NET LOANS RECEIVABLE (Tables)
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12 Months Ended |
Dec. 31, 2025 |
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| NET LOANS RECEIVABLE |
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| Schedule of net loans receivable |
A summary of net loans receivable is as follows (dollars in thousands): | | | | | | | | | | | | | | | | December 31, 2025 | | December 31, 2024 | Commercial: | | | | | | | Real estate | | $ | 466,449 | | $ | 414,835 | Commercial and industrial | | | 124,895 | | | 108,474 | Construction | | | 169,724 | | | 130,959 | Total commercial | | | 761,068 | | | 654,268 | Residential mortgages | | | 793,657 | | | 689,569 | Home equity loans and lines | | | 97,629 | | | 94,928 | Consumer | | | 19,206 | | | 17,564 | | | | 1,671,560 | | | 1,456,329 | Allowance for credit losses | | | (25,305) | | | (21,754) | Net loans receivable | | $ | 1,646,255 | | $ | 1,434,575 |
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| Schedule of activity in allowance for credit losses by portfolio segment |
The following table presents the activity in the allowance for credit losses by portfolio segment (dollars in thousands): | | | | | | | | | | | | | | | | | | For the Year Ended December 31, 2025 | | | Beginning | | | | | | | | | | | Ending | | | Balance | | Provisions | | Charge-offs | | Recoveries | | Balance | Commercial | | $ | 12,067 | | $ | 2,694 | | $ | (96) | | $ | 44 | | $ | 14,709 | Residential mortgages | | | 7,930 | | | 863 | | | (4) | | | 48 | | | 8,837 | Home equity loans and lines of credit | | | 1,185 | | | (20) | | | (23) | | | 12 | | | 1,154 | Consumer | | | 572 | | | 109 | | | (109) | | | 33 | | | 605 | Allowance for credit losses - loans | | | 21,754 | | | 3,646 | | | (232) | | | 137 | | | 25,305 | Allowance for credit losses - off-balance sheet credit exposures | | | 2,190 | | | (187) | | | — | | | — | | | 2,003 | Total | | $ | 23,944 | | $ | 3,459 | | $ | (232) | | $ | 137 | | $ | 27,308 |
| | | | | | | | | | | | | | | | | | For the Six Months Ended December 31, 2024 | | | | | | | | | | | | | | | | | | | Beginning | | | | | | | | | | | Ending | | | Balance | | Provisions | | Charge-offs | | Recoveries | | Balance | Commercial | | $ | 12,504 | | | (540) | | | (111) | | | 214 | | $ | 12,067 | Residential mortgages | | | 7,706 | | | 269 | | | (45) | | | — | | | 7,930 | Home equity loans and lines of credit | | | 1,244 | | | (59) | | | — | | | — | | | 1,185 | Consumer | | | 347 | | | 305 | | | (100) | | | 20 | | | 572 | Allowance for credit losses - loans | | | 21,801 | | | (25) | | | (256) | | | 234 | | | 21,754 | Allowance for credit losses - off-balance sheet credit exposures | | | 1,899 | | | 291 | | | — | | | — | | | 2,190 | Total | | $ | 23,700 | | $ | 266 | | $ | (256) | | $ | 234 | | $ | 23,944 |
| | | | | | | | | | | | | | | | | | | | | For the Six Months Ended December 31, 2023 | | | | | | Cumulative Effect | | | | | | | | | | | | | | | Beginning | | Adjustment for the | | | | | | | | | | | Ending | | | Balance | | Adoption of ASU 2016-13 | | Provisions | | Charge-offs | | Recoveries | | Balance | Commercial | | $ | 14,288 | | | (1,307) | | | (5) | | | (345) | | | 43 | | $ | 12,674 | Residential mortgages | | | 6,222 | | | (670) | | | 1,418 | | | — | | | — | | | 6,970 | Home equity loans and lines of credit | | | 1,470 | | | (265) | | | 145 | | | (12) | | | 1 | | | 1,339 | Consumer | | | 489 | | | (69) | | | 17 | | | (69) | | | 11 | | | 379 | Allowance for credit losses - loans | | | 22,469 | | | (2,311) | | | 1,575 | | | (426) | | | 55 | | | 21,362 | Allowance for credit losses - off-balance sheet credit exposures | | | — | | | 1,624 | | | 57 | | | — | | | — | | | 1,681 | Total | | $ | 22,469 | | $ | (687) | | $ | 1,632 | | $ | (426) | | $ | 55 | | $ | 23,043 |
