|
Supplemental Data
|
|||||
|
Run Date - 3/9/2026 1:40:16 PM
|
|||||
|
SitusAMC Loan ID
|
Customer Loan ID
|
Seller Loan ID
|
Investor Loan Number
|
Unique Loan ID
|
TILA Status Loan Designation
|
Exempt QM/ATR Equivalency
|
CDFI Bank Originated Loan
|
Application Date
|
TRID Tested
|
GSE
|
HOEPA Fees
|
TILA Fees
|
Rate Lock Date
|
Calculated APR
|
Original P&I
|
Qualifying P&I
|
Qualifying Rate
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower2 Length of Employment
|
Co Borrower3 Length of Employment
|
Borrower Foreign National Indicator
|
Co Borrower Foreign National Indicator
|
Co Borrower 2 Foreign National Indicator
|
Co Borrower 3 Foreign National Indicator
|
Borrower Country Name
|
Co Borrower Country Name
|
Co Borrower2 Country Name
|
Co Borrower3 Country Name
|
Residual Income
|
Num Units
|
Annual Property Tax
|
Annual Insurance Costs
|
Monthly Property Tax
|
Monthly Insurance Costs
|
HOA Name
|
HOA Address State
|
Fee Amount
|
Next Due Date
|
HOA Payment Frequency
|
Investor DTI
|
QM DTI
|
Non QM DTI
|
Original Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Updated Credit Report Date
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Most Recent Updated Co Borrower 2 FICO
|
Most Recent Updated Co Borrower 3 FICO
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Asset Depletion Flag
|
Bank Statements Flag
|
Number of Statements
|
Type of Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
P&L Type
|
Income Doc Detail
|
Tax Return Doc Details
|
Document Level
|
Document Type
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy (7, 11)
|
Months Bankruptcy (13)
|
Most Recent Deed-in -Lieu Date
|
Number of Deed-in-Lieu Events
|
Months Deed-in-Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Guideline Name
|
UW Guideline Author
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
HUD 1 Page 1 Credits Total
|
Collateral Underwriter Risk Score
|
AUS Decision System
|
Property Inspection Waiver (PIW)
|
Rating Result
|
Eligible For Rep and Warrant Relief Per Collateral Advisor
|
Is Equity Shared Loan
|
Investor Qualifying Rate
|
Borrower Years of W2s
|
CoBorrower Years of W2s
|
Years of Personal Tax Returns
|
Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Months of Personal Bank Statements
|
Months of Business Bank Statements
|
Months of Profit and Loss Statements
|
Expense Letter
|
Total DSCR
|
Total Inverse DSCR
|
Subordinate Lien Type
|
Is Shared Appreciation Mortgage
|
Duration of Payout Months
|
Seller VSH Indicator
|
Seller Indicated VSH Guideline
|
Validated VSH
|
IO Remaining Amortization Term at Recast
|
Maturity Date
|
Borrower Own Funds Cash Amount
|
Borrower Own Funds Percent
|
Is the Note an eNote
|
Borrower WVOE - # of Months of Income provided
|
Co Borrower WVOE - # of Months of Income provided
|
Co Borrower2 WVOE - # of Months of Income provided
|
Co Borrower3 WVOE - # of Months of Income provided
|
Were the origination guidelines utilized for this diligence review?
|
Title Evidence
|
Ownership Type
|
Borrower Type
|
Borrower Designation
|
Co Borrower Type
|
Co Borrower Designation
|
Co Borrower2 Type
|
Co Borrower2 Designation
|
Co Borrower3 Type
|
Co Borrower3 Designation
|
Senior Lien Position
|
Senior Lien Original Loan Amount
|
Senior Lien Original Interest Rate
|
Senior Lien Note Projected Closing Date
|
Senior Lien Current Balance
|
Senior Lien Current P&I
|
Loan Closed in the Name of an Entity
|
Note Executed by
|
Assumable Mortgage Flag
|
Leasehold Flag
|
Buydown Flag
|
Borrower Experian FICO Model Used
|
Borrower Equifax FICO Model Used
|
Borrower TransUnion FICO Model Used
|
Co Borrower Experian FICO Model Used
|
Co Borrower Equifax FICO Model Used
|
Co Borrower TransUnion FICO Model Used
|
Co Borrower2 Experian FICO Model Used
|
Co Borrower2 Equifax FICO Model Used
|
Co Borrower2 TransUnion FICO Model Used
|
Co Borrower3 Experian FICO Model Used
|
Co Borrower3 Equifax FICO Model Used
|
Co Borrower3 TransUnion FICO Model Used
|
Borrower Documentation Used to Determine Legal Residency
|
Co Borrower Documentation Used to Determine Legal Residency
|
Co Borrower2 Documentation Used to Determine Legal Residency
|
Co Borrower3 Documentation Used to Determine Legal Residency
|
Delayed Financing?
|
Months Reserves
|
Correspondent Type
|
Departure Residence
|
Rate Increase on Default
|
MERS Min Number
|
Co Borrower Other Income
|
Co Borrower Wage Income
|
Primary Housing Lates 0 6 Months 30
|
Primary Housing Lates 0 6 Months 60
|
Primary Housing Lates 0 6 Months 90
|
Primary Housing Lates 7 12 Months 30
|
Primary Housing Lates 7 12 Months 60
|
Primary Housing Lates 7 12 Months 90
|
Primary Housing Lates 13 24 Months 30
|
Primary Housing Lates 13 24 Months 60
|
Primary Housing Lates 13 24 Months 90
|
Primary Housing Lates 25 36 Months 30
|
Primary Housing Lates 25 36 Months 60
|
Primary Housing Lates 25 36 Months 90
|
Borrower 1 ITIN Flag
|
Borrower 2 ITIN Flag
|
Borrower 3 ITIN Flag
|
Borrower 4 ITIN Flag
|
Total Number of Mortgaged Properties
|
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49606384
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,853.58
|
$13,538.57
|
XX%
|
$7,823.02
|
$7,823.02
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$25,941.45
|
1
|
$16,345.20
|
$4,469.04
|
$1,362.10
|
$372.42
|
33.654%
|
33.654%
|
33.654%
|
8/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,853.58
|
6.630%
|
$0.00
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2055
|
$196,363.83
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
FICO Risk Score Classic 04
|
No
|
20.55
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47890236
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,485.00
|
$43,083.19
|
XX%
|
$13,399.84
|
$13,399.84
|
6.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$32,649.14
|
1
|
$29,609.64
|
$4,185.12
|
$2,467.47
|
$348.76
|
34.728%
|
34.728%
|
34.728%
|
8/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,485.00
|
6.630%
|
$750.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
0
|
2
|
0
|
3
|
0
|
No
|
Not Stated
|
9/XX/2055
|
$256,584.86
|
9.680%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
35.61
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44360911
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$6,611.44
|
XX%
|
$9,981.92
|
$9,981.92
|
6.375%
|
No
|
No
|
Non-Employment Income
|
Employed
|
Employed
|
12.35
|
US Citizen
|
US Citizen
|
US Citizen
|
$22,114.37
|
1
|
$31,290.72
|
$2,580.48
|
$2,607.56
|
$215.04
|
41.695%
|
41.695%
|
41.695%
|
8/XX/2025
|
766
|
769
|
810
|
795
|
Level 3-Stated/Partially Verified
|
Level 4-Stated/Verified as defined
|
Level 3-Stated/Verified as defined
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.630%
|
$0.00
|
1.4
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
0
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
10/XX/2055
|
$36,141.39
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
0.01
|
No
|
No
|
$4,752.79
|
$29,887.41
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41795231
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,995.00
|
$5,330.82
|
XX%
|
$4,900.38
|
$4,900.38
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$22,407.83
|
1
|
$6,806.16
|
$3,120.00
|
$567.18
|
$260.00
|
31.319%
|
31.319%
|
31.319%
|
8/XX/2025
|
765
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,995.00
|
6.570%
|
$0.00
|
2.1
|
DU
|
ApproveEligible
|
N/A
|
No
|
6.125%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$893,757.56
|
79.440%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
99.6
|
No
|
No
|
$0.00
|
$16,249.11
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44244042
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$22,504.23
|
$53,287.68
|
XX%
|
$7,636.11
|
$7,636.11
|
6.375%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,001.22
|
1
|
$5,909.76
|
$5,344.56
|
$492.48
|
$445.38
|
49.247%
|
49.247%
|
49.247%
|
8/XX/2025
|
820
|
No
|
No
|
[Borrower - | Primary Income - Annuity]; 1099 - 2024
[Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$22,504.23
|
6.570%
|
$0.00
|
1.9
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$80,942.55
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.36
|
No
|
$4,915.05
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43283510
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,777.58
|
$10,502.54
|
XX%
|
$2,906.19
|
$2,906.19
|
5.750%
|
No
|
No
|
Employed
|
US Citizen
|
$11,376.96
|
1
|
$4,697.16
|
$901.92
|
$391.43
|
$75.16
|
47.512%
|
47.512%
|
47.512%
|
9/XX/2025
|
738
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,777.58
|
6.570%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
5.750%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$756,926.38
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
171.72
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42106372
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,976.50
|
$13,881.25
|
XX%
|
$6,442.64
|
$6,442.64
|
5.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,587.49
|
1
|
$15,013.44
|
$3,765.00
|
$1,251.12
|
$313.75
|
33.650%
|
33.650%
|
33.650%
|
9/XX/2025
|
765
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,976.50
|
6.570%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.750%
|
1
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
10/XX/2055
|
$80,801.91
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
9.47
|
No
|
$0.00
|
$12,500.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47602463
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,295.00
|
$9,324.53
|
XX%
|
$6,920.99
|
$6,920.99
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$22,468.15
|
1
|
$5,874.60
|
$1,997.04
|
$489.55
|
$166.42
|
33.735%
|
33.735%
|
33.735%
|
9/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,295.00
|
6.540%
|
$0.00
|
1.2
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.875%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
10/XX/2055
|
$259,361.08
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
34.49
|
No
|
No
|
$0.00
|
$19,322.91
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44763824
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,499.00
|
$4,651.00
|
XX%
|
$2,724.11
|
$2,724.11
|
6.750%
|
No
|
No
|
Employed
|
US Citizen
|
$36,456.38
|
1
|
$941.64
|
$1,559.04
|
$78.47
|
$129.92
|
16.701%
|
16.701%
|
16.701%
|
9/XX/2025
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Account Transcripts - 2022
[Borrower]; 4506-C - 2021
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.540%
|
$0.00
|
1.7
|
DU
|
ApproveEligible
|
No
|
No
|
6.750%
|
2
|
0
|
0
|
4
|
3
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$858,934.48
|
100.000%
|
No
|
32
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
254.3
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49218074
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,761.48
|
$4,984.02
|
XX%
|
$4,927.62
|
$4,927.62
|
5.625%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$17,088.63
|
1
|
$6,742.80
|
$1,628.04
|
$561.90
|
$135.67
|
34.247%
|
34.247%
|
34.247%
|
9/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,761.48
|
6.540%
|
$0.00
|
3.0
|
DU
|
ApproveIneligible
|
No
|
No
|
5.625%
|
2
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
10/XX/2055
|
$20,729.16
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
2.29
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42548755
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$27,307.90
|
$16,023.45
|
XX%
|
$18,047.90
|
$18,047.90
|
6.250%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$47,385.98
|
1
|
$63,095.64
|
$11,616.12
|
$5,257.97
|
$968.01
|
36.963%
|
36.963%
|
36.963%
|
9/XX/2025
|
794
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$27,307.90
|
6.540%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.250%
|
0
|
0
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
11/XX/2055
|
$283,165.13
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.91
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47276192
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$13,702.96
|
$516.71
|
XX%
|
$7,540.20
|
$7,540.20
|
6.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,412.11
|
1
|
$15,648.36
|
$3,517.44
|
$1,304.03
|
$293.12
|
36.401%
|
36.401%
|
36.401%
|
8/XX/2025
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,702.96
|
6.320%
|
$35,000.00
|
2.6
|
DU
|
ApproveIneligible
|
No
|
No
|
6.875%
|
1
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$443,495.93
|
30.910%
|
No
|
31
|
31
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
16.83
|
No
|
No
|
$0.00
|
$10,522.80
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42233562
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$22,810.16
|
$27,635.43
|
XX%
|
$7,437.48
|
$7,437.48
|
5.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,568.08
|
1
|
$14,358.24
|
$3,501.00
|
$1,196.52
|
$291.75
|
39.651%
|
39.651%
|
39.651%
|
9/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$22,810.16
|
6.180%
|
$0.00
|
2.0
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
5.625%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$134,430.77
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
FICO Risk Score Classic 04
|
No
|
12.3
|
No
|
$0.00
|
$9,556.45
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44097818
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$31,635.00
|
$36,895.74
|
XX%
|
$20,744.45
|
$20,744.45
|
6.000%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$49,740.27
|
1
|
$53,519.40
|
$22,146.00
|
$4,459.95
|
$1,845.50
|
39.648%
|
39.648%
|
39.648%
|
9/XX/2025
|
757
|
No
|
No
|
[Borrower - | Non-Primary Income - Sole Proprietor]; Business License - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Royalty Agreement - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$31,635.00
|
6.310%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.000%
|
0
|
0
|
1
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$1,041,896.40
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
35.84
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48957998
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,176.00
|
$6,783.95
|
XX%
|
$7,914.07
|
$7,914.07
|
6.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$23,341.86
|
1
|
$10,238.40
|
$16,875.36
|
$853.20
|
$1,406.28
|
38.035%
|
38.035%
|
38.035%
|
10/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,176.00
|
6.310%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.000%
|
1
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
11/XX/2055
|
$157,689.32
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
5.83
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49600207
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$9,023.73
|
$11,669.77
|
XX%
|
$3,463.73
|
$3,463.73
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$17,034.58
|
1
|
$5,109.84
|
$2,721.00
|
$425.82
|
$226.75
|
40.514%
|
40.514%
|
40.514%
|
9/XX/2025
|
793
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,023.73
|
6.310%
|
$14,565.00
|
1.0
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
6.500%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$204,584.41
|
29.860%
|
No
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
15.25
|
No
|
