR Personal
Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/30/2024
|
10/30/2024
|
10/30/2024
|
796
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
132499.12
|
21.2
|
132499.12
|
21.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154405
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
12/16/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.821%
|
7.975%
|
7.975%
|
$10,342.32
|
No
|
REDACTED
|
REDACTED
|
$5,445.00
|
$453.75
|
$0.00
|
$0.00
|
$0.00
|
$11,478.91
|
N/A
|
$0.00
|
43.22%
|
43.59%
|
43.59%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
40
|
36
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net
Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/07/2024
|
11/07/2024
|
782
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
123004.40
|
12.8
|
123004.40
|
12.8
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157045
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
11/11/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.929%
|
6.350%
|
6.350%
|
$8,707.21
|
No
|
REDACTED
|
REDACTED
|
$8,286.00
|
$690.50
|
$0.00
|
$0.00
|
$0.00
|
$10,208.52
|
N/A
|
$0.00
|
44.80%
|
44.86%
|
44.86%
|
No
|
Self-Employed
|
1YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
1
|
1
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR
Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Separation Agreement Verified, 1040 Schedule E Verified - ["2023"] - 2023
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule
E Verified - ["2023"] - 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/13/2024
|
11/13/2024
|
731
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1552419.50
|
152.1
|
1552419.50
|
152.1
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154135
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
12/02/2024
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
6.905%
|
6.350%
|
6.350%
|
$14,863.66
|
No
|
REDACTED
|
REDACTED
|
$17,310.84
|
$1,442.57
|
$624.96
|
$52.08
|
$0.00
|
$17,013.19
|
N/A
|
REDACTED
|
REDACTED
|
$52.08
|
Annually
|
52.67%
|
52.67%
|
52.67%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
2
|
2
|
NA
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
1
|
1
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
Yes
|
Yes
|
2
|
0
|
0.00%
|
0.00%
|
1.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
107
|
52
|
Work Number
|
Yes
|
60
|
24
|
Other
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified, Personal Bank Statements Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower -
1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/25/2024
|
11/25/2024
|
11/25/2024
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
389743.31
|
22.9
|
389743.31
|
22.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157915
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1518.69
|
12/09/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
6.978%
|
6.575%
|
6.575%
|
$6,565.96
|
No
|
REDACTED
|
REDACTED
|
$1,704.96
|
$142.08
|
$0.00
|
$0.00
|
$0.00
|
$7,405.47
|
N/A
|
$0.00
|
24.69%
|
24.69%
|
24.69%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
15
|
15
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/18/2024
|
11/18/2024
|
798
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
247405.35
|
33.4
|
247405.35
|
33.4
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156295
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
11/18/2024
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.898%
|
7.975%
|
7.975%
|
$7,788.71
|
No
|
REDACTED
|
REDACTED
|
$6,899.52
|
$574.96
|
$0.00
|
$0.00
|
$0.00
|
$8,524.69
|
N/A
|
$0.00
|
35.99%
|
36.10%
|
36.10%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
1
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
118
|
34
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2
YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed
4506T Verified
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower -
1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/18/2024
|
11/18/2024
|
11/18/2024
|
753
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1602045.63
|
225.7
|
1602045.63
|
225.7
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155635
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
11/25/2024
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
7.129%
|
6.600%
|
6.600%
|
$3,548.95
|
No
|
REDACTED
|
REDACTED
|
$4,736.04
|
$394.67
|
$0.00
|
$0.00
|
$0.00
|
$4,189.96
|
N/A
|
$0.00
|
24.07%
|
24.07%
|
24.07%
|
Yes
|
Yes
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
38
|
36
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/22/2024
|
11/22/2024
|
11/22/2024
|
752
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
726338.09
|
173.4
|
726338.09
|
173.4
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156100
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Rebuttable Presumption DTI (DTI RP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/06/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.179%
|
8.725%
|
8.725%
|
$2,511.72
|
No
|
REDACTED
|
REDACTED
|
$1,443.96
|
$120.33
|
$0.00
|
$0.00
|
$0.00
|
$2,889.71
|
N/A
|
$0.00
|
18.35%
|
18.36%
|
18.36%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
81
|
24
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified,
3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/25/2024
|
11/25/2024
|
11/25/2024
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
28725.07
|
11.7
|
28725.07
|
11.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157105
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
12/09/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.012%
|
6.600%
|
6.600%
|
$4,544.06
|
No
|
REDACTED
|
REDACTED
|
$3,213.96
|
$267.83
|
$1,350.00
|
$112.50
|
$0.00
|
$5,199.96
|
N/A
|
REDACTED
|
REDACTED
|
$112.50
|
Annually
|
27.58%
|
27.72%
|
27.72%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
52
|
35
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2010","2021","2022"] - 2010, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2010","2021","2022"] - 2010, 2021, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
11/29/2024
|
11/29/2024
|
11/29/2024
|
765
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
22429.95
|
4.3
|
22429.95
|
4.3
|
No
|
99.37
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157930
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
12/30/2024
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.143%
|
6.850%
|
6.850%
|
$4,193.66
|
No
|
REDACTED
|
REDACTED
|
$1,322.04
|
$110.17
|
$0.00
|
$0.00
|
$0.00
|
$4,595.03
|
N/A
|
$0.00
|
22.77%
|
22.66%
|
22.66%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS
Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2023","2022"] - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - []
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2023","2022"] - 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - []
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
12/23/2024
|
12/23/2024
|
12/23/2024
|
681
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
I-151 Permanent Resident Card
|
REDACTED
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
126873.33
|
27.6
|
126873.33
|
27.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157135
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/27/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.928%
|
8.225%
|
8.225%
|
$11,242.64
|
No
|
REDACTED
|
REDACTED
|
$5,911.08
|
$492.59
|
$2,859.96
|
$238.33
|
$0.00
|
$13,353.56
|
N/A
|
REDACTED
|
REDACTED
|
$238.33
|
Annually
|
43.96%
|
43.08%
|
43.08%
|
No
|
Employed
|
1YR Full Doc
|
0
|
2+ Months
|
N/A
|
0
|
2
|
1
|
3
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
79
|
25
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2+ Months Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Separation Agreement Verified, Lease Agreements Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 1 YR
IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/07/2025
|
01/07/2025
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
48385.38
|
4.3
|
48385.38
|
4.3
|
No
|
88.24
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154375
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/17/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.949%
|
8.225%
|
8.225%
|
$3,635.12
|
No
|
REDACTED
|
REDACTED
|
$1,769.16
|
$147.43
|
$0.00
|
$0.00
|
$0.00
|
$3,917.55
|
N/A
|
$0.00
|
41.41%
|
41.06%
|
41.06%
|
No
|
Employed
|
1YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
33
|
28
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024"] - 2025, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/07/2025
|
01/07/2025
|
693
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
10548.73
|
3.2
|
10548.73
|
3.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157525
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/06/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.695%
|
6.625%
|
6.625%
|
$9,306.08
|
No
|
REDACTED
|
REDACTED
|
$1,991.88
|
$165.99
|
$0.00
|
$0.00
|
$0.00
|
$9,721.34
|
N/A
|
$0.00
|
26.70%
|
26.33%
|
26.33%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
Borrower Prepared
|
3
|
Borrower
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
48
|
48
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, SESoleProprietor - YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023"] - 2023 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2023"] - 2023 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/08/2025
|
01/08/2025
|
01/08/2025
|
767
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
296586.58
|
11.3
|
296586.58
|
11.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154630
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Rebuttable Presumption DTI (DTI RP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/13/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.084%
|
8.500%
|
8.500%
|
$2,914.18
|
No
|
REDACTED
|
REDACTED
|
$1,475.04
|
$122.92
|
$0.00
|
$0.00
|
$0.00
|
$3,129.97
|
N/A
|
$0.00
|
43.11%
|
42.88%
|
42.88%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
2
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
19
|
19
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/12/2025
|
01/12/2025
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
65944.69
|
25.3
|
90913.39
|
34.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157285
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/20/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.097%
|
6.725%
|
6.725%
|
$2,328.97
|
No
|
REDACTED
|
REDACTED
|
$2,933.04
|
$244.42
|
$0.00
|
$0.00
|
$0.00
|
$2,900.79
|
N/A
|
$0.00
|
40.54%
|
40.69%
|
40.69%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
Other
|
Yes
|
24
|
24
|
Other
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/14/2025
|
01/14/2025
|
01/14/2025
|
789
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
15161.48
|
5.2
|
15161.48
|
5.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155710
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/24/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.643%
|
7.500%
|
7.500%
|
$8,459.14
|
No
|
REDACTED
|
REDACTED
|
$4,748.04
|
$395.67
|
$0.00
|
$0.00
|
$0.00
|
$9,656.14
|
N/A
|
$0.00
|
37.25%
|
40.59%
|
40.59%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
16.66%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, SEPartnership, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2
1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E
Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/17/2025
|
01/17/2025
|
01/17/2025
|
789
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
674351.83
|
83.6
|
674351.83
|
83.6
|
No
|
65.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154870
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/20/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
7.060%
|
6.725%
|
6.725%
|
$6,469.37
|
No
|
REDACTED
|
REDACTED
|
$11,367.12
|
$947.26
|
$2,727.00
|
$227.25
|
$0.00
|
$8,028.41
|
N/A
|
REDACTED
|
REDACTED
|
$227.25
|
Annually
|
41.50%
|
41.49%
|
41.49%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
177
|
4
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified,
Award Letter Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/20/2025
|
01/20/2025
|
01/20/2025
|
780
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
105548.90
|
13.2
|
105548.90
|
13.2
|
No
|
99.01
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157555
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/17/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.744%
|
7.975%
|
7.975%
|
$6,075.78
|
No
|
REDACTED
|
REDACTED
|
$4,226.40
|
$352.20
|
$0.00
|
$0.00
|
$0.00
|
$6,894.23
|
N/A
|
$0.00
|
42.46%
|
42.27%
|
42.27%
|
No
|
Self-Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
1
|
1
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SECorporation - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3
YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule
E Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/23/2025
|
01/23/2025
|
751
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
112983.86
|
19.5
|
112983.86
|
19.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156265
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/27/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.905%
|
8.100%
|
8.100%
|
$7,991.18
|
No
|
REDACTED
|
REDACTED
|
$1,133.16
|
$94.43
|
$6,972.00
|
$581.00
|
$0.00
|
$9,916.61
|
Yes
|
REDACTED
|
REDACTED
|
$581.00
|
Monthly
|
32.72%
|
32.48%
|
32.48%
|
Yes
|
Yes
|
Self-Employed
|
Self-Employed
|
2YR Full Doc
|
1
|
1
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
2
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
50.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 YR W2
1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025 || Co Borrower - SESCorp, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental
Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified -
["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2022","2023","2024","2025"] -
2022, 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/24/2025
|
