As of December 31, 2024

Total capital (to risk-weighted assets)

$

296,584

15.69

%

$

151,269

≥ 8.0%

$

189,086

≥ 10.0%

Common equity tier 1 capital (to risk-weighted assets)

$

276,847

14.64

%

$

85,089

≥ 4.5%

$

122,906

≥ 6.5%

Tier 1 capital (to risk-weighted assets)

$

276,847

14.64

%

$

113,451

≥ 6.0%

$

151,269

≥ 8.0%

Tier 1 capital (to average assets)

$

276,847

12.08

%

$

91,708

≥ 4.0%

$

114,635

≥ 5.0%

As of December 31, 2023

Total capital (to risk-weighted assets)

$

312,069

17.18

%

$

145,300

≥ 8.0%

$

181,625

≥ 10.0%

Common equity tier 1 capital (to risk-weighted assets)

$

294,553

16.22

%

$

81,731

≥ 4.5%

$

118,056

≥ 6.5%

Tier 1 capital (to risk-weighted assets)

$

294,553

16.22

%

$

108,975

≥ 6.0%

$

145,300

≥ 8.0%

Tier 1 capital (to average assets)

$

294,553

14.66

%

$

80,375

≥ 4.0%

$

100,469

≥ 5.0%