|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Alt Loan ID
|
Loan Program
|
Guideline Product Name
|
Originator Name
|
Originating Entity CDFI Flag
|
Guideline Name
|
Guideline Author
|
Guideline Date
|
Guideline Version
|
Application Date
|
TILA Status
|
TRID
|
GSE
|
Verified Safe Harbor Flag
|
Verified Safe Harbor Reference Document
|
QM Regulation Failures
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
AUS Decision System
|
Rating Result
|
Property Inspection Waiver (PIW)
|
Calculated APR
|
HUD 1 Page 1 Credits Total
|
Verified Qualifying Rate
|
Originator Qualifying Rate
|
Qualifying P&I
|
Default Interest Rate Present
|
Default Interest Rate
|
Annual Property Tax
|
Monthly Property Tax
|
Annual Insurance Costs
|
Monthly Insurance Cost
|
Annual HOA Costs
|
Monthly HOA Costs
|
Monthly Other Costs
|
PITIA
|
Residual Income
|
HOA Questionnaire Flag
|
HOA Name
|
HOA Address State
|
HOA Fee Amount
|
HOA Next Due Date
|
HOA Payment Frequency
|
Originator DTI
|
TPR Verified DTI
|
QM DTI
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower 2 Length of Employment
|
Co Borrower 3 Length of Employment
|
Document Level
|
Borrower Years of W2s/1099
|
CoBorrower Years of W2s/1099
|
Borrower Months of Paystubs Verified
|
Co Borrower Months of Paystubs Verified
|
Borrower Employment Gap Letter
|
Borrower Months of Employment Gap
|
Co Borrower Employment Gap Letter
|
Co Borrower Months of Employment Gap
|
Borrower Years of Personal Tax Returns
|
Borrower Years of Business Tax Returns
|
CoBorrower Years of Personal Tax Returns
|
CoBorrower Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Borrower Award/Offer Letter
|
Co Borrower Award/Offer Letter
|
Asset Depletion Flag
|
Partial Asset Depletion Flag
|
Asset Depletion Months Amortized
|
Asset Utilization Flag (No DTI)
|
Borrower Bank Statements Flag
|
Borrower Bank Statement Summary/Lender Worksheet
|
Borrower Number of Personal Bank Statements
|
Borrower Number of Business Bank Statements
|
CoBorrower Bank Statements Flag
|
Co Borrower Bank Statement Summary/Lender Worksheet
|
CoBorrower Number of Personal Bank Statements
|
CoBorrower Number of Business Bank Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
Bespoke Eligible Assets
|
Borrower P&L Type
|
Borrower Number of Months P&L
|
Borrower P&L Prepared By
|
CoBorrower P&L Type
|
CoBorrower P&L Prepared By
|
CoBorrower Number of Months P&L
|
Borrower CPA Letter Flag
|
# of Months CPA verified income
|
CoBorrower CPA Letter Flag
|
CoBorrower # of Months CPA verified income
|
Borrower WVOE Flag
|
Borrower # of Months Employment Validated WVOE
|
Borrower # of Months Income Validated WVOE
|
Borrower WVOE Form Type
|
CoBorrower WVOE Flag
|
CoBorrower # of Months WVOE
|
CoBorrower # of Months Income Validated WVOE
|
CoBorrower WVOE Form Type
|
DSCR Flag
|
TPR DSCR
|
Originator DSCR
|
Expense Letter
|
Income Doc Detail
|
Tax Return Doc Details
|
Property Address
|
Property City
|
Property State
|
Property Zip
|
Property County
|
Original Credit Report Date
|
Borrower 1 Credit Report Date
|
Borrower 2 Credit Report Date
|
Borrower 3 Credit Report Date
|
Borrower 4 Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Co Borrower 2 FICO
|
Most Recent Co Borrower 3 FICO
|
Updated Credit Report Flag
|
Updated Credit Report Date
|
Updated FICO Method
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Updated Primary Borrower FICO
|
Updated Co Borrower FICO
|
Updated Co Borrower 2 FICO
|
Updated Co Borrower 3 FICO
|
Updated Qualifying FICO
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy 7 11
|
Months Bankruptcy 13
|
Most Recent Deed in Lieu Date
|
Number of Deed in Lieu Events
|
Months Deed in Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Lates 30d in 0-12m
|
Prior Mortgage/Rent Lates 60d in 0-12m
|
Prior Mortgage/Rent Lates 90d in 0-12m
|
Prior Mortgage/Rent Lates 120d+ in 0-12m
|
Prior Mortgage/Rent Lates 30d in 13-24m
|
Prior Mortgage/Rent Lates 60d in 13-24m
|
Prior Mortgage/Rent Lates 90d in 13-24m
|
Prior Mortgage/Rent Lates 120d+ in 13-24m
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Is Equity Shared Loan
|
Subordinate Lien Type
|
Subordinate Lien Max Draw Amount (HELOC)
|
Is Shared Appreciation Mortgage
|
Borrower Originator Citizenship Designation
|
Borrower Verified Citizenship Designation
|
Borrower Individual Tax Identification Number (ITIN)?
