v3.25.4
INCOME TAXES - Reconciliation (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2025
Jun. 30, 2024
Income tax expense differs from the amount expected based on the federal income tax statutory rate due to the following:        
Income before tax at the federal tax rate $ 2,606 $ 1,748 $ 5,563 $ 4,076
State expense, net of federal benefit 234 62 420 232
Goodwill impairment     420  
Tax-exempt income (81) (134) (183) (249)
Bank-owned life insurance 11 26 (103) 66
Other, net 41 10 85 24
Total income tax expense $ 2,811 $ 1,712 $ 6,202 $ 4,149
Tax Jurisdiction of Domicile [Extensible Enumeration] country:US country:US country:US country:US
Income tax expense differs from the amount expected based on the federal income tax statutory rate due to the following (as a percent):        
Income before tax at the federal tax rate (as a percent) 21.00% 21.00% 21.00% 21.00%
State expense, net of federal benefit (as a percent) 1.90% 0.80% 1.60% 1.20%
Goodwill impairment (as a percent)     1.60%  
Tax-exempt income (as a percent) (0.70%) (1.60%) (0.70%) (1.30%)
Bank-owned life insurance (as a percent) 0.10% 0.30% (0.40%) 0.40%
Other, net (as a percent) 0.30% 0.10% 0.30% 0.10%
Total income tax expense (as a percent) 22.60% 20.60% 23.40% 21.40%