Notes Tables

Financing Receivable, Past Due [Table Text Block]

	*December 31, 2025*
	*Current*		*30 - 59 Days Past Due*		*60 - 89 Days Past Due*		*90 Days or More Past Due*		*Total*		*> 90 Days and Accruing*
Construction and development	$	147,862	$	56	$	19	$	43	$	147,980	$	—
1-4 Family		365,725		4,442		1,950		4,121		376,238		—
Multifamily		130,005		—		—		—		130,005		—
Farmland		4,788		—		—		—		4,788		—
Commercial real estate		908,687		—		2,032		1,549		912,268		—
Total mortgage loans on real estate		1,557,067		4,498		4,001		5,713		1,571,279		—
Commercial and industrial		594,886		291		81		5		595,263		2
Consumer		9,388		9		4		30		9,431		—
Total loans	$	2,161,341	$	4,798	$	4,086	$	5,748	$	2,175,973	$	2

	*December 31, 2024*
	*Current*		*30 - 59 Days Past Due*		*60 - 89 Days Past Due*		*90 Days or More Past Due*		*Total*		*> 90 Days and Accruing*
Construction and development	$	154,461	$	86	$	—	$	6	$	154,553	$	—
1-4 Family		387,782		5,200		1,054		2,779		396,815		—
Multifamily		84,576		—		—		—		84,576		—
Farmland		6,977		—		—		—		6,977		—
Commercial real estate		942,493		458		48		1,549		944,548		—
Total mortgage loans on real estate		1,576,289		5,744		1,102		4,334		1,587,469		—
Commercial and industrial		526,329		64		270		265		526,928		—
Consumer		10,377		87		65		158		10,687		2
Total loans	$	2,112,995	$	5,895	$	1,437	$	4,757	$	2,125,084	$	2

Financing Receivable Credit Quality Indicators [Table Text Block]

	*December 31, 2025*
	*2025*			*2024*			*2023*			*2022*			*2021*			*Prior*			*Revolving Loans*			*Total*
Construction and development
Pass	$	55,625		$	34,770		$	16,812		$	7,549		$	2,729		$	2,513		$	17,105		$	137,103
Special Mention		—			—			—			—			—			—			—			—
Substandard		627			—			4,659			4,822			710			59			—			10,877
Total construction and development	$	56,252		$	34,770		$	21,471		$	12,371		$	3,439		$	2,572		$	17,105		$	147,980

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—

1-4 Family
Pass	$	11,627		$	9,164		$	32,814		$	86,613		$	67,255		$	104,643		$	57,576		$	369,692
Special Mention		—			—			—			—			—			—			—			—
Substandard		—			58			415			2,405			744			2,703			221			6,546
Total 1-4 family	$	11,627		$	9,222		$	33,229		$	89,018		$	67,999		$	107,346		$	57,797		$	376,238

Current-period gross charge-offs	$	—		$	—		$	—		$	(47	)	$	(10	)	$	(23	)	$	—		$	(80	)

Multifamily
Pass	$	39,307		$	1,568		$	22,836		$	45,255		$	11,400		$	5,616		$	—		$	125,982
Special Mention		—			—			—			—			—			3,853			—			3,853
Substandard		—			—			—			—			—			170			—			170
Total multifamily	$	39,307		$	1,568		$	22,836		$	45,255		$	11,400		$	9,639		$	—		$	130,005

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—

Farmland
Pass	$	1,147		$	68		$	457		$	109		$	358		$	2,163		$	486		$	4,788
Special Mention		—			—			—			—			—			—			—			—
Substandard		—			—			—			—			—			—			—			—
Total farmland	$	1,147		$	68		$	457		$	109		$	358		$	2,163		$	486		$	4,788

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—

Commercial real estate
Pass	$	129,724		$	44,915		$	66,947		$	266,080		$	162,367		$	208,716		$	7,797		$	886,546
Special Mention		—			—			—			—			1,548			3,840			—			5,388
Substandard		6,032			2,534			121			120			4,359			7,168			—			20,334
Total commercial real estate	$	135,756		$	47,449		$	67,068		$	266,200		$	168,274		$	219,724		$	7,797		$	912,268

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—

Commercial and industrial
Pass	$	104,768		$	14,470		$	22,265		$	107,550		$	17,430		$	14,734		$	313,496		$	594,713
Special Mention		193			—			—			—			—			—			273			466
Substandard		—			—			—			—			—			84			—			84
Total commercial and industrial	$	104,961		$	14,470		$	22,265		$	107,550		$	17,430		$	14,818		$	313,769		$	595,263

Current-period gross charge-offs	$	—		$	(28	)	$	(78	)	$	(7	)	$	(24	)	$	—		$	(132	)	$	(269	)

Consumer
Pass	$	4,331		$	1,625		$	1,246		$	700		$	205		$	655		$	571		$	9,333
Special Mention		—			—			—			—			—			—			—			—
Substandard		2			1			15			5			—			75			—			98
Total consumer	$	4,333		$	1,626		$	1,261		$	705		$	205		$	730		$	571		$	9,431