| | | | | | | | | | | | | | | | | | | | | For the Fiscal Year Ended June 30, 2024 | | | | | | Cumulative Effect | | | | | | | | | | | | | | | Beginning | | Adjustment for the | | | | | | | | | | | Ending | | | Balance | | Adoption of ASU 2016-13 | | Provisions | | Charge-offs | | Recoveries | | Balance | Commercial | | $ | 14,288 | | | (1,307) | | | (205) | | | (345) | | | 73 | | $ | 12,504 | Residential mortgages | | | 6,222 | | | (670) | | | 2,272 | | | (118) | | | — | | | 7,706 | Home equity loans and lines of credit | | | 1,470 | | | (265) | | | 48 | | | (12) | | | 3 | | | 1,244 | Consumer | | | 489 | | | (69) | | | 48 | | | (135) | | | 14 | | | 347 | Allowance for credit losses - loans | | | 22,469 | | | (2,311) | | | 2,163 | | | (610) | | | 90 | | | 21,801 | Allowance for credit losses - off-balance sheet credit exposures | | | — | | | 1,624 | | | 275 | | | — | | | — | | | 1,899 | Total | | $ | 22,469 | | $ | (687) | | $ | 2,438 | | $ | (610) | | $ | 90 | | $ | 23,700 |
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| Schedule of balance in allowance for credit losses and recorded investment |
The following table presents the balance in the allowance for credit losses and allowance for loan losses and the recorded investment in loans by portfolio segment (dollars in thousands): | | | | | | | | | | | | | | | | | | December 31, 2025 | | | | | | Residential | | | | | | | | | | | | Commercial | | Mortgages | | Home Equity | | Consumer | | Total | Allowance for credit losses: | | | | | | | | | | | | | | | | Related to loans individually evaluated | | $ | 123 | | $ | — | | $ | — | | $ | — | | $ | 123 | Related to loans collectively evaluated | | | 14,586 | | | 8,837 | | | 1,154 | | | 605 | | | 25,182 | Ending balance | | $ | 14,709 | | $ | 8,837 | | $ | 1,154 | | $ | 605 | | $ | 25,305 | | | | | | | | | | | | | | | | | Loans: | | | | | | | | | | | | | | | | Individually evaluated | | $ | 6,074 | | $ | 521 | | $ | — | | $ | — | | $ | 6,595 | Loans collectively evaluated | | | 754,994 | | | 793,136 | | | 97,629 | | | 19,206 | | | 1,664,965 | Ending balance | | $ | 761,068 | | $ | 793,657 | | $ | 97,629 | | $ | 19,206 | | $ | 1,671,560 |
| | | | | | | | | | | | | | | | | | December 31, 2024 | | | | | | Residential | | | | | | | | | | | | Commercial | | Mortgages | | | Home Equity | | Consumer | | Total | Allowance for credit losses: | | | | | | | | | | | | | | | | Related to loans individually evaluated | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | Related to loans collectively evaluated | | | 12,067 | | | 7,930 | | | 1,185 | | | 572 | | | 21,754 | Ending balance | | $ | 12,067 | | $ | 7,930 | | $ | 1,185 | | $ | 572 | | $ | 21,754 | | | | | | | | | | | | | | | | | Loans: | | | | | | | | | | | | | | | | Individually evaluated | | $ | — | | $ | 1,541 | | $ | — | | $ | — | | $ | 1,541 | Loans collectively evaluated | | | 654,268 | | | 688,028 | | | 94,928 | | | 17,564 | | | 1,454,788 | Ending balance | | $ | 654,268 | | $ | 689,569 | | $ | 94,928 | | $ | 17,564 | | $ | 1,456,329 |
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| Summary of loans modified |
