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	Exhibit 103
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    Ford Credit Auto Owner Trust 2025-A (the "Trust")
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	Asset Related Document
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	This asset related document provides narrative to explain the asset-level data reported in Exhibit 102 to the Form ABS-EE to which this document is attached as an exhibit.  There is also explanatory narrative in the prospectus for the securities issued by the Trust dated March 18, 2025 (the "Prospectus").  You should read this asset related document and the Prospectus completely to understand the asset-level data and how it may differ from similar data in the Monthly Investor Report.
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	For purposes of this asset related document, the term "receivable" means any receivable, asset, contract or loan as referred to in 17 CFR 229.1125 (Item 1125 of Regulation AB) Schedule AL - Asset-level information.  References to items are references to specific asset-level data items listed in Schedule AL.  Certain terms used in this asset related document are defined in the Prospectus.
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	Explanatory Narrative
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	General Narrative
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	Omitted if Status Not Applicable.  Data items for receivable status information, such as those for zero balance, modifications, repossessed, charged off, or subject to a repurchase demand, are omitted if the receivable is not in the particular status in the reporting period.  This applies to items 3(f)(24)(i) Zero balance effective date and 3(f)(24)(ii) Zero balance code, items 3(h)(1) through 3(h)(5) for receivables subject to repurchase demand, and to items 3(i)(1) Charged off principal amount, 3(i)(2) Amounts recovered, 3(j)(1) Modification type, 3(j)(2) Payment extensions and 3(k)(1) Repossessed proceeds.
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	Omitted after Receivable Paid in Full, Repurchased, or Charged Off.  A receivable that is prepaid or matured and paid in full or repurchased from the Trust in the reporting period will not be reported in later reporting periods.  A receivable that is charged off in a reporting period will not be reported in later reporting periods unless amounts are recovered in a later reporting period and, in this case, only items 3(a)(1) Asset number type, 3(a)(2) Asset number, 3(b)(1) Reporting period beginning date, 3(b)(2) Reporting period ending date and 3(i)(2) Amounts recovered will be reported.
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	Scheduled Amounts.  Items 3(f)(13) Scheduled interest amount, 3(f)(14) Scheduled principal amount and 3(f)(17) Reporting period scheduled payment amount are reported based on the initial amortization schedule of the receivable, which assumes that the obligor pays the exact amount due on the exact date due, and interest is calculated on a simple interest calculation method based on the actual number of days in a reporting period/month and a 365-day year.  These scheduled amounts are calculated as of the origination of the receivable and do not reflect the timing and amount of payments received, modifications or extensions on the receivable after origination.  Scheduled amounts are reported even if the receivable is in repossession status, paid in full, charged off or repurchased in the reporting period.  These data items are omitted for reporting periods after the end of the original term of a receivable when no more payments are scheduled.
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	Actual Amounts Collected Reporting of Zeroes, Intramonth Netting and Negative Values.  Actual amounts collected on a receivable are reported for items 3(f)(18) Total actual amount paid, 3(f)(19) Actual interest collected, 3(f)(20) Actual principal collected and 3(f)(21) Actual other amounts collected (the "Actual Amounts Collected Data Items").  If no collections are received or applied to the particular item in the reporting period, "0.00" is reported.  Any collections received in the reporting period are netted against amounts collected in prior reporting periods that are reversed in the reporting period due to a returned check or rejected automated bank transfer or that are corrected or adjusted in the reporting period because of an error or misapplied payment in a prior reporting period.  If the amount of a reversal, correction or adjustment exceeds the actual amounts collected, "0.00" is reported and a negative value is reported in item 3(f)(15) Other principal adjustments to the extent the reversal, correction or adjustment increases the outstanding principal balance of the receivable.  The reversal, correction or adjustment will also be reflected in item 3(f)(6) Next reporting period payment amount due.  Negative values are not reported for the Actual Amounts Collected Data Items.
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	Actual Amounts Collected and Retained by Ford Credit.  Amounts reported in the Actual Amounts Collected Data Items for a receivable repurchased from the Trust in the reporting period (including repayment of principal on a receivable cancelled by Ford Credit) are retained by the servicer and are not paid by the servicer to the Trust and the Trust is not entitled to receive these amounts.
