| Schedule of Intangible Assets, Net |
The following table summarizes the intangible assets, net as of December 31, 2025 and 2024: | | | | | | | | | | | | | | | | | | | | Estimated useful
life | | December 31, | | | | 2025 | | 2024 | | Capitalized software development costs | 1-5 years | | $ | 8,702,390 | | | $ | 8,620,519 | | | Trademark and tradenames | 5 years | | 1,700,000 | | | 1,700,000 | | | Internally developed software | 3 years | | 3,600,000 | | | 3,600,000 | | | Merchant relationships | 5 years | | 5,900,000 | | | 5,900,000 | | | State operating licenses | Indefinite | | 975,000 | | | 520,000 | | | Purchased technology | 1-15 years | | 212,177 | | | 212,177 | | | Total intangible assets | | | 21,089,567 | | | 20,552,696 | | | Less: Accumulated amortization | | | (6,516,244) | | | (5,916,746) | | | Total intangible assets, net | | | $ | 14,573,323 | | | $ | 14,635,950 | |
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| Schedule of Estimated Future Amortization Expense |
As of December 31, 2025, estimated future amortization expense is expected as follows: | | | | | | | 2026 | $ | 5,660,655 | | | 2027 | 4,581,898 | | | 2028 | 2,918,829 | | | 2029 | 329,234 | | | 2030 | 12,567 | | | Thereafter | 95,140 | | | | $ | 13,598,323 | |
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