| | | | | | | | | For the Year Ended December 31, 2025 | | | | Other | | Total | | | | Payment | | Class Segment | | | | Delay | | of Loans | | Commercial: | | | | | | | Real estate | | $ | 4,410 | | 0.95 | % | Commercial and industrial | | | — | | — | % | Construction | | | — | | — | % | Residential mortgages | | | — | | — | % | Home equity loans and lines | | | — | | — | % | Consumer | | | — | | — | % | | | $ | 4,410 | | 0.26 | % |
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| Schedule of recorded investment in nonaccrual and loans past due over 90 days still on accrual |
The following table presents the recorded investment in nonaccrual loans and loans past due over 90 days still on accrual by class of loans (dollars in thousands): | | | | | | | | | | | | | | | December 31, 2025 | | | | | | Nonaccrual | | Past Due | | | | | | | | Loans With | | 90 Days | | | | | | | | No Related | | Still on | | Recognized | | | Nonaccrual | | Allowance | | Accrual | | Interest Income | Commercial: | | | | | | | | | | | | | Real estate | | $ | 6,074 | | $ | 5,231 | | $ | 6 | | $ | — | Commercial and industrial | | | 3 | | | — | | | — | | | — | Construction | | | — | | | — | | | — | | | — | Residential mortgages | | | 3,860 | | | 521 | | | — | | | — | Home equity loans and lines | | | 1,307 | | | — | | | — | | | — | Consumer | | | — | | | — | | | — | | | — | | | $ | 11,244 | | $ | 5,752 | | $ | 6 | | $ | — |
| | | | | | | | | | | | | | | December 31, 2024 | | | | | | Nonaccrual | | Past Due | | | | | | | | Loans With | | 90 Days | | | | | | | | No Related | | Still on | | Recognized | | | Nonaccrual | | Allowance | | Accrual | | Interest Income | Commercial: | | | | | | | | | | | | | Real estate | | $ | — | | $ | — | | $ | 1 | | $ | — | Commercial and industrial | | | 10 | | | — | | | — | | | — | Construction | | | — | | | — | | | — | | | — | Residential mortgages | | | 4,127 | | | 1,541 | | | — | | | — | Home equity loans and lines | | | 1,109 | | | — | | | — | | | — | Consumer | | | — | | | — | | | — | | | — | | | $ | 5,246 | | $ | 1,541 | | $ | 1 | | $ | — |
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| Schedule of loans considered collateral dependent |
The following table presents the amortized cost basis of collateral-dependent loans by class of loans (dollars in thousands): | | | | | | | | December 31, 2025 | | | Amortized Cost | | Collateral Type | Commercial: | | | | | | Real estate | | $ | 6,074 | | Commercial real estate property | Commercial and industrial | | | — | | | Construction | | | — | | | Residential mortgages | | | 521 | | Residential real estate property | Home equity loans and lines | | | — | | | Consumer | | | — | | | | | $ | 6,595 | | |
| | | | | | | | December 31, 2024 | | | Amortized Cost | | Collateral Type | Commercial: | | | | | | Real estate | | $ | — | | | Commercial and industrial | | | — | | | Construction | | | — | | | Residential mortgages | | | 1,541 | | Residential real estate property | Home equity loans and lines | | | — | | | Consumer | | | — | | | | | $ | 1,541 | | |
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| Schedule of aging of recorded investment |