No
|
$0.00
|
$25,217.97
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44259608
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,823.34
|
$11,283.92
|
XX%
|
$7,264.08
|
$7,264.08
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,848.54
|
1
|
$19,187.52
|
$2,066.04
|
$1,598.96
|
$172.17
|
36.874%
|
36.874%
|
36.874%
|
10/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,823.34
|
6.290%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.875%
|
0
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$422,275.53
|
27.500%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
10.39
|
No
|
No
|
$0.00
|
$10,833.33
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49114263
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,545.00
|
$18,664.73
|
XX%
|
$7,477.21
|
$7,477.21
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$23,558.82
|
1
|
$20,625.00
|
$2,030.64
|
$1,718.75
|
$169.22
|
30.196%
|
30.196%
|
30.196%
|
8/XX/2025
|
782
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,545.00
|
6.310%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.875%
|
0
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$1,331,180.41
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
141.9
|
No
|
$0.00
|
$15,833.34
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48586720
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,690.00
|
$12,620.11
|
XX%
|
$5,541.45
|
$5,541.45
|
6.250%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$15,011.92
|
1
|
$18,298.44
|
$8,563.20
|
$1,524.87
|
$713.60
|
44.837%
|
44.837%
|
44.837%
|
9/XX/2025
|
738
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,690.00
|
6.310%
|
$0.00
|
4.4
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
6.250%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
240
|
Not Stated
|
11/XX/2055
|
$612,294.79
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
26.28
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48967172
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$13,100.00
|
$23,979.98
|
XX%
|
$17,746.13
|
$17,746.13
|
5.875%
|
No
|
No
|
Employed
|
US Citizen
|
$30,251.16
|
1
|
$50,000.04
|
$3,306.96
|
$4,166.67
|
$275.58
|
44.152%
|
44.152%
|
44.152%
|
9/XX/2025
|
801
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,100.00
|
6.310%
|
$0.00
|
3.6
|
DU
|
ApproveIneligible
|
No
|
No
|
5.875%
|
0
|
3
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$678,880.75
|
16.970%
|
No
|
5
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
8.82
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49593781
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,142.69
|
$6,801.94
|
XX%
|
$8,453.66
|
$8,453.66
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$29,511.77
|
1
|
$21,745.92
|
$2,889.00
|
$1,812.16
|
$240.75
|
33.805%
|
33.805%
|
33.805%
|
10/XX/2025
|
795
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,142.69
|
6.310%
|
$0.00
|
1.9
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.000%
|
1
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$55,822.99
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
5.31
|
No
|
$0.00
|
$20,000.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47386329
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$21,686.00
|
$6,172.38
|
XX%
|
$4,590.01
|
$4,590.01
|
5.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
Permanent Resident Alien
|
$6,602.25
|
1
|
$6,573.48
|
$4,590.00
|
$547.79
|
$382.50
|
47.728%
|
47.728%
|
47.728%
|
10/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$21,686.00
|
6.290%
|
$34,000.00
|
3.8
|
DU
|
ApproveIneligible
|
No
|
No
|
5.500%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$272,021.84
|
26.910%
|
No
|
34
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
11.5
|
No
|
$0.00
|
$6,696.85
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42211617
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,233.55
|
$11,473.64
|
XX%
|
$7,504.75
|
$7,504.75
|
5.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$57,196.69
|
1
|
$7,990.68
|
$9,420.00
|
$665.89
|
$785.00
|
15.486%
|
15.486%
|
15.486%
|
9/XX/2025
|
801
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,233.55
|
6.290%
|
$0.00
|
3.2
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.750%
|
1
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
12/XX/2055
|
$1,156.57
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
2.75
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47160875
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,850.68
|
$6,535.37
|
XX%
|
$5,678.76
|
$5,678.76
|
5.875%
|
No
|
No
|
Employed
|
US Citizen
|
$26,971.57
|
1
|
$4,500.00
|
$2,120.04
|
$375.00
|
$176.67
|
28.076%
|
28.076%
|
28.076%
|
9/XX/2025
|
804
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,850.68
|
6.310%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.875%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$150,107.38
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
23.96
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41601270
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,933.00
|
$29,483.61
|
XX%
|
$5,217.36
|
$5,217.36
|
5.875%
|
No
|
No
|
Employed
|
US Citizen
|
$16,198.19
|
1
|
$20,840.04
|
$7,235.16
|
$1,736.67
|
$602.93
|
39.221%
|
39.221%
|
39.221%
|
10/XX/2025
|
708
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,933.00
|
6.260%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.875%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$675.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
0.02
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42129740
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$14,945.00
|
$17,839.79
|
XX%
|
$7,673.50
|
$7,673.50
|
5.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$40,227.83
|
1
|
$7,035.84
|
$3,908.64
|
$586.32
|
$325.72
|
21.903%
|
21.903%
|
21.903%
|
8/XX/2025
|
765
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$14,945.00
|
6.290%
|
$0.00
|
3.1
|
DU
|
ApproveIneligible
|
No
|
No
|
5.625%
|
0
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
11/XX/2055
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
3.3
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41612389
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,706.71
|
$9,047.91
|
XX%
|
$7,382.39
|
$7,382.39
|
5.875%
|
No
|
No
|
Employed
|
US Citizen
|
$18,423.98
|
1
|
$20,163.48
|
$1,855.08
|
$1,680.29
|
$154.59
|
45.651%
|
45.651%
|
45.651%
|
9/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; Paystubs - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; VVOE - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,706.71
|
6.290%
|
$0.00
|
1.4
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.875%
|
0
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
11/XX/2055
|
$60,788.92
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
4.7
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44434847
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$13,495.00
|
$0.00
|
XX%
|
$14,947.22
|
$14,947.22
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$25,827.91
|
1
|
$34,368.12
|
$7,913.16
|
$2,864.01
|
$659.43
|
48.099%
|
48.099%
|
48.099%
|
10/XX/2025
|
810
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,495.00
|
6.290%
|
$25,000.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.125%
|
0
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$1,877,563.57
|
61.050%
|
No
|
34
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
68.17
|
No
|
No
|
$0.00
|
$24,763.56
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43149791
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,070.00
|
$6,933.08
|
XX%
|
$11,507.28
|
$11,507.28
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$46,317.79
|
1
|
$20,387.40
|
$6,120.96
|
$1,698.95
|
$510.08
|
27.225%
|
27.225%
|
27.225%
|
10/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Non-Primary Income - Wages]; Other - 2025
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
2
|
0
|
0
|
XXX
|
$2,070.00
|
6.290%
|
$0.00
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
1
|
0
|
0
|
0
|
1
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$73,566.68
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
5.25
|
No
|
$0.00
|
$13,866.67
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46925542
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,695.00
|
$5,082.31
|
XX%
|
$5,163.64
|
$5,163.64
|
5.625%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$13,755.94
|
1
|
$9,209.64
|
$3,084.00
|
$767.47
|
$257.00
|
48.158%
|
48.158%
|
48.158%
|
10/XX/2025
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,695.00
|
6.240%
|
$0.00
|
4.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.625%
|
1
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$375,312.19
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
56.93
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
7
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41770650
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,499.00
|
$4,855.80
|
XX%
|
$5,481.39
|
$5,481.39
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,487.36
|
1
|
$9,467.04
|
$2,664.00
|
$788.92
|
$222.00
|
47.304%
|
47.304%
|
47.304%
|
11/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.240%
|
$814.63
|
1.9
|
DU
|
ApproveEligible
|
N/A
|
No
|
6.000%
|
2
|
2
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$488,748.39
|
38.180%
|
No
|
9
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
16.52
|
Yes
|
No
|
$0.00
|
$3,253.97
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45430352
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,570.40
|
$8,336.03
|
XX%
|
$5,650.78
|
$5,650.78
|
6.125%
|
No
|
No
|
Employed
|
US Citizen
|
$11,945.33
|
1
|
$16,767.96
|
$5,361.84
|
$1,397.33
|
$446.82
|
44.956%
|
44.956%
|
44.956%
|
10/XX/2025
|
768
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,570.40
|
6.240%
|
$0.00
|
2.4
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$948,129.13
|
No
|
21
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
121.98
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44209198
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$16,150.00
|
$18,375.06
|
XX%
|
$7,728.74
|
$7,728.74
|
5.875%
|
No
|
No
|
Employed
|
US Citizen
|
$17,445.18
|
1
|
$9,627.24
|
$5,249.28
|
$802.27
|
$437.44
|
34.261%
|
34.261%
|
34.261%
|
10/XX/2025
|
802
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$16,150.00
|
6.240%
|
$0.00
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.875%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$188,363.65
|
No
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
20.74
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48924115
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,863.50
|
$10,318.19
|
XX%
|
$7,109.04
|
$7,109.04
|
6.125%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$10,205.79
|
1
|
$6,032.76
|
$3,642.00
|
$502.73
|
$303.50
|
46.271%
|
46.271%
|
46.271%
|
10/XX/2025
|
805
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$5,863.50
|
6.240%
|
$0.00
|
5.0
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.125%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
240
|
Not Stated
|
12/XX/2055
|
$4,481,222.02
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
475.87
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47058660
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,499.00
|
$3,684.45
|
XX%
|
$6,295.28
|
$6,295.28
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,580.79
|
1
|
$14,791.32
|
$2,319.00
|
$1,232.61
|
$193.25
|
40.277%
|
40.277%
|
40.277%
|
8/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2025
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.570%
|
$0.00
|
2.2
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.000%
|
2
|
2
|
2
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$756,448.52
|
44.490%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.78
|
No
|
$0.00
|
$9,086.83
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40197576
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,640.00
|
$5,782.28
|
XX%
|
$8,943.29
|
$8,943.29
|
6.250%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$20,765.71
|
1
|
$22,137.60
|
$3,701.04
|
$1,844.80
|
$308.42
|
47.504%
|
47.504%
|
47.504%
|
10/XX/2025
|
798
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023
[Borrower - | Non-Primary Income - Child Support]; Account Statements - 2025
[Borrower - | Non-Primary Income - Child Support]; Other - 2025
[Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2024
[Borrower - | Non-Primary Income - Child Support]; Divorce Decree - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - No Results Returned - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.310%
|
$0.00
|
2.2
|
DU
|
ApproveIneligible
|
No
|
No
|
6.250%
|
2
|
2
|
2
|
0
|
2
|
2
|
No
|
Not Stated
|
12/XX/2055
|
$1,639,230.24
|
78.990%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
86.63
|
No
|
No
|
$36,812.16
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42768914
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,140.12
|
$8,547.81
|
XX%
|
$6,547.09
|
$6,547.09
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$18,771.55
|
1
|
$12,709.32
|
$2,574.96
|
$1,059.11
|
$214.58
|
31.512%
|
31.512%
|
31.512%
|
10/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,140.12
|
6.240%
|
$0.00
|
3.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.000%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$181,702.13
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
22.84
|
No
|
$0.00
|
$14,408.33
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44553158
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,102.52
|
$7,321.94
|
XX%
|
$2,384.40
|
$2,384.40
|
5.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$4,759.55
|
1
|
$1,891.56
|
$1,613.04
|
$157.63
|
$134.42
|
35.993%
|
35.993%
|
35.993%
|
10/XX/2025
|
793
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,102.52
|
6.160%
|
$0.00
|
1.1
|
DU
|
ApproveEligible
|
Yes
|
No
|
5.500%
|
1
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$18,532.86
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
6.88
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41459140
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$12,910.41
|
$16,089.64
|
XX%
|
$7,225.63
|
$7,225.63
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,084.58
|
1
|
$20,750.04
|
$1,290.00
|
$1,729.17
|
$107.50
|
49.695%
|
49.695%
|
49.695%
|
10/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,910.41
|
6.240%
|
$0.00
|
3.7
|
DU
|
ApproveIneligible
|
No
|
No
|
5.875%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$31,902.70
|
No
|
33
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
3.14
|
No
|
No
|
$0.00
|
$6,216.94
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41509202
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,595.00
|
($4,613.75)
|
XX%
|
$12,335.23
|
$12,335.23
|
6.125%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$69,745.29
|
1
|
$61,120.08
|
$13,694.40
|
$5,093.34
|
$1,141.20
|
32.663%
|
32.663%
|
32.663%
|
9/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Capital Gains]; Other - 2025
[Borrower - | Primary Income - Capital Gains]; Other - 2025
[Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2025
[Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,595.00
|
6.240%
|
$0.00
|
4.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.125%
|
0
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
17.49
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49308480
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$17,532.61
|
$19,280.86
|
XX%
|
$4,713.81
|
$4,713.81
|
5.750%
|
No
|
No
|
Employed
|
US Citizen
|
$16,336.78
|
1
|
$3,315.00
|
$3,368.04
|
$276.25
|
$280.67
|
39.679%
|
39.679%
|
39.679%
|
10/XX/2025
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$17,532.61
|
6.240%
|
$1,500.00
|
1.9
|
DU
|
ApproveIneligible
|
No
|
No
|
5.750%
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$435,687.60
|
40.450%
|
No
|
39
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
30.74
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44761883
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$14,003.27
|
$18,592.60
|
XX%
|
$6,052.51
|
$6,052.51
|
5.625%
|
No
|
No
|
Employed
|
US Citizen
|
$25,143.70
|
1
|
$11,155.92
|
$1,920.00
|
$929.66
|
$160.00
|
42.789%
|
42.789%
|
42.789%
|
9/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$14,003.27
|
6.240%
|
$0.00
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.625%
|
1
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$348,537.38
|
No
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
48.79
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
10
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44166920
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,195.00
|
$2,849.94
|
XX%
|
$5,276.08
|
$5,276.08
|
5.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,072.03
|
1
|
$42,066.84
|
$2,131.92
|
$3,505.57
|
$177.66
|
35.856%
|
35.856%
|
35.856%
|
10/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,195.00
|
6.240%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
5.750%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
No
|
$0.00
|
$10,833.33
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49011886
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$14,425.34
|
$20,324.14
|
XX%
|
$8,189.23
|
$8,189.23
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,770.14
|
1
|
$29,553.48
|
$6,990.96
|
$2,462.79
|
$582.58
|
49.127%
|
49.127%
|
49.127%
|
10/XX/2025
|
750
|
Yes
|
No
|
[Borrower - | Primary Income - Projected Income]; Employer Letter - 2025
[Borrower - | Primary Income - Projected Income]; Other - 2025
[Borrower - | Primary Income - Projected Income]; VVOE - 2025
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$14,425.34
|
6.310%
|
$15,000.00
|
2.4
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.500%
|
0
|
1
|
0
|
0
|
2
|
2
|
0.00
|
No
|
240
|
Not Stated
|
11/XX/2055
|
$1,524,100.30
|
88.220%
|
No
|
11
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
44.63
|
Yes
|
No
|
$0.00
|
$14,041.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45331004
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,500.00
|
$13,956.57
|
XX%
|
$6,318.36
|
$6,318.36
|
6.125%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$21,333.56
|
1
|
$3,958.80
|
$2,647.44
|
$329.90
|
$220.62
|
30.800%
|
30.800%
|
30.800%
|
10/XX/2025
|
795
|
No
|
No
|
[Borrower - | Primary Income - Note Receivable]; Account Statements - 2025
[Borrower - | Primary Income - Note Receivable]; Deposit Receipt - 2025
[Borrower - | Primary Income - Note Receivable]; Note - 2022
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,500.00
|
6.160%
|
$12,500.00
|
2.2
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.125%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$593,162.78
|
45.620%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
46.72
|
No
|
No
|
$1,999.06
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44581415
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,014.32
|
$9,373.25
|
XX%
|
$10,550.16
|
$10,550.16
|
5.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$37,602.00
|
1
|
$30,684.00
|
$8,810.04
|
$2,557.00
|
$734.17
|
29.861%
|
29.861%
|
29.861%
|
10/XX/2025
|
792
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,014.32
|
6.160%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
5.625%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$259,072.45
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
18.68
|
No
|
$0.00
|
$39,583.33
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41454334
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$23,101.86
|
$35,284.66
|
XX%
|
$5,047.36
|
$5,047.36
|
5.625%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$11,248.59
|
1
|
$17,608.20
|
$1,760.04
|
$1,467.35
|
$146.67
|
37.369%
|
37.369%
|
37.369%
|
9/XX/2025
|
765
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
$23,101.86
|
6.220%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.625%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
No
|
32
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40148158
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,813.00
|
$5,255.00
|
XX%
|
$5,344.77
|
$5,344.77
|
6.875%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$25,907.32
|
1
|
$5,060.28
|
$3,160.56
|
$421.69
|
$263.38
|
26.207%
|
26.207%
|
26.207%
|
10/XX/2025
|
786
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,813.00
|
6.160%
|
$1,500.00
|
3.2
|
LP / LPA
|
Accept/Eligible
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
240
|
Not Stated
|
12/XX/2055
|
$8,675,891.86
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
1404.32
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42909317
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,770.00
|
$3,501.92
|
XX%
|
$7,698.49
|
$7,698.49
|
5.750%
|
No
|
No
|
Employed
|
US Citizen
|
$11,121.64
|
1
|
$28,530.48
|
$3,399.96
|
$2,377.54
|
$283.33
|
48.760%
|
48.760%
|
48.760%
|
10/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,770.00
|
6.160%
|
$8,720.63
|
2.4
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
5.750%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$591,732.63
|
35.880%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
26.57
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42053843
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,780.00
|
$6,012.48
|
XX%
|
$7,548.02
|
$7,548.02
|
5.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$43,119.04
|
1
|
$28,606.68
|
$2,378.64
|
$2,383.89
|
$198.22
|
30.593%
|
30.593%
|
30.593%
|
10/XX/2025
|
805
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,780.00
|
6.160%
|
$21,287.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.875%
|
0
|
1
|
0
|
2
|
1
|
10.70
|
No
|
Not Stated
|
12/XX/2055
|
$1,927,041.21
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
158.67
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46400021
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$9,034.39
|
$30,059.66
|
XX%
|
$4,985.46
|
$4,985.46
|
5.000%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$28,858.72
|
1
|
$4,968.00
|
$2,645.04
|
$414.00
|
$220.42
|
17.176%
|
17.176%
|
17.176%
|
10/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,034.39
|
6.260%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
5.000%
|
0
|
0
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
12/XX/2055
|
$103,945.91
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
18.17
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46407453
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,640.00
|
$3,960.63
|
XX%
|
$6,723.63
|
$6,723.63
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
Non-Permanent Resident Alien
|
Non-Permanent Resident Alien
|
India
|
India
|
$13,196.88
|
1
|
$12,845.28
|
$1,296.00
|
$1,070.44
|
$108.00
|
42.736%
|
42.736%
|
42.736%
|
10/XX/2025
|
764
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.160%
|
$0.00
|
2.6
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.250%
|
2
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$116,580.73
|
No
|
32
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
VISA
|
VISA
|
No
|
9.17
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45054876
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$17,725.00
|
$20,715.62
|
XX%
|
$7,216.76
|
$7,216.76
|
5.875%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$39,535.56
|
1
|
$11,097.96
|
$2,299.44
|
$924.83
|
$191.62
|
38.343%
|
38.343%
|
38.343%
|
10/XX/2025
|
802
|
No
|
No
|
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 - 2022
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$17,725.00
|
6.160%
|
$0.00
|
1.4
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
5.875%
|
2
|
2
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$1,801,927.98
|
100.000%
|
No
|
22
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
176.91
|
Yes
|
No
|
$0.00
|
$8,507.82
|
No
|
No
|
No
|
No
|
4
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47820597
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,098.00
|
$3,987.54
|
XX%
|
$6,036.61
|
$6,036.61
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,682.17
|
1
|
$16,049.16
|
$2,579.52
|
$1,337.43
|
$214.96
|
29.559%
|
29.559%
|
29.559%
|
11/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,098.00
|
6.160%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.125%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$16,075.84
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
1.33
|
No
|
$0.00
|
$9,466.18
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47675214
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$23,761.68
|
$12,762.28
|
XX%
|
$5,949.13
|
$5,949.13
|
5.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$27,477.25
|
1
|
$9,857.52
|
$4,563.96
|
$821.46
|
$380.33
|
21.727%
|
21.727%
|
21.727%
|
10/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$23,761.68
|
6.160%
|
$25,000.00
|
2.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.375%
|
0
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$889,522.30
|
66.980%
|
No
|
6
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
85.32
|
No
|
$0.00
|
$18,383.33
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42189492
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,847.00
|
$6,148.44
|
XX%
|
$2,867.92
|
$2,867.92
|
6.125%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$23,411.70
|
1
|
$10,563.36
|
$1,070.04
|
$880.28
|
$89.17
|
30.558%
|
30.558%
|
30.558%
|
10/XX/2025
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,847.00
|
6.220%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
6.125%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$53,172.38
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
11.79
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42882110
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$11,517.50
|
$15,826.27
|
XX%
|
$2,667.41
|
$2,667.41
|
6.125%
|
No
|
No
|
Employed
|
US Citizen
|
$9,444.65
|
1
|
$7,668.12
|
$1,175.04
|
$639.01
|
$97.92
|
31.312%
|
31.312%
|
31.312%
|
9/XX/2025
|
795
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,517.50
|
6.540%
|
$15,000.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.125%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$710,008.69
|
71.070%
|
No
|
4
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
33.06
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44243077
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,995.00
|
$9,454.91
|
XX%
|
$7,184.19
|
$7,184.19
|
5.625%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$10,600.27
|
1
|
$19,556.16
|
$1,493.04
|
$1,629.68
|
$124.42
|
46.527%
|
46.527%
|
46.527%
|
11/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,995.00
|
6.170%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.625%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$1,059,797.49
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
No
|
231.07
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42182575
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,427.49
|
$8,805.58
|
XX%
|
$4,904.59
|
$4,904.59
|
5.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,736.15
|
1
|
$3,997.20
|
$5,406.00
|
$333.10
|
$450.50
|
37.440%
|
37.440%
|
37.440%
|
11/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,427.49
|
6.170%
|
$24,000.00
|
2.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.625%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$437,446.24
|
41.070%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
36.93
|
Yes
|
No
|
$0.00
|
$10,269.16
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42731153
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$37,536.20
|
$41,812.92
|
XX%
|
$8,170.02
|
$8,170.02
|
5.750%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$15,706.86
|
1
|
$4,967.40
|
$2,692.20
|
$413.95
|
$224.35
|
35.930%
|
35.930%
|
35.930%
|
11/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - No Results Returned - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$37,536.20
|
6.170%
|
$0.00
|
1.3
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.750%
|
0
|
0
|
2
|
0
|
2
|
1
|
No
|
Not Stated
|
1/XX/2056
|
$896.78
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
50.76
|
No
|
$4,990.60
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44166326
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,495.00
|
$18,810.34
|
XX%
|
$11,534.99
|
$11,534.99
|
5.875%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$16,377.32
|
1
|
$37,854.84
|
$10,677.96
|
$3,154.57
|
$889.83
|
49.925%
|
49.925%
|
49.925%
|
10/XX/2025
|
782
|
No
|
No
|
[Borrower - | Primary Income - Trust Income]; Account Statements - 2025
[Borrower - | Primary Income - Trust Income]; Trust Agreement - 2025
[Borrower - | Non-Primary Income - Trust Income]; Trust Agreement - 2025
[Borrower - | Non-Primary Income - Trust Income]; Account Statements - 2024
[Borrower - | Non-Primary Income - Trust Income]; Account Statements - 2025
[Borrower - | Non-Primary Income - Trust Income]; Trust Agreement - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,495.00
|
6.290%
|
$12,000.00
|
1.0
|
DU
|
ApproveIneligible
|
No
|
No
|
5.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$5,084,213.54
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
244.3
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48370520
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,098.00
|
$8,262.98
|
XX%
|
$2,580.47
|
$2,580.47
|
6.000%
|
No
|
No
|
Employed
|
US Citizen
|
$13,898.06
|
1
|
$1,005.00
|
$2,243.76
|
$83.75
|
$186.98
|
40.611%
|
40.611%
|
40.611%
|
12/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,098.00
|
6.260%
|
$0.00
|
1.9
|
LP / LPA
|
Accept/Eligible
|
N/A
|
No
|
6.000%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$4,441.14
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
1.42
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41577862
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$24,826.54
|
$31,974.51
|
XX%
|
$6,579.67
|
$6,579.67
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,551.79
|
1
|
$19,862.52
|
$1,025.04
|
$1,655.21
|
$85.42
|
36.727%
|
36.727%
|
36.727%
|
11/XX/2025
|
811
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
$24,826.54
|
6.260%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
