Note 3 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details) - USD ($)
$ in Thousands |
12 Months Ended |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
| Current year |
$ 353,383
|
$ 171,638
|
|
| Year two |
109,173
|
209,518
|
|
| Year three |
168,587
|
590,876
|
|
| Year four |
521,208
|
324,034
|
|
| Year five |
269,105
|
232,744
|
|
| Prior |
356,992
|
241,335
|
|
| Revolving |
397,525
|
354,939
|
|
| Loans |
2,175,973
|
2,125,084
|
$ 2,210,619
|
| Current-period gross charge-offs, current year |
71
|
173
|
|
| Current-period gross charge-offs, year two |
34
|
6
|
|
| Current-period gross charge-offs, year three |
90
|
144
|
|
| Current-period gross charge-offs, year four |
65
|
74
|
|
| Current-period gross charge-offs, year five |
41
|
(0)
|
|
| Current-period gross charge-offs, prior |
24
|
145
|
|
| Current-period gross charge-offs, revolving |
134
|
820
|
|
| Current-period gross charge-offs, Total |
459
|
1,362
|
742
|
| Pass [Member] |
|
|
|
| Current year |
346,529
|
168,206
|
|
| Year two |
106,580
|
203,225
|
|
| Year three |
163,377
|
583,150
|
|
| Year four |
513,856
|
316,694
|
|
| Year five |
261,744
|
227,548
|
|
| Prior |
339,040
|
231,739
|
|
| Revolving |
397,031
|
354,037
|
|
| Loans |
2,128,157
|
2,084,599
|
|
| Special Mention [Member] |
|
|
|
| Current year |
193
|
61
|
|
| Year two |
0
|
625
|
|
| Year three |
0
|
0
|
|
| Year four |
0
|
2,399
|
|
| Year five |
1,548
|
162
|
|
| Prior |
7,693
|
4,099
|
|
| Revolving |
273
|
418
|
|
| Loans |
9,707
|
7,764
|
|
| Substandard [Member] |
|
|
|
| Current year |
6,661
|
3,371
|
|
| Year two |
2,593
|
5,668
|
|
| Year three |
5,210
|
7,726
|
|
| Year four |
7,352
|
4,941
|
|
| Year five |
5,813
|
5,034
|
|
| Prior |
10,259
|
5,497
|
|
| Revolving |
221
|
484
|
|
| Loans |
38,109
|
32,721
|
|
| Real Estate Portfolio Segment [Member] |
|
|
|
| Loans |
1,571,279
|
1,587,469
|
|
| Real Estate Portfolio Segment [Member] | Construction Loans [Member] |
|
|
|
| Current year |
56,252
|
53,448
|
|
| Year two |
34,770
|
41,458
|
|
| Year three |
21,471
|
31,427
|
|
| Year four |
12,371
|
4,320
|
|
| Year five |
3,439
|
2,194
|
|
| Prior |
2,572
|
1,760
|
|
| Revolving |
17,105
|
19,946
|
|
| Loans |
147,980
|
154,553
|
190,371
|
| Current-period gross charge-offs, current year |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year two |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year three |
(0)
|
77
|
|
| Current-period gross charge-offs, year four |
(0)
|
72
|
|
| Current-period gross charge-offs, year five |
(0)
|
(0)
|
|
| Current-period gross charge-offs, prior |
(0)
|
(0)
|
|
| Current-period gross charge-offs, revolving |
(0)
|
(0)
|
|
| Current-period gross charge-offs, Total |
(0)
|
149
|
(0)
|
| Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member] |
|
|
|
| Current year |
55,625
|
53,448
|
|
| Year two |
34,770
|
36,560
|
|
| Year three |
16,812
|
26,585
|
|
| Year four |
7,549
|
3,583
|
|
| Year five |
2,729
|
2,176
|
|
| Prior |
2,513
|
1,754
|
|
| Revolving |
17,105
|
19,946
|
|
| Loans |
137,103
|
144,052
|
|
| Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member] |
|
|
|
| Current year |
0
|
0
|
|
| Year two |
0
|
374
|
|
| Year three |
0
|
0
|
|
| Year four |
0
|
737
|
|
| Year five |
0
|
0
|
|
| Prior |
0
|
0
|
|
| Revolving |
0
|
0
|
|
| Loans |
0
|
1,111
|
|
| Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member] |
|
|
|
| Current year |
627
|
0
|
|
| Year two |
0
|
4,524
|
|
| Year three |