01/24/2025
|
01/24/2025
|
808
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
585566.26
|
69.2
|
585566.26
|
69.2
|
No
|
89.9
|
No
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157675
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.890%
|
6.350%
|
6.350%
|
$2,140.68
|
No
|
REDACTED
|
REDACTED
|
$1,286.76
|
$107.23
|
$0.00
|
$0.00
|
$0.00
|
$2,487.24
|
N/A
|
$0.00
|
36.12%
|
36.20%
|
36.20%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
68
|
31
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/18/2025
|
07/18/2025
|
792
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
98036.37
|
39.4
|
98036.37
|
39.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156310
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
01/27/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.019%
|
6.600%
|
6.600%
|
$3,199.68
|
No
|
REDACTED
|
REDACTED
|
$1,214.04
|
$101.17
|
$5,676.00
|
$473.00
|
$0.00
|
$4,322.54
|
Yes
|
REDACTED
|
REDACTED
|
$473.00
|
Monthly
|
30.66%
|
31.82%
|
31.82%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
78
|
25
|
Work Number
|
Yes
|
6
|
6
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/27/2025
|
01/27/2025
|
01/27/2025
|
743
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
31090.28
|
7.2
|
31090.28
|
7.2
|
No
|
100.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155740
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
895
|
01/27/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.955%
|
8.275%
|
8.275%
|
$6,837.46
|
No
|
REDACTED
|
REDACTED
|
$4,998.96
|
$416.58
|
$1,800.00
|
$150.00
|
$0.00
|
$8,346.75
|
N/A
|
REDACTED
|
REDACTED
|
$150.00
|
Annually
|
21.81%
|
22.31%
|
22.31%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
2
|
2
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
187
|
25
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS
Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/30/2025
|
01/30/2025
|
792
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1275746.72
|
179.3
|
1275746.72
|
179.3
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157390
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/03/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.975%
|
8.325%
|
8.325%
|
$8,085.58
|
No
|
REDACTED
|
REDACTED
|
$9,626.04
|
$802.17
|
$0.00
|
$0.00
|
$0.00
|
$9,164.58
|
N/A
|
$0.00
|
47.17%
|
47.09%
|
47.09%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
52
|
25
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3
YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
01/30/2025
|
01/30/2025
|
812
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
133696.39
|
17.3
|
133696.39
|
17.3
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155200
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/31/2025
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
6.738%
|
7.900%
|
7.900%
|
$6,395.88
|
No
|
REDACTED
|
REDACTED
|
$3,807.96
|
$317.33
|
$500.04
|
$41.67
|
$0.00
|
$7,351.21
|
N/A
|
REDACTED
|
REDACTED
|
$41.67
|
Annually
|
26.54%
|
26.54%
|
26.54%
|
No
|
No
|
Not Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
68
|
50
|
Work Number
|
No
|
0
|
N/A
|
Borrower - N/A - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023","2022","2021"] - 2025, 2024, 2023, 2022, 2021
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022","2021"] - 2025,
2024, 2023, 2022, 2021
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/30/2025
|
05/30/2025
|
05/30/2025
|
679
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
Employment Authorization Document (I-821D)
|
REDACTED
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
Work Visa
|
REDACTED
|
Fee Simple
|
No
|
Yes
|
N/A
|
25944.25
|
4.2
|
25944.25
|
4.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155035
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/07/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.734%
|
7.900%
|
7.900%
|
$7,231.71
|
No
|
REDACTED
|
REDACTED
|
$2,604.96
|
$217.08
|
$0.00
|
$0.00
|
$0.00
|
$7,845.70
|
N/A
|
$0.00
|
30.21%
|
29.77%
|
29.77%
|
No
|
Employed
|
2YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
57
|
29
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/06/2025
|
06/06/2025
|
786
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
127360.63
|
19.6
|
127360.63
|
19.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155005
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/24/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.844%
|
7.975%
|
7.975%
|
$7,539.83
|
No
|
REDACTED
|
REDACTED
|
$2,637.96
|
$219.83
|
$1,404.00
|
$117.00
|
$0.00
|
$8,336.32
|
N/A
|
REDACTED
|
REDACTED
|
$117.00
|
Monthly
|
42.84%
|
42.84%
|
42.84%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
27
|
27
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1),
2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+
Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/10/2025
|
02/10/2025
|
02/10/2025
|
746
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
635724.55
|
91.4
|
635724.55
|
91.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155605
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/10/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.800%
|
7.850%
|
7.850%
|
$5,560.27
|
No
|
REDACTED
|
REDACTED
|
$922.20
|
$76.85
|
$0.00
|
$0.00
|
$0.00
|
$6,202.04
|
N/A
|
$0.00
|
26.77%
|
27.07%
|
27.07%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2024"] - 2022, 2024 || Co Borrower - Wage - 2 YRS W2 1099
Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2024"] - 2022, 2024 || Co Borrower - 3 YRS Executed 4506T Verified -
["2022","2023","2024"] - 2022, 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/07/2025
|
02/07/2025
|
02/07/2025
|
757
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
28848.33
|
5.6
|
28848.33
|
5.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154540
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/16/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.799%
|
7.900%
|
7.900%
|
$10,184.36
|
No
|
REDACTED
|
REDACTED
|
$2,807.04
|
$233.92
|
$135.00
|
$11.25
|
$0.00
|
$11,627.25
|
N/A
|
REDACTED
|
REDACTED
|
$11.25
|
Annually
|
42.83%
|
42.69%
|
42.69%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
18.18%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
121
|
30
|
Work Number
|
Yes
|
34
|
30
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) -
2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower -
Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/13/2025
|
06/13/2025
|
06/13/2025
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
REDACTED
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
252721.67
|
25.9
|
252721.67
|
25.9
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155935
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
2220.46
|
02/17/2025
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
6.959%
|
8.200%
|
8.200%
|
$5,511.08
|
No
|
REDACTED
|
REDACTED
|
$5,413.92
|
$451.16
|
$0.00
|
$0.00
|
$0.00
|
$6,347.85
|
N/A
|
$0.00
|
40.98%
|
40.98%
|
40.98%
|
Yes
|
Self-Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
1
|
1
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS
Executed 4506T Verified - ["2023"] - 2023
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2023"] -
2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/13/2025
|
02/13/2025
|
802
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
152735.47
|
29.4
|
152735.47
|
29.4
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157255
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
06/09/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.784%
|
7.975%
|
7.975%
|
$3,938.28
|
No
|
REDACTED
|
REDACTED
|
$2,942.04
|
$245.17
|
$500.04
|
$41.67
|
$0.00
|
$4,646.74
|
N/A
|
REDACTED
|
REDACTED
|
$41.67
|
Annually
|
30.35%
|
30.39%
|
30.39%
|
No
|
Employed
|
2YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
36
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/25/2025
|
02/25/2025
|
802
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
8824.91
|
2.3
|
8824.91
|
2.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153820
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1480.8
|
03/10/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.788%
|
6.200%
|
6.200%
|
$4,379.14
|
No
|
REDACTED
|
REDACTED
|
$2,189.04
|
$182.42
|
$0.00
|
$0.00
|
$0.00
|
$4,972.56
|
N/A
|
$0.00
|
40.88%
|
40.88%
|
40.88%
|
No
|
Employed
|
1YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024"]
- 2025, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/19/2025
|
02/19/2025
|
748
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
98655.31
|
19.8
|
98655.31
|
19.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153865
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/21/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.987%
|
6.500%
|
6.500%
|
$2,338.65
|
No
|
REDACTED
|
REDACTED
|
$2,902.92
|
$241.91
|
$0.00
|
$0.00
|
$0.00
|
$2,726.27
|
N/A
|
$0.00
|
44.09%
|
44.82%
|
44.82%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
6
|
6
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/21/2025
|
02/21/2025
|
735
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
39366.27
|
14.4
|
39366.27
|
14.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157120
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/24/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.994%
|
8.350%
|
8.350%
|
$3,374.47
|
No
|
REDACTED
|
REDACTED
|
$3,066.96
|
$255.58
|
$500.04
|
$41.67
|
$0.00
|
$4,095.05
|
N/A
|
REDACTED
|
REDACTED
|
$41.67
|
Annually
|
37.70%
|
38.20%
|
38.20%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
Work Number
|
Yes
|
24
|
24
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage -
Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/18/2025
|
02/18/2025
|
02/18/2025
|
729
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
45438.73
|
13.0
|
45438.73
|
13.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154780
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/24/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.939%
|
8.225%
|
8.225%
|
$6,220.93
|
No
|
REDACTED
|
REDACTED
|
$3,507.24
|
$292.27
|
$249.96
|
$20.83
|
$0.00
|
$7,152.74
|
N/A
|
REDACTED
|
REDACTED
|
$20.83
|
Annually
|
34.93%
|
34.93%
|
34.93%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
1
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
18
|
18
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/19/2025
|
02/19/2025
|
741
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
N/A
|
Passport
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
Employment Authorization Document (I-821D)
|
REDACTED
|
Fee Simple
|
No
|
Yes
|
N/A
|
198411.14
|
32.9
|
198411.14
|
32.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156085
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1472.88
|
03/03/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.800%
|
6.200%
|
6.200%
|
$3,974.92
|
No
|
REDACTED
|
REDACTED
|
$1,887.00
|
$157.25
|
$0.00
|
$0.00
|
$0.00
|
$4,649.37
|
N/A
|
$0.00
|
22.45%
|
22.45%
|
22.45%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
56
|
56
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/22/2025
|
02/22/2025
|
772
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
266788.92
|
57.4
|
266788.92
|
57.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155560
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
02/24/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.874%
|
6.375%
|
6.375%
|
$8,589.73
|
No
|
REDACTED
|
REDACTED
|
$3,045.00
|
$253.75
|
$2,525.04
|
$210.42
|
$0.00
|
$9,409.77
|
N/A
|
REDACTED
|
REDACTED
|
$210.42
|
Annually
|
23.41%
|
23.39%
|
23.39%
|
Yes
|
Self-Employed
|
1YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month
Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2024","2023"] - 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/27/2025
|
02/27/2025
|
803
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
208634.50
|
22.2
|
208634.50
|
22.2
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154435
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
2310
|
08/04/2025
|
REDACTED
|
Manual Underwriting
|
Approve Eligible
|
No
|
6.584%
|
5.750%
|
5.750%
|
$3,063.76
|
No
|
REDACTED
|
REDACTED
|
$2,694.96
|
$224.58
|
$2,784.00
|
$232.00
|
$0.00
|
$3,773.06
|
N/A
|
REDACTED
|
REDACTED
|
$232.00
|
Monthly
|
39.62%
|
39.61%
|
39.61%
|
No
|
Self-Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
48
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Written
VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2023","2024"] - 2023, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/04/2025
|
08/04/2025
|
797
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
116851.27
|
31.0
|
116851.27
|
31.0
|
No
|
63.64
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155665
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
4497
|
03/10/2025
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
6.977%
|
6.500%
|
6.500%
|
$4,456.08
|
No
|
REDACTED
|
REDACTED
|
$3,224.28
|
$268.69
|
$974.04
|
$81.17
|
$0.00
|
$5,099.53
|
N/A
|
REDACTED
|
REDACTED
|
$81.17
|
Annually
|
17.30%
|
17.80%
|
17.80%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
60
|
28
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/24/2025
|
02/24/2025
|
751
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
55681.89
|
10.9
|
55681.89
|
10.9
|
No
|
92.16
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155785
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
895
|
03/17/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.847%
|
8.025%
|
8.025%
|
$7,623.54
|
No
|
REDACTED
|
REDACTED
|
$4,571.04
|
$380.92
|
$0.00
|
$0.00
|
$0.00
|
$9,060.70
|
N/A
|
$0.00
|
29.20%
|
29.20%
|
29.20%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
35
|
28
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/27/2025
|
02/27/2025
|
662
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
N/A
|
Employment Authorization Card
|
REDACTED
|
REDACTED
|
REDACTED
|
Work Visa
|
REDACTED
|
Fee Simple
|
No
|
Yes
|
N/A
|
138034.90
|
18.0
|
139366.10
|
18.2
|
