|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Alt Loan ID
|
Transaction ID
|
Field Name
|
Source
|
Verified Value
|
Bid Tape Value
|
Comment
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026063
|
0549-136
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
47.99
|
47.40
|
DTI difference is less than 1% and within lender tolerance.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026064
|
0549-136
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026064
|
0549-136
|
AUS Type
|
businessPurposeApprovalandGuidelinePage
|
Other
|
LPA
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026108
|
0549-152
|
Property Zip Code
|
notePage
|
Per Data
|
Per Tape
|
Audit Value Pulled From Note.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026078
|
0549-147
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
47.65
|
47.88
|
Audit value based on debts per credit report located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026132
|
0549-153
|
Refinance Type
|
the1003Page
|
Cash Out - Other
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Refi Rate/Term: Borrower Receiving < 2% or $2,000.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026095
|
0549-152
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
36.66
|
36.70
|
1008 DTI 36.702%. Rounding.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026094
|
0549-152
|
Property Zip Code
|
notePage
|
Per Data
|
Per Tape
|
Audit Value Pulled From Note.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026099
|
0549-152
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
27.79
|
27.80
|
Audit reflects difference in subject property taxes per documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026097
|
0549-152
|
Property Zip Code
|
notePage
|
Per Data
|
Per Tape
|
Audit value pulled from Note.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026097
|
0549-152
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Audit value based on documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026097
|
0549-152
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
23.93
|
24.00
|
1008 DTI 24.005%. Audit reflects difference in subject property taxes and homeowner's insurance per documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026091
|
0549-152
|
All Borrower Total Income
|
the1003Page
|
45506.66
|
46014.99
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026091
|
0549-152
|
Property Zip Code
|
notePage
|
Per Data
|
Per Tape
|
Audit Value Pulled From Note.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026091
|
0549-152
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
30.59
|
30.50
|
Audit reflects difference in qualifying P & I than the approval.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026091
|
0549-152
|
AUS Type
|
businessPurposeApprovalandGuidelinePage
|
DU
|
LPA
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026133
|
0549-153
|
Refinance Type
|
the1003Page
|
Limited Cash Out - <1% of Loan Amount or $2000
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026130
|
0549-153
|
AUS Type
|
businessPurposeApprovalandGuidelinePage
|
Other
|
DU
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026102
|
0549-152
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
34.87
|
34.68
|
Audit reflects difference in negative rental income per documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026104
|
0549-152
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
35.38
|
35.27
|
Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026129
|
0549-153
|
Refinance Type
|
the1003Page
|
Limited Cash Out - <1% of Loan Amount or $2000
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Refi Rate/Term: Borrower Receiving < 2% or $2,000.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026127
|
0549-153
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
The transaction refinance, More over Cash to close in CD is from borrower $5984.46
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026113
|
0549-153
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
42.27
|
42.56
|
DTI difference is less than 1% and within lender tolerance.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026123
|
0549-153
|
AUS Type
|
businessPurposeApprovalandGuidelinePage
|
Other
|
LPA
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026112
|
0549-153
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Wholesale
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026089
|
0549-152
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Wholesale
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026083
|
0549-147
|
Note Date
|
notePage
|
Per Data
|
Per Tape
|
Audit value pulled from Note.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026083
|
0549-147
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
32.6
|
32.69
|
1008 DTI is 32.692. Rounding.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026088
|
0549-152
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026088
|
0549-152
|
Borrower 1 Self-Employment Flag
|
employmentIncomePage
|
No
|
Yes
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026088
|
0549-152
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Wholesale
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026116
|
0549-153
|
Property Value
|
propertyValuationPage
|
Per Data
|
Per Tape
|
Audit Value Pulled From Appraisal.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026116
|
0549-153
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Wholesale
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026126
|
0549-153
|
Mortgage Origination Channel
|
the1003Page
|
Retail
|
Wholesale
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026134
|
0549-153
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Wholesale
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026134
|
0549-153
|
AUS Type
|
businessPurposeApprovalandGuidelinePage
|
Other
|
DU
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026090
|
0549-152
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Wholesale
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026093
|
0549-152
|
Property Zip Code
|
notePage
|
Per Data
|
Per Tape
|
Audit Value Pulled From Note.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026067
|
0549-143
