v3.25.4
Parent Company Only Financial Statements - Schedule of Condensed Consolidated Statements of Cash Flows (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash Flows From Operating Activities:      
Net income $ 28,703 $ 10,972 $ 3,352
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Deferred income tax (benefit) (634) 2,169 1,258
Share-based compensation expense 1,928 2,074 1,886
(Decrease) increase in other assets 7,584 30 (10,735)
Net increase (decrease) in other liabilities (1,595) (3,768) 8,458
Net cash provided by operating activities 55,594 7,212 6,493
Cash Flows From Investing Activities:      
Net cash used in investing activities (219,718) (294,898) (332,908)
Cash Flows From Financing Activities:      
Stock options exercised 142    
Repurchase of treasury shares     (11,009)
Dividends paid on preferred stock (1,125) (588)  
Net cash provided by financing activities 150,439 288,335 411,245
Net decrease (increase) in cash and cash equivalents (13,685) 649 84,830
Cash and cash equivalents at beginning of year 139,839 139,190 54,360
Cash and cash equivalents at end of year 126,154 139,839 139,190
Ponce Bank Mutual Holding Company      
Cash Flows From Operating Activities:      
Net income 28,703 10,972 3,352
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Equity in undistributed earnings of subsidiaries (31,385) (14,721) (7,062)
Deferred income tax (benefit) 411 2,983 (798)
Share-based compensation expense 1,928 2,074 1,888
(Decrease) increase in other assets 1,337 (753) (968)
Net increase (decrease) in other liabilities 57 (299) 250
Net cash provided by operating activities 1,051 256 (3,338)
Cash Flows From Investing Activities:      
Investment in Bamboo 0 (669) (1,223)
Repayment of ESOP Loan 1,105 1,082 1,060
Net cash used in investing activities 1,105 413 (163)
Cash Flows From Financing Activities:      
Stock options exercised 142    
Repurchase of treasury shares     (11,009)
Dividends paid on preferred stock (1,125) (588)  
Net cash provided by financing activities (983) (588) (11,009)
Net decrease (increase) in cash and cash equivalents 1,173 81 (14,510)
Cash and cash equivalents at beginning of year 13,889 13,808 28,318
Cash and cash equivalents at end of year $ 15,062 $ 13,889 $ 13,808