v3.25.4
COMMITMENTS AND CONTINGENT LIABILITIES (Tables)
12 Months Ended
Dec. 31, 2025
COMMITMENTS AND CONTINGENT LIABILITIES  
Schedule of contractual amount of exposure to off-balance-sheet risk

The Company’s exposure to credit loss in the event of nonperformance by the other party to the commitments to extend credit is represented by the contractual notional amounts of those instruments which are presented in the tables below (dollars in thousands). The Company uses the same credit policies in making commitments as it does for on-balance-sheet instruments.

December 31, 2025

  ​ ​ ​

Fixed Rate

  ​ ​ ​

Variable Rate

  ​ ​ ​

Total

Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):

 

  ​

 

  ​

 

  ​

Commitments to extend credit

$

49,895

$

300,183

$

350,078

Standby letters of credit

 

 

27,398

 

27,398

$

49,895

$

327,581

$

377,476

December 31, 2024

  ​ ​ ​

Fixed Rate

  ​ ​ ​

Variable Rate

  ​ ​ ​

Total

Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):

 

  ​

 

  ​

 

  ​

Commitments to extend credit

$

31,804

$

285,464

$

317,268

Standby letters of credit

 

 

22,552

 

22,552

$

31,804

$

308,016

$

339,820