v3.25.4
Parent Company Only Financial Statements - Schedule of Condensed Consolidated Statements of Income (Loss) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Condensed Financial Statements Captions [Line Items]      
Interest on other deposits $ 36,714 $ 30,924 $ 18,570
Net interest income 99,811 76,480 65,266
Share-based compensation expense 1,928 2,074 1,886
Office occupancy and equipment 15,787 14,880 14,568
Professional fees 5,532 6,146 7,092
Other noninterest expenses 4,592 4,345 3,970
Total non-interest expense 67,009 67,457 66,352
Income before income taxes 38,431 15,685 5,853
Benefit for income taxes 9,728 4,713 2,501
Net income 28,703 10,972 3,352
Dividends on preferred shares 1,125 638  
Net income (loss) available to common stockholders 27,578 10,334 3,352
Ponce Bank Mutual Holding Company      
Condensed Financial Statements Captions [Line Items]      
Interest on ESOP loan 249 272 294
Net interest income 249 272 294
Share-based compensation expense 1,928 2,074 1,888
Management fee expense 419 557 712
Office occupancy and equipment 74 69 96
Professional fees 1,436 2,204 2,042
Other noninterest expenses (114) 94 100
Total non-interest expense 3,743 4,998 4,838
Income before income taxes (3,494) (4,726) (4,544)
Benefit for income taxes (812) (977) (834)
Equity in undistributed earnings of Ponce Bank and Mortgage World 31,385 14,721 7,062
Net income 28,703 10,972 3,352
Dividends on preferred shares 1,125 638  
Net income (loss) available to common stockholders $ 27,578 $ 10,334 $ 3,352