v3.26.1
Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
INTEREST INCOME      
Interest and fees on loans $ 126,732 $ 128,498 $ 117,892
Interest on investment securities      
Taxable 11,940 11,047 12,372
Tax-exempt 2,743 1,249 693
Other interest income 2,601 3,071 2,244
Total interest income 144,016 143,865 133,201
INTEREST EXPENSE      
Interest on deposits 57,868 61,510 42,072
Interest on borrowings 5,375 12,602 16,609
Total interest expense 63,243 74,112 58,681
Net interest income 80,773 69,753 74,520
Reversal of credit losses (3,391) (3,480) (2,000)
Net interest income after reversal of credit losses 84,164 73,233 76,520
NONINTEREST INCOME      
Gain (loss) on call or sale of investment securities, net 18 (753) (323)
(Loss) gain on sale or disposition of fixed assets, net (8) 427 (1,323)
Gain (loss) on sale of other real estate owned, net 29 683 (114)
Gain on sale of loans 0 0 75
Income from bank owned life insurance 1,985 4,886 1,417
Change in the fair value of equity securities 261 413 (65)
Income from legal settlement 0 1,122 0
Other operating income 2,348 2,571 2,070
Total noninterest income 9,463 14,205 6,538
Income before noninterest expense 93,627 87,438 83,058
NONINTEREST EXPENSE      
Depreciation and amortization 2,792 3,095 3,780
Salaries and employee benefits 40,228 38,615 37,143
Occupancy 2,667 2,576 2,994
Data processing 3,456 3,611 3,482
Marketing 429 370 302
Professional fees 2,076 1,797 1,933
Gain on early extinguishment of subordinated debt 0 (292) 0
Acquisition expense 1,036 0 0
Other operating expenses 13,057 13,260 12,996
Total noninterest expense 65,741 63,032 62,630
Income before income tax expense 27,886 24,406 20,428
Income tax expense 4,982 4,154 3,750
Net income 22,904 20,252 16,678
Preferred stock dividends declared 1,056 0 0
Net income available to common shareholders $ 21,848 $ 20,252 $ 16,678
EARNINGS PER COMMON SHARE      
Basic earnings per common share (in dollars per share) $ 2.22 $ 2.06 $ 1.69
Diluted earnings per common share (in dollars per share) $ 2.13 $ 2.04 $ 1.69
Deposit Account [Member]      
NONINTEREST INCOME      
Noninterest income $ 3,256 $ 3,241 $ 3,090
Bank Servicing [Member]      
NONINTEREST INCOME      
Noninterest income 0 0 14
Credit and Debit Card [Member]      
NONINTEREST INCOME      
Noninterest income $ 1,574 $ 1,615 $ 1,697