LOANS - Narrative (Details) - USD ($)	12 Months Ended
Dec. 31, 2025	Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held-for-dale, nonaccrual	$ 2,400,000	$ 1,200,000
Loans held for sale, fair value, nonaccrual status	1,600,000	800,000
Loans held for investment	$ 0	$ 0
Concentration risk, percentage	100.00%	100.00%
Amount outstanding on loans purchased	$ 4,200,000,000	$ 4,100,000,000
Amount outstanding on loans securitized	748,500,000	456,200,000
Top Five Originators
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amount outstanding on loans originated	$ 2,400,000,000	$ 1,400,000,000
Financing Receivable Benchmark \| Loan Originations Risk \| Top Five Originators
Accounts, Notes, Loans and Financing Receivable [Line Items]
Concentration risk, percentage	77.80%	71.80%
Financing Receivable Benchmark \| Customer Concentration Risk \| Top Five Loan Purchasers
Accounts, Notes, Loans and Financing Receivable [Line Items]
Concentration risk, percentage	46.80%	64.30%
Revenue Benchmark \| Loan Originations Risk \| Top Five Originators
Accounts, Notes, Loans and Financing Receivable [Line Items]
Concentration risk, percentage	9.00%	11.50%
Revenue Benchmark \| Customer Concentration Risk \| Top Five Loan Purchasers
Accounts, Notes, Loans and Financing Receivable [Line Items]
Concentration risk, percentage	21.40%	19.70%

Financing Receivable, Held-for-Sale, Nonaccrual

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- Definition

Loans Held For Investment

+ References

No definition available.

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- Definition

Principal Amount Outstanding On Loans Originated

+ References

No definition available.

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- Definition

Principal Amount Outstanding On Loans Purchased

+ References

No definition available.

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- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 20
-Name Accounting Standards Codification
-Section 40
-Paragraph 7
-Publisher FASB
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-Publisher FASB
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- Definition

For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the "benchmark" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
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-Paragraph 42
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- Definition

This item represents the aggregate fair value of loans held as assets that are in nonaccrual status for which the fair value option has been elected, if the entity's policy is to recognize interest income separately from other changes in fair value.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 28
-Subparagraph (e)(2)
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- Definition

This is the principal amount outstanding for securitized loans only (across all types of loans).

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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-Topic 860
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