|
Borrower Photo Identification Type
|
Borrower Photo Identification Other Type
|
Borrower Photo ID State of Issuance
|
Borrower Photo ID Country of Issuance
|
Borrower Photo ID Expiration Date
|
Borrower Passport Country of Origin
|
Borrower Passport Expiration Date
|
Borrower Non-US Citizen Identification Document
|
Borrower Date of Resident Since/Valid Date
|
Borrower Non-US Document Expiration Date
|
Co Borrower Originator Citizenship Designation
|
Co Borrower Verified Citizenship Designation
|
Co Borrower Individual Tax Identification Number (ITIN)?
|
Co Borrower Photo Identification Type
|
Co Borrower Photo Identification Other Type
|
Co Borrower Photo ID State of Issuance
|
Co Borrower Photo ID Country of Issuance
|
Co Borrower Photo ID Expiration Date
|
Co Borrower Passport Country of Origin
|
Co Borrower Passport Expiration Date
|
Co Borrower Non-US Citizen Identification Document
|
Co Borrower Date of Resident Since/Valid Date
|
Co Borrower Non-US Document Expiration Date
|
Co Borrower 2 Originator Citizenship Designation
|
Co Borrower 2 Verified Citizenship Designation
|
Co Borrower 2 Individual Tax Identification Number (ITIN)?
|
Co Borrower 2 Photo Identification Type
|
Co Borrower 2 Photo Identification Other Type
|
Co Borrower 2 Photo ID State of Issuance
|
Co Borrower 2 Photo ID Country of Issuance
|
Co Borrower 2 Photo ID Expiration Date
|
Co Borrower 2 Passport Country of Origin
|
Co Borrower 2 Passport Expiration Date
|
Co Borrower 2 Non-US Citizen Identification Document
|
Co Borrower 2 Date of Resident Since/Valid Date
|
Co Borrower 2 Non-US Document Expiration Date
|
Co Borrower 3 Originator Citizenship Designation
|
Co Borrower 3 Verified Citizenship Designation
|
Co Borrower 3 Individual Tax Identification Number (ITIN)?
|
Co Borrower 3 Photo Identification Type
|
Co Borrower 3 Photo Identification Other Type
|
Co Borrower 3 Photo ID State of Issuance
|
Co Borrower 3 Photo ID Country of Issuance
|
Co Borrower 3 Photo ID Expiration Date
|
Co Borrower 3 Passport Country of Origin
|
Co Borrower 3 Passport Expiration Date
|
Co Borrower 3 Non-US Citizen Identification Document
|
Co Borrower 3 Date of Resident Since/Valid Date
|
Co Borrower 3 Non-US Document Expiration Date
|
Property Rights
|
Leasehold Lease Expiration Date
|
Buydown Flag
|
Assumable Mortgage Flag
|
Foreign National Alternative Credit Documentation
|
Liquid / Cash Reserves (ASF)
|
Months Liquid Reserves
|
Total Assets Available for Reserves
|
Months Reserves
|
Blanket Mortgage Flag
|
Qualifying HCLTV
|
Condo Warrantability Flag
|
E-Note Flag
|
O&E in lieu of Title Insurance
|
Business Purpose Flag
|
Borrower Note Executed As
|
Co Borrower Note Executed As
|
Co Borrower 2 Note Executed As
|
Co Borrower 3 Note Executed As
|
Maturity Date
|
Other Lien Interest Rate
|
|
|
XXXX
|
XXXX
|
XXXX
|
54903092026063
|
Non-GSE Eligible
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
06/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$14,250.80
|
08/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.750%
|
XX.XX%
|
$9,210.09
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$17,591.65
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Annually
|
47.40%
|
47.99%
|
47.99%
|
No
|
No
|
4 - Verified 2+ Mos
|
4 - Verified 2+ Mos
|
1 - Not Stated, Not Verified
|
3 - Stated, Partially Verified
|
1 - Not Stated, Not Verified
|
1 - Not Stated, Not Verified
|
Employed
|
Employed
|
Retired
|
Retired
|
.00
|
.00
|
Full Doc
|
2
|
2
|
1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs
Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co
Borrower 2 - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified || Co Borrower 3 - Retirement, Other - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 -
2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS
Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower 2 - 2 YRS Executed 4506T Verified || Co Borrower 3 - 2 YRS Executed 4506T Verified - 2025 - 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
723
|
747
|
773
|
768
|
675
|
726
|
752
|
768
|
726
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
293343.78
|
16.7
|
293343.78
|
16.7
|
No
|
44.09
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
Borrower As Individual
|
Borrower As Individual
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026064
|
Jumbo 30 yr Fixed
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
07/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$14,669.00
|
08/XX/2025
|
XXX%
|
LP
|
Accept Eligible
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$5,614.83
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,697.64
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
38.45%
|
38.45%
|
38.45%
|
No
|
No
|
Employed
|
Not Employed
|
Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 YR Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 1 YR Executed 4506T Verified
|
Borrower - 1 YR Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 1 YR Executed 4506T Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
782
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
333460.61
|
43.3
|
333460.61
|
43.3
|
No
|
51.43
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026080
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
07/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$19,244.00
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$7,291.33
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,046.96
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
27.93%
|
27.93%
|
27.93%
|
No
|
No
|
Employed
|
Self-Employed
|
Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
1
|
0
|
2
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
100.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts
Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024
|
Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 1 YR Personal Tax Returns
Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
744
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
184440.37
|
18.4
|
184440.37
|
18.4
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026119
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
09/XX/2025
|
05
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$12,881.00
|
09/XX/2024
|
XXX%
|
LP
|
Accept Eligible
|
No
|
XX.XX%
|
6.500%
|
XX.XX%
|
$6,067.85
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,428.35
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
38.97%
|
38.97%
|
38.97%
|
No
|
No
|
Self-Employed
|
Employed
|
Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
0
|
0
|
2
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified
- ["2025"] - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025"] - 2025 || Co Borrower - 2 YRS Executed
4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
756
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
74018.28
|
10.0
|
74018.28
|
10.0
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026077
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
11/XX/2025
|
20
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$21,552.97
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$8,939.29
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,403.44
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
45.85%
|
45.85%
|
45.85%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
1
|
1
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
2
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month
Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs
Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025,
2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
780
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
866544.00
|
83.3
|
866544.00
|
83.3
|
No
|
54.75
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026071
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
09/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$9,894.00
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.000%
|
XX.XX%
|
$10,462.16
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$11,905.44
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
29.39%
|
29.39%
|
29.39%
|
No
|
No
|
Employed
|
Self-Employed
|
Full Doc
|
1
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
2
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1
YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - SECorporation, SECorporation,
SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024,
2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
772
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
339416.53
|
28.5
|
339416.53
|
28.5
|
No
|
77.38
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026076
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
09/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$11,957.00
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
5.875%
|