No
|
91.32
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157885
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/31/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.756%
|
6.100%
|
6.100%
|
$2,757.28
|
No
|
REDACTED
|
REDACTED
|
$1,209.00
|
$100.75
|
$0.00
|
$0.00
|
$0.00
|
$3,253.03
|
N/A
|
$0.00
|
26.67%
|
26.15%
|
26.15%
|
No
|
Employed
|
1YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified,
Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/01/2025
|
03/01/2025
|
756
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
12550.49
|
3.9
|
12550.49
|
3.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154345
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/17/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.786%
|
6.325%
|
6.325%
|
$2,693.42
|
No
|
REDACTED
|
REDACTED
|
$2,238.00
|
$186.50
|
$0.00
|
$0.00
|
$0.00
|
$3,173.64
|
N/A
|
$0.00
|
47.75%
|
48.01%
|
47.77%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
Yes
|
3
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
34
|
27
|
Work Number
|
Yes
|
44
|
28
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage -
2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/26/2025
|
02/26/2025
|
02/26/2025
|
733
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
26015.68
|
8.2
|
26015.68
|
8.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155650
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1463.75
|
03/24/2025
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
6.732%
|
6.075%
|
6.075%
|
$3,462.71
|
No
|
REDACTED
|
REDACTED
|
$1,580.04
|
$131.67
|
$2,652.00
|
$221.00
|
$0.00
|
$4,130.13
|
N/A
|
REDACTED
|
REDACTED
|
$221.00
|
Monthly
|
42.30%
|
42.31%
|
42.31%
|
Yes
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
156
|
26
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/26/2025
|
02/26/2025
|
794
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
132078.54
|
32.0
|
132078.54
|
32.0
|
No
|
89.8
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155335
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/03/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.861%
|
8.050%
|
8.050%
|
$10,410.01
|
No
|
REDACTED
|
REDACTED
|
$3,180.96
|
$265.08
|
$1,502.04
|
$125.17
|
$0.00
|
$11,134.51
|
N/A
|
REDACTED
|
REDACTED
|
$125.17
|
Annually
|
29.05%
|
29.05%
|
29.05%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
0
|
0
|
3
|
0
|
Missing
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
33
|
33
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
02/28/2025
|
02/28/2025
|
02/28/2025
|
793
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
231393.52
|
25.1
|
231393.52
|
25.1
|
No
|
61.39
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154360
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/24/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.768%
|
6.100%
|
6.100%
|
$2,011.90
|
No
|
REDACTED
|
REDACTED
|
$2,966.04
|
$247.17
|
$86.04
|
$7.17
|
$0.00
|
$2,486.81
|
N/A
|
REDACTED
|
REDACTED
|
$7.17
|
Annually
|
44.59%
|
44.59%
|
44.59%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
1
|
1
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
33
|
28
|
Other
|
Yes
|
25
|
25
|
Other
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/03/2025
|
03/03/2025
|
03/03/2025
|
790
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
9880.66
|
4.0
|
9880.66
|
4.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156040
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/03/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.795%
|
6.225%
|
6.225%
|
$6,411.43
|
No
|
REDACTED
|
REDACTED
|
$6,769.08
|
$564.09
|
$2,052.00
|
$171.00
|
$0.00
|
$7,831.57
|
N/A
|
REDACTED
|
REDACTED
|
$171.00
|
Monthly
|
43.64%
|
44.62%
|
44.62%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
41
|
26
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net
Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025,
2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/03/2025
|
03/03/2025
|
789
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
468132.59
|
59.8
|
468132.59
|
59.8
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154390
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/03/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.851%
|
7.925%
|
7.925%
|
$2,593.61
|
No
|
REDACTED
|
REDACTED
|
$1,284.00
|
$107.00
|
$0.00
|
$0.00
|
$0.00
|
$2,938.51
|
N/A
|
$0.00
|
24.98%
|
24.98%
|
24.98%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
2
|
2
|
1 Month
|
NA
|
Yes
|
5
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
71
|
71
|
Other
|
Yes
|
43
|
43
|
Other
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/03/2025
|
03/03/2025
|
03/03/2025
|
714
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
20960.39
|
8.5
|
20960.39
|
8.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157900
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Rebuttable Presumption DTI (DTI RP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.007%
|
8.350%
|
8.350%
|
$4,291.94
|
No
|
REDACTED
|
REDACTED
|
$705.96
|
$58.83
|
$7,638.00
|
$636.50
|
$0.00
|
$5,238.07
|
N/A
|
REDACTED
|
REDACTED
|
$636.50
|
Annually
|
21.61%
|
21.41%
|
21.41%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
83
|
28
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/03/2025
|
03/03/2025
|
803
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
20514.58
|
4.6
|
20514.58
|
4.6
|
No
|
98.26
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156445
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/17/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.812%
|
7.925%
|
7.925%
|
$6,957.58
|
No
|
REDACTED
|
REDACTED
|
$10,549.08
|
$879.09
|
$3,888.00
|
$324.00
|
$0.00
|
$9,582.02
|
N/A
|
REDACTED
|
REDACTED
|
$324.00
|
Monthly
|
37.32%
|
37.33%
|
37.33%
|
No
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
66
|
26
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/03/2025
|
03/03/2025
|
809
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
187096.11
|
22.5
|
187096.11
|
22.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154825
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/10/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.763%
|
7.800%
|
7.800%
|
$8,926.39
|
No
|
REDACTED
|
REDACTED
|
$3,758.04
|
$313.17
|
$1,646.04
|
$137.17
|
$0.00
|
$10,270.63
|
N/A
|
REDACTED
|
REDACTED
|
$137.17
|
Annually
|
26.04%
|
26.04%
|
26.04%
|
No
|
Employed
|
2YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
53
|
42
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024,
2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/05/2025
|
03/05/2025
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
305774.93
|
35.5
|
305774.93
|
35.5
|
No
|
78.73
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153895
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
2022.2
|
03/10/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.802%
|
7.825%
|
7.825%
|
$4,040.97
|
No
|
REDACTED
|
REDACTED
|
$2,700.96
|
$225.08
|
$0.00
|
$0.00
|
$0.00
|
$4,442.47
|
N/A
|
$0.00
|
30.82%
|
29.71%
|
29.71%
|
No
|
No
|
Self-Employed
|
Not Employed
|
1YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
1
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
332
|
30
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other
REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified, 1040 Schedule E Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022","2023"] - 2022, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E
Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022","2023"] - 2022, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/07/2025
|
03/07/2025
|
03/07/2025
|
779
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
51271.09
|
13.9
|
51271.09
|
13.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154450
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/23/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.878%
|
8.100%
|
8.100%
|
$8,796.37
|
No
|
REDACTED
|
REDACTED
|
$8,560.56
|
$713.38
|
$0.00
|
$0.00
|
$0.00
|
$10,287.04
|
N/A
|
$0.00
|
31.06%
|
31.06%
|
31.06%
|
No
|
No
|
Self-Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
96
|
30
|
FNMA 1005
|
No
|
0
|
N/A
|
Borrower - SESCorp, SECorporation, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns
Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified
- ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2024","2023"] - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/23/2025
|
06/23/2025
|
06/23/2025
|
749
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
144598.84
|
16.7
|
144598.84
|
16.7
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156925
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1488
|
03/31/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.667%
|
5.950%
|
5.950%
|
$4,621.63
|
No
|
REDACTED
|
REDACTED
|
$1,797.96
|
$149.83
|
$0.00
|
$0.00
|
$0.00
|
$5,310.76
|
N/A
|
$0.00
|
38.61%
|
38.61%
|
38.61%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
32
|
32
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024","2025"] - 2022,
2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/10/2025
|
03/10/2025
|
729
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
33886.55
|
6.4
|
33886.55
|
6.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154120
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/24/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.876%
|
6.350%
|
6.350%
|
$3,515.63
|
No
|
REDACTED
|
REDACTED
|
$2,182.68
|
$181.89
|
$699.96
|
$58.33
|
$0.00
|
$4,334.82
|
N/A
|
REDACTED
|
REDACTED
|
$58.33
|
Annually
|
37.55%
|
41.98%
|
41.98%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
1
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
8
|
8
|
FNMA 1005
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co
Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/25/2025
|
07/25/2025
|
07/25/2025
|
789
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
2601.09
|
0.6
|
992297.65
|
228.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154960
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1416.06
|
03/10/2025
|
REDACTED
|
Manual Underwriting
|
Approve Eligible
|
No
|
6.934%
|
6.325%
|
6.325%
|
$1,089.03
|
No
|
REDACTED
|
REDACTED
|
$2,096.04
|
$174.67
|
$0.00
|
$0.00
|
$0.00
|
$1,469.20
|
N/A
|
$0.00
|
37.29%
|
37.73%
|
37.73%
|
Yes
|
Yes
|
Not Employed
|
Self-Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
2
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
27
|
27
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E
Verified || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - 2 YRS Personal
Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/12/2025
|
03/12/2025
|
03/12/2025
|
781
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
96542.38
|
65.7
|
96542.38
|
65.7
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155215
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/17/2025
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
6.840%
|
7.975%
|
7.975%
|
$5,215.66
|
No
|
REDACTED
|
REDACTED
|
$5,107.08
|
$425.59
|
$600.00
|
$50.00
|
$0.00
|
$6,059.66
|
N/A
|
REDACTED
|
REDACTED
|
$50.00
|
Monthly
|
40.18%
|
40.18%
|
40.18%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099
Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/12/2025
|
03/12/2025
|
03/12/2025
|
780
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
33131.32
|
6.5
|
33131.32
|
6.5
|
No
|
90.19
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156460
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/31/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.801%
|
6.350%
|
6.350%
|
$5,040.10
|
No
|
REDACTED
|
REDACTED
|
$3,867.96
|
$322.33
|
$99.96
|
$8.33
|
$0.00
|
$5,576.01
|
N/A
|
REDACTED
|
REDACTED
|
$8.33
|
Annually
|
37.70%
|
37.19%
|
37.19%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
82
|
27
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/13/2025
|
03/13/2025
|
747
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
86906.90
|
15.6
|
86906.90
|
15.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155905
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1479
|
03/31/2025
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
6.662%
|
5.950%
|
5.950%
|
$4,174.38
|
No
|
REDACTED
|
REDACTED
|
$4,460.64
|
$371.72
|
$150.00
|
$12.50
|
$0.00
|
$4,864.89
|
N/A
|
REDACTED
|
REDACTED
|
$12.50
|
Annually
|
43.34%
|
43.43%
|
43.43%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
29
|
29
|
Work Number
|
Yes
|
59
|
27
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease
Agreements Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/18/2025
|
04/18/2025
|
04/18/2025
|
748
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
23447.62
|
4.8
|
23447.62
|
4.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157315
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/24/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.818%
|
7.950%
|
7.950%
|
$7,631.44
|
No
|
REDACTED
|
REDACTED
|
$2,001.96
|
$166.83
|
$0.00
|
$0.00
|
$0.00
|
$8,338.13
|
N/A
|
$0.00
|
23.05%
|
23.05%
|
23.05%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S,
K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified -
["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040
Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/16/2025
|
03/16/2025
|
03/16/2025
|
795
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
116759.78
|
16.8
|
116759.78
|
16.8
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156385
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/31/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.786%
|
7.850%
|
7.850%
|
$5,106.74
|
No
|
REDACTED
|
REDACTED
|
$1,600.68
|
$133.39
|
$0.00
|
$0.00
|
$0.00
|
$6,696.17
|
N/A
|
$0.00
|
42.48%
|
41.36%
|
41.36%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T
Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/20/2025
|
03/20/2025
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
92870.31
|
18.5
|
92870.31
|
18.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155845
