v3.25.4
Our actual capital ratios of December 31, 2025 and December 31, 2024 are also presented in the following table. (Details)
$ in Thousands
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Total Capital $ 291,864 $ 285,545
Total Capital (to risk-weighted assets) ratio 0.1419 0.1438
Minimum amount of capital for adequacy purposes $ 164,584 $ 158,884
Minimum amount of capital for adequacy purposes, ratio 0.0800 0.0800
Tier 1 Capital $ 251,103 $ 245,663
Tier 1 Capital (to risk-weighted assets) ratio 0.1221 0.1237
Minimum amount of Tier 1 Capital for adequacy purposes $ 123,438 $ 119,163
Minimum amount of Tier 1 Capital for adequacy purposes, ratio 0.0600 0.0600
Common Equity Tier 1 Capital $ 251,103 $ 245,663
Common Equity Tier 1 Capital (to risk-weighted assets) ratio 0.1221 0.1237
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes $ 92,578 $ 89,372
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes, ratio 0.0450 0.0450
Tier 1 Leverage ratio $ 251,103 $ 245,663
Tier 1 Leverage (to adjusted average assets) ratio 0.0913 0.0914
Minimum amount of Tier 1 Leverage for adequacy purposes $ 110,013 $ 107,461
Minimum amount of Tier 1 Leverage for adequacy purposes, ratio 0.0400 0.0400
Subsidiaries [Member]    
Total Capital $ 276,990 $ 270,879
Total Capital (to risk-weighted assets) ratio 0.1348 0.1365
Minimum amount of capital for adequacy purposes $ 164,435 $ 158,744
Minimum amount of capital for adequacy purposes, ratio 0.0800 0.0800
Minimum Capital required to be well-capitalized $ 205,544 $ 198,430
Minimum Capital required to be well-capitalized, ratio 0.1000 0.1000
Tier 1 Capital $ 256,019 $ 250,748
Tier 1 Capital (to risk-weighted assets) ratio 0.1246 0.1264
Minimum amount of Tier 1 Capital for adequacy purposes $ 123,326 $ 119,058
Minimum amount of Tier 1 Capital for adequacy purposes, ratio 0.0600 0.0600
Minimum Tier 1 Capital required to be well-capitalized $ 164,435 $ 158,744
Minimum Tier 1 Capital required to be well-capitalized, ratio 0.0800 0.0800
Common Equity Tier 1 Capital $ 256,019 $ 250,748
Common Equity Tier 1 Capital (to risk-weighted assets) ratio 0.1246 0.1264
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes $ 92,495 $ 89,293
Minimum amount of Common Equity Tier 1 Capital for adequacy purposes, ratio 0.0450 0.0450
Minimum Common Equity Tier 1 Capital required to be well-capitalized $ 133,603 $ 128,979
Minimum Common Equity Tier 1 Capital required to be well-capitalized, ratio 0.0650 0.0650
Tier 1 Leverage ratio $ 256,019 $ 250,748
Tier 1 Leverage (to adjusted average assets) ratio 0.0932 0.0934
Minimum amount of Tier 1 Leverage for adequacy purposes $ 109,878 $ 107,390
Minimum amount of Tier 1 Leverage for adequacy purposes, ratio 0.0400 0.0400
Minimum Tier 1 Capital required to be well-capitalized $ 137,347 $ 134,237
Minimum Tier 1 Leverage required to be well-capitalized, ratio 0.0500 0.0500