Current-period gross charge-offs	$	(71	)	$	(6	)	$	(12	)	$	(11	)	$	(7	)	$	(1	)	$	(2	)	$	(110	)

Total loans
Pass	$	346,529		$	106,580		$	163,377		$	513,856		$	261,744		$	339,040		$	397,031		$	2,128,157
Special Mention		193			—			—			—			1,548			7,693			273			9,707
Substandard		6,661			2,593			5,210			7,352			5,813			10,259			221			38,109
Total loans	$	353,383		$	109,173		$	168,587		$	521,208		$	269,105		$	356,992		$	397,525		$	2,175,973

Current-period gross charge-offs	$	(71	)	$	(34	)	$	(90	)	$	(65	)	$	(41	)	$	(24	)	$	(134	)	$	(459	)

	*December 31, 2024*
	*2024*			*2023*			*2022*			*2021*			*2020*		*Prior*			*Revolving Loans*			*Total*
Construction and development
Pass	$	53,448		$	36,560		$	26,585		$	3,583		$	2,176	$	1,754		$	19,946		$	144,052
Special Mention		—			374			—			737			—		—			—			1,111
Substandard		—			4,524			4,842			—			18		6			—			9,390
Total construction and development	$	53,448		$	41,458		$	31,427		$	4,320		$	2,194	$	1,760		$	19,946		$	154,553

Current-period gross charge-offs	$	—		$	—		$	(77	)	$	(72	)	$	—	$	—		$	—		$	(149	)

1-4 Family
Pass	$	12,039		$	38,426		$	92,502		$	72,848		$	53,300	$	70,854		$	51,424		$	391,393
Special Mention		61			—			—			—			—		2			—			63
Substandard		170			352			902			931			752		2,079			173			5,359
Total 1-4 family	$	12,270		$	38,778		$	93,404		$	73,779		$	54,052	$	72,935		$	51,597		$	396,815

Current-period gross charge-offs	$	(86	)	$	—		$	(42	)	$	—		$	—	$	(120	)	$	—		$	(248	)

Multifamily
Pass	$	1,639		$	7,538		$	47,070		$	11,994		$	3,400	$	6,796		$	199		$	78,636
Special Mention		—			—			—			—			—		3,940			—			3,940
Substandard		—			—			649			—			1,351		—			—			2,000
Total multifamily	$	1,639		$	7,538		$	47,719		$	11,994		$	4,751	$	10,736		$	199		$	84,576

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—	$	—		$	—		$	—

Farmland
Pass	$	72		$	1,605		$	1,290		$	633		$	892	$	1,508		$	977		$	6,977
Special Mention		—			—			—			—			—		—			—			—
Substandard		—			—			—			—			—		—			—			—
Total farmland	$	72		$	1,605		$	1,290		$	633		$	892	$	1,508		$	977		$	6,977

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—	$	—		$	—		$	—

Commercial real estate
Pass	$	51,071		$	77,895		$	293,519		$	202,461		$	159,968	$	134,164		$	7,993		$	927,071
Special Mention		—			251			—			1,662			162		157			—			2,232
Substandard		3,178			648			1,321			3,986			2,901		3,094			117			15,245
Total commercial real estate	$	54,249		$	78,794		$	294,840		$	208,109		$	163,031	$	137,415		$	8,110		$	944,548

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—	$	—		$	—		$	—

Commercial and industrial
Pass	$	45,894		$	38,599		$	120,877		$	24,351		$	7,612	$	15,842		$	272,853		$	526,028
Special Mention		—			—			—			—			—		—			418			418
Substandard		23			—			6			24			—		235			194			482
Total commercial and industrial	$	45,917		$	38,599		$	120,883		$	24,375		$	7,612	$	16,077		$	273,465		$	526,928

Current-period gross charge-offs	$	—		$	—		$	(18	)	$	—		$	—	$	—		$	(812	)	$	(830	)

Consumer
Pass	$	4,043		$	2,602		$	1,307		$	824		$	200	$	821		$	645		$	10,442
Special Mention		—			—			—			—			—		—			—			—
Substandard		—			144			6			—			12		83			—			245
Total consumer	$	4,043		$	2,746		$	1,313		$	824		$	212	$	904		$	645		$	10,687

Current-period gross charge-offs	$	(87	)	$	(6	)	$	(7	)	$	(2	)	$	—	$	(25	)	$	(8	)	$	(135	)

Total loans
Pass	$	168,206		$	203,225		$	583,150		$	316,694		$	227,548	$	231,739		$	354,037		$	2,084,599
Special Mention		61			625			—			2,399			162		4,099			418			7,764
Substandard		3,371			5,668			7,726			4,941			5,034		5,497			484			32,721
Total loans	$	171,638		$	209,518		$	590,876		$	324,034		$	232,744	$	241,335		$	354,939		$	2,125,084

