J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G
Exhibit 99.13
| Client | JPMMT 2026-3MPR |
| Transaction | JPMMT 2026-3MPR |
| Date | 03/09/2026 |
| Loan ID | Customer Loan ID | Seller Loan ID | Note Date | Original Loan Amount | Initial Loan Rating | Final Loan Rating | Initial Credit Rating | Final Credit Rating | Initial Compliance Rating | Final Compliance Rating | Initial Valuation Rating | Final Valuation Rating | Initial Loan Grade (S&P) | Final Loan Grade (S&P) | Initial Credit Grade (S&P) | Final Credit Grade (S&P) | Initial Compliance Grade (S&P) | Final Compliance Grade (S&P) | Initial Valuation Grade (S&P) | Final Valuation Grade (S&P) | Initial Loan Grade (DBRS Morningstar) | Final Loan Grade (DBRS Morningstar) | Initial Credit Grade (DBRS Morningstar) | Final Credit Grade (DBRS Morningstar) | Initial Compliance Grade (DBRS Morningstar) | Final Compliance Grade (DBRS Morningstar) | Initial Valuation Grade (DBRS Morningstar) | Final Valuation Grade (DBRS Morningstar) | Initial Loan Grade (Fitch) | Final Loan Grade (Fitch) | Initial Credit Grade (Fitch) | Final Credit Grade (Fitch) | Initial Compliance Grade (Fitch) | Final Compliance Grade (Fitch) | Initial Valuation Grade (Fitch) | Final Valuation Grade (Fitch) | Initial Loan Grade (Kroll) | Final Loan Grade (Kroll) | Initial Credit Grade (Kroll) | Final Credit Grade (Kroll) | Initial Compliance Grade (Kroll) | Final Compliance Grade (Kroll) | Initial Valuation Grade (Kroll) | Final Valuation Grade (Kroll) | Initial Loan Grade (Moody's) | Final Loan Grade (Moody's) | Initial Credit Grade (Moody's) | Final Credit Grade (Moody's) | Initial Compliance Grade (Moody's) | Final Compliance Grade (Moody's) | Initial Valuation Grade (Moody's) | Final Valuation Grade (Moody's) |
| XXXXXX | 304849324 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A |
| XXXXXX | 304819359 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A |
| XXXXXX | 304822448 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A |
| XXXXXX | 304820255 | XXXXXX | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A |