The following table presents the aging of the recorded investment in loans by class of loans (dollars in thousands): | | | | | | | | | | | | | | | | | | | | | December 31, 2025 | | | 30 - 59 | | 60 - 89 | | 90 or more | | | | | | | | | | | | Days | | Days | | Days | | Total | | Loans Not | | | | | | Past Due | | Past Due | | Past Due | | Past Due | | Past Due | | Total | Commercial: | | | | | | | | | | | | | | | | | | | Real estate | | $ | 1 | | $ | 3 | | $ | 6,080 | | $ | 6,084 | | $ | 460,365 | | $ | 466,449 | Commercial and industrial | | | 23 | | | — | | | — | | | 23 | | | 124,872 | | | 124,895 | Construction | | | — | | | — | | | — | | | — | | | 169,724 | | | 169,724 | Residential mortgages | | | — | | | 2,322 | | | 471 | | | 2,793 | | | 790,864 | | | 793,657 | Home equity loans and lines | | | 660 | | | 216 | | | 392 | | | 1,268 | | | 96,361 | | | 97,629 | Consumer | | | 2,585 | | | — | | | — | | | 2,585 | | | 16,621 | | | 19,206 | Total | | $ | 3,269 | | $ | 2,541 | | $ | 6,943 | | $ | 12,753 | | $ | 1,658,807 | | $ | 1,671,560 |
| | | | | | | | | | | | | | | | | | | | | December 31, 2024 | | | 30 - 59 | | 60 - 89 | | 90 or more | | | | | | | | | | | | Days | | Days | | Days | | Total | | Loans Not | | | | | | Past Due | | Past Due | | Past Due | | Past Due | | Past Due | | Total | Commercial: | | | | | | | | | | | | | | | | | | | Real estate | | $ | 6,734 | | $ | — | | $ | 1 | | $ | 6,735 | | $ | 408,100 | | $ | 414,835 | Commercial and industrial | | | 5 | | | — | | | — | | | 5 | | | 108,469 | | | 108,474 | Construction | | | — | | | — | | | — | | | — | | | 130,959 | | | 130,959 | Residential mortgages | | | — | | | 888 | | | 1,515 | | | 2,403 | | | 687,166 | | | 689,569 | Home equity loans and lines | | | 1,198 | | | 67 | | | 567 | | | 1,832 | | | 93,096 | | | 94,928 | Consumer | | | 7 | | | 6 | | | — | | | 13 | | | 17,551 | | | 17,564 | Total | | $ | 7,944 | | $ | 961 | | $ | 2,083 | | $ | 10,988 | | $ | 1,445,341 | | $ | 1,456,329 |
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| Schedule of loans by risk category |
The following table presents loans summarized by segment and class, and the risk category (dollars in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans Amortized Cost Basis by Origination Year | | Revolving | | Revolving | | | | | | | | 2024 | | | | | | | | | | | | | | Loans | | Loans | | | | | | | | | Transition | | | | | | | | | | | | | | Amortized | | Converted | | | | December 31, 2025 | | 2025 | | Period | | 2024 | | 2023 | | 2022 | | Prior | | Cost Basis | | to Term | | Total | Commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | Risk Rating | | | | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 58,001 | | $ | 13,931 | | $ | 49,810 | | $ | 43,497 | | $ | 53,003 | | $ | 221,781 | | $ | 804 | | $ | — | | $ | 440,827 | Special mention | | | — | | | — | | | — | | | 451 | | | — | | | 5,571 | | | — | | | — | | | 6,022 | Substandard | | | — | | | — | | | — | | | 224 | | | 2,072 | | | 15,442 | | | 1,018 | | | — | | | 18,756 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 844 | | | — | | | — | | | 844 | Total commercial real estate | | $ | 58,001 | | $ | 13,931 | | $ | 49,810 | | $ | 44,172 | | $ | 55,075 | | $ | 243,638 | | $ | 1,822 | | $ | — | | $ | 466,449 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 69 | | $ | — | | $ | — | | $ | — | | $ | 69 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | | | | Risk Rating | | | | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 31,169 | | $ | 9,030 | | $ | 12,433 | | $ | 3,588 | | $ | 2,533 | | $ | 7,307 | | $ | 55,233 | | $ | — | | $ | 121,293 | Special mention | | | — | | | — | | | — | | | — | | | — | | | 1,382 | | | — | | | — | | | 1,382 | Substandard | | | — | | | — | | | — | | | — | | | 12 | | | 