Current-period gross charge-offs	$	(173	)	$	(6	)	$	(144	)	$	(74	)	$	—	$	(145	)	$	(820	)	$	(1,362	)

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	*December 31,*
	*2025*			*2024*			*2023*
Balance, beginning of period	$	26,721		$	30,540		$	24,364
ASC 326 adoption impact⁽¹⁾		—			—			5,865
Reversal of credit losses on loans⁽²⁾		(3,774	)		(3,191	)		(1,964	)
Charge-offs		(459	)		(1,362	)		(742	)
Recoveries		3,861			734			3,017
Balance, end of period	$	26,349		$	26,721		$	30,540

	*December 31, 2025*
	*Construction & Development*		*1-4 Family*			*Multifamily*		*Farmland*			*Commercial Real Estate*			*Commercial & Industrial*			*Consumer*			*Total*
Allowance for credit losses:
Beginning balance	$	1,145	$	5,603		$	1,185	$	8		$	11,759		$	6,933		$	88		$	26,721
Provision for (reversal of) credit losses on loans		176		429			629		(3	)		(3,692	)		(1,381	)		68			(3,774	)
Charge-offs		—		(80	)		—		—			—			(269	)		(110	)		(459	)
Recoveries		6		101			—		1			3,321			397			35			3,861
Ending balance	$	1,327	$	6,053		$	1,814	$	6		$	11,388		$	5,680		$	81		$	26,349
Ending allowance balance for loans individually evaluated for impairment		—		114			—		—			247			—			3			364
Ending allowance balance for loans collectively evaluated for impairment		1,327		5,939			1,814		6			11,141			5,680			78			25,985
Loans receivable:
Balance of loans individually evaluated for impairment		59		5,113			—		—			3,931			84			72			9,259
Balance of loans collectively evaluated for impairment		147,921		371,125			130,005		4,788			908,337			595,179			9,359			2,166,714
Total period-end balance	$	147,980	$	376,238		$	130,005	$	4,788		$	912,268		$	595,263		$	9,431		$	2,175,973

	*December 31, 2024*
	*Construction & Development*			*1-4 Family*			*Multifamily*		*Farmland*			*Commercial Real Estate*		*Commercial & Industrial*			*Consumer*			*Total*
Allowance for credit losses:
Beginning balance	$	2,471		$	9,129		$	1,124	$	2		$	10,691	$	6,920		$	203		$	30,540
Provision for (reversal of) credit losses on loans		(1,617	)		(3,291	)		61		(30	)		1,068		628			(10	)		(3,191	)
Charge-offs		(149	)		(248	)		—		—			—		(830	)		(135	)		(1,362	)
Recoveries		440			13			—		36			—		215			30			734
Ending balance	$	1,145		$	5,603		$	1,185	$	8		$	11,759	$	6,933		$	88		$	26,721
Ending allowance balance for loans individually evaluated for impairment		—			269			—		—			—		89			3			361
Ending allowance balance for loans collectively evaluated for impairment		1,145			5,334			1,185		8			11,759		6,844			85			26,360
Loans receivable:
Balance of loans individually evaluated for impairment		24			3,811			—		—			4,291		482			216			8,824
Balance of loans collectively evaluated for impairment		154,529			393,004			84,576		6,977			940,257		526,446			10,471			2,116,260
Total period-end balance	$	154,553		$	396,815		$	84,576	$	6,977		$	944,548	$	526,928		$	10,687		$	2,125,084

	*December 31, 2023*
	*Construction & Development*			*1-4 Family*			*Multifamily*			*Farmland*			*Commercial Real Estate*			*Commercial & Industrial*			*Consumer*			*Total*
Allowance for credit losses:
Beginning balance	$	2,555		$	3,917		$	999		$	113		$	10,718		$	5,743		$	319		$	24,364
ASC 326 adoption impact		(75	)		4,712			(84	)		(99	)		676			793			(58	)		5,865
Provision for (reversal of) credit losses on loans		(84	)		524			209			(12	)		(2,922	)		213			108			(1,964	)
Charge-offs		—			(46	)		—			—			(27	)		(421	)		(248	)		(742	)
Recoveries		75			22			—			—			2,246			592			82			3,017
Ending balance	$	2,471		$	9,129		$	1,124		$	2		$	10,691		$	6,920		$	203		$	30,540
Ending allowance balance for loans individually evaluated for impairment		212			187			—			—			—			114			25			538
Ending allowance balance for loans collectively evaluated for impairment		2,259			8,942			1,124			2			10,691			6,806			178			30,002
Loans receivable:
Balance of loans individually evaluated for impairment		789			4,178			—			—			216			468			119			5,770
Balance of loans collectively evaluated for impairment		189,582			409,608			105,946			7,651			937,492			542,953			11,617			2,204,849
Total period-end balance	$	190,371		$	413,786		$	105,946		$	7,651		$	937,708		$	543,421		$	11,736		$	2,210,619