5.875%
|
0
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$549,119.64
|
34.550%
|
No
|
34
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
3.16
|
Yes
|
No
|
$0.00
|
$18,778.93
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45583333
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$26,020.00
|
$27,824.73
|
XX%
|
$6,419.30
|
$6,419.30
|
5.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$10,167.91
|
1
|
$10,197.24
|
$8,645.04
|
$849.77
|
$720.42
|
49.202%
|
49.202%
|
49.202%
|
10/XX/2025
|
751
|
No
|
No
|
[Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Other - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2024
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2024
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023
[Borrower - | Non-Primary Income - Royalty]; Other - 2017
[Borrower - | Non-Primary Income - Royalty]; Other - 2025
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2024
[Borrower - | Non-Primary Income - Royalty]; Schedule E - 2024
[Borrower - | Non-Primary Income - Royalty]; K-1 - 2023
[Borrower - | Non-Primary Income - Royalty]; Other - 2002
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$26,020.00
|
6.260%
|
$0.00
|
2.9
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
5.750%
|
0
|
2
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$3,106,467.65
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
388.82
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45111349
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,429.00
|
$12,031.22
|
XX%
|
$5,425.67
|
$5,425.67
|
6.500%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$19,223.30
|
1
|
$19,162.44
|
$7,780.68
|
$1,596.87
|
$648.39
|
43.646%
|
43.646%
|
43.646%
|
11/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,429.00
|
6.260%
|
$0.00
|
3.5
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.500%
|
1
|
1
|
1
|
0
|
1
|
1
|
No
|
Not Stated
|
12/XX/2055
|
$279,201.88
|
24.810%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
19.11
|
No
|
No
|
$14,805.88
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46653301
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,294.00
|
$11,846.11
|
XX%
|
$2,894.76
|
$2,894.76
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,788.95
|
1
|
$4,416.12
|
$1,135.20
|
$368.01
|
$94.60
|
31.653%
|
31.653%
|
31.653%
|
11/XX/2025
|
788
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,294.00
|
6.260%
|
$0.00
|
1.9
|
LP / LPA
|
Accept/Eligible
|
N/A
|
No
|
6.375%
|
1
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$992,911.52
|
100.000%
|
No
|
11
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
250.77
|
No
|
No
|
$0.00
|
$11,666.63
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45263661
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$14,395.00
|
$18,827.47
|
XX%
|
$5,910.89
|
$5,910.89
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,239.90
|
1
|
$12,982.80
|
$2,925.00
|
$1,081.90
|
$243.75
|
42.972%
|
42.972%
|
42.972%
|
9/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$14,395.00
|
6.240%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
6.250%
|
1
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$18,138.71
|
No
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
1.38
|
No
|
No
|
$0.00
|
$13,128.33
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44144374
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$20,797.01
|
$26,975.04
|
XX%
|
$9,292.72
|
$9,292.72
|
5.375%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$16,199.80
|
1
|
$27,179.16
|
$4,208.28
|
$2,264.93
|
$350.69
|
49.505%
|
49.505%
|
49.505%
|
11/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$20,797.01
|
6.260%
|
$0.00
|
2.9
|
DU
|
ApproveIneligible
|
No
|
No
|
5.375%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$26,877.54
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
No
|
1.91
|
No
|
$0.00
|
$18,333.34
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41232547
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,194.90
|
$15,470.49
|
XX%
|
$8,603.77
|
$8,603.77
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$18,427.97
|
1
|
$21,098.04
|
$3,279.00
|
$1,758.17
|
$273.25
|
37.508%
|
37.508%
|
37.508%
|
11/XX/2025
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,194.90
|
6.260%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
1
|
2
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$292,390.69
|
16.510%
|
No
|
34
|
10
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
7.72
|
No
|
$0.00
|
$10,405.32
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45838915
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$12,211.16
|
$42,956.03
|
XX%
|
$7,138.14
|
$7,138.14
|
5.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,744.91
|
1
|
$15,977.04
|
$12,491.52
|
$1,331.42
|
$1,040.96
|
48.440%
|
48.440%
|
48.440%
|
11/XX/2025
|
724
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; Paystubs - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; Paystubs - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Paystubs - 2025
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Paystubs - 2025
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,211.16
|
6.230%
|
$0.00
|
1.4
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.625%
|
0
|
0
|
2
|
0
|
3
|
0
|
No
|
Not Stated
|
1/XX/2056
|
$548,533.47
|
35.380%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
17.32
|
No
|
No
|
$15,750.50
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49164634
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$8,312.42
|
$11,868.08
|
XX%
|
$4,053.83
|
$4,053.83
|
5.250%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$12,021.05
|
1
|
$6,125.04
|
$1,340.04
|
$510.42
|
$111.67
|
29.217%
|
29.217%
|
29.217%
|
10/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,312.42
|
6.230%
|
$0.00
|
2.6
|
LP / LPA
|
Accept/Eligible
|
No
|
No
|
5.250%
|
2
|
2
|
1
|
0
|
3
|
1
|
No
|
Not Stated
|
1/XX/2056
|
$615,630.22
|
51.300%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
27.62
|
No
|
$7,384.37
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42177130
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,420.00
|
$10,285.24
|
XX%
|
$7,324.17
|
$7,324.17
|
5.959%
|
No
|
No
|
Employed
|
Non-Permanent Resident Alien
|
United Kingdom of Great Britain and Northern Ireland
|
$15,175.58
|
1
|
$19,287.84
|
$1,623.00
|
$1,607.32
|
$135.25
|
38.678%
|
38.678%
|
38.678%
|
9/XX/2025
|
758
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,420.00
|
6.190%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
5.959%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$188,356.32
|
11.400%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
VISA
|
8.4
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44279939
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$12,265.46
|
($65.00)
|
XX%
|
$5,996.48
|
$5,996.48
|
5.750%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$14,863.45
|
1
|
$23,998.92
|
$2,706.96
|
$1,999.91
|
$225.58
|
37.217%
|
37.217%
|
37.217%
|
11/XX/2025
|
788
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
$12,265.46
|
6.260%
|
$43,585.00
|
2.6
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.750%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$410,054.78
|
31.920%
|
No
|
35
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
17.7
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44912870
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$14,255.60
|
$13,563.64
|
XX%
|
$8,373.75
|
$8,373.75
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$14,834.58
|
1
|
$21,249.96
|
$6,600.96
|
$1,770.83
|
$550.08
|
43.065%
|
43.065%
|
43.065%
|
11/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$14,255.60
|
6.260%
|
$16,000.00
|
1.1
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
1
|
0
|
2
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$520,127.93
|
30.590%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
15.82
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40657987
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$31,825.00
|
$64,514.51
|
XX%
|
$8,660.22
|
$8,660.22
|
5.750%
|
No
|
No
|
Employed
|
US Citizen
|
$14,995.39
|
1
|
$8,180.64
|
$3,644.04
|
$681.72
|
$303.67
|
40.018%
|
40.018%
|
40.018%
|
12/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$31,825.00
|
6.260%
|
$0.00
|
3.7
|
DU
|
ApproveIneligible
|
No
|
No
|
5.750%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43368268
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$4,285.84
|
$8,043.86
|
XX%
|
$5,018.73
|
$5,018.73
|
5.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,306.86
|
1
|
$19,235.16
|
$1,146.12
|
$1,602.93
|
$95.51
|
48.581%
|
48.581%
|
48.581%
|
10/XX/2025
|
802
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,285.84
|
6.260%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
5.750%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$7,407.93
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
1.1
|
No
|
$0.00
|
$5,183.37
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48569971
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,087.54
|
$14,792.53
|
XX%
|
$12,717.07
|
$12,717.07
|
5.499%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$23,439.28
|
1
|
$35,085.72
|
$5,994.00
|
$2,923.81
|
$499.50
|
40.858%
|
40.858%
|
40.858%
|
11/XX/2025
|
808
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,087.54
|
6.260%
|
$0.00
|
3.3
|
DU
|
ApproveIneligible
|
No
|
No
|
5.499%
|
2
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
1/XX/2056
|
$829,220.02
|
29.610%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.47
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44961849
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$7,380.89
|
$6,725.93
|
XX%
|
$4,649.53
|
$4,649.53
|
5.599%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,395.75
|
1
|
$10,769.16
|
$2,358.00
|
$897.43
|
$196.50
|
27.269%
|
27.269%
|
27.269%
|
11/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,380.89
|
6.260%
|
$300,000.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
5.599%
|
1
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$213,208.33
|
16.270%
|
No
|
11
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
0.58
|
No
|
$0.00
|
$15,544.89
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48105740
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,175.00
|
$3,668.92
|
XX%
|
$5,656.90
|
$5,656.90
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$16,946.59
|
1
|
$8,348.28
|
$2,625.00
|
$695.69
|
$218.75
|
40.653%
|
40.653%
|
40.653%
|
10/XX/2025
|
803
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,175.00
|
6.260%
|
$7,997.64
|
1.7
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.250%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$375,566.59
|
30.650%
|
No
|
36
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
9.87
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46317375
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,207.21
|
$4,427.39
|
XX%
|
$6,446.59
|
$6,446.59
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,921.75
|
1
|
$6,312.12
|
$1,869.84
|
$526.01
|
$155.82
|
44.840%
|
44.840%
|
44.840%
|
11/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,207.21
|
6.260%
|
$0.00
|
1.4
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.500%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$536,619.55
|
42.090%
|
No
|
33
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
34.47
|
No
|
No
|
$0.00
|
$17,551.72
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42757411
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,255.00
|
$14,889.33
|
XX%
|
$7,388.61
|
$7,388.61
|
6.250%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$38,756.17
|
1
|
$6,816.60
|
$10,996.44
|
$568.05
|
$916.37
|
27.887%
|
27.887%
|
27.887%
|
10/XX/2025
|
744
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,255.00
|
6.260%
|
$7,886.79
|
4.2
|
DU
|
ApproveIneligible
|
No
|
No
|
6.250%
|
1
|
0
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
1/XX/2056
|
$512,622.31
|
27.330%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
64.12
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49945733
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$22,247.50
|
$22,949.25
|
XX%
|
$9,444.78
|
$9,444.78
|
5.990%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$86,489.64
|
1
|
$25,923.48
|
$12,332.04
|
$2,160.29
|
$1,027.67
|
14.844%
|
14.844%
|
14.844%
|
11/XX/2025
|
747
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$22,247.50
|
6.250%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.990%
|
1
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
1/XX/2056
|
$41,176.74
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
3.26
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40367213
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$11,599.93
|
XX%
|
$8,273.80
|
$8,273.80
|
6.000%
|
No
|
No
|
Employed
|
US Citizen
|
$26,227.40
|
1
|
$21,562.56
|
$6,387.96
|
$1,796.88
|
$532.33
|
31.759%
|
31.759%
|
31.759%
|
10/XX/2025
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.260%
|
$25,000.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.000%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$643,218.18
|
37.280%
|
No
|
34
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
25.65
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48635147
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,584.76
|
$11,877.98
|
XX%
|
$7,988.79
|
$7,988.79
|
5.500%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$17,144.65
|
1
|
$22,903.56
|
$4,811.04
|
$1,908.63
|
$400.92
|
44.238%
|
44.238%
|
44.238%
|
9/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Tax Return Extension - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,584.76
|
6.190%
|
$0.00
|
3.7
|
DU
|
ApproveIneligible
|
No
|
No
|
5.500%
|
0
|
0
|
2
|
0
|
3
|
0
|
No
|
Not Stated
|
1/XX/2056
|
$491,995.76
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
47.77
|
No
|
No
|
$20,274.69
|
$0.00
|
No
|
No
|
No
|
No
|
6
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45469268
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,189.29
|
$11,321.96
|
XX%
|
$8,016.94
|
$8,016.94
|
6.000%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$16,541.09
|
1
|
$22,091.64
|
$2,247.96
|
$1,840.97
|
$187.33
|
38.925%
|
38.925%
|
38.925%
|
11/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,189.29
|
6.260%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.000%
|
1
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$75,575.69
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
5.87
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42142659
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,189.90
|
$6,501.62
|
XX%
|
$5,463.72
|
$5,463.72
|
5.999%
|
No
|
No
|
Employed
|
Employed
|
Non-Permanent Resident Alien
|
Non-Permanent Resident Alien
|
India
|
India
|
$15,215.42
|
1
|
$10,024.08
|
$2,574.96
|
$835.34
|
$214.58
|
31.530%
|
31.530%
|
31.530%
|
11/XX/2025
|
807
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,189.90
|
6.260%
|
$0.00
|
1.6
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.999%
|
2
|
2
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$27,627.07
