Note 26 - Segment Information - Schedule of Segment Reporting Information, by Segment (Details) - USD ($) |
12 Months Ended | ||||
|---|---|---|---|---|---|
Dec. 31, 2024 |
Dec. 31, 2023 |
Dec. 31, 2022 |
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| Interest income - loans, including fees - (1) | [1] | $ 125,177,000 | $ 116,482,000 | $ 79,045,000 | |
| Interest income - investments, other | 9,438,000 | 7,939,000 | 4,973,000 | ||
| Service charge income | 1,996,000 | 2,149,000 | 2,420,000 | ||
| Other fee income | 1,256,000 | 1,191,000 | 2,241,000 | ||
| Total | 137,867,000 | 127,761,000 | 88,679,000 | ||
| Interest expense - deposits | 68,165,000 | 42,868,000 | 10,086,000 | ||
| Interest expense - subordinated debt, other | 3,876,000 | 4,811,000 | 3,283,000 | ||
| Total Interest Expense | 72,041,000 | 47,679,000 | 13,369,000 | ||
| Segment gross profit | 65,826,000 | 80,082,000 | 75,310,000 | ||
| Provision for credit losses | 6,763,000 | 1,642,000 | 2,398,000 | ||
| Salaries and employee benefits | 30,475,000 | 28,267,000 | 23,801,000 | ||
| Furniture and equipment expenses | 3,636,000 | 2,787,000 | 2,786,000 | ||
| Advertising and marketing | 2,199,000 | 2,343,000 | 2,304,000 | ||
| Outside services | 3,627,000 | 2,044,000 | 2,075,000 | ||
| Income (Loss) before income taxes | (13,904,000) | 32,824,000 | 33,388,000 | ||
| Interest income | 134,615,000 | 124,421,000 | 84,018,000 | ||
| Interest expense | 72,041,000 | 47,679,000 | 13,369,000 | ||
| Depreciation | 1,470,000 | 1,262,000 | 1,279,000 | ||
| Amortization | 3,164,000 | 1,483,000 | 1,300,000 | ||
| Provision for credit losses, net | 6,763,000 | 1,642,000 | 2,398,000 | ||
| Total Assets | 2,228,098,000 | 2,035,432,000 | 1,878,197,000 | ||
| Expenditures for segment assets | 163,143,000 | 144,269,000 | 510,198,000 | ||
| Computer Software and Related Prepaid Assets [Member] | |||||
| Computer software intangible impairment | 19,721,000 | 0 | 0 | ||
| Core Banking Segment [Member] | |||||
| Interest income - loans, including fees - (1) | [1] | 123,609,000 | 114,120,000 | 77,954,000 | |
| Interest income - investments, other | 9,438,000 | 7,939,000 | 4,973,000 | ||
| Service charge income | 1,298,000 | 1,281,000 | 1,414,000 | ||
| Other fee income | 1,256,000 | 1,191,000 | 2,241,000 | ||
| Total | 135,601,000 | 124,531,000 | 86,582,000 | ||
| Interest expense - deposits | 68,062,000 | 42,850,000 | 10,080,000 | ||
| Interest expense - subordinated debt, other | 3,876,000 | 4,811,000 | 3,283,000 | ||
| Total Interest Expense | 71,938,000 | 47,661,000 | 13,363,000 | ||
| Segment gross profit | 63,663,000 | 76,870,000 | 73,219,000 | ||
| Provision for credit losses | 6,763,000 | 1,642,000 | 2,398,000 | ||
| Salaries and employee benefits | 28,207,000 | 26,688,000 | 22,623,000 | ||
| Furniture and equipment expenses | 2,944,000 | 2,431,000 | 2,658,000 | ||
| Advertising and marketing | 2,058,000 | 2,208,000 | 1,993,000 | ||
| Outside services | 1,753,000 | 1,206,000 | 1,532,000 | ||
| Other operating expenses | 12,473,000 | 9,800,000 | 8,188,000 | ||
| Total non-interest expense | 54,198,000 | 43,975,000 | 39,392,000 | ||
| Income (Loss) before income taxes | 9,465,000 | 32,895,000 | 33,827,000 | ||
| Interest income | 133,047,000 | 122,059,000 | 82,927,000 | ||
| Interest expense | 71,938,000 | 47,661,000 | 13,363,000 | ||
| Depreciation | 1,450,000 | 1,242,000 | 1,274,000 | ||
| Amortization | 2,717,000 | 1,483,000 | 1,300,000 | ||
| Provision for credit losses, net | 6,763,000 | 1,642,000 | 2,398,000 | ||
| Total Assets | 2,228,036,000 | 2,020,693,000 | 1,868,944,000 | ||
| Expenditures for segment assets | 158,263,000 | 138,761,000 | 503,542,000 | ||
| Core Banking Segment [Member] | Computer Software and Related Prepaid Assets [Member] | |||||
| Computer software intangible impairment | 0 | ||||
| Financial Technology Segment [Member] | |||||
| Interest income - loans, including fees - (1) | [1] | 1,568,000 | 2,362,000 | 1,091,000 | |
| Interest income - investments, other | 0 | 0 | 0 | ||
| Service charge income | 698,000 | 868,000 | 1,006,000 | ||
| Other fee income | 0 | 0 | 0 | ||
| Total | 2,266,000 | 3,230,000 | 2,097,000 | ||
| Interest expense - deposits | 103,000 | 18,000 | 6,000 | ||
| Interest expense - subordinated debt, other | 0 | 0 | 0 | ||
