v3.26.1
Loans and Leases and Allowance for Credit Losses - Risk Rating Based on Year of Origination for Current Year (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Loans Amortized Cost Basis by Origination Year      
2025 $ 1,014,287 $ 907,094  
2024 755,590 569,778  
2023 466,219 929,360  
2022 797,914 532,368  
2021 426,401 219,487  
Prior 357,780 282,898  
Revolving Loans 540,062 458,959  
Revolving Loans Converted to Term 5,329 6,396  
Total loans and leases 4,363,582 3,906,340  
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 9,601 7,709  
YTD gross charge-offs      
2025 (66) (98)  
2024 (545) (1,321)  
2023 (1,282) (885)  
2022 (1,267) (38)  
2021 (247) (495)  
Prior (278) (105)  
Revolving Loans (54) (29)  
Revolving Loans Converted to Term   (46)  
Total (3,739) (3,017) $ (1,363)
Pass      
Loans Amortized Cost Basis by Origination Year      
2025 1,007,989 898,470  
2024 754,329 564,767  
2023 451,011 919,453  
2022 793,558 519,569  
2021 405,290 216,818  
Prior 354,267 275,133  
Revolving Loans 538,297 453,041  
Revolving Loans Converted to Term 5,329 6,321  
Total loans and leases 4,310,070 3,853,572  
Watch      
Loans Amortized Cost Basis by Origination Year      
2025 4,870 4,035  
2024 676 4,639  
2023 15,167 9,391  
2022 4,297 7,460  
2021 16,251 1,934  
Prior 143 5,059  
Revolving Loans 1,479 4,850  
Revolving Loans Converted to Term   14  
Total loans and leases 42,883 37,382  
Special Mention      
Loans Amortized Cost Basis by Origination Year      
2025   3,662  
Prior 46 50  
Total loans and leases 46 3,712  
Substandard      
Loans Amortized Cost Basis by Origination Year      
2025 1,428 927  
2024 585 372  
2023 41 516  
2022 59 5,339  
2021 4,860 735  
Prior 3,324 2,656  
Revolving Loans 286 1,068  
Revolving Loans Converted to Term   61  
Total loans and leases 10,583 11,674  
Commercial Real Estate | Non-owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 249,173 241,492  
2024 221,772 119,692  
2023 135,590 293,497  
2022 265,063 228,832  
2021 181,761 86,055  
Prior 131,592 101,845  
Revolving Loans 11,692 8,295  
Revolving Loans Converted to Term 115 696  
Total loans and leases 1,196,758 1,080,404  
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 672 514  
Commercial Real Estate | Owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 196,336 150,446  
2024 164,596 121,379  
2023 116,890 277,726  
2022 275,653 159,673  
2021 140,443 64,736  
Prior 113,491 79,663  
Revolving Loans 15,420 13,857  
Revolving Loans Converted to Term 42 198  
Total loans and leases 1,022,871 867,678  
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 1,934 906  
Commercial Real Estate | Pass | Non-owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 247,845 241,022  
2024 221,359 118,055  
2023 123,497 286,728  
2022 261,984 228,554  
2021 165,444 85,754  
Prior 131,376 97,319  
Revolving Loans 11,671 8,295  
Revolving Loans Converted to Term 115 696  
Total loans and leases 1,163,291 1,066,423  
Commercial Real Estate | Pass | Owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 191,743 145,848  
2024 164,596 118,233  
2023 113,916 275,328  
2022 274,522 155,119  
2021 137,210 62,755  
Prior 112,896 78,934  
Revolving Loans 15,321 12,368  
Revolving Loans Converted to Term 42 198  
Total loans and leases 1,010,246 848,783  
Commercial Real Estate | Watch | Non-owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 1,172    
2024   1,637  
2023 12,093 6,769  
2022 3,079 278  
2021 15,991    
Prior   4,275  
Revolving Loans 21    
Total loans and leases 32,356 12,959  
Commercial Real Estate | Watch | Owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 3,487 1,451  
2024   2,814  
2023 2,974 2,398  
2022 1,131 1,251  
2021   1,676  
Prior   364  
Revolving Loans 99 744  
Total loans and leases 7,691 10,698  
Commercial Real Estate | Special Mention | Owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025   3,147  
Total loans and leases   3,147  
Commercial Real Estate | Substandard | Non-owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 156 470  
2024 413    
2021 326 301  
Prior 216 251  
Total loans and leases 1,111 1,022  
Commercial Real Estate | Substandard | Owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 1,106    
2024   332  
2022   3,303  
2021 3,233 305  
Prior 595 365  
Revolving Loans   745  
Total loans and leases 4,934 5,050  
Consumer Real Estate      
Loans Amortized Cost Basis by Origination Year      
2025 149,016 151,970  
2024 125,953 105,497  
2023 92,414 155,017  
2022 151,037 82,883  
2021 70,988 47,380  
Prior 73,643 64,168  
Revolving Loans 170,929 132,822  
Revolving Loans Converted to Term 646 2,099  
Total loans and leases 834,626 741,836  
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 2,300 1,995  
YTD gross charge-offs      
Revolving Loans (6)    
Total (6)   (9)
Consumer Real Estate | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 149,016 151,786  
2024 125,788 105,416  
2023 92,303 154,956  
2022 150,978 82,463  
2021 70,886 47,122  
Prior 70,941 61,844  
Revolving Loans 169,640 131,267  
Revolving Loans Converted to Term 646 2,099  
Total loans and leases 830,198 736,953  
Consumer Real Estate | Watch      
