v3.25.4
BORROWINGS (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
BORROWINGS    
FHLBNY Advances $ 50.0 $ 40.0
FHLB Advances, fixed interest rate 3.96% 4.57%
Available line of credit $ 20.0 $ 20.0
Draws against line of credit $ 0.0 0.0
Maximum    
BORROWINGS    
Maturity period 1 year  
FHLBNY    
BORROWINGS    
Percentage of ability to borrow on total assets 30.00%  
Overall credit exposure on total assets 50.00%  
Residential mortgage, home equity and commercial loans pledged as collateral for borrowing and stand-by letters of credit $ 777.1 672.3
Maximum amount of funding available from FHLBNY 622.0 536.1
Funding utilized for borrowings 50.0 40.0
Funding utilized for irrevocable stand-by letters of credit issued to secure municipal deposits $ 245.0 $ 150.0