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/07/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.881%
|
6.350%
|
6.350%
|
$3,559.19
|
No
|
REDACTED
|
REDACTED
|
$1,245.84
|
$103.82
|
$0.00
|
$0.00
|
$0.00
|
$4,076.04
|
N/A
|
$0.00
|
27.96%
|
27.45%
|
27.45%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
36
|
36
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower -
2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/21/2025
|
07/21/2025
|
07/21/2025
|
767
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
45168.73
|
11.1
|
45168.73
|
11.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154945
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/07/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.674%
|
7.725%
|
7.725%
|
$5,110.00
|
No
|
REDACTED
|
REDACTED
|
$4,783.80
|
$398.65
|
$320.04
|
$26.67
|
$0.00
|
$5,939.77
|
N/A
|
REDACTED
|
REDACTED
|
$26.67
|
Annually
|
34.26%
|
34.26%
|
34.26%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
53
|
33
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/24/2025
|
03/24/2025
|
799
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
343158.80
|
68.8
|
343158.80
|
68.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157990
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1913.35
|
05/12/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.863%
|
6.300%
|
6.300%
|
$1,670.61
|
No
|
REDACTED
|
REDACTED
|
$1,010.04
|
$84.17
|
$840.00
|
$70.00
|
$0.00
|
$2,020.45
|
N/A
|
REDACTED
|
REDACTED
|
$70.00
|
Annually
|
65.99%
|
39.03%
|
39.03%
|
No
|
Employed
|
1YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
12
|
12
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/25/2025
|
03/25/2025
|
742
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
22485.57
|
11.1
|
22485.57
|
11.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157630
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
06/30/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.840%
|
6.225%
|
6.225%
|
$1,872.98
|
No
|
REDACTED
|
REDACTED
|
$553.08
|
$46.09
|
$399.96
|
$33.33
|
$0.00
|
$2,102.99
|
N/A
|
REDACTED
|
REDACTED
|
$33.33
|
Monthly
|
43.55%
|
41.63%
|
41.63%
|
No
|
No
|
Self-Employed
|
Employed
|
2YR Full Doc
|
1
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Missing
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
2
|
24
|
Work Number
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2023","2024"]
- 2023, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 3 YRS
Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/25/2025
|
03/25/2025
|
03/25/2025
|
708
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
15731.04
|
7.5
|
15731.04
|
7.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156895
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1538.64
|
04/07/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.723%
|
6.075%
|
6.075%
|
$7,234.43
|
No
|
REDACTED
|
REDACTED
|
$2,852.52
|
$237.71
|
$0.00
|
$0.00
|
$0.00
|
$7,859.07
|
N/A
|
$0.00
|
47.31%
|
47.32%
|
47.32%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
81
|
27
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/26/2025
|
03/26/2025
|
788
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
85264.26
|
10.9
|
85264.26
|
10.9
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158260
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/05/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.559%
|
7.475%
|
7.475%
|
$13,671.06
|
No
|
REDACTED
|
REDACTED
|
$9,393.36
|
$782.78
|
$0.00
|
$0.00
|
$0.00
|
$16,515.09
|
N/A
|
$0.00
|
37.53%
|
38.18%
|
38.18%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
46
|
39
|
Work Number
|
Yes
|
45
|
38
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage -
Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/27/2025
|
03/27/2025
|
03/27/2025
|
769
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1508780.27
|
108.2
|
790758.17
|
56.7
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154315
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/07/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.883%
|
7.975%
|
7.975%
|
$2,474.23
|
No
|
REDACTED
|
REDACTED
|
$1,689.96
|
$140.83
|
$0.00
|
$0.00
|
$0.00
|
$2,854.20
|
N/A
|
$0.00
|
22.51%
|
22.51%
|
22.51%
|
No
|
Self-Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
2
|
2
|
3
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
16
|
16
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Written
VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, IRS
Transcripts Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/08/2025
|
04/08/2025
|
721
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
41448.07
|
17.3
|
41448.07
|
17.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156025
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
11484.96
|
04/07/2025
|
REDACTED
|
Manual Underwriting
|
Approve Eligible
|
No
|
7.012%
|
5.850%
|
5.850%
|
$1,663.63
|
No
|
REDACTED
|
REDACTED
|
$813.96
|
$67.83
|
$585.00
|
$48.75
|
$0.00
|
$1,946.04
|
N/A
|
REDACTED
|
REDACTED
|
$48.75
|
Annually
|
45.88%
|
45.88%
|
45.88%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified, Lease Agreements Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, Lease Agreements Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
03/28/2025
|
03/28/2025
|
03/28/2025
|
737
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
2525.76
|
1.3
|
312864.93
|
160.8
|
No
|
92.79
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157705
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/07/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.740%
|
7.725%
|
7.725%
|
$6,961.03
|
No
|
REDACTED
|
REDACTED
|
$6,939.96
|
$578.33
|
$600.00
|
$50.00
|
$0.00
|
$8,507.11
|
N/A
|
REDACTED
|
REDACTED
|
$50.00
|
Annually
|
47.86%
|
47.80%
|
47.80%
|
No
|
No
|
Not Employed
|
Self-Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
1
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
Yes
|
Yes
|
2
|
0
|
0.00%
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified || Co Borrower - SESCorp
- 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2024","2023"] - 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR
Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/02/2025
|
04/02/2025
|
04/02/2025
|
747
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
174802.78
|
24.2
|
174802.78
|
24.2
|
No
|
97.5
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153835
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/31/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.660%
|
5.975%
|
5.975%
|
$5,535.62
|
No
|
REDACTED
|
REDACTED
|
$1,983.00
|
$165.25
|
$3,900.00
|
$325.00
|
$0.00
|
$6,990.22
|
No
|
REDACTED
|
REDACTED
|
$325.00
|
Monthly
|
43.80%
|
43.77%
|
43.77%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
8
|
8
|
FNMA 1005
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/01/2025
|
04/01/2025
|
04/01/2025
|
768
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
10288.81
|
1.5
|
10288.81
|
1.5
|
No
|
100.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156760
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
03/31/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.831%
|
7.950%
|
7.950%
|
$5,053.55
|
No
|
REDACTED
|
REDACTED
|
$1,253.88
|
$104.49
|
$0.00
|
$0.00
|
$0.00
|
$5,442.62
|
N/A
|
$0.00
|
33.03%
|
33.02%
|
33.02%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
56
|
36
|
Work Number
|
Yes
|
210
|
30
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/09/2025
|
04/09/2025
|
04/09/2025
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
67945.91
|
15.1
|
67945.91
|
15.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158005
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1531.46
|
04/14/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.975%
|
6.450%
|
6.450%
|
$1,910.56
|
No
|
REDACTED
|
REDACTED
|
$2,357.52
|
$196.46
|
$0.00
|
$0.00
|
$0.00
|
$2,473.79
|
N/A
|
$0.00
|
59.25%
|
56.51%
|
56.51%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage -
2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/15/2025
|
05/15/2025
|
05/15/2025
|
715
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Enhanced Driver's License (MI, MN, NY, VT, WA)
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Enhanced Driver's License (MI, MN, NY, VT, WA)
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
7516.28
|
3.0
|
7516.28
|
3.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157825
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1530
|
04/07/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.568%
|
7.475%
|
7.475%
|
$6,640.23
|
No
|
REDACTED
|
REDACTED
|
$5,687.28
|
$473.94
|
$495.00
|
$41.25
|
$0.00
|
$7,610.10
|
N/A
|
REDACTED
|
REDACTED
|
$41.25
|
Annually
|
23.07%
|
23.07%
|
23.07%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
25.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T
Verified, 2 YRS IRS Transcripts Verified - ["2023","2022"] - 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS
Transcripts Verified - ["2023","2022"] - 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/01/2025
|
04/01/2025
|
04/01/2025
|
759
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
202462.04
|
31.8
|
202462.04
|
31.8
|
No
|
74.67
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157420
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/14/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.953%
|
6.525%
|
6.525%
|
$6,337.13
|
No
|
REDACTED
|
REDACTED
|
$1,262.04
|
$105.17
|
$950.04
|
$79.17
|
$0.00
|
$7,542.66
|
N/A
|
REDACTED
|
REDACTED
|
$79.17
|
Annually
|
41.76%
|
42.55%
|
42.55%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
1
|
1
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/03/2025
|
04/03/2025
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
333882.22
|
44.3
|
333882.22
|
44.3
|
No
|
92.53
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157510
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1602.88
|
06/09/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.920%
|
6.450%
|
6.450%
|
$5,652.76
|
No
|
REDACTED
|
REDACTED
|
$2,973.00
|
$247.75
|
$2,712.00
|
$226.00
|
$0.00
|
$6,727.68
|
N/A
|
REDACTED
|
REDACTED
|
$226.00
|
Annually
|
44.29%
|
44.43%
|
44.43%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
1
|
2
|
2
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
50.00%
|
50.00%
|
Borrower Prepared
|
6
|
Borrower
|
Borrower Prepared
|
Borrower
|
6
|
NA
|
0
|
No
|
0
|
Yes
|
58
|
28
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns
Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - SESCorp - 2 YRS Personal
Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024,
2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/03/2025
|
04/03/2025
|
04/03/2025
|
742
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
I-551 Conditional Permanent Resident Card w/ USCIS 1-751
|
REDACTED
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
64435.77
|
9.6
|
64435.77
|
9.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157645
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.937%
|
6.475%
|
6.475%
|
$3,870.18
|
No
|
REDACTED
|
REDACTED
|
$519.00
|
$43.25
|
$312.00
|
$26.00
|
$0.00
|
$4,355.64
|
N/A
|
REDACTED
|
REDACTED
|
$26.00
|
Monthly
|
41.72%
|
44.10%
|
44.10%
|
No
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
9
|
9
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025"] - 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/05/2025
|
04/05/2025
|
725
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
14725.76
|
3.4
|
14725.76
|
3.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154495
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/12/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.813%
|
8.100%
|
8.100%
|
$5,444.49
|
No
|
REDACTED
|
REDACTED
|
$1,708.44
|
$142.37
|
$110.04
|
$9.17
|
$0.00
|
$5,770.29
|
N/A
|
REDACTED
|
REDACTED
|
$9.17
|
Annually
|
41.19%
|
41.19%
|
41.19%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
2
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
31
|
31
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Written
VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/05/2025
|
04/05/2025
|
04/05/2025
|
762
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
Entry Stamp
|
REDACTED
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
22943.80
|
1.2
|
22943.80
|
1.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155350
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/12/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.946%
|
6.450%
|
6.450%
|
$3,206.80
|
No
|
REDACTED
|
REDACTED
|
$1,443.96
|
$120.33
|
$0.00
|
$0.00
|
$0.00
|
$3,718.31
|
N/A
|
$0.00
|
31.00%
|
31.00%
|
31.00%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
48
|
18
|
Work Number
|
Yes
|
35
|
35
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/02/2025
|
05/02/2025
|
05/02/2025
|
722
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
61035.56
|
16.4
|
61035.56
|
16.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153985
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1466.4
|
04/07/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.744%
|
6.075%
|
6.075%
|
$3,596.07
|
No
|
REDACTED
|
REDACTED
|
$2,760.00
|
$230.00
|
$0.00
|
$0.00
|
$0.00
|
$4,169.92
|
N/A
|
$0.00
|
34.02%
|
34.02%
|
34.02%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
1
|
24
|
Work Number
|
Yes
|
2
|
24
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/07/2025
|
04/07/2025
|
04/07/2025
|
772
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
46278.66
|
11.1
|
46278.66
|
11.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155965
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
04/21/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.883%
|
8.225%
|
8.225%
|
$3,740.05
|
No
|
REDACTED
|
REDACTED
|
$2,642.64
|
$220.22
|
$500.04
|
$41.67
|
$0.00
|
$4,406.44
|
N/A
|
REDACTED
|
REDACTED
|
$41.67
|
Annually
|
28.20%
|
27.95%
|
27.95%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
83
|
39
|
Work Number
|
Yes
|
23
|
23
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage -
Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/07/2025
|
04/07/2025
|
04/07/2025
|
751
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
23383.78
|
6.3
|
23383.78
|
6.3
|
No
|
96.15
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155485
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1395
|
04/07/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.783%
|
7.850%
|
7.850%
|
$6,329.18
|
No
|
REDACTED
|
REDACTED
|
$2,484.00
|
$207.00
|
$0.00
|
$0.00
|
$0.00
|
$7,002.38
|
N/A
|
$0.00
|
23.03%
|
23.03%
|
23.03%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
79
|
21
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/09/2025
|
04/09/2025
|
783
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
325657.36
|
55.8
|
325657.36
|
55.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156595
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/05/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.753%
|
7.975%
|
7.975%
|
$5,014.34
|
No
|
REDACTED
|
REDACTED
|
$4,857.00
|
$404.75
|
$1,299.96
|
$108.33
|
$0.00
|
$6,020.92
|
N/A
|
REDACTED
|
REDACTED
|
$108.33
|
Annually
|
36.34%
|
36.35%
|
36.35%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
44
|
20
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2025"] -
2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/10/2025
|
04/10/2025
|
777
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
27490.75
|
5.4
|
27490.75
|
5.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154645
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
12270.46
|
05/05/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.751%
|
5.875%
|
5.875%
|
$4,673.09
|
No
|
REDACTED
|
REDACTED
|
$2,292.00
|
$191.00
|
$399.96
|
$33.33
|
$0.00
|
$6,358.92
|
N/A
|
REDACTED
|
REDACTED
|
$33.33
|
Annually
|
42.05%
|
42.00%
|
42.00%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
0
|
Yes
|
Yes
|
2
|
2
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
23
|
21
|
Other
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Lease
Agreements Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified, Award Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022 || Co Borrower -
2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/10/2025
|
04/10/2025
|
04/10/2025
|
777
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
233435.55
|
36.7
|
234160.55
|
36.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154510
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/19/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.967%
|
6.575%
|
6.575%
|
$2,356.93
|
No
|
REDACTED
|
REDACTED
|
$1,785.96
|
$148.83
|
$0.00
|
$0.00
|
$0.00
|
$2,883.70
|
N/A
|
$0.00
|
48.69%
|
48.68%
|
48.68%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
Yes
|
4
|
2
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
19
|
19
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/13/2025
|
04/13/2025
|
750
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
33159.36
|
11.5
|
33159.36
|
11.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155890
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1572.4
|
06/16/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.800%
|
6.325%
|
6.325%
|
$4,002.89
|
No
|
REDACTED
|
REDACTED
|
$2,775.96
|
$231.33
|
$0.00
|
$0.00
|
$0.00
|
$4,615.51
|
N/A
|
$0.00
|
19.61%
|
20.04%
|
20.04%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified
|
Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/08/2025
|
04/08/2025
|
792
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
93585.14
|
20.3
|
93585.14
|
20.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156700
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
995
|
04/14/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
5.871%
|
7.850%
|
7.850%
|
$8,325.58
|
No
|
REDACTED
|
REDACTED
|
$2,046.00
|
$170.50
|
$0.00
|
$0.00
|
$0.00
|
$9,154.60
|
N/A
|
$0.00
|
35.02%
|
35.28%
|
35.28%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
1
|
24
|
Work Number
|
Yes
|
1
|
24
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1
Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025 ||
Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/16/2025
|
04/16/2025
|
04/16/2025
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1098154.93
|
144.1
|
1098154.93
|
144.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
REDACTED
|
REDACTED
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156805
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Rebuttable Presumption DTI (DTI RP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/26/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.940%
|
8.350%
|
8.100%
|
$2,510.00
|
No
|
REDACTED
|
REDACTED
|
$1,278.96
|
$106.58
|
$360.00
|
$30.00
|
$0.00
|
$2,752.83
|
N/A
|
REDACTED
|
REDACTED
|
$30.00
|
Monthly
|
41.29%
|
41.30%
|
41.30%
|
No
|
Employed
|
1YR Full Doc
|
0
|
2+ Months
|
Yes
|
5
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
4
|
4
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025"] -
2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/16/2025
|
04/16/2025
|
693
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
8441.29
|
3.7
|
8441.29
|
3.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154225
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/05/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.859%
|
6.325%
|
6.325%
|
$1,706.66
|
No
|
REDACTED
|
REDACTED
|
$782.04
|
$65.17
|
$2,568.00
|
$214.00
|
$0.00
|
$2,299.23
|
Yes
|
REDACTED
|
REDACTED
|
$214.00
|
Monthly
|
42.70%
|
42.69%
|
42.69%
|
No
|
Employed
|
1YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025"] - 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/16/2025
|
04/16/2025
|
712
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
101137.02
|
44.0
|
101137.02
|
44.0
|
No
|
100.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157600
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/05/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.807%
|
8.050%
|
8.050%
|
$3,317.34
|
No
|
REDACTED
|
REDACTED
|
$0.00
|
$0.00
|
$2,988.00
|
$249.00
|
$0.00
|
$4,116.30
|
No
|
REDACTED
|
REDACTED
|
$249.00
|
Monthly
|
33.01%
|
30.47%
|
12.78%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
NA
|
NA
|
Missing
|
3
|
N/A
|
0
|
0
|
0
|
1
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
8
|
8
|
Work Number
|
Yes
|
102
|
40
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - Wage, Other REO Net
Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS
Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/19/2025
|
04/19/2025
|
04/19/2025
|
762
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
34364.76
|
9.8
|
34364.76
|
9.8
|
No
|
100.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158275
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
04/21/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.940%
|
6.600%
|
6.600%
|
$4,374.81
|
No
|
REDACTED
|
REDACTED
|
$2,304.96
|
$192.08
|
$0.00
|
$0.00
|
$0.00
|
$4,781.32
|
N/A
|
$0.00
|
44.11%
|
43.63%
|
43.63%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
51
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/19/2025
|
04/19/2025
|
764
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
51673.04
|
10.8
|
51673.04
|
10.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156280
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/05/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.793%
|
8.075%
|
8.075%
|
$6,281.49
|
No
|
REDACTED
|
REDACTED
|
$3,627.00
|
$302.25
|
$1,422.00
|
$118.50
|
$0.00
|
$7,036.69
|
N/A
|
REDACTED
|
REDACTED
|
$118.50
|
Annually
|
35.82%
|
35.81%
|
35.81%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
45
|
33
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/21/2025
|
04/21/2025
|
737
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
43683.29
|
7.4
|
43683.29
|
7.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154465
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1607.8
|
06/23/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.854%
|
6.325%
|
6.325%
|
$5,833.67
|
No
|
REDACTED
|
REDACTED
|
$3,813.00
|
$317.75
|
$0.00
|
$0.00
|
$0.00
|
$6,773.51
|
N/A
|
$0.00
|
27.12%
|
27.07%
|
27.07%
|
No
|
Employed
|
2YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
72
|
31
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/23/2025
|
04/23/2025
|
797
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
58453.22
|
8.6
|
58453.22
|
8.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154255
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
2391
|
04/21/2025
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
6.858%
|
8.200%
|
8.200%
|
$5,982.03
|
No
|
REDACTED
|
REDACTED
|
$3,929.04
|
$327.42
|
$800.04
|
$66.67
|
$0.00
|
$7,636.29
|
N/A
|
REDACTED
|
REDACTED
|
$66.67
|
Annually
|
38.25%
|
38.40%
|
38.40%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
21
|
21
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2
YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/23/2025
|
04/23/2025
|
758
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
690902.91
|
105.4
|
690902.91
|
105.4
|
No
|
49.84
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157450
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/19/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.836%
|
6.475%
|
6.475%
|
$5,520.00
|
No
|
REDACTED
|
REDACTED
|
$3,032.04
|
$252.67
|
$65.04
|
$5.42
|
$0.00
|
$6,040.26
|
N/A
|
REDACTED
|
REDACTED
|
$5.42
|
Annually
|
30.83%
|
30.35%
|
30.35%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
48
|
29
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/24/2025
|
04/24/2025
|
04/24/2025
|
745
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
22705.00
|
3.8
|
22705.00
|
3.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156715
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/23/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.977%
|
6.600%
|
6.600%
|
$7,983.24
|
No
|
REDACTED
|
REDACTED
|
$3,764.04
|
$313.67
|
$0.00
|
$0.00
|
$0.00
|
$9,220.81
|
N/A
|
$0.00
|
38.04%
|
38.40%
|
38.40%
|
No
|
No
|
Self-Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
22
|
22
|
Work Number
|
Yes
|
55
|
29
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified,
3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower -
2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/24/2025
|
04/24/2025
|
04/24/2025
|
683
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
63567.17
|
6.9
|
63567.17
|
6.9
|
No
|
94.34
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155530
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1587.4
|
06/09/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.791%
|
6.325%
|
6.325%
|
$4,778.64
|
No
|
REDACTED
|
REDACTED
|
$1,436.04
|
$119.67
|
$500.04
|
$41.67
|
$0.00
|
$5,557.07
|
N/A
|
REDACTED
|
REDACTED
|
$41.67
|
Annually
|
41.05%
|
41.05%
|
41.05%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
19
|
19
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/24/2025
|
04/24/2025
|
04/25/2025
|
768
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
82474.36
|
14.8
|
82474.36
|
14.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155875
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Rebuttable Presumption DTI (DTI RP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
04/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.044%
|
8.475%
|
8.475%
|
$6,789.21
|
No
|
REDACTED
|
REDACTED
|
$2,483.04
|
$206.92
|
$969.00
|
$80.75
|
$0.00
|
$7,625.82
|
$11,349.97
|
N/A
|
REDACTED
|
REDACTED
|
$80.75
|
Annually
|
46.15%
|
46.22%
|
46.22%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
0
|
0
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
33
|
33
|
Other
|
Yes
|
8
|
8
|
Other
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage -
1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2025"] - 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2024","2025"] - 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
04/24/2025
|
04/24/2025
|
04/24/2025
|
750
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
83951.00
|
13.1
|
147970.20
|
23.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154060
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/30/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.801%
|
7.900%
|
7.900%
|
$10,902.08
|
No
|
REDACTED
|
REDACTED
|
$3,329.04
|
$277.42
|
$468.00
|
$39.00
|
$0.00
|
$11,643.06
|
N/A
|
REDACTED
|
REDACTED
|
$39.00
|
Monthly
|
41.37%
|
40.47%
|
40.47%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
1
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
104
|
30
|
Work Number
|
Yes
|
94
|
42
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E
Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025,
2024, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/27/2025
|
06/27/2025
|
06/27/2025
|
768
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
116354.29
|
12.1
|
116354.29
|
12.1
|
No
|
85.71
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154195
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1528.25
|
07/21/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.896%
|
6.325%
|
6.325%
|
$1,719.51
|
No
|
REDACTED
|
REDACTED
|
$709.56
|
$59.13
|
$399.96
|
$33.33
|
$0.00
|
$1,992.09
|
N/A
|
REDACTED
|
REDACTED
|
$33.33
|
Annually
|
16.67%
|
16.79%
|
16.79%
|
No
|
Self-Employed
|
1YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
1
|
1
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 1 Month
Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024"] - 2024
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2024"] -
2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/20/2025
|
07/20/2025
|
682
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
289033.48
|
145.1
|
289033.48
|
145.1
|
No
|
98.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155515
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
12266.2
|
05/26/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.893%
|
6.250%
|
6.475%
|
$5,418.31
|
No
|
REDACTED
|
REDACTED
|
$2,091.00
|
$174.25
|
$0.00
|
$0.00
|
$0.00
|
$6,509.22
|
N/A
|
$0.00
|
33.66%
|
33.17%
|
33.17%
|
No