Loans Amortized Cost Basis by Origination Year      
2024   81  
2023 100    
2022   109  
2021 102 258  
Prior 143 420  
Revolving Loans 1,069 1,241  
Total loans and leases 1,414 2,109  
Consumer Real Estate | Special Mention      
Loans Amortized Cost Basis by Origination Year      
Prior 46 50  
Total loans and leases 46 50  
Consumer Real Estate | Substandard      
Loans Amortized Cost Basis by Origination Year      
2025   184  
2024 165    
2023 11 61  
2022 59 311  
Prior 2,513 1,854  
Revolving Loans 220 314  
Total loans and leases 2,968 2,724  
Construction and Land Development      
Loans Amortized Cost Basis by Origination Year      
2025 222,845 202,414  
2024 134,374 74,200  
2023 23,669 51,543  
2022 10,235 9,229  
2021 5,904 2,168  
Prior 6,687 9,700  
Revolving Loans 11,547 12,392  
Revolving Loans Converted to Term 3,915 89  
Total loans and leases 419,176 361,735  
Nonaccrual loans not formally assessed as "pass" included in risk rated balances   39  
YTD gross charge-offs      
2021   (441)  
Total   (441)  
Construction and Land Development | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 222,643 199,160  
2024 134,374 74,200  
2023 23,669 51,438  
2022 10,235 6,146  
2021 5,751 2,168  
Prior 6,687 9,562  
Revolving Loans 11,547 12,392  
Revolving Loans Converted to Term 3,915 89  
Total loans and leases 418,821 355,155  
Construction and Land Development | Watch      
Loans Amortized Cost Basis by Origination Year      
2025 202 2,477  
2023   105  
2022   3,015  
2021 153    
Total loans and leases 355 5,597  
Construction and Land Development | Special Mention      
Loans Amortized Cost Basis by Origination Year      
2025   515  
Total loans and leases   515  
Construction and Land Development | Substandard      
Loans Amortized Cost Basis by Origination Year      
2025   262  
2022   68  
Prior   138  
Total loans and leases   468  
Commercial and Industrial      
Loans Amortized Cost Basis by Origination Year      
2025 172,263 131,001  
2024 92,054 128,793  
2023 87,099 134,356  
2022 86,607 47,763  
2021 25,972 17,845  
Prior 31,529 26,979  
Revolving Loans 321,460 285,569  
Revolving Loans Converted to Term 611 3,314  
Total loans and leases 817,595 775,620  
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 1,828 1,820  
YTD gross charge-offs      
2025 (18)    
2024 (8) (618)  
2023 (678) (235)  
2022 (1,018)    
2021 (200)    
Prior (175)    
Revolving Loans (48) (29)  
Revolving Loans Converted to Term   (46)  
Total (2,145) (928) (584)
Commercial and Industrial | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 172,097 130,898  
2024 91,374 128,646  
2023 87,069 133,782  
2022 86,520 43,299  
2021 24,666 17,716  
Prior 31,529 26,933  
Revolving Loans 321,104 282,695  
Revolving Loans Converted to Term 611 3,239  
Total loans and leases 814,970 767,208  
Commercial and Industrial | Watch      
Loans Amortized Cost Basis by Origination Year      
2025 9 103  
2024 673 107  
2023   119  
2022 87 2,807  
2021 5    
Revolving Loans 290 2,865  
Revolving Loans Converted to Term   14  
Total loans and leases 1,064 6,015  
Commercial and Industrial | Substandard      
Loans Amortized Cost Basis by Origination Year      
2024 7 40  
2023 30 455  
2022   1,657  
2021 1,301 129  
Prior   46  
Revolving Loans 66 9  
Revolving Loans Converted to Term   61  
Total loans and leases 1,404 2,397  
Commercial and Industrial | Doubtful      
Loans Amortized Cost Basis by Origination Year      
2025 157    
Total loans and leases 157    
Leases      
Loans Amortized Cost Basis by Origination Year      
2025 19,573 25,371  
2024 15,268 18,285  
2023 9,837 16,299  
2022 9,136 3,601  
2021 1,112 1,019  
Prior 496 303  
Total loans and leases 55,422 64,878  
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 2,858 2,433  
YTD gross charge-offs      
2025   (74)  
2024 (431) (619)  
2023 (563) (589)  
2022 (215) (1)  
2021 (25) (1)  
Prior (16) (28)  
Total (1,250) (1,312) (345)
Leases | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 19,573 25,371  
2024 15,268 18,285  
2023 9,837 16,299  
2022 9,136 3,601  
2021 1,112 1,019  
Prior 496 303  
Total loans and leases 55,422 64,878  
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 2,900 2,400  
Consumer and Other      
Loans Amortized Cost Basis by Origination Year      
2025 5,081 4,400  
2024 1,573 1,932  
2023 720 922  
2022 183 387  
2021 221 284  
Prior 342 240  
Revolving Loans 9,014 6,024  
Total loans and leases 17,134 14,189  
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 9 2  
YTD gross charge-offs      
2025 (48) (24)  
2024 (106) (84)  
2023 (41) (61)  
2022 (34) (37)  
2021 (22) (53)  
Prior (87) (77)  
Total (338) (336) $ (425)
Consumer and Other | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 5,072 4,385  
2024 1,570 1,932  
2023 720 922  
2022 183 387  
2021 221 284  
Prior 342 238  
Revolving Loans 9,014 6,024  
Total loans and leases 17,122 14,172  
Consumer and Other | Watch      
Loans Amortized Cost Basis by Origination Year      
2025   4  
2024 3    
Total loans and leases 3 4  
Consumer and Other | Substandard      
Loans Amortized Cost Basis by Origination Year      
2025 9 11  
Prior   2  
Total loans and leases $ 9 $ 13