Consent of Independent Registered Public Accounting Firm
We consent to the use of our reports dated February 25, 2026, with respect to the consolidated financial statements of OFG Bancorp, and the
effectiveness of internal control over financial reporting, incorporated herein by reference and to the reference to our firm under the heading “Experts” in the prospectus.
/s/ KPMG LLP
San Juan, Puerto Rico
March 11, 2026