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
VISA
|
VISA
|
No
|
3.08
|
No
|
No
|
$0.00
|
$8,159.56
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43197275
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,188.24
|
$10,894.96
|
XX%
|
$12,303.99
|
$12,303.99
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
Non-Employment Income
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
$24,192.11
|
1
|
$9,921.24
|
$2,325.00
|
$826.77
|
$193.75
|
43.083%
|
43.083%
|
43.083%
|
10/XX/2025
|
782
|
811
|
798
|
812
|
Level 3-Stated/Partially Verified
|
Level 3-Stated/Partially Verified
|
Level 1-Not Stated/Not Verified
|
Yes
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$8,188.24
|
6.260%
|
$0.00
|
2.6
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
5.875%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
120
|
Not Stated
|
1/XX/2056
|
$874,107.57
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
28.95
|
No
|
No
|
$15,803.67
|
$6,267.75
|
No
|
No
|
No
|
No
|
3
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43038200
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$17,480.00
|
$21,310.82
|
XX%
|
$6,185.87
|
$6,185.87
|
5.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,823.03
|
1
|
$5,957.76
|
$2,369.04
|
$496.48
|
$197.42
|
49.775%
|
49.775%
|
49.775%
|
10/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$17,480.00
|
6.270%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
5.750%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$695,765.66
|
52.510%
|
No
|
33
|
6
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
51.32
|
No
|
No
|
$0.00
|
$7,916.66
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49807759
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,495.00
|
$11,723.56
|
XX%
|
$6,238.70
|
$6,238.70
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$8,900.95
|
1
|
$3,535.44
|
$3,330.12
|
$294.62
|
$277.51
|
49.178%
|
49.178%
|
49.178%
|
10/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,495.00
|
6.170%
|
$515,000.00
|
1.7
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.375%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$119,822.87
|
7.600%
|
No
|
34
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
4.77
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40229660
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,989.86
|
$9,964.83
|
XX%
|
$4,998.49
|
$4,998.49
|
5.875%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$11,316.16
|
1
|
$14,827.20
|
$2,777.04
|
$1,235.60
|
$231.42
|
36.840%
|
36.840%
|
36.840%
|
12/XX/2025
|
801
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,989.86
|
6.190%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
5.875%
|
1
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$737,415.60
|
56.720%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
56.72
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47221169
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,990.00
|
$32,252.54
|
XX%
|
$18,715.47
|
$18,715.47
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$779,257.13
|
1
|
$47,900.40
|
$18,659.04
|
$3,991.70
|
$1,554.92
|
6.489%
|
6.489%
|
6.489%
|
11/XX/2025
|
765
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Borrower - | Primary Income - Wages]; Employer Letter - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,990.00
|
6.190%
|
$2,250.00
|
2.6
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.375%
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$3,447,624.49
|
80.170%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
88.5
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41964441
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,589.01
|
$7,395.52
|
XX%
|
$6,176.79
|
$6,176.79
|
5.625%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$9,543.79
|
1
|
$6,542.04
|
$2,187.00
|
$545.17
|
$182.25
|
43.860%
|
43.860%
|
43.860%
|
11/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,589.01
|
6.270%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
5.625%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$969,535.27
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
138.48
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45569886
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,318.20
|
$3,796.70
|
XX%
|
$8,403.45
|
$8,403.45
|
5.750%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,284.42
|
1
|
$5,205.00
|
$3,807.00
|
$433.75
|
$317.25
|
49.908%
|
49.908%
|
49.908%
|
11/XX/2025
|
809
|
No
|
No
|
[Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Primary Income - Capital Gains]; Other - 2025
[Borrower - | Primary Income - Capital Gains]; Other - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,318.20
|
6.190%
|
$0.00
|
5.0
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
5.750%
|
0
|
0
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO II
|
Beacon 5.0
|
No
|
8.68
|
No
|
No
|
$2,106.02
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42146646
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$31,195.00
|
$41,658.87
|
XX%
|
$11,628.03
|
$11,628.03
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,644.33
|
1
|
$7,512.12
|
$8,134.44
|
$626.01
|
$677.87
|
45.135%
|
45.135%
|
45.135%
|
10/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$31,195.00
|
6.540%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$266,182.54
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
3.78
|
No
|
$0.00
|
$15,416.27
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42080950
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,759.42
|
$5,405.22
|
XX%
|
$7,594.09
|
$7,594.09
|
6.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,041.42
|
1
|
$10,623.72
|
$3,203.04
|
$885.31
|
$266.92
|
46.120%
|
46.120%
|
46.120%
|
12/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
$4,759.42
|
6.190%
|
$0.00
|
1.3
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.625%
|
0
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$730,588.34
|
43.610%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
38.42
|
Yes
|
No
|
$0.00
|
$11,249.99
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45642537
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,150.68
|
$7,255.78
|
XX%
|
$5,905.01
|
$5,905.01
|
5.500%
|
No
|
No
|
Employed
|
US Citizen
|
$15,033.20
|
1
|
$4,406.04
|
$2,996.76
|
$367.17
|
$249.73
|
36.475%
|
36.475%
|
36.475%
|
10/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,150.68
|
6.190%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.500%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
No
|
21
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46279179
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$12,489.70
|
$32,745.58
|
XX%
|
$5,149.36
|
$5,149.36
|
5.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$31,642.20
|
1
|
$16,413.00
|
$3,644.04
|
$1,367.75
|
$303.67
|
22.862%
|
22.862%
|
22.862%
|
9/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,489.70
|
6.540%
|
$0.00
|
1.4
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.375%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$340,930.17
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
26.34
|
No
|
$0.00
|
$27,499.98
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49835625
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$25,165.00
|
$27,525.30
|
XX%
|
$5,641.43
|
$5,641.43
|
5.625%
|
No
|
No
|
Employed
|
US Citizen
|
$16,743.55
|
1
|
$14,771.04
|
$6,740.04
|
$1,230.92
|
$561.67
|
48.041%
|
48.041%
|
48.041%
|
10/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$25,165.00
|
6.240%
|
$36,750.00
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
5.625%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$423,142.25
|
34.540%
|
No
|
31
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
23.4
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43323875
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$15,732.50
|
$41,810.66
|
XX%
|
$6,422.13
|
$6,422.13
|
5.250%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$26,336.55
|
1
|
$16,086.24
|
$13,549.32
|
$1,340.52
|
$1,129.11
|
47.392%
|
47.392%
|
47.392%
|
10/XX/2025
|
797
|
No
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$15,732.50
|
6.190%
|
$0.00
|
3.2
|
DU
|
ApproveIneligible
|
No
|
No
|
5.250%
|
1
|
0
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
1/XX/2056
|
$52,672.78
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
5.86
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43520023
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,220.00
|
$3,915.43
|
XX%
|
$6,238.70
|
$6,238.70
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$22,730.45
|
1
|
$13,016.28
|
$1,324.68
|
$1,084.69
|
$110.39
|
42.444%
|
42.444%
|
42.444%
|
12/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Rations]; Other - 2025
[Borrower - | Non-Primary Income - Rations]; W-2 - 2024
[Borrower - | Non-Primary Income - Rations]; W-2 - 2023
[Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Housing Allowance]; Other - 2025
[Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024
[Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2023
[Borrower - | Non-Primary Income - Other]; Other - 2025
[Borrower - | Non-Primary Income - Other]; Other - 2025
[Borrower - | Non-Primary Income - Other]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Other]; W-2 - 2024
[Borrower - | Non-Primary Income - Other]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Non-Primary Income - Rations]; Other - 2025
[Coborrower(s) - | Non-Primary Income - Rations]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Rations]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; Employer Letter - 2025
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Other]; Other - 2025
[Coborrower(s) - | Non-Primary Income - Other]; Other - 2025
[Coborrower(s) - | Non-Primary Income - Other]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Non-Primary Income - Other]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Other]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,220.00
|
6.190%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.375%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$582,582.02
|
46.600%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
42.87
|
Yes
|
No
|
$4,885.78
|
$14,351.80
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48624725
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,184.45
|
$9,811.61
|
XX%
|
$8,576.37
|
$8,576.37
|
5.874%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$412,059.42
|
1
|
$33,834.48
|
$7,824.96
|
$2,819.54
|
$652.08
|
3.315%
|
3.315%
|
3.315%
|
12/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,184.45
|
6.190%
|
$10,000.00
|
3.3
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
5.874%
|
0
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
2/XX/2056
|
$4,320,553.34
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
190.39
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47383097
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,399.90
|
$14,098.12
|
XX%
|
$5,513.13
|
$5,513.13
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,129.05
|
1
|
$6,708.24
|
$2,018.04
|
$559.02
|
$168.17
|
32.626%
|
32.626%
|
32.626%
|
12/XX/2025
|
791
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,399.90
|
6.190%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
5.875%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$8,066.95
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
0.64
|
No
|
No
|
$0.00
|
$10,710.10
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48199697
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,994.00
|
$9,567.86
|
XX%
|
$2,823.59
|
$2,823.59
|
5.625%
|
No
|
No
|
Employed
|
US Citizen
|
$9,466.13
|
1
|
$5,125.56
|
$870.00
|
$427.13
|
$72.50
|
40.239%
|
40.239%
|
40.239%
|
11/XX/2025
|
823
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,994.00
|
6.190%
|
$0.00
|
2.6
|
DU
|
ApproveEligible
|
No
|
No
|
5.625%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$41,081.34
|
No
|
36
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
12.36
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48990763
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,115.00
|
$18,386.13
|
XX%
|
$16,283.46
|
$16,283.46
|
6.990%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$22,380.24
|
1
|
$4,546.92
|
$6,041.16
|
$378.91
|
$503.43
|
43.777%
|
43.777%
|
43.777%
|
12/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,115.00
|
6.190%
|
$0.00
|
2.6
|
DU
|
ApproveIneligible
|
No
|
No
|
6.990%
|
1
|
1
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
2/XX/2056
|
$64,135.99
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
FICO Risk Score Classic 04
|
FICO II
|
FICO Risk Score Classic 04
|
No
|
6.84
|
No
|
$0.00
|
$2,194.79
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47309192
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$37,625.00
|
$17,683.90
|
XX%
|
$11,448.76
|
$11,448.76
|
6.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,219.56
|
1
|
$5,463.84
|
$11,089.44
|
$455.32
|
$924.12
|
45.941%
|
45.941%
|
45.941%
|
11/XX/2025
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$37,625.00
|
6.230%
|
$135,000.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.625%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$1,148,026.06
|
51.360%
|
No
|
35
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
53.25
|
Yes
|
No
|
$0.00
|
$10,749.57
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40392647
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,590.00
|
$9,856.31
|
XX%
|
$5,995.51
|
$5,995.51
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,487.07
|
1
|
$12,606.48
|
$2,256.12
|
$1,050.54
|
$188.01
|
35.899%
|
35.899%
|
35.899%
|
12/XX/2025
|
801
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,590.00
|
6.220%
|
$1,500.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.000%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$995,871.52
|
71.130%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
78.33
|
Yes
|
No
|
$0.00
|
$13,017.35
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40078368
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,195.00
|
$3,019.05
|
XX%
|
$6,021.42
|
$6,021.42
|
6.125%
|
No
|
No
|
Employed
|
US Citizen
|
$11,701.03
|
1
|
$5,855.52
|
$1,469.04
|
$487.96
|
$122.42
|
42.597%
|
42.597%
|
42.597%
|
11/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,195.00
|
6.220%
|
$0.00
|
1.5
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$22,803.93
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
3.41
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41567075
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,820.00
|
$8,353.60
|
XX%
|
$12,759.82
|
$12,759.82
|
6.125%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$28,023.99
|
1
|
$5,643.12
|
$4,375.56
|
$470.26
|
$364.63
|
35.439%
|
35.439%
|
35.439%
|
12/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,820.00
|
6.220%
|
$0.00
|
1.4
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
2
|
2
|
2
|
0
|
2
|
2
|
No
|
Not Stated
|
1/XX/2056
|
$1,339,007.16
|
51.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
57.24
|