4,659
|
4,842
|
|
| Year four |
4,822
|
0
|
|
| Year five |
710
|
18
|
|
| Prior |
59
|
6
|
|
| Revolving |
0
|
0
|
|
| Loans |
10,877
|
9,390
|
|
| Real Estate Portfolio Segment [Member] | 1-4 Family [Member] |
|
|
|
| Current year |
11,627
|
12,270
|
|
| Year two |
9,222
|
38,778
|
|
| Year three |
33,229
|
93,404
|
|
| Year four |
89,018
|
73,779
|
|
| Year five |
67,999
|
54,052
|
|
| Prior |
107,346
|
72,935
|
|
| Revolving |
57,797
|
51,597
|
|
| Loans |
376,238
|
396,815
|
413,786
|
| Current-period gross charge-offs, current year |
(0)
|
86
|
|
| Current-period gross charge-offs, year two |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year three |
(0)
|
42
|
|
| Current-period gross charge-offs, year four |
47
|
(0)
|
|
| Current-period gross charge-offs, year five |
10
|
(0)
|
|
| Current-period gross charge-offs, prior |
23
|
120
|
|
| Current-period gross charge-offs, revolving |
(0)
|
(0)
|
|
| Current-period gross charge-offs, Total |
80
|
248
|
46
|
| Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Pass [Member] |
|
|
|
| Current year |
11,627
|
12,039
|
|
| Year two |
9,164
|
38,426
|
|
| Year three |
32,814
|
92,502
|
|
| Year four |
86,613
|
72,848
|
|
| Year five |
67,255
|
53,300
|
|
| Prior |
104,643
|
70,854
|
|
| Revolving |
57,576
|
51,424
|
|
| Loans |
369,692
|
391,393
|
|
| Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Special Mention [Member] |
|
|
|
| Current year |
0
|
61
|
|
| Year two |
0
|
0
|
|
| Year three |
0
|
0
|
|
| Year four |
0
|
0
|
|
| Year five |
0
|
0
|
|
| Prior |
0
|
2
|
|
| Revolving |
0
|
0
|
|
| Loans |
0
|
63
|
|
| Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Substandard [Member] |
|
|
|
| Current year |
0
|
170
|
|
| Year two |
58
|
352
|
|
| Year three |
415
|
902
|
|
| Year four |
2,405
|
931
|
|
| Year five |
744
|
752
|
|
| Prior |
2,703
|
2,079
|
|
| Revolving |
221
|
173
|
|
| Loans |
6,546
|
5,359
|
|
| Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] |
|
|
|
| Current year |
39,307
|
1,639
|
|
| Year two |
1,568
|
7,538
|
|
| Year three |
22,836
|
47,719
|
|
| Year four |
45,255
|
11,994
|
|
| Year five |
11,400
|
4,751
|
|
| Prior |
9,639
|
10,736
|
|
| Revolving |
0
|
199
|
|
| Loans |
130,005
|
84,576
|
105,946
|
| Current-period gross charge-offs, current year |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year two |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year three |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year four |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year five |
(0)
|
(0)
|
|
| Current-period gross charge-offs, prior |
(0)
|
(0)
|
|
| Current-period gross charge-offs, revolving |
(0)
|
(0)
|
|
| Current-period gross charge-offs, Total |
(0)
|
(0)
|
(0)
|
| Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Pass [Member] |
|
|
|
| Current year |
39,307
|
1,639
|
|
| Year two |
1,568
|
7,538
|
|
| Year three |
22,836
|
47,070
|
|
| Year four |
45,255
|
11,994
|
|
| Year five |
11,400
|
3,400
|
|
| Prior |
5,616
|
6,796
|
|
| Revolving |
0
|
199
|
|
| Loans |
125,982
|
78,636
|
|
| Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Special Mention [Member] |
|
|
|
| Current year |
0
|
0
|
|
| Year two |
0
|
0
|
|
| Year three |
0
|
0
|
|
| Year four |
0
|
0
|
|
| Year five |
0
|
0
|
|
| Prior |
3,853
|
3,940
|
|
| Revolving |
0
|
0
|
|
| Loans |
3,853
|
3,940
|
|
| Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Substandard [Member] |
|
|
|
| Current year |
