J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G

 

Exhibit 99.2

 

 

Customer Loan ID Field Label Bid Tape Field Value Field Value Compare Status Comment
304333082 LTV Valuation Value xxxx xxxx Verified Field value reflects source document
304333082 Investor: Qualifying Total Debt Ratio 13 31.69935 Verified Matches approval.
304356159 Original Interest Rate 7 7.25 Verified Field Value reflects the Note value
304356159 Original P&I xxxx xxxx Verified Field Value reflects Note value
304356159 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
304364895 Coborrower First Name xxxx xxxx Verified Field Value reflects Co-Borrower name as it appears on the Note
304364895 Coborrower Last Name xxxx xxxx Verified Field Value reflects Co-Borrower name as it appears on the Note
304376597 Street xxxx xxxx Verified Field Value reflects Street per Note
304368214 Coborrower First Name xxxx xxxx Verified Field Value reflects Co-Borrower name as it appears on the Note
304368214 Coborrower Last Name xxxx xxxx Verified Field Value reflects Co-Borrower name as it appears on the Note
304368214 Original CLTV 61.09 59.27152 Verified Per document
304372065 Zip xxxx xxxx Verified Field Value reflects Zip per Note
304382800 Appraised Value xxxx xxxx Verified Field Value captured from Valuation model in file
304379699 Investor: Qualifying Total Debt Ratio 32.457 38.5257 Verified Tape data is incorrect. Loan approved at 38.448%
304477226 Appraised Value xxxx xxxx Verified Field Value captured from Valuation model in file
304477226 Investor: Qualifying Total Debt Ratio 38 42.86608 Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
304732874 Original CLTV 75 89.99002 Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases)
304745025 Contract Sales Price xxxx xxxx Verified Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum
304763304 Contract Sales Price xxxx xxxx Verified Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum
304763304 Investor: Qualifying Total Debt Ratio 23.95 28.98373 Verified Excluded bonus income, less than 2 year receipt.
304766791 Investor: Qualifying Total Debt Ratio 26.72 40.36106 Verified Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM
304763250 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
304769768 Street xxxx xxxx Verified Field Value reflects Street per Note
304769768 Coborrower First Name xxxx xxxx Verified Field Value reflects Co-Borrower name as it appears on the Note
304769768 Coborrower Last Name xxxx xxxx Verified Field Value reflects Co-Borrower name as it appears on the Note
304776867 Street xxxx xxxx Verified Field Value reflects Street per Note
304776867 Original Interest Rate 7.63 7.625 Verified Field Value reflects the Note value
304817837 Representative FICO 784 793 Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
304817837 Appraised Value xxxx xxxx Verified Field Value captured from Valuation model in file
304768918 Original Interest Rate 6.88 6.875 Verified Field Value reflects the Note value
304729308 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304729308 Original Loan Amount xxxx xxxx Verified Field Value reflects the Note value
304729308 Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD
304750002 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304750002 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
304736687 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304769704 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304769704 Decision System DU LP / LPA Verified Field value reflects source document
304817582 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304817582 Investor: Qualifying Total Debt Ratio 42 48.23957 Verified Borrower & Co-borrower jointly own Schedule C business "xxxx" therefore Sole Proprietor line created only in co-borrowers employment with negative income, lender has not considered business loss from this Sole Proprietor. However, being conservative negative income in the amount -$xxxx considered for income calculation hence DTI variance resulted in 2% which is within tolerance limit, Loan DTI 48.23% vs lender DTI 46.714%.
304823445 Original Interest Rate 7.13 7.125 Verified Field Value reflects the Note value
304823445 Contract Sales Price xxxx xxxx Verified Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum
304819253 Zip xxxx xxxx Verified Field Value reflects Zip per Note
304731881 Original Interest Rate 8.125 7.625 Verified Field Value reflects the Note value
304731881 Original P&I xxxx xxxx Verified Field Value reflects Note value
304731881 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
304731881 Appraised Value xxxx xxxx Verified Field Value captured from Valuation model in file
304777352 Street xxxx xxxx Verified Field Value reflects Street per Note
304777352 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304777352 Property Type Single Family Detached PUD Attached Verified Field Value captured from Appraisal or Valuation model in file
304777352 Original CLTV 76.38 73.33333 Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases)
304777352 Original LTV 76.38 73.33333 Verified Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases)
304847762 Coborrower First Name xxxx xxxx Verified No Co-Borrower in file
304847762 Coborrower Last Name xxxx xxxx Verified No Co-Borrower in file
304854946 Contract Sales Price xxxx xxxx Verified Field Value reflects sales price as it appears on the HUD-1 or CD