|
Self-Employed
|
1YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
1
|
1
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 1 Month
Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024"] - 2025, 2024
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - ["2025","2024"]
- 2025, 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/28/2025
|
05/28/2025
|
761
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
102075.00
|
15.7
|
102075.00
|
15.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157735
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/02/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.885%
|
6.375%
|
6.375%
|
$5,515.01
|
No
|
REDACTED
|
REDACTED
|
$4,956.00
|
$413.00
|
$800.04
|
$66.67
|
$0.00
|
$6,741.33
|
N/A
|
REDACTED
|
REDACTED
|
$66.67
|
Monthly
|
14.15%
|
14.15%
|
14.15%
|
No
|
Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/01/2025
|
05/01/2025
|
804
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
166217.08
|
24.7
|
166217.08
|
24.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156520
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/05/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.759%
|
7.975%
|
7.975%
|
$9,150.28
|
No
|
REDACTED
|
REDACTED
|
$2,796.96
|
$233.08
|
$600.00
|
$50.00
|
$0.00
|
$10,790.53
|
N/A
|
REDACTED
|
REDACTED
|
$50.00
|
Annually
|
35.00%
|
35.14%
|
35.14%
|
No
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
286
|
28
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023,
2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/02/2025
|
05/02/2025
|
802
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
4763890.74
|
522.7
|
4763890.74
|
522.7
|
No
|
92.59
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156415
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/05/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.759%
|
7.975%
|
7.975%
|
$8,820.87
|
No
|
REDACTED
|
REDACTED
|
$2,717.04
|
$226.42
|
$1,585.80
|
$132.15
|
$0.00
|
$10,307.21
|
N/A
|
REDACTED
|
REDACTED
|
$132.15
|
Monthly
|
32.58%
|
33.15%
|
33.15%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
2
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/02/2025
|
05/02/2025
|
769
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
208199.46
|
24.0
|
208199.46
|
24.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157750
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/09/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.796%
|
6.350%
|
6.350%
|
$6,827.48
|
No
|
REDACTED
|
REDACTED
|
$2,919.00
|
$243.25
|
$252.00
|
$21.00
|
$0.00
|
$7,660.04
|
N/A
|
REDACTED
|
REDACTED
|
$21.00
|
Annually
|
39.41%
|
36.69%
|
36.69%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
Yes
|
2
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
107
|
36
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/02/2025
|
05/02/2025
|
781
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
235256.55
|
30.7
|
235256.55
|
30.7
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157840
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/12/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.850%
|
6.450%
|
6.450%
|
$7,469.95
|
No
|
REDACTED
|
REDACTED
|
$2,184.96
|
$182.08
|
$0.00
|
$0.00
|
$0.00
|
$8,602.62
|
N/A
|
$0.00
|
42.24%
|
42.24%
|
42.24%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
1YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
2
|
3
|
3
|
NA
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
50.00%
|
50.00%
|
Borrower Prepared
|
4
|
Borrower
|
Borrower Prepared
|
Borrower
|
4
|
NA
|
0
|
No
|
0
|
Yes
|
52
|
52
|
Work Number
|
Yes
|
52
|
52
|
Work Number
|
No
|
0
|
N/A
|
Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), YTD Profit And Loss
Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Lease Agreements Verified - ["2025","2024","2023"] - 2025,
2024, 2023 || Co Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified, 3 YRS
IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/04/2025
|
05/04/2025
|
05/04/2025
|
744
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Passport
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
112966.91
|
13.1
|
112966.91
|
13.1
|
No
|
90.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157945
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/09/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
7.054%
|
6.725%
|
6.725%
|
$4,852.03
|
No
|
REDACTED
|
REDACTED
|
$2,487.00
|
$207.25
|
$648.00
|
$54.00
|
$0.00
|
$5,313.63
|
N/A
|
REDACTED
|
REDACTED
|
$54.00
|
Monthly
|
41.79%
|
41.73%
|
41.73%
|
No
|
Self-Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
0
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T
Verified, Separation Agreement Verified, Personal Bank Statements Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/05/2025
|
05/05/2025
|
781
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
27711.16
|
5.2
|
27711.16
|
5.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154690
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/26/2025
|
REDACTED
|
DU
|
Approve Eligible
|
No
|
6.841%
|
8.100%
|
8.100%
|
$6,566.72
|
No
|
REDACTED
|
REDACTED
|
$1,361.04
|
$113.42
|
$0.00
|
$0.00
|
$0.00
|
$7,706.18
|
N/A
|
$0.00
|
41.55%
|
41.55%
|
41.55%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
40
|
30
|
Work Number
|
Yes
|
48
|
10
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T
Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/05/2025
|
05/05/2025
|
05/05/2025
|
796
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Passport
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Passport
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
110682.32
|
17.0
|
110682.32
|
17.0
|
No
|
90.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157015
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/05/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.740%
|
6.225%
|
6.225%
|
$3,838.08
|
No
|
REDACTED
|
REDACTED
|
$4,575.96
|
$381.33
|
$600.00
|
$50.00
|
$0.00
|
$4,704.91
|
N/A
|
REDACTED
|
REDACTED
|
$50.00
|
Annually
|
42.24%
|
42.24%
|
42.24%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed
4506T Verified, Personal Bank Statements Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified -
["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/05/2025
|
05/05/2025
|
05/05/2025
|
770
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
139672.75
|
29.7
|
139672.75
|
29.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157720
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1571.38
|
05/12/2025
|
REDACTED
|
Manual Underwriting
|
Approve Eligible
|
No
|
6.893%
|
6.500%
|
6.500%
|
$4,023.11
|
No
|
REDACTED
|
REDACTED
|
$1,841.04
|
$153.42
|
$0.00
|
$0.00
|
$0.00
|
$4,489.57
|
N/A
|
$0.00
|
42.05%
|
43.90%
|
43.90%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
Work Number
|
Yes
|
24
|
24
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/06/2025
|
05/06/2025
|
05/06/2025
|
675
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
13338.43
|
3.0
|
34146.61
|
7.6
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154570
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/12/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.884%
|
8.225%
|
8.225%
|
$3,837.49
|
No
|
REDACTED
|
REDACTED
|
$1,227.12
|
$102.26
|
$0.00
|
$0.00
|
$0.00
|
$4,473.08
|
N/A
|
$0.00
|
38.32%
|
38.13%
|
38.13%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
1
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2025"]
- 2023, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2025"] - 2023, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/07/2025
|
05/07/2025
|
797
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
91802.75
|
24.3
|
91802.75
|
24.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154975
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/19/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.854%
|
8.225%
|
8.225%
|
$4,721.91
|
No
|
REDACTED
|
REDACTED
|
$1,594.80
|
$132.90
|
$7,776.00
|
$648.00
|
$0.00
|
$6,039.85
|
No
|
REDACTED
|
REDACTED
|
$648.00
|
Monthly
|
17.45%
|
19.10%
|
19.10%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023,
2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/08/2025
|
05/08/2025
|
747
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Other
|
permanent resident card
|
REDACTED
|
REDACTED
|
REDACTED
|
I-151 Permanent Resident Card
|
REDACTED
|
Fee Simple
|
No
|
Yes
|
N/A
|
79258.36
|
15.3
|
79258.36
|
15.3
|
No
|
100.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156160
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Rebuttable Presumption DTI (DTI RP)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/12/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.923%
|
8.325%
|
8.325%
|
$4,236.65
|
No
|
REDACTED
|
REDACTED
|
$2,115.96
|
$176.33
|
$1,947.00
|
$162.25
|
$0.00
|
$4,732.86
|
N/A
|
REDACTED
|
REDACTED
|
$162.25
|
Annually
|
34.20%
|
34.98%
|
34.98%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
1
|
1
|
2+ Months
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
18
|
18
|
Other
|
Yes
|
19
|
19
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/12/2025
|
05/12/2025
|
05/12/2025
|
755
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
28417.35
|
7.2
|
28417.35
|
7.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155695
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/19/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.815%
|
8.100%
|
8.100%
|
$4,518.56
|
No
|
REDACTED
|
REDACTED
|
$2,174.04
|
$181.17
|
$60.00
|
$5.00
|
$0.00
|
$5,019.38
|
N/A
|
REDACTED
|
REDACTED
|
$5.00
|
Annually
|
24.46%
|
24.46%
|
24.46%
|
No
|
Employed
|
1YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
54
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/13/2025
|
05/13/2025
|
785
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
15892.36
|
3.8
|
15892.36
|
3.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154885
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
09/08/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.698%
|
7.600%
|
7.600%
|
$5,224.95
|
No
|
REDACTED
|
REDACTED
|
$2,081.04
|
$173.42
|
$1,188.00
|
$99.00
|
$0.00
|
$5,873.35
|
N/A
|
REDACTED
|
REDACTED
|
$99.00
|
Monthly
|
32.87%
|
32.87%
|
32.87%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
36
|
33
|
Work Number
|
Yes
|
36
|
33
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T
Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/17/2025
|
09/17/2025
|
09/17/2025
|
794
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
117358.00
|
24.0
|
122451.71
|
25.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157855
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/19/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.870%
|
8.100%
|
8.100%
|
$12,222.33
|
No
|
REDACTED
|
REDACTED
|
$3,585.96
|
$298.83
|
$0.00
|
$0.00
|
$0.00
|
$12,847.71
|
N/A
|
$0.00
|
24.62%
|
24.62%
|
24.62%
|
No
|
Self-Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
33.33%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns
Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified -
["2024","2023"] - 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/18/2025
|
05/18/2025
|
793
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1348213.36
|
126.9
|
1348213.36
|
126.9
|
No
|
84.62
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157405
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
08/25/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.804%
|
7.850%
|
7.850%
|
$3,761.34
|
No
|
REDACTED
|
REDACTED
|
$1,193.04
|
$99.42
|
$996.00
|
$83.00
|
$0.00
|
$4,371.89
|
N/A
|
REDACTED
|
REDACTED
|
$83.00
|
Monthly
|
42.75%
|
43.08%
|
43.08%
|
No
|
Self-Employed
|
1YR Full Doc
|
1
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
11
|
11
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor, Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/16/2025
|
09/16/2025
|
711
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
60162.00
|
16.4
|
60162.00
|
16.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156535
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/23/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.914%
|
6.425%
|
6.425%
|
$4,010.93
|
No
|
REDACTED
|
REDACTED
|
$3,501.00
|
$291.75
|
$1,740.00
|
$145.00
|
$0.00
|
$4,885.24
|
N/A
|
REDACTED
|
REDACTED
|
$145.00
|
Annually
|
39.42%
|
39.56%
|
39.56%
|
No
|
Employed
|
2YR Full Doc
|
1
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
34
|
34
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/19/2025
|
05/19/2025
|
758
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
44362.00
|
9.1
|
44362.00
|
9.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157465
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1633
|
05/19/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.820%
|
6.450%
|
6.450%
|
$7,164.46
|
No
|
REDACTED
|
REDACTED
|
$2,657.04
|
$221.42
|
$1,320.00
|
$110.00
|
$0.00
|
$8,304.84
|
N/A
|
REDACTED
|
REDACTED
|
$110.00
|
Annually
|
33.11%
|
33.01%
|
33.01%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
83
|
59
|
Work Number
|
NA
|
0
|
0
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/19/2025
|
05/19/2025
|
05/19/2025
|
769
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
176885.97
|
21.1
|
176885.97
|
21.1
|
No
|
95.83
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154420
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
05/26/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.706%
|
7.600%
|
7.600%
|
$7,060.74
|
No
|
REDACTED
|
REDACTED
|
$1,853.04
|
$154.42
|
$0.00
|
$0.00
|
$0.00
|
$8,256.83
|
N/A
|
$0.00
|
35.22%
|
35.22%
|
35.22%
|
No
|
No
|
Self-Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
56
|
31
|
Work Number
|
Yes
|
1
|
1
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), Written VOE
Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025,
2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/21/2025
|
05/21/2025
|
05/21/2025
|
789
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
130290.17
|
18.8
|
130290.17
|
18.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156190