XX.XX%
|
$7,098.45
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,473.77
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
30.49%
|
30.49%
|
30.49%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
49
|
8
|
Other
|
No
|
0
|
Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
159486.53
|
16.8
|
175407.88
|
18.5
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026072
|
AUS Jumbo TPO
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
09/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$16,669.80
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$10,489.94
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$12,363.77
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
AZ
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
20.97%
|
20.97%
|
20.97%
|
Yes
|
Yes
|
Self-Employed
|
Not Employed
|
Full Doc
|
2
|
2
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
2
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
50.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2
YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 || Co Borrower - 2
YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
753
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
2448880.94
|
198.1
|
2448880.94
|
198.1
|
No
|
44.84
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026068
|
TPO AUS Jumbo
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
09/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$6,431.50
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$5,635.59
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,479.19
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
26.94%
|
26.94%
|
26.94%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
Less than 1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS
Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T
Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
786
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
63477.83
|
8.5
|
63477.83
|
8.5
|
No
|
66.49
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026070
|
TPO AUS Jumbo
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
09/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$14,162.64
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$9,101.72
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,856.50
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
WA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
37.94%
|
37.94%
|
37.94%
|
No
|
No
|
Employed
|
Not Employed
|
Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
1
|
0
|
1
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1
Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T
Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified -
["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
792
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
1270653.73
|
128.9
|
1270653.73
|
128.9
|
No
|
74.28
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026108
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
09/XX/2025
|
9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$7,296.36
|
10/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$6,428.09
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$8,226.08
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
42.54%
|
42.54%
|
42.54%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
796
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
180330.25
|
21.9
|
102202.88
|
12.4
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026074
|
AUS Jumbo TPO
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$7,154.98
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.000%
|
XX.XX%
|
$7,887.69
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,428.53
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
41.19%
|
41.19%
|
41.19%
|
No
|
No
|
Employed
|
Not Employed
|
Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2
YRS Executed 4506T Verified
|
Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
788
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
125314.22
|
12.0
|
125314.22
|
12.0
|
No
|
67.47
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026078
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
14
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$14,255.36
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$10,517.74
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$13,231.61
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
47.87%
|
47.65%
|
47.65%
|
No
|
No
|
Self-Employed
|
Not Employed
|
Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
0
|
0
|
2
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
80.00%
|
Stocks/Bonds
|
Borrower Prepared
|
9
|
Borrower
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss),
Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts
Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified -
["2023","2024"] - 2023, 2024 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
785
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Passport
|
XX
|
United States
|
XX/XX/XXXX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
210369.19
|
15.9
|
210369.19
|
15.9
|
No
|
74.26
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026117
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$4,417.20
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
7.125%
|
XX.XX%
|
$8,219.38
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$13,930.51
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
49.36%
|
49.36%
|
49.36%
|
No
|
Self-Employed
|
Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
2
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SEPartnership - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts
Verified - ["2024"] - 2024
|
Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
805
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
64778.25
|
4.7
|
64778.25
|
4.7
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026073
|
AUS Jumbo TPO
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
12.0
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$13,961.00
|
10/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$6,058.66
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,503.33
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
28.72%
|
28.72%
|
28.72%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
144
|
34
|
FNMA 1005
|
Yes
|
36
|
34
|
FNMA 1005
|
No
|
0
|
Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 1 YR Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
767
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
99246.94
|
13.2
|
99246.94
|
13.2
|
No
|
80.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026132
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
6
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$11,572.76
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.500%
|
XX.XX%
|
$10,163.65
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$12,833.05
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
33.79%
|
33.79%
|
33.79%
|
No
|
No
|
Employed
|
Not Employed
|
Full Doc
|
2
|
0
|
Less than 1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Commission, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2
YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns
Verified, 2 YRS Executed 4506T Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
799
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
94610.30
|
7.4
|
94610.30
|
7.4
|
No
|
76.57
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026095
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
12/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$17,368.40
|
12/XX/2025
|
XXX%
|
DU
|
Approve Ineligible
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$13,350.82
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$17,285.28
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
36.70%
|
36.66%
|
36.66%
|
No
|
Employed
|
Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
1
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
136
|
34
|
Work Number
|
0
|
No
|
0
|
Borrower - Wage, Bonus, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental
Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
770
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
1115673.65
|
64.5
|
1115673.65
|
64.5
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026106
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$20,069.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.625%
|
XX.XX%
|
$9,604.66
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,510.87
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
15.90%
|
15.90%
|
15.90%
|
No
|
No
|
Self-Employed
|
Employed
|
Full Doc
|
1
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
1
|
1
|
1
|
3
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
178
|
35
|
Other
