v3.25.4
COMMITMENTS AND CONTINGENCIES - Narrative (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Feb. 28, 2025
Other Commitments [Line Items]        
Loans originated or purchased, borrowers permitted to draw amounts after original origination date, period 4 years      
Commitment to lend $ 105,100 $ 29,100    
Commitment to lend, settled within a week 16,900 3,000    
Gains (losses) on loans repurchase obligations (2,400) (8,200) $ (10,100)  
Contributed capital 2,477 3,314 0  
Lease rent expense 2,700 $ 2,800 $ 2,900  
ROU assets $ 5,200      
Operating lease, right-of-use asset, statement of financial position flag Other non-current assets      
Lease liabilities $ 5,681      
Weighted average remaining lease term 4 years 2 months 12 days 1 year 2 months 12 days    
Weighted average discount rate, percent 1.00% 2.00%    
Lease payments $ 2,700 $ 3,000    
Joint Venture        
Other Commitments [Line Items]        
Noncontrolling owner, interest percentage       5.00%
Joint Venture        
Other Commitments [Line Items]        
Contractual obligation       $ 10,500
Contributed capital 2,500      
Obligation to Repurchase Receivables Sold        
Other Commitments [Line Items]        
Unpaid principal balance 1,800,000      
Contractual obligation 17,700      
Loss contingency accrual $ (6,200)