v3.25.4
Loans Receivable and Allowance for Credit Losses - Schedule of Composition of ACL and Related Recorded Investment in Loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable Allowance For Credit Losses [Line Items]      
Balance, beginning of period $ 22,502 $ 26,154 $ 34,592
(Benefit) provision charged to expense 4,469 1,516 1,237
Impact of CECL adoption     (3,090)
Charge-offs (1,561) (5,889) (7,290)
Recoveries 39 721 705
Balance, end of period 25,449 22,502 26,154
Ending balance: individually evaluated for impairment 667 343 233
Ending balance: collectively evaluated for impairment 24,782 22,159 25,921
Ending balance: individually evaluated for impairment 26,863 22,966 12,726
Ending balance: collectively evaluated for impairment 2,598,047 2,285,054 1,908,846
Total 2,624,910 2,308,020 1,921,572
1-4 Family Investor Owned      
Financing Receivable Allowance For Credit Losses [Line Items]      
Balance, beginning of period 4,148 4,415 3,863
(Benefit) provision charged to expense (1,293) (267) (214)
Impact of CECL adoption     766
Charge-offs (69)    
Balance, end of period 2,786 4,148 4,415
Ending balance: collectively evaluated for impairment 2,786 4,148 4,415
Ending balance: individually evaluated for impairment 2,870 436 793
Ending balance: collectively evaluated for impairment 304,397 329,617 342,896
Total 307,267 330,053 343,689
1-4 Family Owner-Occupied      
Financing Receivable Allowance For Credit Losses [Line Items]      
Balance, beginning of period 1,784 2,012 1,723
(Benefit) provision charged to expense (697) (228) 143
Impact of CECL adoption     146
Balance, end of period 1,087 1,784 2,012
Ending balance: individually evaluated for impairment     72
Ending balance: collectively evaluated for impairment 1,087 1,784 1,940
Ending balance: individually evaluated for impairment 1,967 1,858 2,130
Ending balance: collectively evaluated for impairment 125,140 140,505 150,181
Total 127,107 142,363 152,311
Multifamily      
Financing Receivable Allowance For Credit Losses [Line Items]      
Balance, beginning of period 5,004 4,365 8,021
(Benefit) provision charged to expense 4,037 639 306
Impact of CECL adoption     (3,962)
Balance, end of period 9,041 5,004 4,365
Ending balance: collectively evaluated for impairment 9,041 5,004 4,365
Ending balance: individually evaluated for impairment 13,112 10,271 2,979
Ending balance: collectively evaluated for impairment 743,430 659,888 547,580
Total 756,542 670,159 550,559
Nonresidential      
Financing Receivable Allowance For Credit Losses [Line Items]      
Balance, beginning of period 2,697 3,176 2,724
(Benefit) provision charged to expense 1,656 (472) (126)
Impact of CECL adoption     578
Charge-offs   (7)  
Balance, end of period 4,353 2,697 3,176
Ending balance: collectively evaluated for impairment 4,353 2,697 3,176
Ending balance: collectively evaluated for impairment 526,210 389,898 342,343
Total 526,210 389,898 342,343
Construction and Land      
Financing Receivable Allowance For Credit Losses [Line Items]      
Balance, beginning of period 7,710 4,807 2,683
(Benefit) provision charged to expense (1,561) 2,903 3,035
Impact of CECL adoption     (911)
Balance, end of period 6,149 7,710 4,807
Ending balance: collectively evaluated for impairment 6,149 7,710 4,807
Ending balance: individually evaluated for impairment 8,247 10,058 6,659
Ending balance: collectively evaluated for impairment 845,849 723,602 497,266
Total 854,096 733,660 503,925
Business Loans      
Financing Receivable Allowance For Credit Losses [Line Items]      
Balance, beginning of period 1,113 531 120
(Benefit) provision charged to expense 2,309 1,307 235
Impact of CECL adoption     236
Charge-offs (1,444) (734) (63)
Recoveries 39 9 3
Balance, end of period 2,017 1,113 531
Ending balance: individually evaluated for impairment 667 343 161
Ending balance: collectively evaluated for impairment 1,350 770 370
Ending balance: individually evaluated for impairment 667 343 165
Ending balance: collectively evaluated for impairment 52,396 40,506 19,614
Total 53,063 40,849 19,779
Consumer      
Financing Receivable Allowance For Credit Losses [Line Items]      
Balance, beginning of period 46 6,848 15,458
(Benefit) provision charged to expense 18 (2,366) (2,142)
Impact of CECL adoption     57
Charge-offs (48) (5,148) (7,227)
Recoveries   712 702
Balance, end of period 16 46 6,848
Ending balance: collectively evaluated for impairment 16 46 6,848
Ending balance: collectively evaluated for impairment 625 1,038 8,966
Total $ 625 $ 1,038 $ 8,966