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, null Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 1
Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, null Business Tax Returns Verified(), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
790
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
330072.19
|
31.4
|
330072.19
|
31.4
|
No
|
65.22
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026094
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
5
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$8,665.00
|
11/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$6,076.11
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$8,016.36
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
23.84%
|
24.00%
|
24.00%
|
No
|
No
|
Employed
|
Not Employed
|
Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 ||
Co Borrower - Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified
|
Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
769
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
174680.88
|
21.8
|
174680.88
|
21.8
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026099
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$37,191.50
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.625%
|
XX.XX%
|
$10,251.38
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$11,487.47
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
GA
|
$XXXXX
|
XX/XX/XXXX
|
Annually
|
27.81%
|
27.79%
|
14.45%
|
No
|
Employed
|
Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed
4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
781
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
259362.95
|
22.6
|
259362.95
|
22.6
|
No
|
61.58
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026097
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$10,846.50
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.000%
|
XX.XX%
|
$9,892.58
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$14,207.45
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
24.01%
|
23.93%
|
23.93%
|
No
|
No
|
Self-Employed
|
Not Employed
|
Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns
Verified(1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T
Verified, 2 YRS IRS Transcripts Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified -
["2023","2024"] - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
816
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Disclosure
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Disclosure
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
125549.72
|
8.8
|
125549.72
|
8.8
|
No
|
55.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026092
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
12
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$18,443.60
|
11/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$5,818.53
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,478.45
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
38.79%
|
38.79%
|
38.79%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
Less than 1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
21
|
21
|
Work Number
|
Yes
|
10
|
10
|
Work Number
|
No
|
0
|
Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] -
2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025"] - 2025
|
Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
792
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
208439.81
|
27.9
|
208439.81
|
27.9
|
No
|
70.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026091
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$16,589.80
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.875%
|
XX.XX%
|
$8,303.58
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,181.58
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
30.59%
|
30.59%
|
30.59%
|
No
|
No
|
Employed
|
Not Employed
|
Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
146
|
34
|
Other
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024,
2023 || Co Borrower - 2 YRS Executed 4506T Verified
|
Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
756
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
263426.38
|
28.7
|
263426.38
|
28.7
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026085
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$14,975.62
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$8,836.77
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,049.49
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
43.49%
|
43.49%
|
43.49%
|
No
|
Employed
|
Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023,
2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
803
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
102124.05
|
10.2
|
102124.05
|
10.2
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026131
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
12/XX/2025
|
4
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$9,000.00
|
11/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$5,240.51
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,019.91
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
29.86%
|
29.86%
|
29.86%
|
No
|
Retired
|
Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
2
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified - ["2024"] - 2024
|
Borrower - 2 YRS Executed 4506T Verified - ["2024"] - 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
817
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
1439391.59
|
205.0
|
1439391.59
|
205.0
|
No
|
80.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026096
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
08/XX/2025
|
11
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$11,961.92
|
11/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$6,625.12
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,885.78
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
36.38%
|
36.38%
|
36.38%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
34
|
34
|
Other
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower -
Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
782
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
201654.58
|
25.6
|
201654.58
|
25.6
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026133
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
11
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$8,694.59
|
11/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.500%
|
XX.XX%
|
$5,249.32
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$6,520.63
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
CO
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
29.56%
|
29.56%
|
29.56%
|
No
|
Employed
|
Full Doc
|
2
|
Less than 1 Month
|
N/A
|
0
|
0
|
0
|
2
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
817
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
37137.68
|
5.7
|
37137.68
|
5.7
|
No
|
66.98
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026130
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
12.0
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$9,996.00
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.500%
|
XX.XX%
|
$6,447.09
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,157.67
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
AZ
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
34.82%
|
34.82%
|
34.82%
|
No
|
No
|
Self-Employed
|
Not Employed
|
Full Doc
|
2
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
2
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - SESCorp, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T
Verified - ["2024","2025"] - 2024, 2025 || Co Borrower
|
Borrower - 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
732
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
83772.96
|
11.7
|
83772.96
|
11.7
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026086
|
Jumbo 30 Fixed
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
12/XX/2025
|
10
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$12,024.00
|
11/XX/2025
|
XXX%
|
LP
|
Accept
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$5,664.74
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,137.16
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
31.36%
|
31.36%
|
31.36%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
1
|
2
|
Less than 1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
65
|
34
|
Other
|
Yes
|
67
|
34
|
Other
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
767
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
100273.22
|
14.1
|
100273.22
|
14.1
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026102
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$35,475.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.625%
|
XX.XX%
|
$10,603.55
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$12,490.91
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
34.68%
|
34.87%
|
34.87%
|