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	Actual Amounts Collected Vehicle Sale Proceeds.  Amounts reported in the Actual Amounts Collected Data Items report vehicle sale proceeds received on a receivable after the repossession of the vehicle and are reported in the reporting period in which the receivable is charged off, redeemed or closed out without a loss.  These proceeds are also reported in item 3(k)(1) Repossession proceeds but are only paid to the Trust once.
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	Reporting as of Last Business Day of Reporting Period.  For a reporting period that does not end on a business day, the asset-level data is determined as of the last business day of the reporting period and does not reflect any activity, transactions or processing after the last business day of the reporting period, including any reversal, correction, adjustment or backdating of such activity made after the last business day of the reporting period.  For a reporting period that does not end on a business day, the amounts reported for the Actual Amounts Collected Data Items do not reflect collections received after the last business day of the reporting period.  Any amounts received on those days will be reported in the next reporting period.
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	Asset-Level Data May Not Match Investor Report.  Some asset-level data, such as data related to the Actual Amounts Collected Data Items, interest rate, end of period receivable balance, remaining term, delinquency status, charged off principal and repossession, may not match similar aggregated or weighted average data about the securitized pool of receivables in the Monthly Investor Report due to differences in how that data is required to be reported for asset-level data and how it is reported for the Monthly Investor Report.
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	Item-specific Narrative
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	Item 3(c)(3) Original loan amount.  Original loan amount is the same as the amount financed on the receivable as described in the Prospectus.
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	Item 3(c)(4) Original loan term.  Original loan term is the number of months from and including the origination date to and including the original maturity date of the receivable with a partial month (even one day) reported as one month.
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	Item 3(c)(5) Loan maturity date.  Loan maturity date is the current final maturity date of the receivable after giving effect to modifications that change the month in which the final payment on the receivable is scheduled to be made.
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	Item 3(c)(6) Original interest rate.  Original interest rate is the same as the annual percentage rate or APR as described in the Prospectus.
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	Item 3(c)(12) Grace period.  Grace period is the number of months from and including the origination date to but excluding the month of the first payment date with a partial month (even one day) reported as one month.
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	Item 3(c)(14) Subvented.  Subvented is reported as "1" (Yes - Rate Subvention) if the receivable is a subvened-APR contract as described in the Prospectus.  Subvented is reported as "2" (Yes - Cash Rebate) if the obligor received a cash rebate that was applied as a down payment to the purchase price of the vehicle as reflected on the receivable contract.
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	Item 3(d)(1) Vehicle manufacturer.  Vehicle manufacturer is the same as vehicle make as used in the Prospectus.
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	Item 3(d)(3) New or used.  "1" (New) is reported for new vehicles.  "1" (New) is also reported for most vehicles sold to retail customers that had previously been used by the related automotive dealer as courtesy vehicles for the service customers or demonstrator vehicles.  "2" (Used) is reported for used vehicles and vehicles classified as "demonstrator" vehicles in the receivables system.
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	Item 3(d)(5) Vehicle type.  Vehicle type "2" (Truck) is the same as light truck as described in the Prospectus and Vehicle type "3" (SUV) is the same as utility as described in the Prospectus.
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	Item 3(d)(7) Source of vehicle value.  Source of vehicle value is reported as "98" (Other) for a receivable financing a used vehicle (excluding a demonstrator vehicle) even though Kelley Blue Book may have been used in the determination of the vehicle value for the receivable.
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	Item 3(e)(2) Obligor credit score.  Obligor credit score is reported as "No Score" if the receivable was originated under a commercial line of credit and for some commercial business entity obligors where Ford Credit does not use credit scores in its underwriting process.
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	Item 3(e)(3) Obligor income verification level.  Obligor income verification level is reported as "3" (Stated, verified but not to "level 4" or "level 5") for a receivable originated before May 18, 2016 that was verified, even if verification was performed to a higher level described in "4" (Stated, "level 4" verified) or "5" (Stated, "level 5" verified).  Ford Credit modified its receivables origination systems in May 2016 to capture more detailed income verification information but it is not available for receivables originated prior to this date and would involve unreasonable effort and expense to obtain through a physical review of the receivable file.  Obligor income verification level is omitted for a commercial use receivable with a business entity as the primary obligor because Ford Credit does not perform traditional income verification in its underwriting process for business entities.
