(Dollars in thousands)

December 31,

Non-Interest Income

2025

2024

Deposit service charges

$

922

$

952

Mortgage banking income⁽¹⁾

3,270

2,368

Investment advisory fees and non-deposit commissions⁽¹⁾

7,565

6,181

Gain on sale of other real estate owned⁽¹⁾

127

—

Loss on sale of other assets

—

(5

)

Non-recurring income

190

105

Other⁽²⁾

4,871

4,403

Total non-interest income

$

16,945

$

14,004