No
|
Self-Employed
|
Full Doc
|
0
|
NA
|
N/A
|
0
|
1
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] -
2024
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
74884.90
|
6.0
|
74884.90
|
6.0
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026087
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
8
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$23,405.07
|
12/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.000%
|
XX.XX%
|
$5,707.12
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$6,213.28
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
50.00%
|
50.00%
|
50.00%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
1
|
1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
6
|
6
|
FNMA 1005
|
NA
|
0
|
0
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2
YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023,
2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T
Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
729
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
62659.22
|
10.1
|
62659.22
|
10.1
|
No
|
79.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026107
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$13,952.48
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$8,433.62
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,643.88
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
40.24%
|
40.24%
|
40.24%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
2
|
0
|
2
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
100.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - SESCorp - 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - SESCorp - 2 YRS
Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 2 YRS Business Tax Returns
Verified(1120S), 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
Yes
|
N/A
|
118914.11
|
12.3
|
118914.11
|
12.3
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026104
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
11
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$18,756.50
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$7,219.28
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,385.57
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
34.62%
|
35.38%
|
35.38%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
110
|
35
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T
Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 1 YR Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
786
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
234383.52
|
25.0
|
234383.52
|
25.0
|
No
|
70.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026118
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$4,596.00
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$7,291.33
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$8,153.33
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
24.60%
|
24.60%
|
3.55%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
1
|
1
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
360
|
360
|
Other
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified
- ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024
|
Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025,
2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
788
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
284067.47
|
34.8
|
284067.47
|
34.8
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026129
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
13
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$17,129.00
|
12/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.750%
|
XX.XX%
|
$5,915.21
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,334.67
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
25.41%
|
25.41%
|
25.41%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
2+ Months
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
360
|
360
|
Work Number
|
Yes
|
360
|
360
|
Work Number
|
No
|
0
|
Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T
Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"]
- 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax
Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
719
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
Work Visa
|
XX/XX/XXXX
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
Work Visa
|
XX/XX/XXXX
|
Fee Simple
|
No
|
No
|
N/A
|
206595.47
|
28.2
|
206595.47
|
28.2
|
No
|
70.15
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026127
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
07
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$9,171.80
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$9,605.19
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,265.95
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
44.13%
|
44.13%
|
44.13%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
94
|
36
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099
Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
780
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
176487.33
|
17.2
|
176487.33
|
17.2
|
No
|
71.72
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026113
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
19
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$9,669.00
|
12/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$6,238.70
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$8,402.17
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
42.27%
|
42.27%
|
42.27%
|
No
|
No
|
Employed
|
Retired
|
Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower -
Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2025"] - 2024, 2025
|
Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024,
2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
723
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
314187.20
|
40.6
|
314187.20
|
40.6
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026123
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
16
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$16,353.27
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$6,984.19
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,792.06
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
TX
|
$XXXXX
|
XX/XX/XXXX
|
Annually
|
49.95%
|
49.95%
|
49.95%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
Less than 1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR
Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 1 YR Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
707
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
271027.59
|
34.8
|
271027.59
|
34.8
|
No
|
79.23
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026125
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
12/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$24,027.00
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.625%
|
XX.XX%
|
$7,078.00
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,941.16
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
NV
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
12.96%
|
12.96%
|
12.96%
|
No
|
No
|
Employed
|
Not Employed
|
Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
360
|
360
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written
VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified
|
Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
809
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
2304773.60
|
290.2
|
2304773.60
|
290.2
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026122
|
TPO AUS Jumbo 12.9.25
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
12/XX/2025
|
8
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$16,172.83
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.500%
|
XX.XX%
|
$9,398.85
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,758.35
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
42.57%
|
42.57%
|
42.57%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
Less than 1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - Wage,
Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2024","2025"] - 2024, 2025
|
Borrower - 1 YR Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - 1 YR Executed 4506T Verified - ["2024","2025"] - 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
785
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
281661.82
|
26.2
|
281661.82
|
26.2
|
No
|
78.68
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026135
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
2
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$7,114.88
|
12/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$6,338.52
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,192.29
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
41.36%
|
41.36%
|
41.36%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
754
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
