Derivative Financial Instruments (Tables)

12 Months Ended

Dec. 31, 2025

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Schedule of Notional Amount and Fair Value of Derivative Instruments Included on Company's Consolidated Balance Sheets on a net Basis

The following table reflects the notional amount and fair value of derivative instruments included on the Company’s consolidated balance sheets on a net basis as of December 31, 2025 and 2024.


		As of December 31, 2025								As of December 31, 2024
						Estimated								Estimated
						Fair Value								Fair Value
		Notional Amount				Gain (Loss) (1)				Notional Amount				Gain (Loss) (1)
		(Dollars in Thousands)
Derivatives designated as hedging instruments:
Fair value hedges:
Interest rate swaps related to fixed rate indirect consumer loans		$	—			$	—			$	30,000			$	69
Total fair value hedges							—								69
Cash flow hedges:
Interest rate swaps related to interest-bearing liabilities		$	—			$	—			$	40,000			$	609
Interest rate floors		$	20,000			$	166			$	—			$	—
Interest rate caps		$	80,000			$	795			$	—			$	—
Total cash flow hedges							961								609
Total derivatives designated as hedging instruments, net							961								678
Derivatives not designated as hedging instruments:
Interest rate floors		$	25,000				-			$	50,000				18
Credit risk participation agreements		$	18,649				(46	)		$	15,198				(54	)
Customer-related interest rate swaps - borrower		$	11,776				106			$	—				—
Customer-related interest rate swaps - third party counterparties		$	11,776				(106	)		$	—				—
Total derivatives not designated as hedging instruments, net						$	(46	)						$	(36	)

(1) Derivatives in a gain position are recorded in other assets and derivatives in a loss position are recorded in other liabilities in the consolidated balance sheets.

Schedule of Hedging Derivative Instruments' Effect on Company's Consolidated Statement of Operations

The following table presents the net effects of derivative hedging instruments on the Company’s consolidated statements of operations for the years ended December 31, 2025 and 2024. The effects, which include the reclassification of unrealized gains and losses on terminated swap contracts, are presented as either an increase or decrease in income before income taxes in the relevant caption of the Company’s consolidated statements of operations.


		Location in the		Year Ended December 31,
		Consolidated Statements		2025				2024
		of Operations		(Dollars in Thousands)
Interest income		Interest and fees on loans		$	(85	)		$	788
Interest expense		Interest on deposits			293				438
Interest expense		Interest on short-term borrowings			-				84
Non-interest income		Other non-interest income			91				144
Non-interest expense		Other non-interest expense			(18	)			81
		Net increase to income before income taxes		$	281			$	1,535