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/02/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.713%
|
7.850%
|
7.850%
|
$10,850.02
|
No
|
REDACTED
|
REDACTED
|
$4,083.96
|
$340.33
|
$0.00
|
$0.00
|
$0.00
|
$12,409.57
|
N/A
|
$0.00
|
33.88%
|
35.96%
|
35.96%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
2
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
128
|
29
|
Work Number
|
Yes
|
86
|
29
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified,
Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Business Tax Returns
Verified(K1), 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/27/2025
|
05/27/2025
|
05/27/2025
|
788
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
646265.95
|
62.1
|
646265.95
|
62.1
|
No
|
86.96
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157765
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.816%
|
6.350%
|
6.350%
|
$5,444.56
|
No
|
REDACTED
|
REDACTED
|
$1,797.00
|
$149.75
|
$0.00
|
$0.00
|
$0.00
|
$6,087.35
|
N/A
|
$0.00
|
41.32%
|
41.32%
|
41.32%
|
No
|
No
|
Self-Employed
|
Not Employed
|
1YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
0
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
2
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2
YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS
Transcripts Verified - ["2022","2023","2024"] - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/29/2025
|
05/29/2025
|
05/29/2025
|
804
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
70795.39
|
11.6
|
70795.39
|
11.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155455
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/23/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.831%
|
6.350%
|
6.350%
|
$2,669.39
|
No
|
REDACTED
|
REDACTED
|
$2,870.04
|
$239.17
|
$0.00
|
$0.00
|
$0.00
|
$3,548.81
|
N/A
|
$0.00
|
41.88%
|
43.09%
|
43.09%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
2
|
1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
2
|
3
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
20.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
28
|
28
|
FNMA 1005
|
Yes
|
46
|
29
|
FNMA 1005
|
No
|
0
|
N/A
|
Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Commission - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 2 YRS W2 1099 Verified, 2+ Months
Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] -
2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
05/31/2025
|
05/31/2025
|
05/31/2025
|
765
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
50791.75
|
14.3
|
50791.75
|
14.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156775
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/23/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.874%
|
6.350%
|
6.350%
|
$1,711.15
|
No
|
REDACTED
|
REDACTED
|
$1,302.96
|
$108.58
|
$0.00
|
$0.00
|
$0.00
|
$1,977.44
|
N/A
|
$0.00
|
34.65%
|
34.15%
|
34.15%
|
No
|
Employed
|
1YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
1
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
18
|
18
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/05/2025
|
06/05/2025
|
764
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
5729.12
|
2.9
|
5729.12
|
2.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154855
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
08/04/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.828%
|
6.225%
|
6.225%
|
$5,331.24
|
No
|
REDACTED
|
REDACTED
|
$1,648.08
|
$137.34
|
$1,800.00
|
$150.00
|
$0.00
|
$6,580.44
|
No
|
REDACTED
|
REDACTED
|
$150.00
|
Monthly
|
41.59%
|
41.59%
|
41.59%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
40
|
38
|
FNMA 1005
|
Yes
|
1
|
1
|
FNMA 1005
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed
4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower -
2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/09/2025
|
06/09/2025
|
06/09/2025
|
768
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
153514.77
|
23.3
|
153514.77
|
23.3
|
No
|
97.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156985
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/23/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.833%
|
7.975%
|
7.975%
|
$7,568.01
|
No
|
REDACTED
|
REDACTED
|
$8,996.28
|
$749.69
|
$1,325.04
|
$110.42
|
$0.00
|
$9,888.62
|
N/A
|
REDACTED
|
REDACTED
|
$110.42
|
Annually
|
44.10%
|
44.06%
|
44.06%
|
Yes
|
Self-Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
1
|
1
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp, SESoleProprietor, SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 2
YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2023"] - 2023
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - ["2023"] -
2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/08/2025
|
06/08/2025
|
785
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
270508.12
|
31.8
|
270508.12
|
31.8
|
No
|
89.9
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157780
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/30/2025
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
6.709%
|
6.225%
|
6.225%
|
$5,532.97
|
No
|
REDACTED
|
REDACTED
|
$3,962.04
|
$330.17
|
$0.00
|
$0.00
|
$0.00
|
$6,547.80
|
N/A
|
$0.00
|
42.19%
|
42.19%
|
42.19%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 2 YRS
Personal Tax Returns Verified, 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/13/2025
|
06/13/2025
|
06/13/2025
|
769
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
90873.08
|
13.9
|
90873.08
|
13.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155575
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/30/2025
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
6.782%
|
7.850%
|
7.850%
|
$7,161.01
|
No
|
REDACTED
|
REDACTED
|
$1,893.00
|
$157.75
|
$510.00
|
$42.50
|
$0.00
|
$8,205.78
|
N/A
|
REDACTED
|
REDACTED
|
$42.50
|
Annually
|
38.17%
|
38.44%
|
38.44%
|
No
|
Employed
|
1YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
36
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/13/2025
|
06/13/2025
|
728
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Employment Authorization Card
|
Patriot Act Form
|
REDACTED
|
REDACTED
|
REDACTED
|
I-151 Permanent Resident Card
|
REDACTED
|
Fee Simple
|
No
|
Yes
|
N/A
|
40248.07
|
5.8
|
15248.07
|
2.2
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154675
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/23/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.912%
|
8.175%
|
8.175%
|
$7,157.12
|
No
|
REDACTED
|
REDACTED
|
$1,575.96
|
$131.33
|
$0.00
|
$0.00
|
$0.00
|
$7,708.20
|
N/A
|
$0.00
|
22.06%
|
22.11%
|
22.11%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
1
|
1
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/18/2025
|
06/18/2025
|
773
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
71690.89
|
11.2
|
46690.89
|
7.3
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155365
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/30/2025
|
REDACTED
|
Manual Underwriting
|
Refer With Caution
|
No
|
6.818%
|
6.225%
|
6.225%
|
$3,162.57
|
No
|
REDACTED
|
REDACTED
|
$4,379.04
|
$364.92
|
$0.00
|
$0.00
|
$0.00
|
$3,685.15
|
N/A
|
$0.00
|
46.13%
|
44.97%
|
44.97%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
1
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
56
|
29
|
Work Number
|
Yes
|
56
|
17
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage,
Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/17/2025
|
06/17/2025
|
06/17/2025
|
684
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
39478.56
|
10.7
|
39478.56
|
10.7
|
No
|
98.1
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154270
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
08/04/2025
|
REDACTED
|
Manual Underwriting
|
Approve Eligible
|
No
|
6.856%
|
7.975%
|
7.975%
|
$7,580.09
|
No
|
REDACTED
|
REDACTED
|
$1,382.16
|
$115.18
|
$0.00
|
$0.00
|
$0.00
|
$8,830.69
|
N/A
|
$0.00
|
42.16%
|
43.21%
|
43.21%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
49
|
31
|
Work Number
|
Yes
|
24
|
24
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower -
2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/18/2025
|
06/18/2025
|
06/18/2025
|
772
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
65051.59
|
9.5
|
65051.59
|
9.5
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154015
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.969%
|
6.425%
|
6.425%
|
$1,540.14
|
No
|
REDACTED
|
REDACTED
|
$669.00
|
$55.75
|
$400.08
|
$33.34
|
$0.00
|
$1,785.68
|
N/A
|
REDACTED
|
REDACTED
|
$33.34
|
Monthly
|
44.53%
|
44.55%
|
44.55%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
1
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
1
|
24
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/21/2025
|
06/21/2025
|
06/21/2025
|
750
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
40602.40
|
22.7
|
40602.40
|
22.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154915
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
08/18/2025
|
REDACTED
|
AUS
|
Approve Ineligible
|
No
|
6.819%
|
6.225%
|
6.225%
|
$2,820.22
|
No
|
REDACTED
|
REDACTED
|
$2,711.04
|
$225.92
|
$200.04
|
$16.67
|
$0.00
|
$3,364.60
|
N/A
|
REDACTED
|
REDACTED
|
$16.67
|
Annually
|
43.84%
|
43.84%
|
43.84%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
143
|
36
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified, Separation Agreement Verified, Note Receivable Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/23/2025
|
06/23/2025
|
730
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
100701.92
|
29.9
|
100701.92
|
29.9
|
No
|
76.67
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154285
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/23/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.789%
|
6.225%
|
6.225%
|
$11,825.11
|
No
|
REDACTED
|
REDACTED
|
$13,906.68
|
$1,158.89
|
$2,976.00
|
$248.00
|
$0.00
|
$16,340.91
|
N/A
|
REDACTED
|
REDACTED
|
$248.00
|
Annually
|
33.66%
|
33.66%
|
33.66%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
Yes
|
N/A
|
2
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
74
|
30
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/24/2025
|
06/24/2025
|
06/24/2025
|
770
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
287443.73
|
17.6
|
287443.73
|
17.6
|
No
|
75.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154600
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.788%
|
7.850%
|
7.850%
|
$6,799.34
|
No
|
REDACTED
|
REDACTED
|
$1,455.72
|
$121.31
|
$1,502.04
|
$125.17
|
$0.00
|
$7,750.06
|
N/A
|
REDACTED
|
REDACTED
|
$125.17
|
Annually
|
41.35%
|
41.35%
|
41.35%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
58
|
30
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/25/2025
|
06/25/2025
|
695
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
80643.13
|
12.4
|
80643.13
|
12.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156880
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/14/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.873%
|
6.350%
|
6.350%
|
$5,282.78
|
No
|
REDACTED
|
REDACTED
|
$2,001.00
|
$166.75
|
$399.96
|
$33.33
|
$0.00
|
$5,932.30
|
N/A
|
REDACTED
|
REDACTED
|
$33.33
|
Annually
|
14.69%
|
14.79%
|
14.79%
|
No
|
Self-Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
2
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
06/30/2025
|
06/30/2025
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
91185.39
|
15.4
|
91185.39
|
15.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156250
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
06/30/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.804%
|
7.850%
|
7.850%
|
$4,679.97
|
No
|
REDACTED
|
REDACTED
|
$3,393.96
|
$282.83
|
$870.96
|
$72.58
|
$0.00
|
$5,543.98
|
N/A
|
REDACTED
|
REDACTED
|
$72.58
|
Monthly
|
45.19%
|
45.19%
|
45.19%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
1
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2023"]
- 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/01/2025
|
07/01/2025
|
763
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
82746.03
|
17.7
|
82746.03
|
17.7
|
No
|
96.14
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154615
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/14/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.868%
|
6.350%
|
6.350%
|
$5,444.56
|
No
|
REDACTED
|
REDACTED
|
$6,641.52
|
$553.46
|
$699.96
|
$58.33
|
$0.00
|
$7,476.65
|
N/A
|
REDACTED
|
REDACTED
|
$58.33
|
Annually
|
35.22%
|
35.22%
|
35.22%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
73
|
36
|
Work Number
|
Yes
|
138
|
12
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/01/2025
|
07/01/2025
|
07/01/2025
|
747
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
123751.16
|
16.6
|
123751.16
|
16.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153880
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
08/11/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.785%
|
7.850%
|
7.850%
|
$5,417.77
|
No
|
REDACTED
|
REDACTED
|
$3,957.96
|
$329.83
|
$204.00
|
$17.00
|
$0.00
|
$6,308.87
|
N/A
|
REDACTED
|
REDACTED
|
$17.00
|
Monthly
|
34.39%
|
34.39%
|
34.39%
|
No
|
No
|
Employed
|
Not Employed
|
1YR Full Doc
|
2
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
1
|
24
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified, Award Letter Verified - ["2023","2024"] - 2023, 2024 || Co Borrower
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 || Co Borrower
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/02/2025
|
07/02/2025
|
07/02/2025
|
774
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
384395.94
|
72.4
|
384395.94
|
72.4
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154150
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.828%
|
7.975%
|
7.975%
|
$9,005.70
|
No
|
REDACTED
|
REDACTED
|
$3,915.96
|
$326.33
|
$1,140.00
|
$95.00
|
$0.00
|
$9,917.87
|
N/A
|
REDACTED
|
REDACTED
|
$95.00
|
Monthly
|
42.10%
|
42.10%
|
42.10%
|
No
|
Self-Employed
|
1YR Full Doc
|
0
|
NA
|
N/A
|
0
|
1
|
1
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
2
