| Financing Receivables [Text Block] |
Note 4. Loans Receivable
Loans receivable were comprised of the following:
| (Dollars in thousands) | | December 31, 2024 | | | December 31, 2023 | |
| Residential Real Estate: | | | | | | | | |
| Single family | | $ | 204,357 | | | $ | 203,417 | |
| Multifamily | | | 234,884 | | | | 271,040 | |
| Farmland | | | 240 | | | | 145 | |
| Commercial Real Estate: | | | | | | | | |
| Owner-occupied | | | 357,724 | | | | 282,052 | |
| Non-owner occupied | | | 560,056 | | | | 461,775 | |
| Construction and Land Development | | | 393,385 | | | | 429,637 | |
| Commercial – Non Real-Estate: | | | | | | | | |
| Commercial & industrial | | | 82,778 | | | | 75,415 | |
| Consumer – Non Real Estate: | | | | | | | | |
| Unsecured | | | 343 | | | | 271 | |
| Secured | | | 1,231 | | | | 3,339 | |
| Total Gross Loans | | | 1,834,998 | | | | 1,727,091 | |
| Less: unearned fees | | | (4,992 | ) | | | (5,448 | ) |
| Less: allowance for credit losses on loans | | | (19,450 | ) | | | (16,506 | ) |
| Net Loans | | $ | 1,810,556 | | | $ | 1,705,137 | |
The unsecured consumer loans above include $343,000 and $271,000 of overdrafts reclassified as loans as of December 31, 2024 and December 31, 2023, respectively.
There were nonaccrual loans of $21.7 million and $1.0 million as of December 31, 2024 and December 31, 2023, respectively.
The following tables present the segments of the loan portfolio summarized by aging categories as of December 31, 2024 and December 31, 2023:
| | | December 31, 2024 | |
| (Dollars in thousands) | | 30-59 Days Past Due | | | 60-89 Days Past Due | | | Greater than 90 Days Past Due and Still Accruing | | | Nonaccrual | | | Current Loans | | | Total Loans Receivable | |
| Residential Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | |
| Single Family | | $ | — | | | $ | 62 | | | $ | — | | | $ | 1,162 | | | $ | 203,133 | | | $ | 204,357 | |
| Multifamily | | | — | | | | — | | | | — | | | | — | | | | 234,884 | | | | 234,884 | |
| Farmland | | | — | | | | — | | | | — | | | | — | | | | 240 | | | | 240 | |
| Commercial Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | |
| Owner occupied | | | — | | | | — | | | | — | | | | — | | | | 357,724 | | | | 357,724 | |
| Non-owner occupied | | | — | | | | — | | | | — | | | | 11,160 | | | | 548,896 | | | | 560,056 | |
| Construction & Land Development | | | — | | | | — | | | | — | | | | 4,235 | | | | 389,150 | | | | 393,385 | |
| Commercial – Non Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | |
| Commercial & industrial | | | — | | | | — | | | | — | | | | 5,093 | | | | 77,685 | | | | 82,778 | |
| Consumer – Non Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | |
| Unsecured | | | — | | | | — | | | | — | | | | — | | | | 343 | | | | 343 | |
| Secured | | | — | | | | — | | | | — | | | | — | | | | 1,231 | | | | 1,231 | |
| Total | | $ | — | | | $ | 62 | | | $ | — | | | $ | 21,650 | | | $ | 1,813,286 | | | $ | 1,834,998 | |
| | | December 31, 2023 | |
| (Dollars in thousands) | | 30-59 Days Past Due | | | 60-89 Days Past Due | | | Greater than 90 Days Past Due and Still Accruing | | | Nonaccrual | | | Current Loans | | | Total Loans Receivable | |
| Residential Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | |
| Single Family | | $ | — | | | $ | — | | | $ | — | | | $ | 149 | | | $ | 203,268 | | | $ | 203,417 | |
| Multifamily | | | — | | | | — | | | | — | | | | — | | | | 271,040 | | | | 271,040 | |
| Farmland | | | — | | | | — | | | | — | | | | — | | | | 145 | | | | 145 | |
| Commercial Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | |
| Owner occupied | | | — | | | | — | | | | — | | | | — | | | | 282,052 | | | | 282,052 | |
| Non-owner occupied | | | — | | | | — | | | | — | | | | — | | | | 461,775 | | | | 461,775 | |
| Construction & Land Development | | | — | | | | — | | | | — | | | | — | | | | 429,637 | | | | 429,637 | |
| Commercial – Non Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | |
| Commercial & industrial | | | — | | | | — | | | | — | | | | 851 | | | | 74,564 | | | | 75,415 | |
| Consumer – Non Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | |
| Unsecured | | | — | | | | — | | | | — | | | | — | | | | 271 | | | | 271 | |
| Secured | | | 25 | | | | — | | | | 4 | | | | — | | | | 3,310 | | | | 3,339 | |
| Total | | $ | 25 | | | $ | — | | | $ | 4 | | | $ | 1,000 | | | $ | 1,726,062 | | | $ | 1,727,091 | |
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