Notes Tables

Financing Receivable, Nonaccrual [Table Text Block]

	*CECL*
	*December 31, 2024*
*(Dollars in thousands)*	*Nonaccrual Loans with No Allowance*		*Nonaccrual Loans with an Allowance*		*Total Nonaccrual Loans*
Residential Real Estate:
Single Family	$	1,162	$	—	$	1,162
Commercial Real Estate:
Non-owner occupied		11,160		—		11,160
Construction and Land Development		4,235		—		4,235
Commercial & industrial		5,093		—		5,093
Total	$	21,650	$	—	$	21,650

	*CECL*
	*December 31, 2023*
*(Dollars in thousands)*	*Nonaccrual Loans with No Allowance*		*Nonaccrual Loans with an Allowance*		*Total Nonaccrual Loans*
Residential Real Estate:
Single Family	$	149	$	—	$	149
Commercial & industrial		851		—		851
Total	$	1,000	$	—	$	1,000

Financing Receivable, Collateral Dependent Loans [Table Text Block]

*(Dollars in thousands)*	*As of December 31, 2024*		*As of December 31, 2023*
Residential Real Estate:
Single Family	$	5,494	$	346
Multifamily		3,206		—
Commercial Real Estate:
Owner occupied		—		1,120
Non-owner occupied		11,488		—
Construction & Land Development		28,608		—
Commercial & industrial		8,877		851
Total	$	57,673	$	2,317

Financing Receivable Credit Quality Indicators [Table Text Block]

	*Term Loans Amortized Cost Basis by Origination Year*
December 31, 2024
*(Dollars in thousands)*	*2024*		*2023*		*2022*		*2021*		*2020*		*Prior*		*Revolving Loans*		*Revolving Loans converted to Term*		*Total*
Residential Real Estate - Single Family
Pass	$	18,439	$	44,460	$	17,803	$	26,055	$	29,482	$	32,065	$	24,643	$	—	$	192,947
Criticized		500		—		393		1,596		3,436		—		—		—		5,925
Classified		200		—		—		3,507		1,338		—		440		—		5,485
Total Residential Real Estate - Single Family	$	19,139	$	44,460	$	18,196	$	31,158	$	34,256	$	32,065	$	25,083	$	—	$	204,357
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	132	$	—	$	—	$	132

Residential Real Estate - Multifamily
Pass	$	12,163	$	5,314	$	69,629	$	24,693	$	38,226	$	23,199	$	390	$	—	$	173,614
Criticized		—		26,250		—		11,703		606		19,514		—		—		58,073
Classified		—		—		—		3,197		—		—		—		—		3,197
Total Residential Real Estate - Multifamily	$	12,163	$	31,564	$	69,629	$	39,593	$	38,832	$	42,713	$	390	$	—	$	234,884
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential Real Estate - Farmland
Pass	$	106	$	—	$	—	$	—	$	—	$	134	$	—	$	—	$	240
Total Residential Real Estate - Farmland	$	106	$	—	$	—	$	—	$	—	$	134	$	—	$	—	$	240
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Owner Occupied
Pass	$	23,633	$	64,924	$	81,427	$	41,167	$	38,446	$	78,706	$	24,921	$	—	$	353,224
Criticized		—		4,500		—		—		—		—		—		—		4,500
Total Commercial Real Estate - Owner Occupied	$	23,633	$	69,424	$	81,427	$	41,167	$	38,446	$	78,706	$	24,921	$	—	$	357,724
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Non-Owner Occupied
Pass	$	75,392	$	9,668	$	154,994	$	58,931	$	46,057	$	153,682	$	34,180	$	—	$	532,904
Criticized		—		—		—		—		15,664		—		—		—		15,664
Classified		—		11,160		—		—		328		—		—		—		11,488
Total Commercial Real Estate - Non-Owner Occupied	$	75,392	$	20,828	$	154,994	$	58,931	$	62,049	$	153,682	$	34,180	$	—	$	560,056
Current period gross write-offs	$	—	$	740	$	—	$	—	$	—	$	—	$	—	$	—	$	740

Construction & Land Development
Pass	$	3,149	$	5,358	$	19,680	$	8,849	$	718	$	234	$	325,885	$	—	$	363,873
Criticized		—		—		—		—		—		—		1,138		—		1,138
Classified		—		—		1,950		—		—		—		26,424		—		28,374
Total Construction & Land Development	$	3,149	$	5,358	$	21,630	$	8,849	$	718	$	234	$	353,447	$	—	$	393,385
Current period gross write-offs	$	—	$	289	$	—	$	259	$	3,136	$	—	$	—	$	—		3,684

Commercial & Industrial
Pass	$	15,470	$	7,197	$	10,237	$	3,793	$	2,026	$	7,550	$	27,625	$	—	$	73,898
Classified		319		—		—		3,712		—		1,600		3,249		—		8,880
Total Commercial & Industrial	$	15,789	$	7,197	$	10,237	$	7,505	$	2,026	$	9,150	$	30,874	$	—	$	82,778
Current period gross write-offs	$	4	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	4
										—
Consumer - Unsecured
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	343	$	—	$	343
Total Consumer - Unsecured	$	—	$	—	$	—	$	—	$	—	$	—	$	343	$	—	$	343
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer - Secured
Pass	$	187	$	41	$	184	$	—	$	13	$	721	$	85			$1,231
Total Consumer - Secured	$	187	$	41	$	184	$	—	$	13	$	721	$	85	$	—	$	1,231
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	9	$	—	$	—	$	9