Yes
|
No
|
$16,626.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49779884
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,165.00
|
$13,689.83
|
XX%
|
$6,632.62
|
$6,632.62
|
5.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$61,815.86
|
1
|
$18,183.60
|
$2,040.24
|
$1,515.30
|
$170.02
|
21.905%
|
21.905%
|
21.905%
|
12/XX/2025
|
801
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,165.00
|
6.220%
|
$0.00
|
2.4
|
DU
|
ApproveIneligible
|
No
|
No
|
5.875%
|
0
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
1/XX/2056
|
$883,939.43
|
59.120%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
48.8
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40001834
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,495.00
|
$10,984.24
|
XX%
|
$5,295.17
|
$5,295.17
|
6.250%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,813.11
|
1
|
$13,104.24
|
$2,057.04
|
$1,092.02
|
$171.42
|
49.631%
|
49.631%
|
49.631%
|
11/XX/2025
|
728
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Account Statements - Business - 2025
[Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,495.00
|
6.230%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.250%
|
2
|
0
|
1
|
0
|
1
|
1
|
No
|
Not Stated
|
1/XX/2056
|
$36,890.20
|
No
|
1
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
2.49
|
No
|
No
|
$0.00
|
$12,133.33
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45534346
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,535.16
|
$7,242.89
|
XX%
|
$7,512.53
|
$7,512.53
|
5.875%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$28,668.68
|
1
|
$12,869.04
|
$5,127.96
|
$1,072.42
|
$427.33
|
25.677%
|
25.677%
|
25.677%
|
11/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,535.16
|
6.220%
|
$0.00
|
2.2
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.875%
|
1
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
No
|
34
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43838982
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,580.00
|
$4,187.03
|
XX%
|
$5,139.01
|
$5,139.01
|
5.969%
|
No
|
No
|
Employed
|
US Citizen
|
$10,518.20
|
1
|
$10,541.28
|
$2,652.96
|
$878.44
|
$221.08
|
43.531%
|
43.531%
|
43.531%
|
12/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,580.00
|
6.270%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.969%
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$263,728.23
|
24.530%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
6.45
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46733659
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,194.68
|
$7,295.30
|
XX%
|
$5,755.69
|
$5,755.69
|
6.000%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$21,570.42
|
1
|
$12,214.92
|
$2,663.40
|
$1,017.91
|
$221.95
|
40.627%
|
40.627%
|
40.627%
|
12/XX/2025
|
805
|
No
|
No
|
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Primary Income - C-Corp]; Other - 2025
[Borrower - | Primary Income - C-Corp]; Third Party Verification - 2025
[Borrower - | Primary Income - C-Corp]; Third Party Verification - 2025
[Borrower - | Primary Income - C-Corp]; 1120 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,194.68
|
6.220%
|
$0.00
|
1.9
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.000%
|
2
|
2
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
1/XX/2056
|
$291,007.31
|
24.250%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
2.81
|
Yes
|
No
|
$0.00
|
$18,505.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41759117
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,359.04
|
$10,714.15
|
XX%
|
$5,347.50
|
$5,347.50
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,917.04
|
1
|
$13,198.68
|
$4,173.00
|
$1,099.89
|
$347.75
|
46.024%
|
46.024%
|
46.024%
|
12/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,359.04
|
6.270%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
5.875%
|
2
|
1
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$1,269,541.54
|
100.000%
|
No
|
36
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
147.51
|
Yes
|
No
|
$0.00
|
$25,017.68
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43945084
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,194.64
|
$9,703.40
|
XX%
|
$8,133.70
|
$8,133.70
|
5.683%
|
No
|
No
|
Employed
|
US Citizen
|
$30,763.35
|
1
|
$8,666.04
|
$2,292.96
|
$722.17
|
$191.08
|
26.168%
|
26.168%
|
26.168%
|
11/XX/2025
|
810
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,194.64
|
6.270%
|
$9,282.00
|
3.1
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.683%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$1,213,763.93
|
69.160%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
93.34
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40739956
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,337.73
|
$9,373.42
|
XX%
|
$6,579.66
|
$6,579.66
|
5.375%
|
No
|
No
|
Employed
|
Employed
|
Not Employed
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
$25,979.76
|
1
|
$16,463.64
|
$5,193.96
|
$1,371.97
|
$432.83
|
30.555%
|
30.555%
|
30.555%
|
12/XX/2025
|
733
|
784
|
804
|
779
|
Level 4-Stated/Verified as defined
|
Level 1-Not Stated/Not Verified
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,337.73
|
6.270%
|
$25,000.00
|
3.6
|
DU
|
ApproveIneligible
|
No
|
No
|
5.375%
|
2
|
1
|
2
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$2,205,965.37
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
165.54
|
No
|
$0.00
|
$10,500.53
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45560048
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,220.00
|
$14,523.66
|
XX%
|
$12,456.02
|
$12,456.02
|
6.125%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$22,864.83
|
1
|
$33,125.04
|
$5,861.64
|
$2,760.42
|
$488.47
|
46.200%
|
46.200%
|
46.200%
|
12/XX/2025
|
808
|
No
|
No
|
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,220.00
|
6.270%
|
$605,000.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
1
|
0
|
0
|
0
|
1
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$351,053.62
|
13.240%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
20.44
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47273434
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,510.80
|
$6,055.46
|
XX%
|
$10,791.91
|
$10,791.91
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$38,480.04
|
1
|
$29,848.80
|
$2,306.16
|
$2,487.40
|
$192.18
|
26.924%
|
26.924%
|
26.924%
|
12/XX/2025
|
795
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,510.80
|
6.270%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.000%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$349,207.73
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
10.62
|
No
|
$0.00
|
$34,896.72
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47792870
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,207.00
|
$33,387.96
|
XX%
|
$7,689.99
|
$7,689.99
|
5.875%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$11,769.37
|
1
|
$30,823.32
|
$13,040.04
|
$2,568.61
|
$1,086.67
|
49.160%
|
49.160%
|
49.160%
|
9/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,207.00
|
6.250%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.875%
|
0
|
0
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
1/XX/2056
|
$355,232.98
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
18.74
|
No
|
No
|
$11,574.83
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48103897
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,189.97
|
$13,724.73
|
XX%
|
$9,542.43
|
$9,542.43
|
5.999%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,396.95
|
1
|
$21,984.84
|
$3,366.00
|
$1,832.07
|
$280.50
|
46.895%
|
46.895%
|
46.895%
|
12/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,189.97
|
6.270%
|
$0.00
|
1.3
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.999%
|
2
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$10,762.16
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
0.13
|
No
|
No
|
$0.00
|
$12,051.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47146601
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$2,368.54
|
XX%
|
$8,311.44
|
$8,311.44
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$23,233.52
|
1
|
$28,303.44
|
$2,801.04
|
$2,358.62
|
$233.42
|
33.855%
|
33.855%
|
33.855%
|
12/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; D1C Income Verification Report - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; D1C Income Verification Report - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.250%
|
$0.00
|
1.2
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$636,463.48
|
No
|
36
|
24
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
57.26
|
No
|
$0.00
|
$11,125.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43819755
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,975.00
|
$4,868.32
|
XX%
|
$11,455.56
|
$11,455.56
|
5.625%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
Permanent Resident Alien
|
$24,914.17
|
1
|
$44,517.12
|
$1,845.00
|
$3,709.76
|
$153.75
|
46.622%
|
46.622%
|
46.622%
|
12/XX/2025
|
793
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,975.00
|
6.270%
|
$0.00
|
3.4
|
DU
|
ApproveIneligible
|
No
|
No
|
5.625%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$3,420,815.09
|
89.550%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
Resident Alien Card
|
103.66
|
No
|
No
|
$0.00
|
$18,730.55
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46220777
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,695.00
|
$7,495.50
|
XX%
|
$7,096.89
|
$7,096.89
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$31,478.96
|
1
|
$23,662.08
|
$2,416.68
|
$1,971.84
|
$201.39
|
28.201%
|
28.201%
|
28.201%
|
10/XX/2025
|
791
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2019
[Coborrower]; 4506-C - 2018
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,695.00
|
6.270%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.125%
|
2
|
1
|
0
|
0
|
7
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
No
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
No
|
No
|
$0.00
|
$23,008.27
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48018817
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,695.00
|
$4,167.14
|
XX%
|
$9,376.97
|
$9,376.97
|
6.000%
|
No
|
No
|
Employed
|
US Citizen
|
$21,203.18
|
1
|
$9,366.24
|
$7,404.00
|
$780.52
|
$617.00
|
49.112%
|
49.112%
|
49.112%
|
12/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Projected Income]; Employer Letter - 2025
[Borrower - | Primary Income - Projected Income]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,695.00
|
6.270%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.000%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$599,758.93
|
30.670%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
18.79
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41169153
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,395.00
|
$2,766.23
|
XX%
|
$5,815.02
|
$5,815.02
|
5.999%
|
No
|
No
|
Employed
|
Non-Permanent Resident Alien
|
India
|
$21,904.09
|
1
|
$12,600.72
|
$1,638.12
|
$1,050.06
|
$136.51
|
24.577%
|
24.577%
|
24.577%
|
10/XX/2025
|
742
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,395.00
|
6.270%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.999%
|
2
|
2
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$44,258.43
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
VISA
|
No
|
6.27
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47327492
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,499.00
|
$8,343.62
|
XX%
|
$7,591.79
|
$7,591.79
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$32,035.13
|
1
|
$17,955.96
|
$3,207.96
|
$1,496.33
|
$267.33
|
23.248%
|
23.248%
|
23.248%
|
12/XX/2025
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.270%
|
$0.00
|
1.6
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
2
|
2
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
3/XX/2056
|
$912,820.18
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
94.37
|
No
|
$0.00
|
$19,286.76
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47926619
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$4,882.02
|
$7,642.25
|
XX%
|
$5,075.39
|
$5,075.39
|
5.875%
|
No
|
No
|
Employed
|
US Citizen
|
$8,956.61
|
1
|
$12,468.96
|
$2,195.04
|
$1,039.08
|
$182.92
|
44.957%
|
44.957%
|
44.957%
|
12/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,882.02
|
6.270%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
5.875%
|
1
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$25,667.06
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
2.4
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43868893
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,990.00
|
$10,443.77
|
XX%
|
$11,480.16
|
$11,480.16
|
5.999%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$38,598.20
|
1
|
$23,291.40
|
$1,526.04
|
$1,940.95
|
$127.17
|
36.319%
|
36.319%
|
36.319%
|
12/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,990.00
|
6.170%
|
$0.00
|
1.3
|
DU
|
ApproveIneligible
|
No
|
No
|
5.999%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$2,971,185.64
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
207.27
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40983390
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,640.00
|
$9,602.67
|
XX%
|
$14,239.32
|
$14,239.32
|
6.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$111,601.48
|
1
|
$82,165.56
|
$15,460.80
|
$6,847.13
|
$1,288.40
|
19.499%
|
19.499%
|
19.499%
|
12/XX/2025
|
800
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.270%
|
$1,500.00
|
3.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.000%
|
1
|
1
|
0
|
3
|
1
|
No
|
Not Stated
|
2/XX/2056
|
$2,169,373.97
|
63.890%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
50.3
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40223578
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,815.39
|
$6,642.78
|
XX%
|
$6,810.28
|
$6,810.28
|
5.955%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$22,750.08
|
1
|
$28,815.00
|
$6,153.00
|
$2,401.25
|
$512.75
|
33.778%
|
33.778%
|
33.778%
|
12/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,815.39
|
6.270%
|
$0.00
|
2.5
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.955%
|
1
|
0
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$85,982.86
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
8.8
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42341156
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
XX%
|
$6,368.15
|
$6,368.15
|
5.880%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$9,196.39
|
1
|
$6,859.56
|
$1,437.12
|
$571.63
|
$119.76
|
46.647%
|
46.647%
|
46.647%
|
12/XX/2025
|
784
|
No
|
No
|
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
[Borrower - | Primary Income - Trust Income]; Account Statements - 2025
[Borrower - | Primary Income - Trust Income]; Other - 2025
[Borrower - | Primary Income - Trust Income]; Trust Agreement - 2018
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.250%
|
$26,381.13
|
2.5
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.880%
|
0
|
0
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$906,618.30
|
67.400%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
83.84