93209.40
|
13.0
|
93209.40
|
13.0
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026084
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$1,300.00
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$5,490.06
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$9,596.69
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
NC
|
$XXXXX
|
XX/XX/XXXX
|
Annually
|
41.96%
|
41.96%
|
41.96%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
3
|
3
|
Work Number
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower -
Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
HELOC
|
$225,000.00
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
110089.05
|
11.5
|
110089.05
|
11.5
|
No
|
65.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
7.25
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026103
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$1,095.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$6,805.24
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,830.07
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
WA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
34.91%
|
34.91%
|
34.91%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
54
|
33
|
Work Number
|
Yes
|
112
|
34
|
Work Number
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
793
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
Yes
|
No
|
N/A
|
184162.88
|
23.5
|
184162.88
|
23.5
|
No
|
78.87
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026112
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$4,090.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$8,484.62
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,340.62
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
42.57%
|
42.57%
|
42.57%
|
No
|
Employed
|
Full Doc
|
1
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds,Proceeds from Sale
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
34
|
34
|
Other
|
0
|
No
|
0
|
Borrower - Wage, Bonus, Other - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"]
- 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
170518.65
|
16.5
|
170518.65
|
16.5
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026089
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$17,427.60
|
11/XX/2025
|
XXX%
|
LP
|
Accept Ineligible
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$6,896.03
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,736.45
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
49.74%
|
49.74%
|
49.74%
|
No
|
Self-Employed
|
Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
2
|
2
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESCorp, SESCorp, SESCorp - 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2023","2024"] -
2023, 2024
|
Borrower - 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
769
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
208178.28
|
26.9
|
208178.28
|
26.9
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026083
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
10
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$22,022.47
|
11/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$7,089.98
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$8,398.13
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
32.69%
|
32.60%
|
32.60%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
188
|
34
|
FNMA 1005
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower -
Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
586050.86
|
69.8
|
586050.86
|
69.8
|
No
|
70.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026088
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$11,472.12
|
11/XX/2025
|
XXX%
|
DU
|
Approve Ineligible
|
No
|
XX.XX%
|
5.875%
|
XX.XX%
|
$7,245.15
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,005.27
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
21.63%
|
21.63%
|
21.63%
|
No
|
Employed
|
Full Doc
|
0
|
Less than 1 Month
|
N/A
|
0
|
2
|
2
|
2
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
11.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T
Verified, IRS Transcripts Verified - ["2024","2023"] - 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, IRS Transcripts Verified -
["2024","2023"] - 2024, 2023
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
789
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
125949.67
|
14.0
|
125949.67
|
14.0
|
No
|
73.78
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026116
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
16
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$4,499.95
|
11/XX/2025
|
XXX%
|
LP
|
Accept Ineligible
|
No
|
XX.XX%
|
6.750%
|
XX.XX%
|
$5,983.32
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,087.10
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
32.38%
|
32.38%
|
32.38%
|
No
|
No
|
Retired
|
Retired
|
Asset Depletion – Debt Ratio Calculation
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
Yes
|
No
|
120.0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Asset Depletion, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified || Co Borrower -
Retirement - 2 YRS Executed 4506T Verified
|
Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
769
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
2268613.54
|
320.1
|
2268613.54
|
320.1
|
No
|
75.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026126
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$1,395.00
|
11/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.750%
|
XX.XX%
|
$6,479.49
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,459.24
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
41.88%
|
41.88%
|
41.88%
|
No
|
No
|
Employed
|
Self-Employed
|
Full Doc
|
2
|
0
|
Less than 1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental
Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified
- ["2024"] - 2024
|
Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified -
["2024"] - 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
732
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Permanent Resident Alien
|
Permanent Non-US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
I-551 Permanent Resident Card
|
XX/XX/XXXX
|
Fee Simple
|
No
|
No
|
N/A
|
239382.79
|
32.1
|
239382.79
|
32.1
|
No
|
79.41
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026134
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$0.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$11,329.20
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$14,224.90
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
26.27%
|
26.27%
|
26.27%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower -
Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 1 YR Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 1 YR Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
793
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
307864.89
|
21.6
|
307864.89
|
21.6
|
No
|
72.87
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026090
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$3,790.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$12,477.40
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$15,972.13
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Annually
|
31.21%
|
31.21%
|
31.21%
|
No
|
Employed
|
Full Doc
|
1
|
1 Month
|
N/A
|
0
|
0
|
2
|
2
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage, SEPartnership, SEPartnership, SEPartnership, SEPartnership, Other, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(1065,
K1), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024"] - 2024
|
Borrower - 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024"] - 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
773
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
963064.83
|
60.3
|
963064.83
|
60.3
|
No
|
72.86
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026093
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
05/XX/2025
|
7
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$1,495.00
|
06/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$11,042.50
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$14,510.16
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
36.37%
|
36.37%
|
36.37%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
Less than 1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co
Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
785
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
150829.57
|
10.4
|
150829.57
|
10.4
|
No
|
75.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026120
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
12/XX/2025
|
13
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$9,339.00
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
5.875%
|
XX.XX%
|
$5,915.38
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,785.29