Total
Pass	$	148,539	$	136,962	$	353,954	$	163,488	$	154,968	$	296,291	$	438,072	$	—	$	1,692,274
Criticized		500		30,750		393		13,299		19,706		19,514		1,138		—		85,300
Classified		519		11,160		1,950		10,416		1,666		1,600		30,113		—		57,424
Total loans	$	149,558	$	178,872	$	356,297	$	187,203	$	176,340	$	317,405	$	469,323	$	—	$	1,834,998
Current period gross write-offs	$	4	$	1,029	$	—	$	259	$	3,136	$	141	$	—	$	—	$	4,569

	*Term Loans Amortized Cost Basis by Origination Year*
December 31, 2023
*(Dollars in thousands)*	*2023*		*2022*		*2021*		*2020*		*2019*		*Prior*		*Revolving Loans*		*Revolving Loans converted to Term*		*Total*
Residential Real Estate - Single Family
Pass	$	50,101	$	17,502	$	26,434	$	34,453	$	20,610	$	20,542	$	33,217	$	—	$	202,859
Classified		—		—		—		—		409		—		149		—		558
Total Residential Real Estate - Single Family	$	50,101	$	17,502	$	26,434	$	34,453	$	21,019	$	20,542	$	33,366	$	—	$	203,417
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential Real Estate - Multifamily
Pass	$	28,346	$	81,180	$	60,156	$	39,286	$	27,270	$	10,797	$	24,005	$	—	$	271,040
Total Residential Real Estate - Multifamily	$	28,346	$	81,180	$	60,156	$	39,286	$	27,270	$	10,797	$	24,005	$	—	$	271,040
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential Real Estate - Farmland
Pass	$	—	$	—	$	—	$	—	$	—	$	145	$	—	$	—	$	145
Total Residential Real Estate - Farmland	$	—	$	—	$	—	$	—	$	—	$	145	$	—	$	—	$	145
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Owner Occupied
Pass	$	70,476	$	55,222	$	43,576	$	39,621	$	32,044	$	37,360	$	2,633	$	—	$	280,932
Classified		—		—		—		—		1,120		—		—		—		1,120
Total Commercial Real Estate - Owner Occupied	$	70,476	$	55,222	$	43,576	$	39,621	$	33,164	$	37,360	$	2,633	$	—	$	282,052
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Non-Owner Occupied
Pass	$	23,091	$	101,617	$	51,291	$	48,692	$	30,595	$	150,629	$	32,122	$	—	$	438,037
Criticized		—		—		—		16,000		—		—		—		—		16,000
Classified		—		—		—		—		7,738		—		—		—		7,738
Total Commercial Real Estate - Non-Owner Occupied	$	23,091	$	101,617	$	51,291	$	64,692	$	38,333	$	150,629	$	32,122	$	—	$	461,775
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Construction & Land Development
Pass	$	6,416	$	32,544	$	13,612	$	2,455	$	—	$	8,118	$	355,689	$	—	$	418,834
Classified		—		1,454		—		—		—		—		9,349		—		10,803
Total Construction & Land Development	$	6,416	$	33,998	$	13,612	$	2,455	$	—	$	8,118	$	365,038	$	—	$	429,637
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial & Industrial
Pass	$	10,150	$	5,271	$	13,530	$	3,495	$	1,230	$	10,466	$	27,299	$	—	$	71,441
Criticized		—		—		—		—		—		—		2,997		—		2,997
Classified		—		—		—		—		536		353		88		—		977
Total Commercial & Industrial	$	10,150	$	5,271	$	13,530	$	3,495	$	1,766	$	10,819	$	30,384	$	—	$	75,415
Current period gross write-offs	$	—	$	—	$	—	$	—	$	261	$	201	$	—	$	—	$	462

Consumer - Unsecured
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	271	$	—	$	271
Total Consumer - Unsecured	$	—	$	—	$	—	$	—	$	—	$	—	$	271	$	—	$	271
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer - Secured
Pass	$	55	$	252	$	3	$	51	$	1,400	$	1,497	$	81	$	—	$	3,339
Total Consumer - Secured	$	55	$	252	$	3	$	51	$	1,400	$	1,497	$	81	$	—	$	3,339
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	6	$	—	$	—	$	6

Total
Pass	$	188,635	$	293,588	$	208,602	$	168,053	$	113,149	$	239,554	$	475,317	$	—	$	1,686,898
Criticized		—		—		—		16,000		—		—		2,997		—		18,997
Classified		—		1,454		—		—		9,803		353		9,586		—		21,196
Total loans	$	188,635	$	293,588	$	208,602	$	168,053	$	113,149	$	239,560	$	475,317	$	—	$	1,727,091
Current period gross write-offs	$	—	$	—	$	—	$	—	$	261	$	207	$	—	$	—	$	468