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44658408
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,640.00
|
$5,236.12
|
XX%
|
$7,765.60
|
$7,765.60
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,768.04
|
1
|
$15,605.28
|
$2,822.04
|
$1,300.44
|
$235.17
|
45.877%
|
45.877%
|
45.877%
|
12/XX/2025
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.250%
|
$0.00
|
4.1
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$235,356.05
|
No
|
35
|
35
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
50.93
|
No
|
$0.00
|
$16,956.25
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41977967
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$4,998.84
|
$6,717.74
|
XX%
|
$5,036.22
|
$5,036.22
|
6.000%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
Employed
|
7.43
|
US Citizen
|
US Citizen
|
US Citizen
|
$19,606.77
|
1
|
$13,125.00
|
$2,059.44
|
$1,093.75
|
$171.62
|
48.493%
|
48.493%
|
48.493%
|
1/XX/2026
|
807
|
807
|
797
|
811
|
Level 1-Not Stated/Not Verified
|
Level 5-Stated/Verified as defined
|
Level 3-Stated/Verified as defined
|
No
|
No
|
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2022
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$4,998.84
|
6.270%
|
$0.00
|
1.7
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$643,165.67
|
61.250%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
60
|
Yes
|
No
|
$1,249.65
|
$17,795.17
|
No
|
No
|
No
|
No
|
4
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48246387
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,271.00
|
$5,095.14
|
XX%
|
$5,462.42
|
$5,462.42
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$22,946.52
|
1
|
$15,161.76
|
$2,728.44
|
$1,263.48
|
$227.37
|
31.938%
|
31.938%
|
31.938%
|
12/XX/2025
|
804
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,271.00
|
6.220%
|
$0.00
|
2.5
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.125%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$53,461.70
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.03
|
Yes
|
No
|
$0.00
|
$18,130.84
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40080856
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,000.00
|
$9,000.00
|
XX%
|
$6,076.11
|
$6,076.11
|
6.125%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$44,494.44
|
1
|
$18,153.36
|
$2,036.04
|
$1,512.78
|
$169.67
|
16.578%
|
16.578%
|
16.578%
|
12/XX/2025
|
787
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,000.00
|
6.250%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.125%
|
0
|
0
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
2/XX/2056
|
$61,907.66
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
6.94
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49073278
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,505.00
|
$15,907.59
|
XX%
|
$6,745.42
|
$6,745.42
|
6.750%
|
No
|
No
|
Employed
|
US Citizen
|
$19,192.96
|
1
|
$23,927.52
|
$5,005.44
|
$1,993.96
|
$417.12
|
42.421%
|
42.421%
|
42.421%
|
1/XX/2026
|
758
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,505.00
|
6.250%
|
$0.00
|
1.5
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$388,674.12
|
29.890%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
11.09
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40493031
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$15,940.00
|
$17,265.08
|
XX%
|
$8,414.51
|
$8,414.51
|
6.124%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,353.71
|
1
|
$14,179.56
|
$10,081.56
|
$1,181.63
|
$840.13
|
48.070%
|
48.070%
|
48.070%
|
12/XX/2025
|
788
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$15,940.00
|
6.250%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.124%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$104,076.37
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
9.66
|
No
|
$0.00
|
$24,178.70
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41269395
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,170.73
|
$15,791.49
|
XX%
|
$7,806.11
|
$7,806.11
|
5.500%
|
No
|
Yes
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$9,765.88
|
1
|
$7,920.00
|
$2,579.04
|
$660.00
|
$214.92
|
49.555%
|
49.555%
|
49.555%
|
12/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; W-2 Transcript - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,170.73
|
6.250%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
5.500%
|
2
|
2
|
2
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$169,768.67
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
18.92
|
No
|
No
|
$2,692.79
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43870330
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$20,195.00
|
$9,586.80
|
XX%
|
$11,698.63
|
$11,698.63
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$28,121.76
|
1
|
$14,299.56
|
$1,905.00
|
$1,191.63
|
$158.75
|
32.339%
|
32.339%
|
32.339%
|
12/XX/2025
|
806
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$20,195.00
|
6.250%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.250%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$785,731.69
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
204.88
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47339655
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,999.99
|
$4,999.99
|
XX%
|
$8,043.33
|
$8,043.33
|
5.990%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$19,369.88
|
1
|
$13,332.00
|
$7,338.96
|
$1,111.00
|
$611.58
|
39.976%
|
39.976%
|
39.976%
|
12/XX/2025
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,999.99
|
6.250%
|
$0.00
|
3.8
|
DU
|
ApproveIneligible
|
No
|
No
|
5.990%
|
1
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$290,551.58
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
27.95
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45530615
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,193.64
|
$19,498.35
|
XX%
|
$12,800.69
|
$12,800.69
|
5.892%
|
No
|
No
|
Employed
|
US Citizen
|
$44,443.65
|
1
|
$7,849.08
|
$8,973.00
|
$654.09
|
$747.75
|
24.466%
|
24.466%
|
24.466%
|
1/XX/2026
|
808
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,193.64
|
6.170%
|
$54,000.00
|
1.4
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
5.892%
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$1,187,431.57
|
43.970%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
45.51
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49185479
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,141.76
|
$16,512.90
|
XX%
|
$8,175.09
|
$8,175.09
|
5.990%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$35,959.24
|
1
|
$18,193.56
|
$1,203.96
|
$1,516.13
|
$100.33
|
32.149%
|
32.149%
|
32.149%
|
12/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
$11,141.76
|
6.250%
|
$0.00
|
2.3
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
5.990%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$53,231.42
|
No
|
36
|
35
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
4.73
|
No
|
No
|
$0.00
|
$22,205.84
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40163251
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,695.00
|
$16,762.03
|
XX%
|
$9,046.11
|
$9,046.11
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$27,306.86
|
1
|
$3,492.12
|
$2,693.76
|
$291.01
|
$224.48
|
28.707%
|
28.707%
|
28.707%
|
11/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,695.00
|
6.250%
|
$0.00
|
2.5
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$742,413.48
|
34.530%
|
No
|
35
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
1.67
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48848236
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,499.00
|
$5,515.34
|
XX%
|
$9,482.82
|
$9,482.82
|
6.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$19,706.02
|
1
|
$20,978.28
|
$1,581.24
|
$1,748.19
|
$131.77
|
41.570%
|
41.570%
|
41.570%
|
12/XX/2025
|
751
|
No
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - IRA Distribution]; Deposit Receipt - 2026
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.250%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
0
|
2
|
0
|
4
|
2
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$1,370,241.73
|
72.110%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
85.54
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49935835
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$17,926.09
|
$55,583.64
|
XX%
|
$16,829.86
|
$16,829.86
|
5.874%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$115,202.99
|
1
|
$7,441.32
|
$6,609.96
|
$620.11
|
$550.83
|
15.634%
|
15.634%
|
15.634%
|
12/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$17,926.09
|
6.250%
|
$0.00
|
2.6
|
DU
|
ApproveIneligible
|
No
|
No
|
5.874%
|
0
|
0
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
2/XX/2056
|
$576,819.68
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
32.04
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41645362
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,640.00
|
$5,722.60
|
XX%
|
$5,516.83
|
$5,516.83
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$12,740.19
|
1
|
$14,315.64
|
$6,850.20
|
$1,192.97
|
$570.85
|
47.048%
|
47.048%
|
47.048%
|
12/XX/2025
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.250%
|
$10,000.00
|
2.1
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.250%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$1,523,582.02
|
100.000%
|
No
|
35
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
153.76
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43289372
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,612.15
|
$16,505.26
|
XX%
|
$11,848.41
|
$11,848.41
|
6.125%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$31,830.37
|
1
|
$9,368.76
|
$14,040.96
|
$780.73
|
$1,170.08
|
42.757%
|
42.757%
|
42.757%
|
12/XX/2025
|
765
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,612.15
|
6.250%
|
$25,000.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.125%
|
1
|
2
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
2/XX/2056
|
$634,905.40
|
25.910%
|
No
|
36
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
34.52
|
No
|
No
|
$17,454.42
|
$27,430.96
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44537882
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,374.84
|
$8,874.84
|
XX%
|
$6,789.91
|
$6,789.91
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,018.40
|
1
|
$8,821.80
|
$894.96
|
$735.15
|
$74.58
|
33.766%
|
33.766%
|
33.766%
|
12/XX/2025
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,374.84
|
6.180%
|
$500.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.000%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$1,113,139.83
|
73.710%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
95.13
|
No
|
$0.00
|
$11,732.26
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47975650
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,575.00
|
$6,930.42
|
XX%
|
$13,070.07
|
$13,070.07
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$254,619.81
|
1
|
$34,937.52
|
$3,746.04
|
$2,911.46
|
$312.17
|
16.539%
|
16.539%
|
16.539%
|
11/XX/2025
|
770
|
No
|
No
|
[Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Non-Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - K-1 (< 25%)]; Employer Letter - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,575.00
|
6.180%
|
$13,037.90
|
999.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.375%
|
2
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
2/XX/2056
|
$1,893,642.35
|
67.750%
|
No
|
34
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
194.49
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45723123
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,259.79
|
$13,069.27
|
XX%
|
$17,866.08
|
$17,866.08
|
5.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$34,814.29
|
1
|
$52,222.92
|
$3,401.88
|
$4,351.91
|
$283.49
|
39.446%
|
39.446%
|
39.446%
|
11/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,259.79
|
6.240%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
No
|
No
|
5.750%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$857,597.37
|
No
|
34
|
34
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
38.11
|
No
|
$0.00
|
$16,086.77
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41262917
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$33,728.50
|
$38,610.25
|
XX%
|
$14,478.62
|
$14,478.62
|
5.500%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$29,408.54
|
1
|
$7,620.24
|
$1,808.04
|
$635.02
|
$150.67
|
41.183%
|
41.183%
|
41.183%
|
11/XX/2025
|
780
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$33,728.50
|
6.170%
|
$0.00
|
1.1
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
5.500%
|
0
|
2
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$263,962.52
|
No
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
17.06
|
No
|
No
|
$0.00
|
$49,999.99
|
No
|
No
|
No
|
No
|
3
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42112883
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,590.00
|
$8,315.66
|
XX%
|
$7,176.85
|
$7,176.85
|
5.500%
|
No
|
Yes
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,549.07
|
1
|
$11,257.56
|
$2,627.64
|
$938.13
|
$218.97
|
45.960%
|
45.960%
|
45.960%
|
10/XX/2025
|
793
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - No Results Returned - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,590.00
|
6.310%
|
$0.00
|
1.7
|
DU
|
ApproveIneligible
|
No
|
No
|
5.500%
|
0
|
2
|
1
|
0
|
2
|
1
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$1,811,833.95
|
100.000%
|
No
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
176.55
|
Yes
|
No
|
$0.00
|
$26,922.52
|
No
|
No
|
No
|
No
|
3
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48751817
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$17,976.60
|
$36,876.06
|
XX%
|
$6,775.65
|
$6,775.65
|
5.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$18,976.03
|
1
|
$13,909.44
|
$3,002.04
|
$1,159.12
|
$250.17
|
34.250%
|
34.250%
|
34.250%
|
11/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$17,976.60
|
6.170%
|
$200,000.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
5.375%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$586,755.70
|
34.510%
|
No
|
31
|
35
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
33.05
|
No
|
No
|
$0.00
|
$14,360.65
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
41305336
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$28,805.50
|
$38,231.78
|
XX%
|
$11,059.43
|
$11,059.43
|
5.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,528.59
|
1
|
$12,611.16
|
$3,672.96
|
$1,050.93
|
$306.08
|
49.897%
|
49.897%
|
49.897%
|
11/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$28,805.50
|
6.230%
|
$0.00
|
5.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.375%
|
0
|
0
|
1
|
0
|
4
|
1
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$75,854.95
|
No
|
34
|
2
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.11
|
No
|
No
|
$0.00
|
$5,666.27
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44836753
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$14,856.25
|
$20,449.66
|
XX%
|
$8,867.15
|
$8,867.15
|
5.875%
|
No
|
No
|
Employed
|
US Citizen
|
$30,677.89
|
1
|
$27,191.40
|
$6,203.04
|
$2,265.95
|
$516.92
|
35.977%
|
35.977%
|
35.977%
|
10/XX/2025
