v3.25.4
Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Interest income:    
Interest and fees on loans $ 51,846 $ 51,469
Interest on investment securities 5,761 4,400
Interest on deposits in banks 1,502 1,956
Other 306 435
Total interest income 59,415 58,260
Interest expense:    
Interest on deposits 20,904 21,549
Interest on borrowings 1,053 562
Total interest expense 21,957 22,111
Net interest income 37,458 36,149
Provision for credit losses 4,031 622
Net interest income after provision for credit losses 33,427 35,527
Non-interest income:    
Revenue from Contract with Customer, Including Assessed Tax $ 1,140 $ 1,232
Revenue, Product and Service [Extensible Enumeration] Service [Member] Service [Member]
Lease income $ 1,082 $ 1,033
Other income, net 1,357 1,318
Total non-interest income 3,579 3,583
Non-interest expense:    
Salaries and employee benefits 15,273 15,460
Net occupancy and equipment 3,796 3,761
Computer services 1,707 1,687
Insurance expense and assessments 1,409 1,510
Fees for professional services 1,349 1,184
Other expense 5,536 4,754
Total non-interest expense 29,070 28,356
Income before income taxes 7,936 10,754
Provision for income taxes 1,944 2,584
Net income $ 5,992 $ 8,170
Basic net income per share $ 1.03 $ 1.4
Diluted net income per share 1 1.33
Dividends per share $ 0.28 $ 0.22