2,130 | | | 3 | | | — | | | 2,145 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 75 | | | — | | | — | | | 75 | Total commercial and industrial | | $ | 31,169 | | $ | 9,030 | | $ | 12,433 | | $ | 3,588 | | $ | 2,545 | | $ | 10,894 | | $ | 55,236 | | $ | — | | $ | 124,895 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 27 | | $ | — | | $ | — | | $ | 27 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial construction | | | | | | | | | | | | | | | | | | | | | | | | | | | | Risk Rating | | | | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 34,766 | | $ | 49,481 | | $ | 46,500 | | $ | 5,237 | | $ | 18,007 | | $ | 15,733 | | $ | — | | $ | — | | $ | 169,724 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total commercial construction | | $ | 34,766 | | $ | 49,481 | | $ | 46,500 | | $ | 5,237 | | $ | 18,007 | | $ | 15,733 | | $ | — | | $ | — | | $ | 169,724 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Residential mortgages | | | | | | | | | | | | | | | | | | | | | | | | | | | | Performing | | $ | 144,861 | | $ | 88,510 | | $ | 172,024 | | $ | 179,426 | | $ | 38,112 | | $ | 166,745 | | $ | 119 | | $ | — | | $ | 789,797 | Non-performing | | | — | | | — | | | 495 | | | 1,104 | | | 483 | | | 1,778 | | | — | | | — | | | 3,860 | Total residential mortgages | | $ | 144,861 | | $ | 88,510 | | $ | 172,519 | | $ | 180,530 | | $ | 38,595 | | $ | 168,523 | | $ | 119 | | $ | — | | $ | 793,657 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | 4 | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 4 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Home equity loans and lines of credit | | | | | | | | | | | | | | | | | | | | | | | | | | | | Performing | | $ | 2,791 | | $ | 2,214 | | $ | 5,178 | | $ | 5,141 | | $ | 8,088 | | $ | 14,306 | | $ | 56,032 | | $ | 2,572 | | $ | 96,322 | Non-performing | | | — | | | — | | | — | | | — | | | — | | | 135 | | | 1,172 | | | — | | | 1,307 | Total home equity loans and lines of credit | | $ | 2,791 | | $ | 2,214 | | $ | 5,178 | | $ | 5,141 | | $ | 8,088 | | $ | 14,441 | | $ | 57,204 | | $ | 2,572 | | $ | 97,629 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 23 | | $ | — | | $ | — | | $ | 23 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer | | | | | | | | | | | | | | | | | | | | | | | | | | | | Performing | | $ | 1,595 | | $ | 4,265 | | $ | 3,317 | | $ | 303 | | $ | 25 | | $ | 2,910 | | $ | 6,791 | | $ | — | | $ | 19,206 | Non-performing | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total consumer | | $ | 1,595 | | $ | 4,265 | | $ | 3,317 | | $ | 303 | | $ | 25 | | $ | 2,910 | | $ | 6,791 | | $ | — | | $ | 19,206 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | 98 | | $ | — | | $ | — | | $ | 6 | | $ | 4 | | $ | 1 | | $ | — | | $ | — | | $ | 109 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans Amortized Cost Basis by Origination Year | | Revolving | | Revolving | | | | | 2024 | | | | | | | | | | | | | | | | | Loans | | Loans | | | | | | Transition | | | | | | | | | | | | | | | | | Amortized | | Converted | | | | December 31, 2024 | | Period | | 2024 | | 2023 | | 2022 | | 2021 | | Prior | | Cost Basis | | to Term | | Total | Commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | Risk Rating | | | | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 11,873 | | $ | 33,387 | | $ | 46,482 | | $ | 54,961 | | $ | 22,212 | | $ | 223,547 | | $ | 531 | | $ | — | | $ | 392,993 | Special mention | | | — | | | — | | | — | | | — | | | — | | | 