304849253 Investor: Qualifying Total Debt Ratio 37.74 47.69474 Verified DTI difference due to additional student loans added per D#xxxx
304875192 Refi Purpose Rate/Term Cash-out - Other Verified Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD
304874423 Appraised Value xxxx xxxx Verified Field Value captured from Valuation model in file
304873953 Refi Purpose Rate/Term Cash-out - Debt Consolidation Verified Borrower did not bring sufficient funds to cover the payoff to xxxx
304888299 Original Interest Rate 7.63 7.625 Verified Field Value reflects the Note value
304888299 Appraised Value xxxx xxxx Verified Tape Value reflects Purchase Price
304862179 Appraised Value xxxx xxxx Verified Field Value captured from Valuation model in file
304862179 Contract Sales Price xxxx xxxx Verified Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum
304862179 Original CLTV 81.68 79.99999 Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases)
304862179 Original LTV 81.68 79.99999 Verified Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases)
304872164 Property Type Single Family Detached Condo (Low Rise) Verified Field Value captured from Appraisal or Valuation model in file
304777971 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304777971 Borrower FTHB 0 1 Verified Field Value verified by Application, Credit Report or other documentation in file
304854996 Decision System DU LP / LPA Verified Field value reflects source document
304833001 Borrower Last Name xxxx xxxx Verified Field Value reflects Borrower name as it appears on the Note
304833001 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304833001 Investor: Qualifying Total Debt Ratio 27 32.24425 Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
304833001 Decision System   DU Verified Field value reflects source document
304868777 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304867350 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304867350 Original Loan Amount xxxx xxxx Verified Field Value reflects the Note value
304867350 Refi Purpose   Rate/Term Verified Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD
304867350 Original CLTV 58.33 62 Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
304867350 Original LTV 58.33 62 Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
304839630 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304873970 Note Date xxxx xxxx Verified The Bid Tape Field Value was not provided.
304873970 Refi Purpose   Rate/Term Verified The Bid Tape Field Value was not provided.
304868803 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304868803 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
304868803 Investor: Qualifying Total Debt Ratio 24.1276 38.98448 Verified Per AUS DTI is 38.85% and calculated DTI is 38.85%
304877709 Decision System DU LP / LPA Verified Field value reflects source document
304871608 Investor: Qualifying Total Debt Ratio 40.162 48.37278 Verified Field Value DTI matches 1008 DTI.
304892907 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304875036 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304875036 Original Loan Amount xxxx xxxx Verified Field Value reflects the Note value
304875036 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
304875036 Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD
304875036 Original CLTV 80 77.63158 Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
304875036 Original LTV 80 77.63158 Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
304875036 Investor: Qualifying Total Debt Ratio 31.3402 35.43483 Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
304893385 Note Date xxxx xxxx Verified The Bid Tape Field Value was not provided.
304893385 Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
304893385 Investor: Qualifying Total Debt Ratio 42.7949 49.783 Verified Field Value DTI matches 1008 DTI.
304893385 Decision System LP / LPA DU Verified Field value reflects source document
304828976 Original Interest Rate 6.875 6.25 Verified Field Value reflects the Note value
304828976 Borrower FTHB 1 0 Verified Field Value verified by Application, Credit Report or other documentation in file
304856849 Original Loan Amount xxxx xxxx Verified Field Value reflects the Note value
304856849 Original Interest Rate 6.875 6.25 Verified Field Value reflects the Note value
304856849 Original CLTV 80 70 Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases)
304856849 Original LTV 80 70 Verified Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases)
304856849 Investor: Qualifying Total Debt Ratio 49.15 43.53165 Verified Mismatch HTI & DTI = 1008 vs AUS -  1008 information is not matching with AUS document, however AUS information is matching with all supporting document's, require updated 1008 with correct details.
304875947 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304875947 Investor: Qualifying Total Debt Ratio 49 45.48444 Verified Field value is lower
304875995 Investor: Qualifying Total Debt Ratio 14.8372 10.37851 Verified Field Value DTI matches 1008 DTI.
304909068 Note Date xxxx xxxx Verified Bid Tape Field Value is blank.
304909068 Refi Purpose   Rate/Term Verified Bid Tape Field Value is blank.
304859768 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note
304872036 Note Date xxxx xxxx Verified Field Value reflects Note Date per the Note