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	Item 3(e)(4) Obligor employment verification.  Obligor employment verification is omitted for a commercial use receivable with a business entity as the primary obligor because employment is not applicable to business entities and Ford Credit does not perform employment verification in its underwriting process for business entities.
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	Item 3(e)(6) Payment-to-income ratio.  Payment-to-income ratio is omitted for a commercial use receivable with a business entity as the primary obligor because Ford Credit does not calculate or use the ratio in its underwriting process for business entities.  Payment-to-income ratio is omitted for a receivable where the applicant stated no income or negligible income on the credit application and where Ford Credit determined that the calculated payment-to-income ratio is unreliable.
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	Item 3(e)(7) Geographic location of obligor.  For an obligor that is a member of the United States Armed Forces not located in a state or territory of the United States, Geographic location of obligor is reported as "AA", "AE" or "AP".  For an obligor whose current billing address is located outside of the United States, Geographic location of obligor reports the standard two-character postal code provided by the U.S. Postal Service.
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	Item 3(f)(2) Remaining term to maturity.  Remaining term to maturity is the number of months from and excluding the reporting period end date to and including the current maturity date of the receivable with a partial month (even one day) reported as one month.  Remaining term to maturity is reported even if the receivable is in repossession status, paid in full, charged off or repurchased in the reporting period.  "0" is reported if the maturity date of the receivable is in the reporting period and a negative value is reported if the maturity date of the receivable is in a prior reporting period.
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	Item 3(f)(3) Modification indicator - reporting period.  Modification indicator - reporting period is reported as "true" for a receivable that is modified to change its APR, principal balance, scheduled payment amount or term, including payment extensions and monthly payment due date changes.
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	Item 3(f)(6) Next reporting period payment amount due.  Next reporting period payment amount due is the total amount of interest and principal due in the next reporting period.  "0.00" is reported if no interest or principal is due on the receivable in the next reporting period because the receivable was paid ahead or was granted a payment extension, paid in full or charged off.  For a receivable in repossession status, the interest and principal due in the next reporting period will be reported without regard to any acceleration of the receivable.
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	Item 3(f)(7) Reporting period interest rate.  Reporting period interest rate is the same as the APR on the receivable at the beginning of the reporting period.
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	Item 3(f)(8) Next interest rate.  Next interest rate is the same as the APR on the receivable at the beginning of the next reporting period.  Next interest rate is reported even if the receivable is in repossession status, paid in full, charged off or repurchased in the reporting period.
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	Item 3(f)(12) Other assessed but uncollected servicer fees.  Other assessed but uncollected servicer fees does not report fees that are waived by the servicer.
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	Item 3(f)(13) Scheduled interest amount.  Scheduled interest amount is reported as "0.00" for a receivable with a 0.00% APR.
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	Item 3(f)(15) Other principal adjustment.  Other principal adjustment is reported as "0.00" if no increase or decrease to the principal balance of a receivable was made in the reporting period (other than due to the application of Item 3(f)(20) Actual principal collected).  Prepayments are not reported in this data item.  A negative value is reported for Other principal adjustment if the principal balance of the receivable was increased in the reporting period due to either the reversal, correction or adjustment of amounts collected on the receivable in a prior reporting period or the receivable was rewritten and capitalized accrued and unpaid interest in the reporting period.
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	Item 3(f)(16) Reporting period ending actual balance.  Reporting period ending actual balance is reported even for a receivable that is repurchased in the reporting period.
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	Item 3(f)(19) Actual interest collected.  Actual interest collected is reported as "0.00" for a receivable with a 0.00% APR.
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	Item 3(f)(23) Interest paid through date.  Interest paid through date is the date on which the last payment was applied to a receivable.  This date may not be in the reporting period if a payment is not received in the reporting period or if the receivable is paid ahead.  In rare instances, such as when an obligor makes a payment significantly less than the amount due that does not pay all of the interest accrued, the last payment date is not the date through which interest is paid.  If no payment has yet been made on a receivable, Interest paid through date is the origination date of the receivable which is the date finance charges start to accrue.