4,918 | | | — | | | — | | | 4,918 | Substandard | | | — | | | — | | | — | | | 2,198 | | | — | | | 13,634 | | | 1,092 | | | — | | | 16,924 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total commercial real estate | | $ | 11,873 | | $ | 33,387 | | $ | 46,482 | | $ | 57,159 | | $ | 22,212 | | $ | 242,099 | | $ | 1,623 | | $ | — | | $ | 414,835 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | | | | Risk Rating | | | | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 11,089 | | $ | 13,794 | | $ | 5,472 | | $ | 4,377 | | $ | 2,459 | | $ | 9,354 | | $ | 59,342 | | $ | — | | $ | 105,887 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | 15 | | | — | | | 2,304 | | | 151 | | | — | | | 2,470 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | 117 | | | — | | | — | | | 117 | Total commercial and industrial | | $ | 11,089 | | $ | 13,794 | | $ | 5,472 | | $ | 4,392 | | $ | 2,459 | | $ | 11,775 | | $ | 59,493 | | $ | — | | $ | 108,474 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 21 | | $ | 66 | | $ | 24 | | $ | — | | $ | 111 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial construction | | | | | | | | | | | | | | | | | | | | | | | | | | | | Risk Rating | | | | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 19,210 | | $ | 51,227 | | $ | 8,814 | | $ | 31,700 | | $ | 17,582 | | $ | 1,489 | | $ | 937 | | $ | — | | $ | 130,959 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total commercial construction | | $ | 19,210 | | $ | 51,227 | | $ | 8,814 | | $ | 31,700 | | $ | 17,582 | | $ | 1,489 | | $ | 937 | | $ | — | | $ | 130,959 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Residential mortgages | | | | | | | | | | | | | | | | | | | | | | | | | | | | Performing | | $ | 71,164 | | $ | 187,372 | | $ | 198,502 | | $ | 41,117 | | $ | 54,754 | | $ | 132,419 | | $ | 114 | | $ | — | | $ | 685,442 | Non-performing | | | — | | | — | | | 1,140 | | | 516 | | | — | | | 2,471 | | | — | | | — | | | 4,127 | Total residential mortgages | | $ | 71,164 | | $ | 187,372 | | $ | 199,642 | | $ | 41,633 | | $ | 54,754 | | $ | 134,890 | | $ | 114 | | $ | — | | $ | 689,569 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | 41 | | $ | — | | $ | — | | $ | 4 | | $ | — | | $ | — | | $ | 45 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Home equity loans and lines of credit | | | | | | | | | | | | | | | | | | | | | | | | | | | | Performing | | $ | 2,465 | | $ | 6,219 | | $ | 5,949 | | | 8,955 | | $ | 3,209 | | $ | 13,561 | | $ | 51,312 | | $ | 2,149 | | $ | 93,819 | Non-performing | | | — | | | — | | | — | | | 95 | | | — | | | 194 | | | 820 | | | — | | | 1,109 | Total home equity loans and lines of credit | | $ | 2,465 | | $ | 6,219 | | $ | 5,949 | | $ | 9,050 | | $ | 3,209 | | $ | 13,755 | | $ | 52,132 | | $ | 2,149 | | $ | 94,928 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer | | | | | | | | | | | | | | | | | | | | | | | | | | | | Performing | | $ | 1,226 | | $ | 5,249 | | $ | 556 | | $ | 73 | | $ | 45 | | $ | 3,222 | | $ | 7,193 | | $ | — | | $ | 17,564 | Non-performing | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total consumer | | $ | 1,226 | | $ | 5,249 | | $ | 556 | | $ | 73 | | $ | 45 | | $ | 3,222 | | $ | 7,193 | | $ | — | | $ | 17,564 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross charge-offs | | $ | 46 | | $ | 15 | | $ | 7 | | $ | 3 | | $ | — | | $ | 29 | | $ | — | | $ | — | | $ | 100 |
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