v3.26.1
Credit transactions
12 Months Ended
Jan. 31, 2026
Receivables [Abstract]  
Credit card outsourcing programs Credit card outsourcing programs
The Company has entered into various agreements with Comenity Bank and Comenity Capital Bank (collectively “Comenity”) and Concora Credit Inc. (“Concora”) through its subsidiaries Sterling Jewelers Inc. (“Sterling”) and Zale Delaware, Inc. (“Zale”), to outsource its private label credit card programs. Under both the Sterling and Zale agreements (“Program Agreements”), Comenity and Concora provide credit services to prime and non-prime customers. The Program Agreements are effective through December 31, 2028.