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  <xs:element id="cik0000726865_ConservativeReservesOnUlContractAndSecondaryGuaranteesMember" abstract="false" name="ConservativeReservesOnUlContractAndSecondaryGuaranteesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cik0000726865_DerivativeInstrumentsAndEquityIndexedReservesMember" abstract="false" name="DerivativeInstrumentsAndEquityIndexedReservesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cik0000726865_AssetsInGroupFixedAnnuityContractsHeldAtGeneralAccountValuesMember" abstract="false" name="AssetsInGroupFixedAnnuityContractsHeldAtGeneralAccountValuesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="cik0000726865_LlcNotesAndVariableValueSurplusNotesMember" abstract="false" name="LlcNotesAndVariableValueSurplusNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="cik0000726865_CashManagementAgreementMember" abstract="false" name="CashManagementAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="cik0000726865_MarketRiskBenefitMember" abstract="false" name="MarketRiskBenefitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="cik0000726865_PolicyholderAccountBalanceInterestExpenseRecovery" abstract="false" name="PolicyholderAccountBalanceInterestExpenseRecovery" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="cik0000726865_MortgageBackedAndAssetBackedSecuritiesMember" abstract="false" name="MortgageBackedAndAssetBackedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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</xs:schema>
