Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2025

Accounting Policies [Abstract]

Schedule of Cash Flow, Supplemental Disclosures

Supplemental disclosures of cash flow information and non-cash transactions related to cash flows for the years ended December 31, 2025 and 2024 are as follows:


		2025				2024
		(Dollars in Thousands)
Cash paid during the year for:
Interest		$	21,182			$	22,390
Income taxes paid, net of refunds
Federal			1,051			N/A
State:
Alabama			381			N/A
Other			104			N/A
Total taxes (1)		$	1,536			$	2,797
Assets acquired in settlement of loans		$	1,328			$	1,701
Reissuance of treasury stock as compensation		$	513			$	158

(1) As a result of the adoption of Accounting Standards Update ("ASU") 2023-09, Income Taxes (Topic 740), disclosure of cash paid for federal and state tax is required for the year ended December 31, 2025. This guidance was adopted on a prospective basis.

Schedule of Earnings Per Share, Basic and Diluted

The following table reflects weighted average shares used to calculate basic and diluted net income per share for the years ended December 31, 2025 and 2024.


		Year Ended December 31,
		2025				2024
Weighted average shares outstanding			5,737,092				5,741,056
Weighted average director deferred shares			84,680				109,066
Basic shares			5,821,772				5,850,122
Dilutive shares			181,200				268,250
Diluted shares			6,002,972				6,118,372


		Year Ended December 31,
		2025				2024
		(Dollars in Thousands, Except Per Share Data)
Net income		$	5,992			$	8,170
Basic net income per share		$	1.03			$	1.40
Diluted net income per share		$	1.00			$	1.33