Note 4 - Loans Receivable (Tables)

12 Months Ended

Dec. 31, 2024

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

*(Dollars in thousands)*		*December 31, 2024*				*December 31, 2023*
Residential Real Estate:
Single family		$	204,357			$	203,417
Multifamily			234,884				271,040
Farmland			240				145
Commercial Real Estate:
Owner-occupied			357,724				282,052
Non-owner occupied			560,056				461,775
Construction and Land Development			393,385				429,637
Commercial – Non Real-Estate:
Commercial & industrial			82,778				75,415
Consumer – Non Real Estate:
Unsecured			343				271
Secured			1,231				3,339
Total Gross Loans			1,834,998				1,727,091
Less: unearned fees			(4,992	)			(5,448	)
Less: allowance for credit losses on loans			(19,450	)			(16,506	)
Net Loans		$	1,810,556			$	1,705,137

Financing Receivable, Past Due [Table Text Block]

		*December 31, 2024*
*(Dollars in thousands)*		*30-59 Days Past Due*				*60-89 Days Past Due*				*Greater than 90 Days Past Due and Still Accruing*				*Nonaccrual*				*Current Loans*				*Total Loans Receivable*
Residential Real Estate:
Single Family		$	—			$	62			$	—			$	1,162			$	203,133			$	204,357
Multifamily			—				—				—				—				234,884				234,884
Farmland			—				—				—				—				240				240
Commercial Real Estate:
Owner occupied			—				—				—				—				357,724				357,724
Non-owner occupied			—				—				—				11,160				548,896				560,056
Construction & Land Development			—				—				—				4,235				389,150				393,385
Commercial – Non Real Estate:
Commercial & industrial			—				—				—				5,093				77,685				82,778
Consumer – Non Real Estate:
Unsecured			—				—				—				—				343				343
Secured			—				—				—				—				1,231				1,231
Total		$	—			$	62			$	—			$	21,650			$	1,813,286			$	1,834,998

		*December 31, 2023*
*(Dollars in thousands)*		*30-59 Days Past Due*				*60-89 Days Past Due*				*Greater than 90 Days Past Due and Still Accruing*				*Nonaccrual*				*Current Loans*				*Total Loans Receivable*
Residential Real Estate:
Single Family		$	—			$	—			$	—			$	149			$	203,268			$	203,417
Multifamily			—				—				—				—				271,040				271,040
Farmland			—				—				—				—				145				145
Commercial Real Estate:
Owner occupied			—				—				—				—				282,052				282,052
Non-owner occupied			—				—				—				—				461,775				461,775
Construction & Land Development			—				—				—				—				429,637				429,637
Commercial – Non Real Estate:
Commercial & industrial			—				—				—				851				74,564				75,415
Consumer – Non Real Estate:
Unsecured			—				—				—				—				271				271
Secured			25				—				4				—				3,310				3,339
Total		$	25			$	—			$	4			$	1,000			$	1,726,062			$	1,727,091