|
801
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$14,856.25
|
6.240%
|
$4,500.00
|
3.6
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.875%
|
3
|
0
|
0
|
2
|
3
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$4,235,947.02
|
100.000%
|
No
|
34
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
318.19
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49402702
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,864.80
|
$7,718.86
|
XX%
|
$9,113.17
|
$9,113.17
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,993.15
|
1
|
$24,494.88
|
$1,586.16
|
$2,041.24
|
$132.18
|
37.978%
|
37.978%
|
37.978%
|
9/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,864.80
|
6.240%
|
$0.00
|
1.8
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.000%
|
1
|
0
|
0
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$634,035.11
|
33.370%
|
No
|
33
|
15
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
31.53
|
No
|
$0.00
|
$17,347.75
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40731807
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$26,962.50
|
$29,565.74
|
XX%
|
$5,937.85
|
$5,937.85
|
5.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$32,268.84
|
1
|
$9,662.76
|
$5,592.00
|
$805.23
|
$466.00
|
19.643%
|
19.643%
|
19.643%
|
10/XX/2025
|
795
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$26,962.50
|
6.240%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
5.750%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$371,427.54
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
50.39
|
No
|
$0.00
|
$21,406.66
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
42474483
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$11,973.00
|
$29,854.65
|
XX%
|
$4,450.76
|
$4,450.76
|
5.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$7,437.18
|
1
|
$6,430.68
|
$1,562.04
|
$535.89
|
$130.17
|
45.977%
|
45.977%
|
45.977%
|
11/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,973.00
|
6.260%
|
$0.00
|
1.9
|
DU
|
ApproveEligible
|
N/A
|
No
|
5.250%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$321,931.83
|
29.910%
|
No
|
35
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
2.47
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48738043
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$29,368.52
|
$40,828.52
|
XX%
|
$5,938.49
|
$5,938.49
|
5.375%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$13,080.04
|
1
|
$12,000.72
|
$1,686.96
|
$1,000.06
|
$140.58
|
35.826%
|
35.826%
|
35.826%
|
11/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$29,368.52
|
6.260%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
5.375%
|
1
|
1
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$75,713.38
|
No
|
32
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
No
|
10.6
|
No
|
No
|
($1,108.08)
|
$4,456.94
|
No
|
No
|
No
|
No
|
3
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44413852
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$8,460.00
|
$9,197.31
|
XX%
|
$5,296.04
|
$5,296.04
|
5.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$22,953.33
|
1
|
$10,796.88
|
$1,398.96
|
$899.74
|
$116.58
|
24.537%
|
24.537%
|
24.537%
|
11/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,460.00
|
6.260%
|
$7,200.00
|
2.8
|
DU
|
ApproveEligible
|
N/A
|
No
|
5.625%
|
2
|
0
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$1,111,023.46
|
96.610%
|
No
|
10
|
1
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
137.01
|
No
|
$0.00
|
$15,000.01
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46944262
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,582.84
|
$7,615.66
|
XX%
|
$1,424.52
|
$1,424.52
|
5.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,563.98
|
1
|
$3,136.92
|
$1,009.08
|
$261.41
|
$84.09
|
31.962%
|
31.962%
|
31.962%
|
9/XX/2025
|
802
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,582.84
|
6.160%
|
$5,000.00
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
5.375%
|
1
|
1
|
0
|
0
|
1
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$75,823.95
|
23.840%
|
No
|
21
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
2.56
|
No
|
$0.00
|
$4,021.33
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40984909
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$7,095.00
|
$13,120.48
|
XX%
|
$1,634.00
|
$1,634.00
|
5.750%
|
No
|
No
|
Employed
|
US Citizen
|
$10,486.24
|
1
|
$1,745.16
|
$797.04
|
$145.43
|
$66.42
|
19.699%
|
19.699%
|
19.699%
|
10/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,095.00
|
6.160%
|
$0.00
|
LP / LPA
|
Accept/Eligible
|
No
|
No
|
5.750%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$151,607.36
|
39.890%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
18.19
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40144471
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,085.00
|
$3,180.33
|
XX%
|
$4,395.45
|
$4,395.45
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,932.51
|
1
|
$3,623.04
|
$5,665.08
|
$301.92
|
$472.09
|
34.678%
|
34.678%
|
34.678%
|
8/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; Transcripts (1040) - No Results Returned - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Tax Return Extension - 2023
[Coborrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,085.00
|
6.750%
|
$0.00
|
2.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
6.125%
|
0
|
1
|
1
|
0
|
2
|
1
|
0.00
|
No
|
Not Stated
|
10/XX/2055
|
$58,003.26
|
No
|
31
|
7
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
10.81
|
No
|
No
|
$0.00
|
$4,410.04
|
No
|
No
|
No
|
No
|
3
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43812544
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$21,390.00
|
$21,996.03
|
XX%
|
$8,127.47
|
$8,127.47
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$13,984.14
|
1
|
$8,608.08
|
$3,719.04
|
$717.34
|
$309.92
|
47.032%
|
47.032%
|
47.032%
|
10/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$21,390.00
|
6.310%
|
$0.00
|
3.4
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.250%
|
2
|
1
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$657,930.96
|
39.870%
|
No
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
31.54
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40865424
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,653.75
|
$3,326.95
|
XX%
|
$1,297.73
|
$1,297.73
|
5.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,821.95
|
1
|
$6,380.04
|
$785.04
|
$531.67
|
$65.42
|
49.658%
|
49.658%
|
49.658%
|
9/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,653.75
|
6.310%
|
$7,989.27
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
5.375%
|
1
|
2
|
1
|
0
|
1
|
1
|
0.00
|
No
|
Not Stated
|
11/XX/2055
|
$226,903.98
|
73.430%
|
No
|
10
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
75.77
|
No
|
$2,309.48
|
$8,326.23
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
49895907
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$15,427.50
|
$15,793.87
|
XX%
|
$4,826.21
|
$4,826.21
|
5.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,225.48
|
1
|
$14,937.48
|
$6,955.92
|
$1,244.79
|
$579.66
|
31.857%
|
31.857%
|
31.857%
|
10/XX/2025
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$15,427.50
|
6.290%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
5.500%
|
2
|
2
|
0
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$377,758.76
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
37.04
|
No
|
No
|
$0.00
|
$8,610.10
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
46935115
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$21,804.21
|
$31,620.01
|
XX%
|
$7,941.95
|
$7,941.95
|
5.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$30,824.35
|
1
|
$55,645.68
|
$2,697.00
|
$4,637.14
|
$224.75
|
42.242%
|
42.242%
|
42.242%
|
10/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$21,804.21
|
6.240%
|
$10,000.00
|
3.2
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.500%
|
0
|
1
|
1
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$1,075,232.53
|
57.650%
|
No
|
34
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
47.81
|
No
|
No
|
$0.00
|
$20,034.30
|
No
|
No
|
No
|
No
|
3
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
45343116
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
XX%
|
$5,845.62
|
$5,845.62
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,965.15
|
1
|
$9,751.20
|
$1,658.04
|
$812.60
|
$138.17
|
48.805%
|
48.805%
|
48.805%
|
8/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.170%
|
$0.00
|
1.2
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.000%
|
0
|
2
|
2
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$370,533.95
|
27.960%
|
No
|
31
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
2.85
|
Yes
|
No
|
$0.00
|
$4,583.32
|
No
|
No
|
No
|
No
|
5
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
43404793
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
XX%
|
$9,823.71
|
$9,823.71
|
6.000%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$27,266.92
|
1
|
$22,425.60
|
$1,880.04
|
$1,868.80
|
$156.67
|
44.994%
|
44.994%
|
44.994%
|
9/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.260%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.000%
|
2
|
0
|
3
|
0
|
3
|
2
|
No
|
Not Stated
|
12/XX/2055
|
$839,492.40
|
38.420%
|
No
|
29
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
24.17
|
Yes
|
No
|
$0.00
|
$21,621.36
|
No
|
No
|
No
|
No
|
2
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
48273001
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,735.00
|
$4,487.06
|
XX%
|
$4,792.14
|
$4,792.14
|
5.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$11,061.22
|
1
|
$4,196.88
|
$2,497.08
|
$349.74
|
$208.09
|
33.283%
|
33.283%
|
33.283%
|
11/XX/2025
|
806
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,735.00
|
6.230%
|
$4.24
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
5.500%
|
2
|
0
|
0
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
1/XX/2056
|
$226,904.83
|
21.500%
|
No
|
35
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
2.05
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40855135
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,390.00
|
$2,844.87
|
XX%
|
$9,671.03
|
$9,671.03
|
5.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$38,533.25
|
1
|
$23,833.56
|
$2,691.00
|
$1,986.13
|
$224.25
|
26.696%
|
26.696%
|
26.696%
|
9/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,390.00
|
6.160%
|
$25,000.00
|
5.0
|
DU
|
ApproveIneligible
|
No
|
No
|
5.625%
|
1
|
1
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$789,472.21
|
37.580%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
30.54
|
No
|
No
|
$0.00
|
$23,400.00
|
No
|
No
|
No
|
No
|
1
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44857418
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,095.00
|
$5,733.46
|
XX%
|
$7,679.84
|
$7,679.84
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
Non-Permanent Resident Alien
|
Iraq
|
$17,983.68
|
1
|
$19,702.56
|
$1,648.08
|
$1,641.88
|
$137.34
|
46.161%
|
46.161%
|
46.161%
|
10/XX/2025
|
804
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,095.00
|
6.310%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.375%
|
0
|
2
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$178,483.14
|
No
|
5
|
33
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Employment Authorization
|
No
|
18.1
|
No
|
No
|
$0.00
|
$24,236.02
|
No
|
No
|
No
|
No
|
3
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47205175
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$18,498.00
|
$31,530.85
|
XX%
|
$4,835.51
|
$4,835.51
|
5.625%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$10,995.00
|
1
|
$25,241.52
|
$6,981.48
|
$2,103.46
|
$581.79
|
46.901%
|
46.901%
|
46.901%
|
10/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; Other - 2025
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Deposit Receipt - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$18,498.00
|
6.160%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
5.625%
|
0
|
0
|
0
|
4
|
2
|
0.00
|
No
|
Not Stated
|
12/XX/2055
|
$3,198,676.23
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
425.31
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40415133
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,690.00
|
$11,410.24
|
XX%
|
$5,785.66
|
$5,785.66
|
6.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$17,684.74
|
1
|
$18,867.84
|
$6,632.04
|
$1,572.32
|
$552.67
|
41.121%
|
41.121%
|
41.121%
|
12/XX/2025
|
783
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023
[Borrower - | Non-Primary Income - C-Corp]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - C-Corp]; 1120 - 2024
[Borrower - | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - C-Corp]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - C-Corp]; 1120 - 2023
[Borrower - | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,690.00
|
6.270%
|
$0.00
|
1.6
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.000%
|
0
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
2/XX/2056
|
$38,200.02
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
1.06
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
44286473
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$190.00
|
$16,959.35
|
XX%
|
$7,524.36
|
$7,524.36
|
6.000%
|
No
|
No
|
Employed
|
US Citizen
|
$17,043.22
|
1
|
$13,164.96
|
$3,977.04
|
$1,097.08
|
$331.42
|
49.908%
|
49.908%
|
49.908%
|
12/XX/2025
|
782
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$190.00
|
6.180%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.000%
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$272,891.01
|
No
|
24
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
30.2
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
40144361
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,990.00
|
$5,304.11
|
XX%
|
$9,882.10
|
$9,882.10
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$38,160.67
|
1
|
$26,180.28
|
$3,213.96
|
$2,181.69
|
$267.83
|
37.402%
|
37.402%
|
37.402%
|
12/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Primary Income - Wages]; Paystubs - 2022
[Borrower - | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,990.00
|
6.250%
|
$0.00
|
1.1
|
DU
|
ApproveIneligible
|
No
|
No
|
6.375%
|
3
|
2
|
2
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$521,580.52
|
No
|
24
|
34
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
VantageScore 4.0
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
VantageScore 4.0
|
No
|
39.61
|
No
|
No
|
$0.00
|
$20,160.40
|
No
|
No
|
No
|
No
|
3
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
47006112
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$14,510.00
|
$17,103.38
|
XX%
|
$3,497.58
|
$3,497.58
|
5.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$9,244.58
|
1
|
$7,771.92
|
$2,086.08
|
$647.66
|
$173.84
|
34.744%
|
34.744%
|
34.744%
|
1/XX/2026
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$14,510.00
|
6.180%
|
$20,000.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
5.500%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
2/XX/2056
|
$284,445.37
|
36.940%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
29.24
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||