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
32.67%
|
32.67%
|
32.67%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
2+ Months
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified -
["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
810
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
169886.06
|
21.8
|
169886.06
|
21.8
|
No
|
68.97
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026067
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
07/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$1,195.00
|
07/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.875%
|
XX.XX%
|
$9,315.25
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,128.67
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
46.87%
|
46.87%
|
46.87%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
99
|
31
|
FNMA 1005
|
Yes
|
6
|
6
|
FNMA 1005
|
No
|
0
|
Borrower - Wage, Other, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099
Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS
Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] -
2025, 2024, 2023
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
752
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
147439.98
|
14.6
|
147439.98
|
14.6
|
No
|
69.17
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026128
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
07/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$1,855.00
|
08/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.625%
|
XX.XX%
|
$6,761.68
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$8,043.39
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
NC
|
$XXXXX
|
XX/XX/XXXX
|
Annually
|
44.81%
|
44.81%
|
44.81%
|
No
|
Self-Employed
|
Full Doc
|
0
|
NA
|
N/A
|
0
|
1
|
2
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
49.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESCorp, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns
Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2023","2022","2024"] - 2023, 2022, 2024
|
Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2023","2022","2024"] - 2023,
2022, 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
760
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
101874.87
|
12.7
|
101874.87
|
12.7
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026066
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
08/XX/2025
|
v1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$1,495.00
|
09/XX/2025
|
XXX%
|
DU
|
Approve Ineligible
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$9,855.44
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$11,919.36
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
CO
|
$XXXXX
|
XX/XX/XXXX
|
Annually
|
36.85%
|
36.85%
|
36.85%
|
No
|
Employed
|
Full Doc
|
2
|
2+ Months
|
Yes
|
1
|
0
|
0
|
1
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
60
|
34
|
Work Number
|
0
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified -
["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
780
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
525349.52
|
44.1
|
525349.52
|
44.1
|
No
|
69.83
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026065
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
08/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$1,590.00
|
09/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$7,686.27
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,433.36
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
28.36%
|
29.99%
|
29.99%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
1
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
360
|
360
|
Work Number
|
Yes
|
360
|
360
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2025","2023","2024"] - 2025, 2023, 2024 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2023","2024"] - 2025, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] -
2025, 2024, 2023
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
787
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
534374.40
|
56.7
|
534374.40
|
56.7
|
No
|
69.2
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026081
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
08/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$1,815.00
|
09/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$18,950.05
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$20,831.46
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
32.60%
|
32.34%
|
32.34%
|
No
|
Self-Employed
|
Full Doc
|
2
|
1 Month
|
N/A
|
0
|
1
|
0
|
2
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS
IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
769
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
587008.15
|
28.2
|
587008.15
|
28.2
|
No
|
69.03
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026110
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$795.00
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$8,422.24
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,523.41
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
48.92%
|
48.92%
|
48.92%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
Full Doc
|
1
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
1
|
0
|
2
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
100.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - SESCorp, SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR
IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - SESCorp, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024"] - 2023, 2024
|
Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 || Co Borrower - 1 YR
Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024"] - 2023, 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
767
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
123687.85
|
13.0
|
123687.85
|
13.0
|
No
|
49.54
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026079
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
08/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$12,251.95
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$6,407.25
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$8,683.34
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
NV
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
42.36%
|
42.36%
|
42.36%
|
No
|
Self-Employed
|
Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
3
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.43%
|
Proceeds from Sale,Proceeds from Sale
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
100
|
33
|
Work Number
|
0
|
No
|
0
|
Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
808
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
53914.36
|
6.2
|
53914.36
|
6.2
|
No
|
58.58
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026082
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
08/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$2,065.00
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
7.250%
|
XX.XX%
|
$12,429.25
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$14,844.26
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
12.73%
|
10.35%
|
10.35%
|
Yes
|
Self-Employed
|
Full Doc
|
1
|
NA
|
N/A
|
0
|
1
|
1
|
2
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
50.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1
YR IRS Transcripts Verified - ["2024"] - 2024
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified -
["2024"] - 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
793
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
575484.61
|
38.8
|
575484.61
|
38.8
|
No
|
79.29
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026075
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
08/XX/2025
|
12
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
Yes
|
Not Stated
|
N/A
|
N/A
|
$950.00
|
09/XX/2025
|
XXX%
|
DU
|
Approve Eligible
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$5,605.21
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$7,118.01
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
38.18%
|
38.87%
|
38.87%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
52
|
33
|
Work Number
|
Yes
|
5
|
5
|
Work Number
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024,
2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] -
2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
768
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Passport
|
XX
|
United States
|
XX/XX/XXXX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Passport
|
United States
|
XX/XX/XXXX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
483556.84
|
67.9
|
483556.84
|
67.9
|
No
|
77.85
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026069
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
1
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$2,395.00
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.250%
|
XX.XX%
|
$20,822.02
