v3.26.1
Finance Receivables, Net - Finance Receivables Credit Quality Indicators (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Total Finance Receivables    
Current Year $ 471 $ 528
CY-1 313 605
CY-2 372 368
CY-3 205 207
CY-4 72 78
Prior 14 16
Total 1,447 1,802
Charge-offs    
Charge-offs, Current year 5 2
Charge-offs, CY-1 5 23
Charge-offs, CY-2 15 11
Charge-offs, CY-3 11 8
Charge-offs, CY-4 4 5
Charge-offs, prior 3 7
Total Charge-offs 43 56
United States - Direct    
Total Finance Receivables    
Current Year 175 172
CY-1 120 154
CY-2 107 80
CY-3 46 64
CY-4 25 26
Prior 5 6
Total 478 502
Charge-offs    
Charge-offs, Current year 0 1
Charge-offs, CY-1 1 0
Charge-offs, CY-2 3 1
Charge-offs, CY-3 2 1
Charge-offs, CY-4 1 2
Charge-offs, prior 2 2
Total Charge-offs 9 7
United States - Indirect    
Total Finance Receivables    
Current Year 14 72
CY-1 19 95
CY-2 48 49
CY-3 42 25
CY-4 14 6
Prior 1 0
Total 138 247
Charge-offs    
Charge-offs, Current year 0 1
Charge-offs, CY-1 0 7
Charge-offs, CY-2 4 3
Charge-offs, CY-3 4 4
Charge-offs, CY-4 2 2
Charge-offs, prior 1 4
Total Charge-offs 11 21
Canada    
Total Finance Receivables    
Current Year 64 70
CY-1 43 37
CY-2 28 20
CY-3 12 12
CY-4 4 4
Prior 0 1
Total 151 144
Charge-offs    
Charge-offs, Current year 0 0
Charge-offs, CY-1 1 9
Charge-offs, CY-2 1 1
Charge-offs, CY-3 1 0
Charge-offs, CY-4 0 0
Charge-offs, prior 0 1
Total Charge-offs 3 11
EMEA    
Total Finance Receivables    
Current Year 211 214
CY-1 126 319
CY-2 185 219
CY-3 104 106
CY-4 29 42
Prior 8 9
Total 663 909
Charge-offs    
Charge-offs, Current year 5 0
Charge-offs, CY-1 3 7
Charge-offs, CY-2 7 6
Charge-offs, CY-3 4 3
Charge-offs, CY-4 1 1
Charge-offs, prior 0 0
Total Charge-offs 20 17
Other    
Total Finance Receivables    
Current Year 7  
CY-1 5  
CY-2 4  
CY-3 1  
CY-4 0  
Prior 0  
Total 17  
Charge-offs    
Charge-offs, Current year 0  
Charge-offs, CY-1 0  
Charge-offs, CY-2 0  
Charge-offs, CY-3 0  
Charge-offs, CY-4 0  
Charge-offs, prior 0  
Total Charge-offs 0  
Low Credit Risk    
Total Finance Receivables    
Current Year 277 297
CY-1 170 310
CY-2 170 182
CY-3 90 96
CY-4 28 34
Prior 5 4
Total 740 923
Low Credit Risk | United States - Direct    
Total Finance Receivables    
Current Year 102 93
CY-1 66 69
CY-2 48 34
CY-3 19 23
CY-4 7 10
Prior 1 1
Total 243 230
Low Credit Risk | United States - Indirect    
Total Finance Receivables    
Current Year 2 40
CY-1 4 48
CY-2 10 25
CY-3 15 13
CY-4 6 3
Prior 0 0
Total 37 129
Low Credit Risk | Canada    
Total Finance Receivables    
Current Year 31 33
CY-1 20 18
CY-2 13 7
CY-3 4 5
CY-4 1 1
Prior 0 0
Total 69 64
Low Credit Risk | EMEA    
Total Finance Receivables    
Current Year 135 131
CY-1 76 175
CY-2 96 116
CY-3 51 55
CY-4 14 20
Prior 4 3
Total 376 500
Low Credit Risk | Other    
Total Finance Receivables    
Current Year 7  
CY-1 4  
CY-2 3  
CY-3 1  
CY-4 0  
Prior 0  
Total 15  
Average Credit Risk    
Total Finance Receivables    
Current Year 158 187
CY-1 104 250
CY-2 159 148
CY-3 92 88
CY-4 34 33
Prior 6 8
Total 553 714
Average Credit Risk | United States - Direct    
Total Finance Receivables    
Current Year 49 51
CY-1 31 61
CY-2 41 23
CY-3 14 27
CY-4 13 9
Prior 2 2
Total 150 173
Average Credit Risk | United States - Indirect    
Total Finance Receivables    
Current Year 12 29
CY-1 7 42
CY-2 25 22
CY-3 22 11
CY-4 6 3
Prior 1 0
Total 73 107
Average Credit Risk | Canada    
Total Finance Receivables    
Current Year 29 32
CY-1 20 17
CY-2 13 11
CY-3 7 5
CY-4 2 2
Prior 0 1
Total 71 68
Average Credit Risk | EMEA    
Total Finance Receivables    
Current Year 68 75
CY-1 45 130
CY-2 79 92
CY-3 49 45
CY-4 13 19
Prior 3 5
Total 257 366
Average Credit Risk | Other    
Total Finance Receivables    
Current Year 0  
CY-1 1  
CY-2 1  
CY-3 0  
CY-4 0  
Prior 0  
Total 2  
High Credit Risk    
Total Finance Receivables    
Current Year 36 44
CY-1 39 45
CY-2 43 38
CY-3 23 23
CY-4 10 11
Prior 3 4
Total 154 165
High Credit Risk | United States - Direct    
Total Finance Receivables    
Current Year 24 28
CY-1 23 24
CY-2 18 23
CY-3 13 14
CY-4 5 7
Prior 2 3
Total 85 99
High Credit Risk | United States - Indirect    
Total Finance Receivables    
Current Year 0 3
CY-1 8 5
CY-2 13 2
CY-3 5 1
CY-4 2 0
Prior 0 0
Total 28 11
High Credit Risk | Canada    
Total Finance Receivables    
Current Year 4 5
CY-1 3 2
CY-2 2 2
CY-3 1 2
CY-4 1 1
Prior 0 0
Total 11 12
High Credit Risk | EMEA    
Total Finance Receivables    
Current Year 8 8
CY-1 5 14
CY-2 10 11
CY-3 4 6
CY-4 2 3
Prior 1 1
Total 30 $ 43
High Credit Risk | Other    
Total Finance Receivables    
Current Year 0  
CY-1 0  
CY-2 0  
CY-3 0  
CY-4 0  
Prior 0  
Total $ 0