OTHER INCOME AND OTHER EXPENSE

12 Months Ended

Dec. 31, 2025

Other Income and Expenses [Abstract]

OTHER INCOME AND OTHER EXPENSE

Note 17—OTHER INCOME AND OTHER EXPENSE

A summary of the components of other non-interest income is as follows:


		Year ended December 31,
(In thousands)		2025				2024				2023
ATM/debit card income		$	2,875			$	2,758			$	2,771
Recurring income on bank owned life insurance			827				799				745
Rental income			466				395				370
Other fees including safe deposit box fees			236				230				230
Wire transfer fees			147				123				119
Other			320				98				283
Total		$	4,871			$	4,403			$	4,518

A summary of the components of other non-interest expense is as follows:


		Year ended December 31,
(Dollars in thousands)		2025				2024				2023
Core banking and electronic processing and services		$	2,955			$	2,736			$	2,512
ATM/debit card processing			1,569				1,280				1,074
Software subscriptions and services			1,576				1,260				1,008
Supplies			159				151				134
Telephone			439				517				485
Courier			313				296				284
Correspondent services			295				303				354
Insurance			435				406				381
Debit card and Fraud losses			209				199				422
Investment advisory services			365				344				329
Loan processing and closing costs			328				236				331
Director fees			649				603				601
Legal and Professional fees			1,533				1,205				1,042
Shareholder expense			289				277				197
Other			1,083				895				957
Total		$	12,197			$	10,708			$	10,111