v3.25.4
Note 16 - Regulatory Matters - Schedule of Bank's Actual Capital Amounts and Ratios (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Total capital (to risk-weighted assets), Actual, Amount $ 296,584 $ 312,069
Total capital (to risk-weighted assets), Actual, Ratio 0.1569 0.1718
Total capital (to risk-weighted assets), Capital Adequacy Purposes, Amount $ 151,269 $ 145,300
Total capital (to risk-weighted assets) 0.08 0.08
Total capital (to risk-weighted assets), To Be Well Capitalized Under the Prompt Corrective Action Provision, Amoun $ 189,086 $ 181,625
Total capital (to risk-weighted assets), To Be Well Capitalized Under the Prompt Corrective Action Provision, Ratio 0.10 0.10
Common equity tier 1 capital (to risk-weighted assets), Actual, Amount $ 276,847 $ 294,553
Common equity tier 1 capital (to risk-weighted assets), Actual, Ratio 0.1464 0.1622
Common equity tier 1 capital (to risk-weighted assets), Capital Adequacy Purposes, Amount $ 85,089 $ 81,731
Common equity tier 1 capital (to risk-weighted assets), Capital Adequacy Purposes, Ratio 4.50% 4.50%
Common equity tier 1 capital (to risk-weighted assets), To Be Well Capitalized Under the Prompt Corrective Action Provision, Amount $ 122,906 $ 118,056
Common equity tier 1 capital (to risk-weighted assets), To Be Well Capitalized Under the Prompt Corrective Action Provision, Ratio 6.50% 6.50%
Tier 1 capital (to risk-weighted assets), Actual, Amount $ 276,847 $ 294,553
Tier 1 capital (to risk-weighted assets), Actual, Ratio 0.1464 0.1622
Tier 1 capital (to risk-weighted assets), Capital Adequacy Purposes, Amount $ 113,451 $ 108,975
Tier 1 capital (to risk-weighted assets), Capital Adequacy Purposes, Ratio 0.06 0.06
Tier 1 capital (to risk-weighted assets), To Be Well Capitalized Under the Prompt Corrective Action Provision, Amount $ 151,269 $ 145,300
Tier 1 capital (to risk-weighted assets), To Be Well Capitalized Under the Prompt Corrective Action Provision, Ratio 0.08 0.08
Tier 1 capital (to average assets) $ 276,847 $ 294,553
Tier 1 capital (to average assets), Actual, Amount 0.1208 0.1466
Tier 1 capital (to average assets), Capital Adequacy Purposes, Amount $ 91,708 $ 80,375
Tier 1 capital (to average assets), Capital Adequacy Purposes, Ratio 0.04 0.04
Tier 1 capital (to average assets), To Be Well Capitalized Under the Prompt Corrective Action Provision, Amount $ 114,635 $ 100,469
Tier 1 capital (to average assets), To Be Well Capitalized Under the Prompt Corrective Action Provision, Ratio 0.05 0.05