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CONDENSED FINANCIAL STATEMENTS OF PIONEER BANCORP, INC. - Condensed Statements of Cash Flow (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2025
Jun. 30, 2024
Cash flow from operating activities:        
Net income $ 9,600 $ 6,611 $ 20,287 $ 15,260
Adjustments to reconcile net income to cash provided by operating activities:        
(Increase) decrease in other assets (1,418) (1,214) (2,275) 1,992
Net increase in other liabilities 3,560 (1,545) (10,471) (2,488)
Net cash provided by operating activities 16,853 11,499 11,117 23,847
Cash flow from investing activities:        
Decrease in loan receivable (93,473) (119,033) (218,558) (200,057)
Net cash used in investing activities (155,900) (1,795) (125,789) (18,048)
Cash flow from financing activities:        
Repurchase of common stock (3,146)   (11,294) (1,075)
Proceeds from exercise of stock options     76  
Purchase of employee restricted shares to fund statutory tax withholding     (145)  
Net cash provided by (used in) financing activities 70,378 (20,548) 151,826 8,913
Net increase (decrease) in cash and cash equivalents (68,669) (10,844) 37,154 14,712
Cash and cash equivalents at beginning of period 165,190 150,478 96,521 150,478
Cash and cash equivalents at end of period 96,521 139,634 133,675 165,190
Pioneer Bancorp, Inc.        
Cash flow from operating activities:        
Net income 9,600 6,611 20,287 15,260
Adjustments to reconcile net income to cash provided by operating activities:        
Undistributed income of subsidiary (9,006) (6,371) (19,021) (14,720)
(Increase) decrease in other assets 532 367 (15) 200
Net increase in other liabilities 357 184 205 11
Net cash provided by operating activities 1,483 791 1,456 751
Cash flow from investing activities:        
Decrease in loan receivable 387 393 453 393
Investment in subsidiaries     (5,050)  
Net cash used in investing activities 387 393 (4,597) 393
Cash flow from financing activities:        
Repurchase of common stock (3,146)   (11,294) (1,075)
Proceeds from exercise of stock options     76  
Purchase of employee restricted shares to fund statutory tax withholding     (145)  
Other 629 (113) 1,211 (55)
Net cash provided by (used in) financing activities (2,517) (113) (10,152) (1,130)
Net increase (decrease) in cash and cash equivalents (647) 1,071 (13,293) 14
Cash and cash equivalents at beginning of period 44,699 44,685 44,052 44,685
Cash and cash equivalents at end of period $ 44,052 $ 45,756 $ 30,759 $ 44,699