0
|
0
|
|
| Year two |
0
|
0
|
|
| Year three |
0
|
649
|
|
| Year four |
0
|
0
|
|
| Year five |
0
|
1,351
|
|
| Prior |
170
|
0
|
|
| Revolving |
0
|
0
|
|
| Loans |
170
|
2,000
|
|
| Real Estate Portfolio Segment [Member] | Farmland [Member] |
|
|
|
| Current year |
1,147
|
72
|
|
| Year two |
68
|
1,605
|
|
| Year three |
457
|
1,290
|
|
| Year four |
109
|
633
|
|
| Year five |
358
|
892
|
|
| Prior |
2,163
|
1,508
|
|
| Revolving |
486
|
977
|
|
| Loans |
4,788
|
6,977
|
7,651
|
| Current-period gross charge-offs, current year |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year two |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year three |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year four |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year five |
(0)
|
(0)
|
|
| Current-period gross charge-offs, prior |
(0)
|
(0)
|
|
| Current-period gross charge-offs, revolving |
(0)
|
(0)
|
|
| Current-period gross charge-offs, Total |
(0)
|
(0)
|
(0)
|
| Real Estate Portfolio Segment [Member] | Farmland [Member] | Pass [Member] |
|
|
|
| Current year |
1,147
|
72
|
|
| Year two |
68
|
1,605
|
|
| Year three |
457
|
1,290
|
|
| Year four |
109
|
633
|
|
| Year five |
358
|
892
|
|
| Prior |
2,163
|
1,508
|
|
| Revolving |
486
|
977
|
|
| Loans |
4,788
|
6,977
|
|
| Real Estate Portfolio Segment [Member] | Farmland [Member] | Special Mention [Member] |
|
|
|
| Current year |
0
|
0
|
|
| Year two |
0
|
0
|
|
| Year three |
0
|
0
|
|
| Year four |
0
|
0
|
|
| Year five |
0
|
0
|
|
| Prior |
0
|
0
|
|
| Revolving |
0
|
0
|
|
| Loans |
0
|
0
|
|
| Real Estate Portfolio Segment [Member] | Farmland [Member] | Substandard [Member] |
|
|
|
| Current year |
0
|
0
|
|
| Year two |
0
|
0
|
|
| Year three |
0
|
0
|
|
| Year four |
0
|
0
|
|
| Year five |
0
|
0
|
|
| Prior |
0
|
0
|
|
| Revolving |
0
|
0
|
|
| Loans |
0
|
0
|
|
| Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |
|
|
|
| Current year |
135,756
|
54,249
|
|
| Year two |
47,449
|
78,794
|
|
| Year three |
67,068
|
294,840
|
|
| Year four |
266,200
|
208,109
|
|
| Year five |
168,274
|
163,031
|
|
| Prior |
219,724
|
137,415
|
|
| Revolving |
7,797
|
8,110
|
|
| Loans |
912,268
|
944,548
|
937,708
|
| Current-period gross charge-offs, current year |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year two |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year three |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year four |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year five |
(0)
|
(0)
|
|
| Current-period gross charge-offs, prior |
(0)
|
(0)
|
|
| Current-period gross charge-offs, revolving |
(0)
|
(0)
|
|
| Current-period gross charge-offs, Total |
(0)
|
(0)
|
27
|
| Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member] |
|
|
|
| Current year |
129,724
|
51,071
|
|
| Year two |
44,915
|
77,895
|
|
| Year three |
66,947
|
293,519
|
|
| Year four |
266,080
|
202,461
|
|
| Year five |
162,367
|
159,968
|
|
| Prior |
208,716
|
134,164
|
|
| Revolving |
7,797
|
7,993
|
|
| Loans |
886,546
|
927,071
|
|
| Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member] |
|
|
|
| Current year |
0
|
0
|
|
| Year two |
0
|
251
|
|
| Year three |
0
|
0
|
|
| Year four |
0
|
1,662
|
|
| Year five |
1,548
|
162
|
|
| Prior |
3,840
|
157
|
|
| Revolving |
0
|
0
|
|
| Loans |
5,388
|
2,232
|
|
| Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member] |
|
|
|
| Current year |
6,032
|
3,178
|
|
| Year two |
2,534
|