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business
Tax Returns Verified(K1), Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E
Verified - ["2024"] - 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/07/2025
|
07/07/2025
|
694
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
38632.61
|
4.7
|
38632.61
|
4.7
|
No
|
95.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT153910
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/07/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.876%
|
8.100%
|
8.100%
|
$11,555.66
|
No
|
REDACTED
|
REDACTED
|
$2,712.96
|
$226.08
|
$0.00
|
$0.00
|
$0.00
|
$12,682.30
|
N/A
|
$0.00
|
42.98%
|
41.40%
|
41.40%
|
Yes
|
Self-Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
360.0
|
No
|
Yes
|
Yes
|
1
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
1
|
24
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp, SEPartnership, Asset Depletion - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS
W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2024"] - 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024"] - 2024
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/09/2025
|
07/09/2025
|
728
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
300058.08
|
28.4
|
300058.08
|
28.4
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157210
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/05/2024
|
06.05.2024
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.787%
|
7.850%
|
7.850%
|
$7,052.51
|
No
|
REDACTED
|
REDACTED
|
$9,036.12
|
$753.01
|
$500.04
|
$41.67
|
$0.00
|
$8,165.57
|
N/A
|
REDACTED
|
REDACTED
|
$41.67
|
Monthly
|
43.01%
|
43.01%
|
43.01%
|
No
|
No
|
Self-Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
1
|
24
|
Other
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2
YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023,
2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2023","2024"] -
2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/14/2025
|
07/14/2025
|
07/14/2025
|
785
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal Use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
449628.31
|
65.5
|
449628.31
|
65.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156355
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/21/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.882%
|
7.975%
|
7.975%
|
$2,232.66
|
No
|
REDACTED
|
REDACTED
|
$789.00
|
$65.75
|
$0.00
|
$0.00
|
$0.00
|
$2,608.49
|
N/A
|
$0.00
|
42.64%
|
43.14%
|
43.14%
|
No
|
Employed
|
1YR Full Doc
|
0
|
1 Month
|
Yes
|
5
|
1
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
Yes
|
12
|
No
|
Yes
|
52
|
10
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR Personal Tax Returns Verified, CPA Letter Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed
4506T Verified, Award Letter Verified, Lease Agreements Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2022","2023","2024","2025"] - 2022, 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/17/2025
|
07/17/2025
|
742
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
6512.52
|
3.0
|
6512.52
|
3.0
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155980
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
0
|
08/18/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.761%
|
7.850%
|
7.850%
|
$3,797.50
|
No
|
REDACTED
|
REDACTED
|
$3,657.96
|
$304.83
|
$240.00
|
$20.00
|
$0.00
|
$4,892.95
|
N/A
|
REDACTED
|
REDACTED
|
$20.00
|
Annually
|
30.34%
|
30.92%
|
30.92%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
67
|
51
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage -
3 YRS Executed 4506T Verified, Award Letter Verified - ["2025"] - 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025"] - 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/21/2025
|
08/21/2025
|
08/21/2025
|
728
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Passport
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
41429.23
|
9.9
|
41429.23
|
9.9
|
No
|
95.45
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156730
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1656.98
|
08/11/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.653%
|
5.950%
|
5.950%
|
$8,049.69
|
No
|
REDACTED
|
REDACTED
|
$5,822.04
|
$485.17
|
$0.00
|
$0.00
|
$0.00
|
$9,005.28
|
N/A
|
$0.00
|
16.89%
|
16.89%
|
16.89%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
49
|
31
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3
YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/22/2025
|
07/22/2025
|
777
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1296405.90
|
144.0
|
1296405.90
|
144.0
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156565
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1546.6
|
08/11/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.828%
|
6.200%
|
6.200%
|
$2,633.61
|
No
|
REDACTED
|
REDACTED
|
$2,703.96
|
$225.33
|
$0.00
|
$0.00
|
$0.00
|
$3,228.02
|
N/A
|
$0.00
|
29.08%
|
29.08%
|
29.08%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
Yes
|
2
|
Yes
|
2
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
35
|
35
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"]
- 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/22/2025
|
07/22/2025
|
07/22/2025
|
720
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
15364.33
|
4.8
|
15364.33
|
4.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154030
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1633.22
|
07/28/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.851%
|
6.325%
|
6.325%
|
$7,148.56
|
No
|
REDACTED
|
REDACTED
|
$6,423.00
|
$535.25
|
$0.00
|
$0.00
|
$0.00
|
$8,248.06
|
N/A
|
$0.00
|
37.39%
|
37.36%
|
37.36%
|
Yes
|
Yes
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
2
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
260
|
31
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS
Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS
Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E
Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/30/2025
|
07/30/2025
|
07/30/2025
|
790
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
120395.01
|
14.6
|
120395.01
|
14.6
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT156970
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
07/28/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.846%
|
7.975%
|
7.975%
|
$4,721.54
|
No
|
REDACTED
|
REDACTED
|
$987.96
|
$82.33
|
$600.00
|
$50.00
|
$0.00
|
$5,270.24
|
N/A
|
REDACTED
|
REDACTED
|
$50.00
|
Annually
|
25.74%
|
25.74%
|
25.74%
|
No
|
Employed
|
2YR Full Doc
|
1
|
1 Month
|
Yes
|
3
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
48
|
32
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter
Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
07/29/2025
|
07/29/2025
|
747
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
17164.39
|
3.9
|
17164.39
|
3.9
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155185
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
08/25/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.786%
|
6.175%
|
6.175%
|
$4,062.14
|
No
|
REDACTED
|
REDACTED
|
$2,451.96
|
$204.33
|
$1,500.00
|
$125.00
|
$0.00
|
$4,853.47
|
N/A
|
REDACTED
|
REDACTED
|
$125.00
|
Annually
|
42.15%
|
42.12%
|
42.12%
|
No
|
No
|
Employed
|
Self-Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
75
|
21
|
Other
|
Yes
|
32
|
32
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1
Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] -
2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/11/2025
|
09/11/2025
|
09/11/2025
|
761
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
134586.69
|
27.7
|
134586.69
|
27.7
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155380
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
08/25/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.729%
|
7.725%
|
7.725%
|
$11,149.09
|
No
|
REDACTED
|
REDACTED
|
$3,847.08
|
$320.59
|
$0.00
|
$0.00
|
$0.00
|
$12,668.43
|
N/A
|
$0.00
|
32.24%
|
32.24%
|
32.24%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
1YR Full Doc
|
0
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
1
|
1
|
1
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
50.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T
Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"]
- 2025, 2024, 2023
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/06/2025
|
08/06/2025
|
08/06/2025
|
787
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
911750.00
|
86.0
|
911750.00
|
86.0
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155725
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
2386.25
|
08/18/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.743%
|
6.050%
|
6.050%
|
$3,465.92
|
No
|
REDACTED
|
REDACTED
|
$2,445.00
|
$203.75
|
$644.04
|
$53.67
|
$0.00
|
$4,019.34
|
N/A
|
REDACTED
|
REDACTED
|
$53.67
|
Annually
|
38.81%
|
38.81%
|
38.81%
|
No
|
Employed
|
1YR Full Doc
|
1
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
2
|
2
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/08/2025
|
08/08/2025
|
716
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
19148.54
|
4.8
|
31355.06
|
7.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT157795
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
4228.6
|
09/01/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.788%
|
7.800%
|
7.800%
|
$7,717.01
|
No
|
REDACTED
|
REDACTED
|
$3,675.96
|
$306.33
|
$5,100.00
|
$425.00
|
$0.00
|
$8,829.30
|
N/A
|
REDACTED
|
REDACTED
|
$425.00
|
Monthly
|
44.09%
|
43.99%
|
43.99%
|
Yes
|
Self-Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
2
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business
Tax Returns Verified(1120S, 1065, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified, 1040
Schedule E Verified - ["2024","2023","2022"] - 2024, 2023, 2022
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/11/2025
|
08/11/2025
|
781
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1305543.02
|
176.4
|
1305543.02
|
176.4
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
REDACTED
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT155860
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
08/25/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.737%
|
6.100%
|
6.100%
|
$4,423.76
|
No
|
REDACTED
|
REDACTED
|
$2,795.16
|
$232.93
|
$2,004.00
|
$167.00
|
$0.00
|
$5,584.11
|
N/A
|
REDACTED
|
REDACTED
|
$167.00
|
Monthly
|
44.31%
|
44.23%
|
44.23%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
261
|
25
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|| Co Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025"] - 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025"] - 2025
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/12/2025
|
08/12/2025
|
08/12/2025
|
746
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
9230.19
|
1.7
|
9977.70
|
1.8
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158020
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
3175
|
09/01/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.684%
|
7.575%
|
9.626%
|
$10,565.35
|
No
|
REDACTED
|
REDACTED
|
$10,118.04
|
$843.17
|
$0.00
|
$0.00
|
$0.00
|
$11,784.38
|
N/A
|
REDACTED
|
REDACTED
|
$0.00
|
Monthly
|
44.93%
|
44.93%
|
44.93%
|
Yes
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
241
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/12/2025
|
08/12/2025
|
738
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1008608.96
|
102.9
|
1008608.96
|
102.9
|
No
|
83.33
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT154930
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
08/18/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.819%
|
6.225%
|
6.225%
|
$6,048.19
|
No
|
REDACTED
|
REDACTED
|
$1,089.96
|
$90.83
|
$924.00
|
$77.00
|
$0.00
|
$7,241.96
|
N/A
|
REDACTED
|
REDACTED
|
$77.00
|
Monthly
|
40.76%
|
40.81%
|
40.81%
|
No
|
No
|
Self-Employed
|
Employed
|
1YR Full Doc
|
1
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
Yes
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
193
|
32
|
Work Number
|
No
|
0
|
N/A
|
Borrower - SESCorp - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - Wage, Bonus - 2
YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
08/18/2025
|
08/18/2025
|
08/18/2025
|
743
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
237768.71
|
35.3
|
222942.47
|
33.1
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158290
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
09/15/2025
|
REDACTED
|
Manual Underwriting
|
Approve Ineligible
|
No
|
6.793%
|
7.975%
|
7.975%
|
$3,257.50
|
No
|
REDACTED
|
REDACTED
|
$1,290.96
|
$107.58
|
$1,944.00
|
$162.00
|
$0.00
|
$3,780.80
|
N/A
|
REDACTED
|
REDACTED
|
$162.00
|
Monthly
|
38.21%
|
38.32%
|
38.32%
|
No
|
Employed
|
1YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
Yes
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
57
|
41
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
09/12/2025
|
09/12/2025
|
715
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
65391.04
|
21.6
|
65391.04
|
21.6
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
REDACTED
|
HAWT158305
|
REDACTED
|
REDACTED
|
REDACTED
|
No
|
REDACTED
|
REDACTED
|
06/09/2025
|
06.09.2025
|
REDACTED
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
1495
|
10/13/2025
|
REDACTED
|
DU
|
Approve Ineligible
|
No
|
6.654%
|
7.850%
|
7.850%
|
$4,453.57
|
No
|
REDACTED
|
REDACTED
|
$1,497.00
|
$124.75
|
$624.00
|
$52.00
|
$0.00
|
$5,123.75
|
N/A
|
REDACTED
|
REDACTED
|
$52.00
|
Annually
|
45.04%
|
44.35%
|
44.35%
|
No
|
Employed
|
2YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
Yes
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
196
|
35
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024,
2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
REDACTED
|
10/14/2025
|
10/14/2025
|
790
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
REDACTED
|
REDACTED
|
REDACTED
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
1305709.18
|
303.5
|
1305709.18
|
303.5
|
No
|
100.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|