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	Item 3(f)(24)(i) Zero balance effective date.  Zero balance effective date may not be a date in the reporting period if a receivable is cancelled, a misapplied receivable payoff amount was corrected with effect in a prior reporting period or to apply total loss insurance proceeds on the date of an insured event.
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	Item 3(f)(24)(ii) Zero balance code.  Zero balance code is reported as "3" (Repurchased or Replaced) if the receivable was cancelled by the servicer.
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	Item 3(f)(25) Current delinquency status.  Current delinquency status reports the number of days a receivable is delinquent through and including the last business day of the reporting period and is reported for a receivable if more than a specified amount of a scheduled payment is past due.  Currently, that specified amount is $49.99, although such amount may change from time to time in the future as provided in Ford Credit's servicing procedures, but will not exceed 15.00% of the scheduled payment required to be paid.  If Current delinquency status is reported as "0" the receivable is not delinquent.
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	Item 3(h) Asset subject to demand.  Asset subject to demand is reported as "true" for the reporting period in which a repurchase demand on a receivable is received and all later reporting periods in which the resolution process is ongoing.
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	Item 3(h)(1) Status of asset subject to demand.  Status of asset subject to demand is reported as "98" (Other) if the servicer received and is investigating a repurchase demand on a receivable.  Status of asset subject to demand is reported as "0" (Asset Pending Repurchase or Replacement) if the servicer received a repurchase demand and decided to repurchase the receivable and will be reported in the next reporting period.  Status of asset subject to demand is reported as "4" (Demand Rejected) if the servicer determined not to repurchase a receivable after investigation and may be reported as "4" again if dispute resolution is started on the rejected demand and the mediator or arbitrator does not require the repurchase of the receivable in the dispute resolution proceeding.
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	Item 3(h)(3) Demand resolution date.  Demand resolution date is only reported if item 3(h)(1) Status of asset subject to demand is reported as "1" (Asset was Repurchased or Replaced), "3" (Demand Withdrawn) or "4" (Demand Rejected) after the time to request dispute resolution is past or any dispute resolution process is completed.
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	Item 3(i)(2) Amounts recovered.  Amounts recovered is reported as "0.00" if a receivable is charged off in the reporting period but no amounts are recovered in that reporting period.  Vehicle sale proceeds received following repossession of the vehicle after a receivable is charged off as a skip account are reported in Amounts recovered and not in item 3(k)(1) Repossessed proceeds.  Amounts recovered reports a negative value if additional fees are assessed in the reporting period on a receivable that was charged off in a prior reporting period or if there is a reversal, correction or adjustment in the reporting period of a recovery received in a prior reporting period.
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	Item 3(j)(1) Modification type.  Modification type is reported as "4" (Extension), and not as "3" (Term), if the receivable received a payment extension in the reporting period.  Modification type is reported as "98" (Other) if the monthly payment due date or the monthly scheduled payment amount of the receivable is changed in the reporting period.
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	Item 3(k) Repossessed.  Repossessed is reported as "true" for the reporting period in which a vehicle is repossessed and for all later reporting periods unless the receivable is reinstated.  Repossessed is reported as "false" if a vehicle is not repossessed prior to a receivable being charged off.
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	Item 3(k)(1) Repossessed proceeds.  Repossessed proceeds includes vehicle sale proceeds, any payments of principal and interest on the receivable, insurance proceeds, and rebates of cancelled service contracts, insurance and similar products received in the reporting period in which the vehicle is repossessed and any later reporting period including the reporting period in which the receivable is charged off, redeemed or closed out without a loss.  Repossessed proceeds is reported in the reporting period in which it is received, except that vehicle sale proceeds are reported in the reporting period in which the receivable is charged off, redeemed or closed out without a loss.  If a receivable is charged off but the vehicle is repossessed in a later reporting period, repossession proceeds are reported in item 3(i)(2) Amounts recovered in the reporting period in which the vehicle disposition occurs.  Repossessed proceeds is omitted if the vehicle is not repossessed, and if the vehicle is repossessed but no repossession proceeds are received in the reporting period.  Repossessed proceeds is reported as a negative value if repossession fees and expenses are greater than vehicle sale proceeds and for a payment reversal, correction or adjustment.
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