Year Ended December 31,

2025

2024

Fourth
Quarter

Third
Quarter

Second
Quarter

First
Quarter

Fourth
Quarter

Third
Quarter

Second
Quarter

First
Quarter

(Dollars in Thousands, Except Per Share Data)

Interest income

$

15,262

$

15,281

$

14,854

$

14,018

$

14,420

$

15,017

$

14,546

$

14,277

Interest expense

5,839

5,619

5,378

5,121

5,672

5,832

5,370

5,237

Net interest income

9,423

9,662

9,476

8,897

8,748

9,185

9,176

9,040

Provision for credit losses

220

566

2,717

528

470

152

—

—

Net interest income after provision
   for credit losses

9,203

9,096

6,759

8,369

8,278

9,033

9,176

9,040

Non-interest:

Income

995

860

849

875

982

901

835

865

Expense

7,271

7,437

7,444

6,918

6,947

6,990

7,272

7,147

Income before income taxes

2,927

2,519

164

2,326

2,313

2,944

2,739

2,758

Provision for income taxes

798

583

9

554

599

722

612

651

Net income after taxes

$

2,129

$

1,936

$

155

$

1,772

$

1,714

$

2,222

$

2,127

$

2,107

Earnings per common share:

Basic earnings

$

0.37

$

0.33

$

0.03

$

0.30

$

0.30

$

0.38

$

0.36

$

0.36

Diluted earnings

$

0.36

$

0.32

$

0.03

$

0.29

$

0.29

$

0.36

$

0.34

$

0.34

Dividends per share

$

0.07

$

0.07

$

0.07

$

0.07

$

0.07

$

0.05

$

0.05

$

0.05