648
|
|
| Year three |
121
|
1,321
|
|
| Year four |
120
|
3,986
|
|
| Year five |
4,359
|
2,901
|
|
| Prior |
7,168
|
3,094
|
|
| Revolving |
0
|
117
|
|
| Loans |
20,334
|
15,245
|
|
| Commercial Portfolio Segment [Member] |
|
|
|
| Current year |
104,961
|
45,917
|
|
| Year two |
14,470
|
38,599
|
|
| Year three |
22,265
|
120,883
|
|
| Year four |
107,550
|
24,375
|
|
| Year five |
17,430
|
7,612
|
|
| Prior |
14,818
|
16,077
|
|
| Revolving |
313,769
|
273,465
|
|
| Loans |
595,263
|
526,928
|
543,421
|
| Current-period gross charge-offs, current year |
(0)
|
(0)
|
|
| Current-period gross charge-offs, year two |
28
|
(0)
|
|
| Current-period gross charge-offs, year three |
78
|
18
|
|
| Current-period gross charge-offs, year four |
7
|
(0)
|
|
| Current-period gross charge-offs, year five |
24
|
(0)
|
|
| Current-period gross charge-offs, prior |
(0)
|
(0)
|
|
| Current-period gross charge-offs, revolving |
132
|
812
|
|
| Current-period gross charge-offs, Total |
269
|
830
|
421
|
| Commercial Portfolio Segment [Member] | Pass [Member] |
|
|
|
| Current year |
104,768
|
45,894
|
|
| Year two |
14,470
|
38,599
|
|
| Year three |
22,265
|
120,877
|
|
| Year four |
107,550
|
24,351
|
|
| Year five |
17,430
|
7,612
|
|
| Prior |
14,734
|
15,842
|
|
| Revolving |
313,496
|
272,853
|
|
| Loans |
594,713
|
526,028
|
|
| Commercial Portfolio Segment [Member] | Special Mention [Member] |
|
|
|
| Current year |
193
|
0
|
|
| Year two |
0
|
0
|
|
| Year three |
0
|
0
|
|
| Year four |
0
|
0
|
|
| Year five |
0
|
0
|
|
| Prior |
0
|
0
|
|
| Revolving |
273
|
418
|
|
| Loans |
466
|
418
|
|
| Commercial Portfolio Segment [Member] | Substandard [Member] |
|
|
|
| Current year |
0
|
23
|
|
| Year two |
0
|
0
|
|
| Year three |
0
|
6
|
|
| Year four |
0
|
24
|
|
| Year five |
0
|
0
|
|
| Prior |
84
|
235
|
|
| Revolving |
0
|
194
|
|
| Loans |
84
|
482
|
|
| Consumer Portfolio Segment [Member] |
|
|
|
| Current year |
4,333
|
4,043
|
|
| Year two |
1,626
|
2,746
|
|
| Year three |
1,261
|
1,313
|
|
| Year four |
705
|
824
|
|
| Year five |
205
|
212
|
|
| Prior |
730
|
904
|
|
| Revolving |
571
|
645
|
|
| Loans |
9,431
|
10,687
|
11,736
|
| Current-period gross charge-offs, current year |
71
|
87
|
|
| Current-period gross charge-offs, year two |
6
|
6
|
|
| Current-period gross charge-offs, year three |
12
|
7
|
|
| Current-period gross charge-offs, year four |
11
|
2
|
|
| Current-period gross charge-offs, year five |
7
|
(0)
|
|
| Current-period gross charge-offs, prior |
1
|
25
|
|
| Current-period gross charge-offs, revolving |
2
|
8
|
|
| Current-period gross charge-offs, Total |
110
|
135
|
$ 248
|
| Consumer Portfolio Segment [Member] | Pass [Member] |
|
|
|
| Current year |
4,331
|
4,043
|
|
| Year two |
1,625
|
2,602
|
|
| Year three |
1,246
|
1,307
|
|
| Year four |
700
|
824
|
|
| Year five |
205
|
200
|
|
| Prior |
655
|
821
|
|
| Revolving |
571
|
645
|
|
| Loans |
9,333
|
10,442
|
|
| Consumer Portfolio Segment [Member] | Special Mention [Member] |
|
|
|
| Current year |
0
|
0
|
|
| Year two |
0
|
0
|
|
| Year three |
0
|
0
|
|
| Year four |
0
|
0
|
|
| Year five |
0
|
0
|
|
| Prior |
0
|
0
|
|
| Revolving |
0
|
0
|
|
| Loans |
0
|
0
|
|
| Consumer Portfolio Segment [Member] | Substandard [Member] |
|
|
|
| Current year |
2
|
0
|
|
| Year two |
1
|
144
|
|
| Year three |
15
|
6
|
|
| Year four |
5
|
0
|
|
| Year five |
0
|
12
|
|
| Prior |
75
|
83
|
|
| Revolving |
0
|
0
|
|
| Loans |
$ 98
|
$ 245
|
|