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$27,592.29
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
38.95%
|
41.30%
|
41.30%
|
No
|
Employed
|
Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
186
|
32
|
Work Number
|
0
|
No
|
0
|
Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified,
Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
801
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Standard Driver's License - Not for federal use
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
967153.99
|
39.2
|
967153.99
|
39.2
|
No
|
75.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026109
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
N/a
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$0.00
|
10/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.875%
|
XX.XX%
|
$5,465.65
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$6,595.47
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
WI
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
21.31%
|
21.31%
|
21.31%
|
Yes
|
Yes
|
Employed
|
Employed
|
Full Doc
|
1
|
1
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - Wage - 1 YR W2
1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
759
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
271005.49
|
41.1
|
271005.49
|
41.1
|
No
|
80.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026111
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$1,420.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.750%
|
XX.XX%
|
$7,160.52
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,067.22
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
36.35%
|
36.35%
|
36.35%
|
No
|
No
|
Employed
|
Not Employed
|
Full Doc
|
1
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower
|
Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 || Co Borrower
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
700
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
470993.91
|
51.9
|
471019.73
|
52.0
|
No
|
73.31
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026121
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
12/XX/2025
|
10
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$3,285.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.500%
|
XX.XX%
|
$5,562.20
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$6,647.45
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
41.27%
|
41.27%
|
41.27%
|
No
|
Employed
|
Full Doc
|
2
|
1 Month
|
N/A
|
0
|
2
|
0
|
2
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
58
|
34
|
Work Number
|
0
|
No
|
0
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE
Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
703
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
225417.81
|
33.9
|
225417.81
|
33.9
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026114
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
10/XX/2025
|
11
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$2,840.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$6,238.70
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,829.50
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
37.01%
|
37.01%
|
37.01%
|
Yes
|
Yes
|
Employed
|
Retired
|
Full Doc
|
2
|
0
|
Less than 1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
1
|
1
|
1
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3
YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified - ["2025"] - 2025
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024,
2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified - ["2025"] - 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
774
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
3409947.01
|
346.9
|
3409947.01
|
346.9
|
No
|
31.75
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026101
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
11/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$2,605.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.375%
|
XX.XX%
|
$21,741.87
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$27,453.04
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
12.85%
|
11.98%
|
11.98%
|
No
|
Employed
|
Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, IRS Transcripts Verified
|
Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
.00
|
0.0
|
10909238.40
|
397.4
|
No
|
69.7
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026100
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
11/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$24,895.00
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
5.875%
|
XX.XX%
|
$13,309.60
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$17,773.53
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
43.88%
|
43.45%
|
43.45%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower -
Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - ["2025","2024","2023"] - 2025, 2024, 2023
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
752
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
3089504.05
|
397.4
|
3089504.05
|
397.4
|
No
|
60.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026105
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
11/XX/2025
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$5,132.06
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.750%
|
XX.XX%
|
$8,295.57
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$10,977.85
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
42.49%
|
42.49%
|
42.49%
|
Yes
|
Employed
|
Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
36
|
36
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified -
["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023","2022"] - 2025, 2024, 2023, 2022
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
817
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
912013.92
|
83.1
|
912013.92
|
83.1
|
No
|
79.99
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026098
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
11/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$19,338.65
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
5.875%
|
XX.XX%
|
$8,281.53
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$9,544.78
|
$XXXXXXXX
|
Yes
|
XXXXXXXX
|
NV
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
34.15%
|
33.99%
|
33.99%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
0
|
0
|
Less than 1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
24
|
24
|
Other
|
Yes
|
26
|
24
|
Other
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] -
2025, 2024, 2023
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
804
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
995360.87
|
104.3
|
995360.87
|
104.3
|
No
|
66.67
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026115
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
11/XX/2025
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$11,658.24
|
11/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.000%
|
XX.XX%
|
$13,813.64
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$16,285.14
|
$XXXXXXXX
|
N/A
|
$XXXXX
|
38.90%
|
38.90%
|
38.90%
|
No
|
No
|
Retired
|
Retired
|
Full Doc
|
1
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
0
|
3
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - SSI and Disability, Other, Other, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2
YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025"] - 2025 || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR
IRS Transcripts Verified - ["2025"] - 2025
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025"] - 2025 || Co Borrower - 2 YRS Personal
Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025"] - 2025
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
800
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Other
|
Patriot Act Form
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
3181922.51
|
506.3
|
3181922.51
|
506.3
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
XXXX
|
XXXX
|
54903092026124
|
AUS Jumbo Correspondent
|
XXXXXXXXX
|
XXXXXXXXX
|
No
|
XXXXXXXXX
|
XXXXXXXX
|
12/XX/2025
|
5
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$2,500.00
|
12/XX/2025
|
XXX%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
XX.XX%
|
6.125%
|
XX.XX%
|
$9,496.95
|
No
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$XXXXXXXX
|
$0.00
|
$13,060.20
|
$XXXXXXXX
|
N/A
|
XXXXXXXX
|
CA
|
$XXXXX
|
XX/XX/XXXX
|
Monthly
|
45.45%
|
45.40%
|
27.22%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 ||
Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023
|
Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] -
2025, 2024, 2023
|
XXXXXXX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
795
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
737070.32
|
58.3
|
737070.32
|
58.3
|
No
|
58.69
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|