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Refi Rate/Term: Borrower Receiving < 2% or $2,000.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026128
|
0549-153
|
All Borrower Total Income
|
the1003Page
|
49967.94
|
50211.92
|
Audit reflects more conservative income based on documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026128
|
0549-153
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
44.81
|
44.59
|
1008 DTI 44.81%. DTI difference is less than 1% and within lender tolerance.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026066
|
0549-143
|
AUS Type
|
businessPurposeApprovalandGuidelinePage
|
Other
|
DU
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026065
|
0549-143
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
29.99
|
28.36
|
Audit liabilities were based on documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026081
|
0549-147
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Borrower Receiving < 2% or $2,000.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026081
|
0549-147
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Correspondent Flow without Delegated UW
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026081
|
0549-147
|
Borrower 1 Self-Employment Flag
|
employmentIncomePage
|
Yes
|
No
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026081
|
0549-147
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
32.34
|
32.60
|
1008 DTI 32.604%. Audit reflects difference in subject property taxes per documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026110
|
0549-153
|
All Borrower Total Income
|
the1003Page
|
19779.89
|
19728.36
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026110
|
0549-153
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Audit value pulled from asset documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026110
|
0549-153
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
48.92
|
48.27
|
Audit value pulled from asset documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026079
|
0549-147
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
42.36
|
40.27
|
AUS DTI is 42.36. Audit matches AUS.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026082
|
0549-147
|
All Borrower Total Income
|
the1003Page
|
192032
|
192032.25
|
Audit reflects more conservative income based on documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026082
|
0549-147
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Borrower Receiving < 2% or $2,000.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026082
|
0549-147
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Correspondent Flow without Delegated UW
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026069
|
0549-147
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
41.3
|
38.95
|
Audit reflects more conservative income based on documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026111
|
0549-153
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Correspondent Flow without Delegated UW
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026111
|
0549-153
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Audit value updated as per Final CD
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026114
|
0549-153
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Cash Out - Other
|
Borrower Receiving < 2% or $2,000.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026114
|
0549-153
|
Mortgage Origination Channel
|
the1003Page
|
Retail
|
Correspondent Flow without Delegated UW
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026114
|
0549-153
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
37.01
|
32.46
|
DTI difference is less than 1% and within lender tolerance.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026114
|
0549-153
|
AUS Type
|
businessPurposeApprovalandGuidelinePage
|
Other
|
LPA
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026101
|
0549-152
|
Borrower 1 Self-Employment Flag
|
employmentIncomePage
|
No
|
Yes
|
Audit Value Pulled From Final 1003.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026101
|
0549-152
|
Refinance Type
|
the1003Page
|
No Cash Out - Borrower Initiated
|
Limited Cash Out - <2% of Loan Amount or $2000
|
Refi Rate/Term: Borrower Receiving < 2% or $2,000.
Refi Cash Out: Borrower Receiving > 2% or $2,000.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026101
|
0549-152
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Correspondent Flow without Delegated UW
|
Audit value pulled from docs in loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026101
|
0549-152
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
11.98
|
12.00
|
DTI difference is less than 1% and within lender tolerance.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026100
|
0549-152
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Correspondent Flow without Delegated UW
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026098
|
0549-152
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Correspondent Flow without Delegated UW
|
Audit based on documents in file
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026098
|
0549-152
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
33.99
|
33.87
|
Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026115
|
0549-153
|
All Borrower Total Income
|
the1003Page
|
53402.1
|
55402.10
|
Audit Value Pulled From Final 1003.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026115
|
0549-153
|
Mortgage Origination Channel
|
the1003Page
|
Retail
|
Correspondent Flow without Delegated UW
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026115
|
0549-153
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
38.9
|
37.01
|
Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026124
|
0549-153
|
All Borrower Total Income
|
the1003Page
|
52227.6
|
52227.61
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026124
|
0549-153
|
Mortgage Origination Channel
|
the1003Page
|
Correspondent Flow with Delegated UW
|
Correspondent Flow without Delegated UW
|
Audit value pulled from documents located in the loan file.
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026124
|
0549-153
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
45.4
|
47.92
|
Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
|