| Credit lines, balances outstanding, and pledged collateral |
The following table reflects the Company’s credit lines, balances outstanding, and pledged collateral at December 31, 2025 and December 31, 2024: | | | | | | | | | | | | | | | | Credit Lines (In thousands) | | December 31, 2025 | | December 31, 2024 | | Unsecured Credit Lines | | | | | | Credit limit | | $ | 110,000 | | | $ | 110,000 | | | Balance outstanding | | $ | — | | | $ | — | | | Federal Home Loan Bank | | | | | | Credit limit | | $ | 809,391 | | | $ | 738,556 | | | Balance outstanding, net of discount | | $ | 73,000 | | | $ | 133,442 | | | Collateral pledged | | $ | 1,446,828 | | | $ | 1,236,732 | | | Fair value of collateral | | $ | 1,230,691 | | | $ | 1,083,041 | | | Federal Reserve Bank | | | | | | Credit limit | | $ | 3,411 | | | $ | 3,669 | | | Balance outstanding | | $ | — | | | $ | — | | | Collateral pledged | | $ | 3,910 | | | $ | 4,406 | | | Fair value of collateral | | $ | 3,536 | | | $ | 3,828 | |
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