The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,577,060 5,801 SH SOLE 0 0 5,801
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 346,326 689 SH SOLE 0 0 689
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 15,874,078 363,751 SH SOLE 0 0 363,751
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 285,542 9,663 SH SOLE 0 0 9,663
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 10,387,826 207,798 SH SOLE 0 0 207,798
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 240,402 7,017 SH SOLE 0 0 7,017
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 621,321 7,556 SH SOLE 0 0 7,556
INTUITIVE SURGICAL INC COM NEW 46120E602 203,890 360 SH SOLE 0 0 360
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 753,222 14,915 SH SOLE 0 0 14,915
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 544,650 10,692 SH SOLE 0 0 10,692
MICROSOFT CORP COM 594918104 306,615 634 SH SOLE 0 0 634
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 234,323 5,183 SH SOLE 0 0 5,183
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 301,225 11,484 SH SOLE 0 0 11,484
SEMPRA COM 816851109 359,870 4,076 SH SOLE 0 0 4,076
VANGUARD BD INDEX FDS INTERMED TERM 921937819 334,417 4,294 SH SOLE 0 0 4,294
VANGUARD INDEX FDS GROWTH ETF 922908736 31,034,201 63,613 SH SOLE 0 0 63,613
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,093,661 34,961 SH SOLE 0 0 34,961
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 777,644 1,240 SH SOLE 0 0 1,240
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,749,440 22,289 SH SOLE 0 0 22,289
VANGUARD INDEX FDS TOTAL STK MKT 922908769 27,021,943 80,598 SH SOLE 0 0 80,598
VANGUARD INDEX FDS VALUE ETF 922908744 10,391,913 54,411 SH SOLE 0 0 54,411
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,055,537 20,989 SH SOLE 0 0 20,989
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,219,789 16,169 SH SOLE 0 0 16,169
VISA INC COM CL A 92826C839 609,885 1,739 SH SOLE 0 0 1,739