| Total Interest Expense | 103,000 | 18,000 | 6,000 | ||
| Segment gross profit | 2,163,000 | 3,212,000 | 2,091,000 | ||
| Provision for credit losses | 0 | 0 | 0 | ||
| Salaries and employee benefits | 2,268,000 | 1,579,000 | 1,178,000 | ||
| Furniture and equipment expenses | 692,000 | 356,000 | 128,000 | ||
| Advertising and marketing | 141,000 | 135,000 | 311,000 | ||
| Outside services | 1,874,000 | 838,000 | 543,000 | ||
| Other operating expenses | 836,000 | 375,000 | 370,000 | ||
| Total non-interest expense | 25,532,000 | 3,283,000 | 2,530,000 | ||
| Income (Loss) before income taxes | (23,369,000) | (71,000) | (439,000) | ||
| Interest income | 1,568,000 | 2,362,000 | 1,091,000 | ||
| Interest expense | 103,000 | 18,000 | 6,000 | ||
| Depreciation | 20,000 | 20,000 | 5,000 | ||
| Amortization | 447,000 | 0 | 0 | ||
| Provision for credit losses, net | 0 | 0 | 0 | ||
| Total Assets | 62,000 | 14,739,000 | 9,253,000 | ||
| Expenditures for segment assets | 4,880,000 | $ 5,508,000 | $ 6,656,000 | ||
| Financial Technology Segment [Member] | Computer Software and Related Prepaid Assets [Member] | |||||
| Computer software intangible impairment | $ 19,721,000 | ||||
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| X | ||||||||||
- Definition Interest expense incurred during the reporting period on subordinated debt and debt classified as other. No definition available.
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- Definition Amount of noninterest expense for outside services. No definition available.
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- Definition Amount of revenue earned, classified as other fees, excluding interest income. No definition available.
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- Definition Amount of noninterest expense classified as other defined by business segmentation. No definition available.
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- Definition Total aggregate amount of all noninterest expense and provision for credit losses. No definition available.
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- Definition The aggregate amount of recurring noncash expense charged against earnings in the period to allocate the cost of assets over their estimated remaining economic lives. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of asset recognized for present right to economic benefit. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses. No definition available.
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- Definition Aggregate revenue less cost of goods and services sold or operating expenses directly attributable to the revenue generation activity. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of impairment loss recognized in the period resulting from the write-down of the carrying amount of a finite-lived intangible asset to fair value. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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| X | ||||||||||
- Definition Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Aggregate amount of interest expense on all deposits. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of interest expense classified as operating. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount before accretion (amortization) of purchase discount (premium) of interest income and dividend income on nonoperating securities. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The total expense recognized in the period for promotion, public relations, and brand or product advertising. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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| X | ||||||||||
- Definition Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss). Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of expenditure for addition to long-lived assets included in determination of segment assets by chief operating decision maker (CODM) or otherwise regularly provided to CODM. Excludes expenditure for addition to financial instrument, long-term customer relationship of financial institution, mortgage and other servicing rights, deferred policy acquisition cost, and deferred tax assets. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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